Oak Cliff Christian Dallas TX Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Oak Cliff Christian, a trusted financial partner located at 1130 W Camp Wisdom Rd, Dallas, TX 75232. Established in 2008, we have proudly served our community with dedication and integrity. With a total membership of 1,587 and assets exceeding $6,493,977, we are committed to providing personalized banking solutions tailored to your needs. At Oak Cliff Christian, we believe that everyone deserves access to quality financial services. Our friendly team, led by CEO Felishia Smith and Board President William Collins, works hard to foster a welcoming atmosphere where you can feel confident in your financial decisions. With a solid net worth of $360,327 and total deposits amounting to $496,034, you can trust that your money is safe and secure with us. While members can visit us at our branch for personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and more, official correspondence should be sent to the same address. We also offer online resources through our website occfcu.org for added convenience. Our staff is here to assist you with any questions or concerns you may have. Feel free to reach out by calling us at 214-672-9180 during our lobby hours: Tuesday through Friday from 10 AM to 4 PM, and Saturday from 10 AM to 1 PM. Join us today and experience the Oak Cliff Christian difference where community matters!

Branch History & Mission

Community Engagement

We understand that banking is about more than just numbers; it's about people. That's why we actively engage with various organizations and programs aimed at uplifting our community. By providing resources and support for local events and initiatives, we strive to make a meaningful difference in the lives of those around us. As part of our commitment to accessibility, we ensure that all members can benefit from ADA-compliant services. Although we currently do not offer ATM or drive-thru services, we're continually looking for ways to enhance your experience with us.

Join Us Today!

We invite you to become part of the Oak Cliff Christian family. Experience firsthand how we blend financial services with genuine care for our members. Visit us today or check out more about joining at our website. Let's work together towards building a brighter financial future!

Our Journey

Oak Cliff Christian was founded with a vision: to provide accessible financial services that empower individuals and families. From humble beginnings, we have steadily expanded our offerings to meet the diverse needs of our members. Over the years, we've developed strong relationships within the Dallas community and worked tirelessly to support local initiatives. Whether it's through educational workshops or sponsoring local events, we believe in giving back. Our headquarters is rooted in Dallas, TX, where our commitment to excellent service shines through every interaction. We pride ourselves on being a member-focused institution where everyone feels welcome.

Our Mission

At Oak Cliff Christian, our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of belonging and community. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. While members can visit us at 1130 W Camp Wisdom Rd for face-to-face assistance during our operating hours Tuesday through Friday from 10 AM to 4 PM and Saturday from 10 AM to 1 PM official correspondence should be sent to our mailing address at 1130 W Camp Wisdom Rd, Dallas, TX 75232-3404.

Branch Location & Accessibility

Convenient Access and Features

At Oak Cliff Christian, we prioritize convenience. Our location features ample parking with easy access for all members. We are committed to ensuring that everyone can enjoy our services, which include ADA-compliant facilities that cater to all individuals. Our operating hours are designed with your busy schedule in mind. We welcome you to visit us Tuesday through Friday from 10 AM to 4 PM, and Saturday from 10 AM to 1 PM. On Sundays, we invite you to join us after church services for any banking needs you might have. While our branch does not offer ATM or drive-thru services at this time, our friendly staff is always ready to assist you inside.

Your Banking Needs in One Place

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, Oak Cliff Christian has got you covered. We also provide credit cards with rewards and business banking services tailored for local entrepreneurs. If you have any questions or want to learn more about our services, please don't hesitate to reach out! You can give us a call at 214-672-9180 or visit us online at occfcu.org. We're here to help you navigate your financial journey! We look forward to welcoming you soon at Oak Cliff Christian!

Member Eligibility

At Oak Cliff Christian, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Dallas area, you're likely eligible to join us. We're committed to serving our members with personalized banking solutions designed just for you. For more detailed eligibility criteria, feel free to explore our website at https://www.occfcu.org/about-us/membership . Once you've confirmed your eligibility, opening an account is a simple process. Just visit us at our branch located at 1130 W Camp Wisdom Rd Dallas Tx 75232 or check out our online application at https://www.occfcu.org/applications/membership-application . If you have any questions, don't hesitate to reach out to us at (214) 672-9180. Join us at Oak Cliff Christian and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, reliable payment processing is vital. Our merchant services provide you with the tools needed to accept payments easily and efficiently. Whether you're at a local market or running a brick-and-mortar store, our solutions help streamline transactions so you can focus on what you do best growing your business. Located conveniently at 1130 W Camp Wisdom Rd Dallas Tx 75232, Dallas, TX 75232, we invite you to reach out at (214) 672-9180 or visit us during our operating hours. Together, let's make your business aspirations come true!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options are here for you. Picture driving off in that car you've always wanted without the stress of high-interest rates. With flexible terms and easy application processes, getting behind the wheel is simpler than ever.

Business Banking

If you're a business owner, our business banking solutions including merchant services and business loans are crafted to support your growth and success. We recognize how important it is for businesses to have reliable financial backing and resources.

Credit Cards with Rewards

For those who love rewards, our credit cards come with fantastic benefits that can enhance your spending experience. Whether it's cash back on everyday purchases or points towards travel, our cards are designed to give back to you while you shop.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. Our mortgage loans and refinancing options are designed with your needs in mind, making homeownership achievable. We understand that every member's situation is unique, which is why we provide personalized service to help guide you through each step.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your device. At Oak Cliff Christian, we believe banking should be easy and accessible for everyone. Our friendly team is always ready to assist you with any questions or concerns you may have. To learn more about how we can help you reach your financial goals or to open an account today, give us a call at (214) 672-9180 or visit us at Branch! Let us partner with you on your financial journey!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having an account that not only helps you save but also earns interest over time. We offer competitive rates that can make a real difference in your financial journey.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans can provide the support you need. If you're juggling multiple debts, consider our debt consolidation services to simplify your payments and potentially lower your interest rates. Imagine having just one monthly payment instead of many how much easier would that be?

Digital & Online Banking

Key Features

Our online banking services, available through this link, provide you with 24/7 access to your accounts. Whether you're checking your balance or transferring money, you'll find it simple and efficient. Plus, with person-to-person transfers, sending money to friends or family is a breeze no cash or checks needed! If you prefer managing your finances on the go, our mobile application allows you to perform essential banking tasks directly from your smartphone. You can view e-statements whenever you need them, helping you stay organized without the clutter of paper.

Security and Convenience

We prioritize your security with robust measures in place to protect your information. While we currently do not offer electronic signature authorization for transactions, our systems are designed with your safety in mind. You can feel confident using our services knowing that we take your privacy seriously. In addition to traditional banking features, we also support mobile payments making it easy for you to pay bills and make purchases quickly. Although this feature isn't available just yet at Oak Cliff Christian, we're continually working on enhancing our offerings to better serve you. With all these tools at your disposal, managing your finances has never been easier. Explore our digital banking options today and experience the convenience that Oak Cliff Christian has to offer!

Financial Strength

Commitment to Growth

With $448,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $212 in used auto loans and $5,890,820 in total loans and leases.

Operational Efficiency

Our $-129,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $395,397 in share certificates and $940,991 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,569, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $360,327, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $555 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 2,020, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $307,176. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oak Cliff Christian is your trusted partner. Visit us at 1130 W Camp Wisdom Rd Dallas Tx 75232 or call (214) 672-9180 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,723,349 in used vehicle loans and $2,048,588 in new vehicle loans already helping members get on the road. We believe financing should be straightforward and accessible. If you need assistance or want to explore refinancing options, our team is here to help.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're ready to assist you in exploring other avenues for home financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans available, our services include helping members manage their finances effectively through personalized advice. If you're interested in any of our loan products or want to learn more about eligibility requirements and application processes, don't hesitate to reach out! You can contact us at 214-672-9180 or visit us at 1130 W Camp Wisdom Rd, Dallas, TX 75232. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to supporting your financial journey!

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OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION