Oahe Pierre SD Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oahe Federal Credit Union, where your financial well-being is our top priority! Located at 221 E Pleasant Dr, Pierre, SD 57501, we have been serving our community since 1955. With a proud membership base of over 3,544 members, we are committed to providing personalized banking solutions tailored to meet your needs. At Oahe, we understand that trust is earned through transparency and reliability. That's why we focus on offering competitive rates and exceptional service. Our total assets amount to an impressive $38,872,915, with total deposits reaching $3,413,003. With a net worth of $6,026,151, you can feel secure knowing your money is in good hands. We also provide a variety of loan options for different needs, having issued a total of 1,737 loans and leases to date. Whether you're looking for an auto loan or need help with personal financing, our dedicated team is here to assist you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 818, Pierre, SD 57501. Our leadership team is led by CEO Dawn Van Ash and Board President Brittnie Adamason, both of whom are deeply invested in the financial health of our members and the local community. With a staff of just 7 employees, we pride ourselves on providing friendly and accessible service that feels personal. If you have questions or need assistance, don't hesitate to reach out! Call us at 605-224-6264 during our lobby hours from 7:30 AM to 5:30 PM, Monday through Friday. Visit us online at oahefcu.coop for more information on how we can help you achieve your financial goals. We look forward to welcoming you into the Oahe family!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, Oahe Federal Credit Union remains committed to embracing technology to enhance your banking experience. We offer online and mobile banking solutions that allow you to manage your finances at your convenience. Whether it's checking balances or transferring funds via our mobile application or person-to-person payment features, we're here to simplify your life. Furthermore, we understand the importance of accessibility. Our facilities are ADA compliant and equipped with drive-thru banking services for quick transactions. Plus, with ATM availability right here at our branch, you have access to your cash whenever you need it.

Join Us

As we continue to grow and adapt to meet the evolving needs of our members and community, we invite you to join Oahe Federal Credit Union. Experience firsthand the benefits of being part of a credit union that genuinely cares about your financial well-being. Call us today at 605-224-6264 or visit our website at oahefcu.coop for more information on membership eligibility and services. Together, let's build a brighter financial future!

Our Mission

At Oahe Federal Credit Union, our mission is clear: to empower our members through personalized financial services while actively supporting the community we cherish. We believe that everyone deserves access to affordable banking solutions that fit their unique needs. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We strive to create a welcoming environment where members can receive guidance on their financial journeys. Our dedicated team works tirelessly to ensure that each member feels valued and understood. Through partnerships and community outreach initiatives, we aim to uplift those around us while providing reliable financial services.

Branch Location & Accessibility

Accessibility Features

At Oahe Federal Credit Union, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other facilities designed to accommodate everyone. You can feel confident knowing that we strive to make banking easy and accessible for all.

Convenient Location

Situated in Hughes County, our branch is just a short drive from popular local landmarks like the South Dakota State Capitol and Steamboat Park. This central location means that you can quickly pop in during your day-to-day activities. We also offer ample parking to ensure your visit is as hassle-free as possible.

Get in Touch

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 605-224-6264. We're excited to assist you! While members can visit us at 221 E Pleasant Dr for all your banking needs, official correspondence should be sent to PO Box 818, Pierre, SD 57501. We invite you to stop by Oahe Federal Credit Union today your financial journey starts here!

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 7:30 AM to 5:30 PM. Whether you need assistance with checking accounts, loans, or other services, our dedicated team is here during these hours to provide the support you need.

Services Offered

In addition to personal banking options like checking and savings accounts, we offer a wide range of services including auto loans, mortgage loans, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks anytime you need it. Plus, if you're on the go, take advantage of our basic drive-thru service for deposits and simple transactions without leaving your vehicle.

Member Eligibility

At Oahe, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, worship, or attend school in Hughes County, you're already on your way to enjoying the benefits of membership! We welcome individuals who want to take charge of their financial future and experience personalized service. Our members enjoy a range of services designed just for them, from competitive loans to savings options that help you grow your wealth. For detailed eligibility criteria, feel free to check out our website at http://www.oahefcu.coop/membership . Opening an account with us is straightforward and welcoming. You can visit us at our location, which is conveniently situated at 221 E Pleasant Dr Pierre Sd 57501, or simply give us a call at (605) 224-6264 to learn more about how you can start your journey with Oahe today! Join us and discover the difference of being part of a community-focused credit union that truly cares about your financial well-being.

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Practical Merchant Services

To make daily transactions smoother, we offer robust merchant services. Picture this: your customers can quickly pay via credit cards or mobile payments while you track sales effortlessly through our online tools. This not only enhances customer satisfaction but also streamlines your cash flow. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Whether you're just starting out or looking to grow, Oahe is here to support your journey every step of the way. Visit us at 221 E Pleasant Dr Pierre Sd 57501, Pierre, SD, or call us at (605) 224-6264 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Accessing Our Services

When visiting us in person, take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. If you're on the go and need cash or want to check your balance, our ATMs are readily accessible for all members. We pride ourselves on being a community-focused credit union where members come first. If you're ready to explore how we can assist with your financial journey or have any questions about our offerings, please reach out at (605) 224-6264 or visit us online at https://www.oahefcu.coop/ . We look forward to serving you!

Business Banking Services

For local entrepreneurs and business owners, our Business Banking services provide essential support. From Merchant Services that streamline transactions to tailored Business Loans that help you expand your operations, we are committed to fostering local businesses' growth.

Credit Cards and Rewards

With our Credit Cards with Rewards, not only can you make purchases conveniently, but you can also earn points on every dollar spent. These rewards can turn into great benefits for future use, making everyday spending more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Oahe Federal Credit Union, we offer robust Online & Mobile Banking services. You can manage your accounts from anywhere using your smartphone or computer whether it's checking balances, transferring funds, or making payments. Plus, with our ATM & Cash Withdrawal Services available 24/7, accessing your money has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why our Personal Banking services include checking and savings accounts designed to help you save and grow your money effortlessly. For those in need of transportation, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of a new car without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, making homeownership more accessible. In addition, we offer Personal Loans & Debt Consolidation, providing flexible terms that fit your budget and help you achieve financial peace of mind.

Digital & Online Banking

Key Features of Our Online Services

With 24/7 online banking services, checking your balance, making transfers, and paying bills has never been simpler. You can easily view your e-statements whenever you need them, keeping track of your financial activity without the clutter of paper statements. Plus, if you're out shopping or dining, our mobile payments feature allows you to make purchases directly from your smartphone. For those who love using apps, our mobile application provides a user-friendly interface to manage your accounts effortlessly. You can also send money to friends or family quickly with our person-to-person transfer service no cash needed!

Security and Ease of Use

Your security is our top priority. Although we currently do not offer electronic signature authorization for transactions, rest assured that all your information is protected with advanced security measures. Our online banking system is designed to be straightforward and intuitive, ensuring that even those new to digital banking will find it easy to navigate. Whether you're checking your account balance or sending money to a loved one, Oahe offers the tools you need for real-time account management all while keeping everything secure. Enjoy the freedom of banking from anywhere with peace of mind knowing that we're here to support you every step of the way!

Financial Strength

Growing Together

With a total of 6,147 accounts, our strong and growing member base reflects the trust placed in us with their finances. As your trusted partner, we are committed to supporting your journey towards achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oahe is here for you. Visit us at 221 E Pleasant Dr Pierre Sd 57501 or call (605) 224-6264 to learn more about how we can help you achieve your financial aspirations.

Member-Centric Savings

Your savings are secured through $3,618,947 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident through our $235,830. This figure enables us to continue offering competitive loan rates and solid financial products tailored for you. Additionally, we pride ourselves on having 7 full-time employees who are dedicated to providing exceptional service.

Reinvesting for Growth

We believe in reinvesting in our community. With $5,509,214 in undivided earnings, we enhance our banking tools and lending options while ensuring stronger security measures to serve you better.

Strong Foundation

With a net worth of $6,026,151, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,550 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals with $579 in used auto loans and $23,071,773 in total loans and leases across various sectors. This flexibility allows us to cater to diverse needs within our member base.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,515,113 in used vehicle loans and $1,479,038 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you can drive away with a deal that fits your budget. Plus, if you're considering refinancing your existing auto loan, we can help you explore your options for better rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,610,597, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process with personalized service and expert advice.

Personal and Business Loans

In addition to auto and mortgage loans, we provide personal loans for various needs such as debt consolidation or unexpected expenses. For business owners, our outstanding commercial loans can provide the capital needed to grow and expand though currently, we have no outstanding commercial loans available. Our dedicated team at Oahe is committed to working with you every step of the way. We encourage you to reach out via phone at (605) 224-6264 if you have any questions or need assistance finding the right loan for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 221 E Pleasant Dr Pierre Sd 57501, where we can help turn your plans into reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $551,868 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding while providing the convenience and security you expect.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh can make all the difference in securing favorable loan terms. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers tailored to their financial needs. One of the key benefits of LendMesh is its focus on Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, which builds trust and transparency in the loan comparison process. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach allows users to see unbiased results that reflect genuine market conditions. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions quickly. This feature helps individuals make informed decisions based on current market trends rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

OAHE FEDERAL CREDIT UNION