O Bee Yelm WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to O Bee, your trusted financial partner located at 1201 Yelm Ave E Ste 100, Yelm, WA 98597. Since our establishment in 1955, we have been dedicated to providing exceptional service and fostering a strong sense of community among our 34,696 members. With total assets exceeding $616 million, we are committed to supporting your financial goals through a variety of services tailored to meet your needs. At O Bee, we understand that banking is more than just transactions; it's about building relationships. Our experienced team, led by CEO Andrew Downin and Board President Prabakaran Manoharan, works tirelessly to ensure you receive the best advice and support. We offer a comprehensive range of financial solutions, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. While you can visit us at our Yelm branch for all your banking needs, official correspondence should be sent to our mailing address: P.O Box 5000, Lacey, WA 98509. We pride ourselves on being accessible and responsive feel free to give us a call at 360-943-0740 or visit our website at obee.com for more information. With total deposits of $53,633,066 and a net worth of $52,880,576, we are here to help you navigate your financial journey with confidence. Whether you're looking for an auto loan among our 10,826 loans issued, or exploring ways to grow your savings with our competitive rates on shares totaling over $511 million, O Bee is ready to serve you. Join us today and experience the O Bee difference a place where community matters and every member counts. We invite you to stop by or reach out; together we can achieve your financial aspirations!

Branch History & Mission

Welcome to O Bee, a vibrant part of the Yelm community since 1955. Located at 1201 Yelm Ave E Ste 100, Yelm, WA 98597, our branch has been dedicated to providing exceptional financial services for nearly seven decades. Over the years, we've grown alongside our members, building a legacy of trust and support that stands strong today. O Bee started with a simple mission: to empower individuals and families through accessible banking services. Today, we proudly serve over 34,696 members with total assets exceeding $616 million. Our commitment to our community remains unwavering as we strive to offer personal banking solutions that cater to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, we are here to help you achieve your financial goals. Our headquarters in Lacey, WA also reflects our dedication to service excellence. While members can visit us at our Yelm location, official correspondence should be sent to P.O Box 5000, Lacey, WA 98509. At O Bee, we believe in not just being a bank but being a partner in your financial journey. Our mission is rooted in the idea of community support and empowerment. We actively engage in outreach efforts that enrich our local area, ensuring that we contribute positively beyond just financial transactions. In an age where technology is key, O Bee embraces digital advancements while remaining accessible to everyone. We offer online and mobile banking services that allow you to manage your finances on your terms. Additionally, our branch is ADA compliant, ensuring everyone can access our services comfortably. For those who prefer face-to-face interactions, we are excited to announce that we provide shared service center availability for basic transactions. While drive-thru services are not available at this location, we do have ATM access so you can manage your cash with ease. As you explore the benefits of membership with O Bee, know that our team is ready to assist you during our operating hours: Monday-Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Feel free to reach out by calling us at 360-943-0740. Join us at O Bee and experience how we prioritize your financial well-being while fostering a supportive community spirit! Visit us today and discover how together we can achieve more!

Branch Location & Accessibility

A Place for Everyone

At O Bee, we strive to make banking accessible for all. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring everyone can walk in comfortably. If you need assistance, our friendly staff is always ready to help.

Convenient Operating Hours

We understand that life can be busy. That's why we're open Monday through Thursday from 9:00 AM to 5:30 PM and Fridays from 9:00 AM to 6:00 PM perfect for stopping by after work or during your lunch break! Unfortunately, we are closed on Saturdays, but our online and mobile banking services are available anytime for your convenience.

Services Tailored to You

O Bee offers a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. Plus, our shared service center allows members from partner credit unions to take advantage of basic transactions right here at our branch!

Stay Connected

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 360-943-0740. We're here to help you with whatever you need! While you're at it, feel free to check out more about us online at O Bee's website. So why wait? Stop by O Bee today and discover how we can help you achieve your financial goals in a welcoming environment!

Member Eligibility

At O Bee, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to become part of our family, eligibility is quite simple! Generally, anyone who lives, works, worships, or attends school in the areas we serve is welcome to join us. This includes residents of Thurston County and surrounding communities. We're here to support you with a range of services tailored to your needs, whether you're seeking personal banking solutions or looking for ways to finance your next vehicle. Opening an account is just as easy! You can start the process online by visiting our website at https://my.obee.com/enroll. Should you have any questions or need assistance, feel free to reach out to us at (360) 943-0740. For more detailed information on eligibility criteria, check out our dedicated page at https://www.obee.com/membership/. We can't wait to welcome you to O Bee at 1201 Yelm Ave E Ste 100 Yelm Wa 98597!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processing. Our merchant services allow you to accept payments effortlessly, giving your customers more ways to shop. Whether it's in-store or online, our solutions help streamline your operations so you can focus on what you do best growing your business. For more details on how we can assist you, visit us at 1201 Yelm Ave E Ste 100 Yelm Wa 98597 or give us a call at (360) 943-0740. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Our goal is to help you grow your business while ensuring all transactions are as smooth as possible.

Convenience at Your Fingertips

At O Bee, convenience is key. With an ATM available at our branch, cash withdrawals and balance checks can be done quickly and easily without waiting in line. For those who bank with partner credit unions, we also facilitate basic shared branch transactions like deposits and withdrawals. Our commitment doesn't stop at physical locations; we understand that life can get busy. That's why we emphasize the importance of digital banking features like mobile payments and person-to-person transfers giving you control over your finances anytime, anywhere.

Get Started Today!

We invite you to explore all that O Bee has to offer. If you're ready to take the next step towards achieving your financial goals or simply want more information about our services, don't hesitate to reach out! You can contact us at (360) 943-0740 or visit us online at Yelm. Our team looks forward to assisting you!

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to various lifestyles. Whether you're looking for a simple way to manage your finances or want to earn interest on your savings, we have the right account for you. Imagine having easy access to your money through our online and mobile banking services allowing you to check balances, make transfers, and pay bills right from your phone! When it comes time to purchase that dream car, our auto loans and vehicle financing are here to help. We offer competitive rates and flexible terms tailored to fit your budget. And if you're considering buying a home, our mortgage loans and refinancing options provide the support you need to make informed decisions.

Support for Your Financial Goals

If you're facing challenges with debt, our personal loans and debt consolidation services can provide relief and help streamline your payments into one manageable monthly fee. Plus, with our credit cards featuring rewards, every purchase brings you closer to exciting perks.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking system provides 24/7 access to your accounts, making it easier than ever to stay on top of your finances. You can quickly check balances, view transaction history, and transfer funds between accounts all from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing documents is a breeze and adds an extra layer of security to your transactions. Are you tired of waiting for paper statements? Switch to e-statements with Yes! This eco-friendly option not only helps you stay organized but also allows you to access your statements anytime without cluttering your mailbox. For those who love mobile technology, our mobile application offers a wide range of features including mobile payments Yes, so you can make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. We know that security is a top priority when it comes to managing your money. That's why we implement robust security measures in all our online services, ensuring that your personal information stays safe while you're banking with us. In today's busy world, managing your finances shouldn't be complicated. With O Bee, you have the tools you need for real-time account management right at your fingertips. Experience the ease and accessibility of modern banking today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 53,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $149,507 further illustrate our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 1201 Yelm Ave E Ste 100 Yelm Wa 98597 or call (360) 943-0740 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0 figure, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $37,480,183 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,413 in used auto loans and $533,165,230 in total loans and leases.

Solid Financial Health

With a net worth of $52,880,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $101,422,547 in used vehicle loans and $30,353,285 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we can assist you with financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $57,207,755 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are committed to supporting our local entrepreneurs. At O Bee, we're dedicated to making borrowing straightforward and accessible. For more information on eligibility and how to apply for any of our loan products, feel free to contact us at (360) 943-0740 or visit us at 1201 Yelm Ave E Ste 100 Yelm Wa 98597 in Yelm, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,797,401 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your spending power while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686, make buying or refinancing simple. We provide various mortgage products to help you find the right solution for your unique situation. If you're considering refinancing your existing mortgage, we also have options available to lower your monthly payments or change your loan terms.

Loan Aggregator

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O Bee