O Bee Tumwater WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to O Bee, your trusted credit union located at 3900 Cleveland Ave Se, Tumwater, WA 98501. Since our establishment in 1955, we've been dedicated to serving our community with a commitment to exceptional financial services and member satisfaction. Our team, led by CEO Andrew Downin and Board President Prabakaran Manoharan, works tirelessly to ensure that our nearly 35,000 members feel valued and supported. At O Bee, we understand the importance of financial well-being. With total assets exceeding $616 million and deposits amounting to $53,633,066, we pride ourselves on being a solid financial partner for individuals and families alike. Whether you're looking for a personal loan, auto financing, or business banking solutions, our experienced staff is here to guide you every step of the way. While members can visit us at our branch location in Tumwater for all their banking needs, official correspondence should be sent to our mailing address: P.O Box 5000, Lacey, WA 98509. We offer a variety of services including online and mobile banking options, ensuring that you can manage your finances conveniently from anywhere. With a robust loan portfolio that includes over 18,000 loans, O Bee is committed to helping you achieve your financial goals. Our net worth stands strong at $52,880,576, reflecting our dedication to maintaining stability while providing competitive rates for our members. We invite you to explore what O Bee has to offer. Feel free to call us at 360-943-0757 or visit our website at obee.com for more information on how we can assist you today!

Branch History & Mission

Welcome to O Bee, a cornerstone of financial services in Tumwater, Washington. Established in 1955, O Bee has been committed to serving our community with integrity and care for nearly seven decades. Our branch is located at 3900 Cleveland Ave SE, Tumwater, WA 98501, a spot conveniently situated near local landmarks that foster community connections. From our humble beginnings to becoming a trusted financial partner for over 34,696 members, O Bee has continuously evolved to meet the needs of our diverse clientele. Our journey reflects not just growth in numbers but also an unwavering dedication to enhancing the lives of those we serve. With total assets now exceeding $616,818,206, we take pride in our role as a reliable resource for personal banking, auto loans, mortgages, and more. At O Bee, our mission is clear: we strive to empower our members by providing accessible financial solutions while fostering a sense of belonging within the community. We understand that financial wellness goes beyond transactions; it's about building relationships and supporting each other through life's milestones. Our commitment extends to initiatives that uplift local organizations and promote community welfare. While members can visit us at 3900 Cleveland Ave SE, official correspondence should be sent to P.O Box 5000, Lacey, WA 98509. We operate with convenience in mind, offering lobby hours from Monday to Thursday from 9:00 AM to 5:30 PM and extended hours on Fridays until 6:00 PM. Our drive-thru services make it easier than ever for you to access your funds quickly. In an era where technology plays a vital role in finance, we are proud to offer modern conveniences such as online banking and mobile payments. Our branch is also ADA compliant, ensuring that all members of our community can access our services comfortably. O Bee believes in the power of partnerships and actively engages in community outreach efforts that resonate with our values. Together with local organizations, we work towards creating lasting positive impacts right here in Tumwater. We invite you to join us at O Bee and experience firsthand the difference a member-focused credit union can make in your financial journey. Let's build a brighter future together! For more information or to become a member today, please call us at 360-943-0757 or visit our website.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and easy access points so everyone can visit without hassle. Plus, we offer ample parking right outside for your convenience.

Nearby Landmarks

Nestled close to several popular spots, you'll find us just a stone's throw away from Tumwater Town Center, making your visit even more enjoyable. Whether you're running errands or just out enjoying the day, stopping by our branch is simple!

Operating Hours

At O Bee, we understand that flexibility matters. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and on Friday from 9:00 AM to 6:00 PM. We're closed on Saturdays for lobby service, but don't worry! Our drive-thru is open Monday through Friday until 6:00 PM and Saturday until 1:00 PM perfect for those quick transactions when you're on the go.

Services Offered

When you visit us at O Bee, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance? Our friendly staff is always here to help with any questions or transactions you may have. And don't forget about our ATM availability for convenient cash withdrawals anytime! While members can visit us at 3900 Cleveland Ave Se Tumwater Wa 98501, official correspondence should be sent to P.O Box 5000 in Lacey, WA if that's more suitable for you. We invite you to stop by or give us a call at (360) 943-0757 today! At O Bee, we're excited to support your financial journey and look forward to seeing you soon!

Member Eligibility

At O Bee, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a family that genuinely cares about your financial well-being. To become a member of O Bee, you'll need to meet some simple eligibility criteria, which primarily includes being a resident of the area or having a connection through employment or family ties. We believe in making banking accessible for everyone, so we encourage you to explore the details on our website at https://www.obee.com/membership/. Once you're ready to join, opening an account is straightforward and can be done online. Just visit us at https://my.obee.com/enroll and follow the easy steps to get started. If you have any questions or need assistance, feel free to give us a call at (360) 943-0757. We're here to help you every step of the way, ensuring that your journey with us is as smooth as possible. Join us at our branch located at 3900 Cleveland Ave Se Tumwater Wa 98501, where we look forward to supporting your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance customer experience. Imagine processing payments swiftly at your storefront or online, allowing you to focus on what matters most growing your business. Our services provide you with the tools to accept various payment methods, ensuring convenience for both you and your customers. Visit us at 3900 Cleveland Ave Se Tumwater Wa 98501 in Tumwater, WA, or give us a call at (360) 943-0757 to learn more about how we can support your business needs!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized services that support growth and efficiency. Our Business Banking solutions include merchant services and business loans that cater to the unique needs of entrepreneurs and small businesses in our community.

Convenient Access

We know how important convenience is for our members. That's why we provide various ways for you to access your accounts and perform transactions. Use our ATMs for cash withdrawals or visit us for basic drive-thru banking services like deposits and simple transactions. We also offer basic shared branch transactions so that members from partner credit unions can easily access their funds.

Embracing Technology

At O Bee, embracing technology means making banking easier for you. Our online banking platform allows you to manage your account anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been simpler. If you're curious about what we can do for you or want more information about any specific service mentioned above, don't hesitate to reach out! Give us a call at (360) 943-0757 or visit us in person we're here to assist you every step of the way. Join our community today and experience personalized banking at its best! For more details on membership eligibility or to open an account, visit us at our website.

Loans for Every Need

When it comes to financing, we have you covered with a variety of loan options. If you're dreaming of a new vehicle, check out our Auto Loans & Vehicle Financing. With competitive rates and flexible terms, we make it easy for you to hit the road in style. Additionally, our Mortgage Loans & Refinancing services help you secure your dream home or lower your current mortgage payments. Need some extra cash? Our Personal Loans & Debt Consolidation options allow you to take control of your finances by combining multiple debts into one manageable payment. Plus, our Credit Cards with Rewards give you more than just purchasing power they also earn you points towards future purchases!

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts designed with you in mind. Imagine having easy access to your funds whenever you need them, thanks to our online and mobile banking options. You can view balances, transfer money, and pay bills right from your smartphone.

Digital & Online Banking

Convenience and Security

Security is at the forefront of our digital banking experience. We prioritize protecting your information while providing easy access to your accounts. From mobile payments to real-time account updates, every feature is designed with your convenience in mind. So why wait? Embrace the ease of banking with O Bee today! Visit us at https://www.obee.com/ to explore all the ways you can manage your finances from anywhere, all while feeling safe and secure.

Key Services

Imagine being able to handle your banking needs right from your smartphone or computer! Our user-friendly mobile application lets you perform transactions on the go. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. You can take care of important paperwork without needing to visit a branch. We also provide e-statements for those who prefer a paperless option. This means you can view your financial statements quickly and securely through our online platform. And if you ever need to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions with just a few taps.

Financial Strength

A Reliable Team

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Commitment to Growth

With $37,480,183 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,413 in used auto loans and $533,165,230 in total loans and leases.

Growing Together

With net shares available for lending and investments amounting to $149,507, along with a robust membership base represented by 53,185, we show a strong commitment to your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 3900 Cleveland Ave Se Tumwater Wa 98501 or call (360) 943-0757 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $52,880,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $101,422,547 in used vehicle loans and $30,353,285 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our flexible financing options can help make it happen.

Credit Lines and Commercial Loans

For those looking for additional flexibility or business owners seeking growth opportunities, we provide significant credit lines totaling $255,195,695. Additionally, our outstanding commercial loans amounting to $57,207,755 ensure that businesses have access to the capital they need to expand and thrive. If you're considering refinancing options or want to know about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at 360-943-0757 for more information or visit our website at O Bee. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At O Bee, we're committed to offering services that not only help you today but also support your long-term financial health.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686, make buying or refinancing simple. We believe everyone deserves a place they can call home, and our mortgage products are designed to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $17,797,401 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can rely on the accuracy of the information as it comes straight from reputable sources. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You won't have to sift through advertisements or biased recommendations; what you see is what you get. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This means you can find competitive rates without spending hours researching different lenders. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of using this tool for finding suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent, allowing users to trust the information presented.

O Bee