O Bee Olympia WA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to O Bee, your trusted community partner in financial growth and stability, located at 410 Cooper Point Road, Olympia, WA 98502. Since our establishment in 1955, we have been dedicated to serving our members with a personal touch, ensuring that their financial needs are met with care and professionalism. With a robust membership of 34,696 individuals, we pride ourselves on being more than just a credit union; we are a community hub committed to helping you achieve your financial goals. At O Bee, we understand the importance of having a reliable financial institution by your side. Our total assets stand strong at $616,818,206, reflecting our commitment to providing safe and secure banking services. We also maintain a healthy net worth of $52,880,576, ensuring that we can support our members through various economic challenges. We are proud to offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. With total loans amounting to 18,273, and deposits reaching $53,633,066, our financial strength allows us to provide competitive rates and personalized service. Our leadership team is dedicated to fostering an environment of trust and transparency. Under the guidance of CEO Andrew Downin and Board President Prabakaran Manoharan, O Bee continues to thrive as a member-focused institution. Our friendly staff is always ready to assist you during our operating hours: Monday-Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at P.O. Box 5000, Lacey, WA 98509. Join us today at O Bee where your financial future matters! Feel free to reach out by calling 360-943-0740 or visit us online at O Bee's website for more information about how we can help you thrive in your financial journey.

Branch History & Mission

At O Bee Credit Union, we take pride in our rich history and deep-rooted commitment to the Olympia community. Established in 1955, our branch has grown alongside our members, adapting to their needs while providing exceptional financial services. Located at 410 Cooper Point Road, Olympia, WA 98502, we are easily accessible for all your banking needs. Over the decades, O Bee has achieved remarkable milestones. From humble beginnings with a handful of members to now serving over 34,696 individuals, our total assets have expanded to an impressive $616,818,206. This growth reflects not only our dedication to sound financial practices but also our unwavering focus on member satisfaction. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we strive to empower our members to achieve their financial goals. Our mission is simple yet profound: to provide reliable and affordable financial solutions while fostering a strong sense of community. We believe that by supporting each member's unique journey, we contribute to the overall well-being of Olympia and its surrounding areas. Our services extend beyond traditional banking; we engage actively in local initiatives and partnerships that uplift the community. In addition to our physical presence, we have embraced modern technology to enhance convenience for our members. With features like online banking and mobile payments available, you can manage your finances on-the-go. We also ensure accessibility for everyone by adhering to ADA compliance standards. For your convenience, we offer drive-thru banking and ATM services at our branch location. While members can visit us at 410 Cooper Point Road for their banking needs, official correspondence should be sent to P.O. Box 5000, Lacey, WA 98509 if necessary. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM (closed on Saturdays). If you have any questions or need assistance, feel free to reach out at 360-943-0740. Join us at O Bee Credit Union and experience the difference of a member-focused approach where your financial success is our priority! We invite you to become a part of our community visit us today or explore membership options online at O Bee Credit Union.

Branch Location & Accessibility

Call to Action

We invite you to stop by or give us a call at 360-943-0740 to learn more about how we can help you achieve your financial goals. The friendly team at O Bee is excited to serve you!

Nearby Landmarks and Accessibility

Situated near popular landmarks, our branch is close to various shops and restaurants, making it a convenient stop during your day. We are committed to ensuring that everyone can easily access our services. Our building is ADA compliant with ramps and designated parking spots for those who need them.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours for your convenience. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Unfortunately, we are closed on Saturdays, but we are here ready to assist you throughout the week!

Services Offered

At O Bee, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our ATM availability and drive-thru banking services, managing your finances has never been easier. While members can visit us at 410 Cooper Point Road, official correspondence should be sent to P.O. Box 5000 in Lacey, WA.

Member Eligibility

At O Bee, we believe that becoming a member is more than just opening an account; it's about joining a warm and supportive community. If you're looking to be part of something special, eligibility is simple and welcoming! To qualify, you must either live, work, or worship in our service area, or have a family member who is already a member. We want everyone to feel included and empowered as part of our credit union family. Joining us at O Bee means accessing a range of benefits designed to support your financial journey. Whether you're interested in personal banking, auto loans, or credit cards with rewards, we've got you covered! Ready to take the next step? You can find detailed eligibility criteria by visiting https://www.obee.com/membership/. When you're ready to open an account, simply head over to https://my.obee.com/enroll or give us a call at (360) 943-0740. We can't wait to welcome you to our community at 410 Cooper Point Road Olympia Wa 98502!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer robust merchant services that simplify transactions for your business. Picture this: you're at a bustling farmers' market or a busy retail shop, and a customer wants to pay by card. With our merchant services, you can process payments smoothly, keeping your customers happy and your sales flowing. Located conveniently at 410 Cooper Point Road Olympia Wa 98502, Olympia, WA 98502, we're here to empower your business journey. Contact us today at (360) 943-0740 to learn more about how we can support your success!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash? Our ATM and cash withdrawal services are readily available for quick access to your funds. You can also take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. If you're a member of a partner credit union, our shared branch transactions allow for easy deposits and withdrawals too.

Business Banking Services

For local entrepreneurs and businesses, we offer tailored solutions through our business banking services, including merchant services and business loans. These tools can empower your business's growth while ensuring you have the financial backing needed for success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why O Bee provides online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Get Started Today!

Whether you're visiting us in person at O Bee or accessing our digital services from home, we're committed to providing top-notch support every step of the way. Have questions or want to learn more about how we can assist you? Give us a call at (360) 943-0740 or visit us online at West Olympia. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your daily finances to auto loans and vehicle financing that can get you on the road quickly, we have options that cater to every aspect of your financial life. If you're thinking about buying a home, our mortgage loans and refinancing options can provide the support you need to secure the right property at the best rate. If debt is weighing you down, consider our personal loans and debt consolidation services. We aim to simplify your payments and help restore peace of mind. Plus, for those who love rewards, our credit cards with rewards offer benefits that make everyday spending more rewarding.

Digital & Online Banking

Key Features

Visit us at https://www.obee.com/ to explore our online banking options. You can access your accounts 24/7, making it simple to check balances, pay bills, and transfer funds without having to step into a branch. Our online banking system is not only user-friendly but also fortified with top-notch security measures to protect your personal information. Managing your documents is a breeze with our electronic signature authorization feature. This allows you to sign important documents securely from the comfort of your home. Plus, with e-statements available, you can go paperless and keep track of your account statements easily.

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application makes it easier than ever. You can make mobile payments, send money to friends through person-to-person transfers, and manage your accounts all from your smartphone. Whether you're grabbing coffee or waiting for an appointment, you have full access to your finances right at your fingertips. With features like these, you'll find that banking with O Bee is both accessible and efficient. Experience the ease of real-time account management today!

Financial Strength

Growing Membership Base

We have a robust member base with 53,185 total share accounts showing the trust placed in us by our community. Our focus on member satisfaction helps foster lasting relationships while ensuring your finances are secure. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 410 Cooper Point Road Olympia Wa 98502 or call (360) 943-0740 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $37,480,183 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $5,413 in used auto loans and $533,165,230 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $52,880,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, with 140 full-time employees and 8 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $101,422,547 in used vehicle loans and $30,353,285 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $57,207,755 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your financial journey. If you're considering refinancing any existing loans or exploring eligibility options, please reach out. Our team is ready to assist you with customized solutions that meet your specific needs. Feel free to contact us at (360) 943-0740 for more information or visit us at our branch located at 410 Cooper Point Road Olympia Wa 98502 in Olympia, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take this step together toward achieving your financial aspirations!

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility in managing their expenses, our credit lines totaling $255,195,695 can be a great choice. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $17,797,401 in loans helping members manage their finances effectively. This allows you to make purchases without the burden of immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through every step of the mortgage process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see are fair and reflect the true market conditions.

O Bee