O Bee Lacey WA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to O Bee, your trusted credit union located at 8665 Martin Way E, Lacey, WA 98516. Since our establishment in 1955, we have been dedicated to serving our community with financial products and services designed to meet your needs. With a robust membership of over 34,696 individuals, we pride ourselves on fostering relationships built on trust and reliability. At O Bee, we understand that every member's financial journey is unique. That's why we offer a wide range of options, from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at $616,818,206, reflecting our commitment to your financial well-being. We also manage total deposits of $53,633,066 and maintain a healthy net worth of $52,880,576, ensuring you can bank with confidence. Our team of 148 employees, led by CEO Andrew Downin and Board President Prabakaran Manoharan, is here to provide personalized service that meets the diverse needs of our members. Whether you're looking for business banking solutions or personal loans, we're ready to assist you. While members can visit us at 8665 Martin Way E, official correspondence should be sent to our mailing address: P.O Box 5000, LACEY, WA 98509. Feel free to reach out at 360-459-4272 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM (drive-thru only). Join us at O Bee where we empower your financial future! For more information on membership or services, visit us online at obee.com. We look forward to welcoming you into our community!

Branch History & Mission

At O Bee, we take pride in our rich history and unwavering commitment to serving the Lacey community. Founded in 1955, O Bee has been a pillar of support for our members, fostering financial growth and stability over the decades. Our branch is conveniently located at 8665 Martin Way E, Lacey, WA 98516, a place where countless local residents have turned to for their banking needs. Since our inception, we have grown significantly, now proudly serving a total membership of 34,696 individuals. With total assets reaching an impressive $616,818,206, we have continually expanded our offerings to meet the diverse needs of our community. This growth reflects not only our financial strength but also our dedication to providing exceptional service and support. Our mission at O Bee is clear: we strive to empower our members by offering a range of financial services tailored to their unique situations. We believe in not just banking but building relationships that enhance the lives of those we serve. Our focus extends beyond financial products; we are deeply committed to community support through various outreach initiatives and partnerships that uplift and strengthen Lacey. While members can visit us at our branch location, official correspondence should be sent to P.O Box 5000, LACEY, WA 98509. We offer convenient operating hours Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM (drive-thru only) making it easier for you to access our services when you need them most. We understand the importance of digital advancements in today's world. That's why O Bee provides online and mobile banking options along with ATM services and drive-thru banking for added convenience. Our commitment to accessibility ensures that all members can easily manage their finances with ease. As part of our ongoing effort to serve better, we are proud to operate as a shared service center. This allows us to collaborate with partner credit unions and provide even more resources for our members. Join us at O Bee and experience firsthand how we can help you achieve your financial goals while actively supporting the community around us. Together, we can build a brighter future for everyone in Lacey! For more information or to become a member today, visit our website or give us a call at 360-459-4272.

Branch Location & Accessibility

Convenient Access and Facilities

At O Bee, we understand that convenience matters. Our branch is equipped with ample parking space and features that comply with ADA standards, ensuring that everyone can access our services comfortably. We also offer a drive-thru banking option for those who prefer to conduct their transactions from the comfort of their vehicle. If you need quick cash or want to check your balance, our ATM is readily available for your use.

Get in Touch!

Have questions or ready to explore what we can offer? Don't hesitate to give us a call at 360-459-4272. We look forward to welcoming you into our O Bee family!

More Than Just Banking

O Bee offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you happen to be a member of a partner credit union, feel free to utilize our shared service center for deposits and withdrawals. While members can visit us at 8665 Martin Way E Lacey Wa 98516, official correspondence should be sent to P.O Box 5000, Lacey, WA 98509.

Operating Hours That Fit Your Schedule

We know that life can get busy, so we've designed our operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays from 9:00 AM to 6:00 PM. For those of you who can only make it on Saturdays, we're here from 10:00 AM to 1:00 PM though please note that during Saturday hours, it's drive-thru service only.

Member Eligibility

At O Bee, we believe that everyone deserves to be part of a community that truly cares. Becoming a member is simple and welcoming, especially if you live, work, worship, or attend school in the Lacey area or nearby communities. Our goal is to create an inclusive environment where you can access tailored financial solutions designed just for you. By joining us, you'll not only gain access to a range of services like personal banking, loans, and credit cards but also become part of a supportive network that puts your needs first. To find out more about eligibility criteria and see if you qualify, visit our detailed resource at https://www.obee.com/membership/. If you're ready to take the next step, opening an account is easy! You can begin the process online at https://my.obee.com/enroll or give us a call at (360) 459-4272. We're excited to welcome you to the O Bee family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. Whether you're a retail store or a service provider, we offer solutions that fit your needs, making it easier than ever to serve your customers efficiently. If you're looking for personalized support and flexible financing options, visit us at O Bee or call us at (360) 459-4272. Let's work together to build a brighter future for your business!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer Business Banking Services, including Merchant Services and various types of Business Loans, designed to support the growth and success of your enterprise. We understand that running a business comes with its own set of challenges, and we're here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why O Bee prioritizes digital banking features. With our Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to cash whenever you need it. If you're in a hurry, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Get Started Today!

With all these services available at O Bee, we strive to make banking easy and accessible for everyone in Lacey. If you have any questions or want more information about how we can assist you financially, don't hesitate to reach out! Call us at (360) 459-4272 or visit us online at https://www.obee.com/ to learn more or start using our services today!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that help you save for your future while providing easy access to your funds. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options make it simple and affordable. Need a home? Our Mortgage Loans & Refinancing services can guide you through buying your dream home or saving on your current mortgage. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can give you the financial relief you need without added stress. Plus, don't forget about our rewarding Credit Cards that provide benefits to enhance your spending power.

Shared Branch Transactions

We also participate in shared branch transactions, which means if you're a member of another participating credit union, you can still enjoy many of our services like deposits and withdrawals right here at Lacey.

Digital & Online Banking

At O Bee, we understand that banking needs to fit into your life, not the other way around. That's why we offer a range of digital and online banking services designed to give you convenience and security at your fingertips. With our easy-to-use platform, managing your finances has never been simpler. You can access your accounts anytime, anywhere with our robust online banking service. Just visit us at https://www.obee.com/ to get started. Our 24/7 online banking allows you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application, you can manage your money on the go perfect for busy lifestyles. Security is a top priority for us. We offer electronic signature authorization, which lets you sign documents securely from the comfort of your home. You'll also have access to e-statements, helping you keep track of your transactions while reducing paper clutter. Need to make quick payments? Our mobile payments feature makes it easy to pay friends or family directly from your account. And if you need to send money quickly, our person-to-person transfer option is just a few taps away. Whether you're using our website or mobile app, all these features are designed with ease-of-use in mind. We want you to feel confident managing your finances without hassle. At O Bee, we're here to support you every step of the way as you navigate your financial journey.

Financial Strength

At O Bee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your finances are in safe hands, allowing you to focus on what truly matters. With a net worth of $52,880,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings offerings, with $5,413 in used auto loans and $533,165,230 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts numbering 53,185, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 8665 Martin Way E Lacey Wa 98516 or call (360) 459-4272 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $101,422,547 in used vehicle loans and $30,353,285 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make the process smooth and straightforward.

Credit Lines

For those who need a little extra flexibility with their finances, we provide credit lines totaling $255,195,695. This option allows you to borrow what you need when you need it without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686, making buying or refinancing simple. Our knowledgeable staff can guide you through various options and help you find a plan that fits your budget.

Refinancing Options

If you're considering refinancing existing loans or credit lines for better rates or terms, we have options available to help reduce your monthly payments and overall interest costs. Our team will work with you to assess your current financial situation and explore the best refinancing solutions tailored for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're starting fresh or looking to expand your financial portfolio, O Bee is here to support all your lending needs. Visit us today or check out our website at O Bee for more information!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,797,401 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory guidelines ensures that users receive fair and transparent offers. Each lender's information is meticulously verified, contributing to a trustworthy comparison experience.

O Bee