O Bee Lacey WA Credit Union | Convenient ATM Services Only

Introduction

Welcome to O Bee, your trusted financial partner located at 649 Woodland Square Loop SE, Lacey, WA 98503. Established in 1955, we have been serving our community for decades, building a strong foundation of trust and reliability. With a total membership of 34,696 and assets exceeding $616,818,206, we are committed to providing exceptional financial services tailored to meet the unique needs of our members. At O Bee, we pride ourselves on our strong community ties and dedication to helping you achieve your financial goals. Our leadership team, led by CEO Andrew Downin and Board President Prabakaran Manoharan, is passionate about fostering an inclusive environment where every member feels valued and supported. While you can always visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 5000, Lacey, WA 98509-5000. Our friendly staff is here to assist you with all your banking needs, whether you're looking for loans or simply want to discuss your financial future. With total deposits of $53,633,066 and a net worth of $52,880,576, we are not just another credit union; we're a part of your community. Our commitment to you goes beyond numbers; it's about building lasting relationships that empower you financially. If you're ready to take the next step towards securing your financial future or have any questions regarding our services, don't hesitate to reach out! Call us at 360-943-0740 or visit our website at O Bee. We look forward to welcoming you into the O Bee family!

Branch History & Mission

At O Bee, we take pride in our rich history and unwavering commitment to the community of Lacey, WA. Founded in 1955, our branch has grown from humble beginnings to serve nearly 34,696 members today. Located at 649 Woodland Square Loop SE, O Bee stands as a beacon of financial support and community engagement. Over the years, we have continually evolved to meet the needs of our members. With a total asset base of $616,818,206, we are dedicated to providing financial services that empower individuals and families. From personal loans to savings accounts, our mission has always been about more than just banking; it's about building relationships and fostering growth within our community. Our mission is clear: to offer accessible financial services while supporting the local community through outreach initiatives and partnerships. We believe that by helping our members achieve their financial goals, we contribute to the overall prosperity of Lacey and beyond. While members can visit us at 649 Woodland Square Loop SE, official correspondence should be sent to PO Box 5000, Lacey, WA 98509-5000. We invite you to explore our range of services during our operating hours from 7:00 AM to 6:00 PM, Monday through Friday. Although we currently do not offer ATM or drive-thru banking facilities, we prioritize a warm and welcoming environment for all who walk through our doors. At O Bee, digital advancements are part of our commitment to serve better. We offer online banking options that make managing your finances convenient and secure. Whether it's mobile payments or e-statements, we strive to meet modern needs while ensuring ADA compliance for all members. Community outreach is at the heart of what we do. Our partnerships with local organizations allow us to give back meaningfully and create lasting impacts on those around us. This focus on community ensures that every member feels supported not just financially but also socially. We invite you to join O Bee Credit Union and experience firsthand the benefits of membership. Together, let's build a brighter future for ourselves and our beloved community in Lacey. If you're ready to take the next step in your financial journey with us, visit O Bee for more information on how you can become a member today!

Branch Location & Accessibility

Welcome to O Bee, your friendly neighborhood credit union located at 649 Woodland Square Loop SE in Lacey, WA. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or shopping centers, we're just a short drive away! While members can visit us at our branch address, official correspondence should be sent to PO Box 5000, Lacey, WA 98509-5000. We want to ensure you have all the information you need when reaching out to us. At O Bee, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking to accommodate everyone comfortably. We know that your time is valuable, so our friendly staff is here to assist you during our operating hours from 7:00 AM to 6:00 PM Monday through Friday. Please note that while employees are onsite during these hours, the branch is not open to the public. For those needing quick access to cash or other banking services, we currently do not offer ATM services or drive-thru banking at this location. However, our dedicated team is always ready to help you with any inquiries or transactions over the phone at 360-943-0740. If you're looking for a credit union that values community and convenience, O Bee is here for you! We invite you to come visit us or give us a call we'd love to help you with your financial needs!

Member Eligibility

Becoming a member of O Bee is like joining a close-knit family that truly cares about your financial well-being. At O Bee, located at 649 Woodland Square Loop Se, Lacey, WA 98503, we welcome anyone who lives, works, or worships in Thurston County and surrounding areas. It's as simple as that! If you have family members who are already part of our community, they can help bring you on board too. Our membership offers you access to a range of benefits designed to support your financial journey, from competitive loan rates to personalized service tailored just for you. Ready to take the first step? Opening an account with us is a breeze! You can easily start the process by visiting our website at O Bee Membership for all the details about eligibility and then head over to Open an Account when you're ready. If you have any questions, feel free to give us a call at 360-943-0740. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments easily whether it's through credit cards or mobile payments so you can focus more on serving your customers. Visit us at 649 Woodland Square Loop Se Lacey Wa 98503 or call us at (360) 943-0740 to learn how we can support your business journey today!

Comprehensive List Of Services

Banking Made Easy

We understand that managing your finances should be simple and convenient. That's why we offer ATM Services Only to help you access your funds without hassle. Whether you're out running errands or enjoying a weekend adventure, finding an ATM nearby is easy, allowing you to withdraw cash or check your balance on the go.

Digital Banking Features

In today's fast-paced world, convenience is key. At O Bee, we prioritize digital banking features that make accessing your accounts straightforward. With our online banking platform, you can manage your finances from anywhere, whether you're at home or on the move. Enjoy features like e-statements for easy record-keeping and mobile payments for quick transactions right from your smartphone.

Join Our Community

Becoming a part of the O Bee family means more than just banking; it means joining a community committed to helping each other succeed financially. We encourage you to explore all that we offer and take advantage of our services designed with your needs in mind. As you consider your financial future, remember that we're here for you. Visit us at our branch or check out our website at Administrative Building to learn more about how we can assist you in achieving your goals. We look forward to serving you!

Personalized Support

While our main focus is on self-service options, we're here to support you every step of the way. If you have questions about our services or need assistance, don't hesitate to reach out! You can contact us at (360) 943-0740 for any inquiries or support you might need.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank right from your smartphone. Whether you're making person-to-person transfers or paying bills, everything is just a tap away. Need to make a payment? Our mobile payments feature lets you do it quickly and securely. For added convenience, we also offer electronic signature authorization. This means you can sign important documents without having to visit a branch, making processes faster and more efficient. If you prefer going paperless, e-statements are available too helping you keep track of your finances while reducing clutter.

Security & Accessibility

Security is paramount in everything we do at O Bee. Our online banking system employs robust security measures to protect your personal information and ensure peace of mind every time you log in. In a world where time is precious, our digital banking services allow you to manage your money with ease whether it's setting up recurring payments or checking account balances in real-time. With all these great features combined, O Bee is committed to providing a modern banking experience that fits your lifestyle. Embrace the convenience of digital banking today!

Financial Strength

Committed Team

We also take pride in having 140 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your success.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $5,413 in used auto loans and $533,165,230 in total loans and leases. Whether you're looking for an auto loan or personal financing, we have the resources to help you succeed.

Growing Membership Base

With a total of 53,185, our growing member base shows the trust placed in us by the community. This support fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 649 Woodland Square Loop Se Lacey Wa 98503 or call (360) 943-0740 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. It's through this careful management of resources that we ensure long-term sustainability.

Reinvestment for Improvement

With $37,480,183 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing commitment allows us to adapt and improve our offerings continuously.

Solid Capital Foundation

Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This resilience is crucial as it protects your investments and supports our growth.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $101,422,547 in used vehicle loans and $30,353,285 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle, ensuring you find the right fit for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $57,207,755 provide the capital needed to grow and expand. We're dedicated to supporting local businesses by offering tailored solutions that meet unique operational needs. At O Bee, we believe in empowering our members through informed choices and personalized service. If you're interested in refinancing or want to learn more about eligibility options, don't hesitate to reach out. You can contact us at (360) 943-0740 for any questions or visit us at our branch located at 649 Woodland Square Loop Se Lacey Wa 98503 in Lacey, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686, make buying or refinancing simple. We strive to guide you through every step of the process, making it easier for you to settle into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,797,401 in loans helping members manage their finances effectively. Our credit card options provide the purchasing power you need while allowing you to keep control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By working only with verified institutions, LendMesh guarantees that all loan comparisons are both accurate and trustworthy.