Nymeo Gaithersburg MD Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Nymeo, where we believe in building strong financial futures for our members! Located at 1 Bank St Ste 100, Gaithersburg, MD 20878, we have been proudly serving our community since 1964. With a commitment to excellence and personalized service, we are dedicated to empowering over 21,519 members with the tools they need to achieve their financial goals. At Nymeo, our total assets exceed $362 million, which reflects our robust financial health and stability. We take pride in offering a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our goal is to ensure that every member feels valued and supported on their financial journey. Our leadership team, led by CEO Victoria Johnston and Board President Charles Yancey, is focused on fostering trust and reliability within our community. Together with our dedicated staff of 80 employees, we strive to create an environment where everyone can thrive. Whether you're looking for assistance with a loan or simply want to explore your banking options, you can count on us. For any official correspondence, please use our mailing address: 1 BANK ST, GAITHERSBURG, MD 20878. Join us at Nymeo today! Call us at 855-436-4100 or visit our website at Nymeo.org to learn more about how we can support your financial needs. We look forward to welcoming you into our family!

Branch History & Mission

Commitment to Innovation

As part of our commitment to excellence, we embrace technology while ensuring accessibility for everyone. Our digital banking options include online banking, mobile payments, and e-statements designed with convenience in mind. Additionally, we maintain ADA compliance throughout our facilities so that all members can comfortably access our services. For those who prefer face-to-face interactions, we offer a drive-thru service along with an ATM on-site for quick transactions. Our operating hours are designed around your busy schedule: Monday through Friday from 10 AM to 5 PM, with extended hours on Saturday from 9 AM to 1 PM. While members can visit us at 1 Bank St Ste 100, official correspondence should be sent to 1 BANK ST, GAITHERSBURG, MD 20878 if you need to reach us by mail.

Join Us

At Nymeo, we invite you to become part of something special a community-focused credit union where your voice matters. Experience firsthand the benefits of membership by visiting us or exploring more about what we offer on our website at Nymeo. Let's work together towards a brighter financial future! If you have any questions or would like assistance, feel free to give us a call at 855-436-4100.

Our Mission

Nymeo's mission is simple yet profound: we strive to enhance the lives of our members and the communities we serve. We understand that finance can often be overwhelming, which is why we focus on offering clear guidance and support. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle or home, we're here to help every step of the way. In addition to our core services, Nymeo is committed to giving back to the community through various outreach programs and partnerships. We believe that when our community thrives, we all benefit. This philosophy drives us to create programs that not only meet financial needs but also promote education and well-being among residents.

Branch Location & Accessibility

Additional Features

Did you know that we have ATM availability? This means you can access cash whenever you need it 24/7! Our ATMs allow for balance checks and withdrawals at your convenience. While members can visit us at our main address for all their banking needs, please note that official correspondence should be sent to the same address listed above for clarity. Nymeo offers a range of services to help manage your finances effectively from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We also provide online and mobile banking services so you can take care of your financial needs anytime, anywhere.

Connect With Us

If you have any questions or need assistance, don't hesitate to give us a call at 855-436-4100. We're here to help! Visit us today at Nymeo in Gaithersburg your friendly credit union where member satisfaction is our top priority. We look forward to seeing you soon!

Convenient Access and Services

At Nymeo, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring everyone can visit us comfortably. If you're driving, rest assured that ample parking is available right outside our doors. For those who prefer a quick visit, our drive-thru service makes banking even easier. You can handle deposits, withdrawals, and simple transactions without leaving your car. Our lobby hours are designed to fit your busy schedule. Join us from Monday to Thursday between 10:00 AM and 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM at our drive-thru for any urgent banking needs.

Member Eligibility

At Nymeo, we believe that becoming a member is like joining a family that cares about your financial well-being. If you're looking to enjoy personalized service and great benefits, you might be eligible to join us! Membership is open to individuals who live, work, worship, or attend school in certain areas around Gaithersburg. We welcome those with a strong sense of community and those who are eager to make the most of their financial journey. To find out if you qualify, you can check out our detailed eligibility criteria at http://www.nymeo.org/membership . Joining is simple! Once you confirm your eligibility, opening an account with us is just a few clicks away. You can start the process online at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad5zdquvi0bisjvqqunveqex5mpoqxjgc6s58yot6yflk5ior1b_maobxltq3im5vpcyozklyluzs_b9wlg9gclu . If you have any questions or need assistance, don't hesitate to call us at (855) 436-4100. We're excited to help you take this step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services tailored to meet the unique needs of your business. Imagine processing payments seamlessly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept various payment methods easily, enhancing customer satisfaction and boosting sales. Whether you're looking for a loan or efficient payment solutions, Nymeo at 1 Bank St Ste 100 Gaithersburg Md 20878 in Gaithersburg, MD is here to help you navigate your business journey successfully. Reach out today at (855) 436-4100 to learn more about how we can support your growth!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,231,692, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how important it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help you grow your enterprise. Imagine having access to funds when opportunities arise or managing transactions effortlessly through our online platform.

Convenient Access Points

We strive to enhance convenience for all our members. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, alongside ATM access for quick cash needs, managing your finances has never been easier. At Nymeo, we believe in providing personalized service that meets the unique needs of each member of our community. If you'd like to learn more about how we can assist you with any of these services or if you're ready to become part of the Nymeo family, give us a call at 855-436-4100 or visit us at nymeo.org. Your financial journey begins here!

Credit Cards with Rewards

Don't forget about our credit cards with rewards that allow you to earn while you spend! Enjoy benefits like cashback or travel points every time you use your card for everyday purchases.

Home Ownership Support

For those ready to invest in a home, our mortgage loans and refinancing options help make home ownership more accessible than ever. We guide you through the entire process from pre-approval to closing ensuring that you feel confident in your investment.

Personal Banking Solutions

Managing your money should be simple and convenient. That's why we offer various personal banking services including checking and savings accounts tailored to fit your lifestyle. Imagine easily transferring funds from your checking account to cover unexpected expenses or watching your savings grow with competitive interest rates. With our online and mobile banking, you can check balances, make deposits, and pay bills anytime, anywhere. Plus, our ATM services allow for quick cash withdrawals and balance checks without any hassle.

Personal Loans for Life's Needs

Life can throw unexpected challenges your way, but our personal loans and debt consolidation options can provide the support you need. Whether it's covering medical bills or consolidating high-interest debt into one manageable payment, we're here to help you navigate these moments with ease.

Vehicle Financing Made Easy

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel of your dream vehicle. We provide competitive rates and flexible terms that fit your budget. Picture yourself driving off the lot with peace of mind knowing that you secured a great deal on your loan.

Digital & Online Banking

Key Features

Our online banking service gives you real-time access to your account information, allowing you to check balances, view transaction history, and transfer funds whenever you need to. You can also enjoy the convenience of e-statements, which are available at your fingertips no more waiting for paper statements in the mail! Plus, with electronic signature authorization, signing documents is quick and secure. If you prefer banking on your mobile device, our user-friendly mobile application makes it easy to manage your finances wherever you are. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been simpler. Imagine paying for coffee or splitting a dinner bill without having to pull out cash or write a check!

Security and Accessibility

Your security is our top priority. Our digital banking services are designed with robust security features that keep your personal information safe while ensuring ease of use. You can rest easy knowing that your financial data is protected as you navigate through your online transactions. In today's fast-paced world, having 24/7 online banking services means that help is just a click away. Whether it's checking an account balance late at night or transferring funds during lunch breaks, we've got you covered. Experience the convenience of modern banking with Nymeo. We're committed to providing you with the tools you need for effective financial management right from the comfort of your home or on-the-go!

Financial Strength

Commitment to Excellence

We take pride in having 74 full-time employees and 6 part-time employees who are dedicated to serving you with knowledge and care. Our team is here to assist you with various services tailored to meet your financial goals. Our lending capacity supports members' needs across different sectors with $1,783 in used auto loans and $246,700,804 in total loans and leases. This ensures that whether you're looking for a vehicle or personal financing, we have options available for you. With a strong net income of $1,332,077, we demonstrate operational efficiency that allows us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts at 43,327 show a strong and growing member base that trusts us with their finances. Our commitment to enhancing your banking experience is unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nymeo is your trusted partner. Visit us at 1 Bank St Ste 100 Gaithersburg Md 20878 or call (855) 436-4100 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $75,808,816 in share certificates and $39,913,954 in money market shares, offering stable and rewarding financial growth opportunities. Your trust in us is reflected in these secure investment options that help you grow your wealth over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $40,939,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps ensure that we can continue providing loans and competitive savings rates, even in uncertain economic times. Our net worth ratio of $1,128 demonstrates our commitment to maintaining a robust capital structure. This means we have the resources necessary to support your needs with confidence.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,632,622 in used vehicle loans and $10,306,987 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $28,231,692 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering tailored solutions that align with your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,337,602, make buying or refinancing simple. We offer various mortgage products tailored to different financial situations, making it easier for you to secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could potentially lower your monthly payments or free up cash for other priorities. Speak with our loan officers to explore eligibility options that suit your situation. At Nymeo, we're committed to providing personalized service and transparent information so you can make informed decisions about your financial future. For more details on our loan offerings or to schedule an appointment, feel free to reach out at (855) 436-4100 or visit us at 1 Bank St Ste 100 Gaithersburg Md 20878, located in Gaithersburg, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards achieving financial stability starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,841,535 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your lifestyle while providing peace of mind during emergencies.

Loan Aggregator

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NYMEO FEDERAL CREDIT UNION