Nymeo Frederick MD Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Nymeo, we believe that banking should be more than just a service; it should be a trusted partnership. Located at 5301 Buckeystown Pike Ste 205D, Frederick, MD 21704, our credit union has been serving the community since 1964. With over 21,500 members, we are proud to offer personalized financial solutions that meet the unique needs of our diverse membership. As a member-focused institution, we have built a solid foundation of trust and reliability. Our total assets amount to an impressive $362,262,582, and we manage $10,192,436 in deposits, ensuring your money is safe and accessible. Our team is dedicated to helping you achieve your financial goals with services like auto loans, mortgage financing, and credit cards with rewards. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 5210 CHAIRMANS CT, FREDERICK, MD 21703. Led by our CEO Victoria Johnston and Board President Charles Yancey, our team of 80 employees is committed to fostering a welcoming environment where every member feels valued. We invite you to explore the range of services we provide from personal banking to business loans designed to support your aspirations. Whether you're looking for a new auto loan or need assistance with online banking, we're here to help. Feel free to call us at 855-436-4100 or visit our website at Nymeo for more information. Join us in building a stronger community together!

Branch History & Mission

Join Us

As we continue on this journey together with you in Frederick and surrounding areas, we invite you to become part of the Nymeo family. Experience firsthand how we can help you reach your financial aspirations. For more information or to join us today, call us at 855-436-4100 or visit Nymeo. Together, let's create a brighter financial future!

Our Journey

Nymeo was founded with the purpose of providing exceptional financial services while prioritizing the well-being of our members. Over the decades, we have adapted and evolved, continually enhancing our offerings to meet the changing needs of our community. Today, we proudly manage total assets of approximately $362 million, reflecting our solid growth and stability. Our dedication to innovation is evident in our digital advancements. Members can enjoy seamless online and mobile banking experiences, including features like e-statements and person-to-person payments. We also prioritize accessibility by ensuring ADA compliance across our services.

Our Mission

At Nymeo, our mission goes beyond just offering financial products; it's about building strong relationships with our members and empowering them to achieve their financial goals. We provide a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each service is designed with you in mind to offer convenience, support, and growth opportunities. In addition to our financial services, we are deeply committed to giving back to the community through various outreach initiatives and partnerships. We believe that when our community thrives, so do we. While members can visit us at 5301 Buckeystown Pike Ste 205D for all their banking needs, official correspondence should be sent to 5210 CHAIRMANS CT, FREDERICK, MD 21703 if different.

Branch Location & Accessibility

Accessibility Features

At Nymeo, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities with ramps and designated parking spots to make your visit as smooth as possible. You can easily navigate through our space whether you're visiting for personal banking or simply stopping by to ask a question.

Call to Action

We invite you to visit us at Nymeo in Frederick! If you have any questions or need assistance, don't hesitate to call us at 855-436-4100. We look forward to helping you achieve your financial goals!

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Services Offered

Nymeo provides a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our ATMs are available for cash withdrawals and balance checks whenever you need them. Plus, with online and mobile banking options, managing your finances has never been easier.

Member Eligibility

At Nymeo, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for you to access our range of services designed just for you. Membership offers fantastic benefits like personalized financial guidance and competitive rates on loans and savings accounts. Ready to take the next step? You can find more detailed information about eligibility by visiting this link. When you're ready to open an account, simply head over to our online application at this link or give us a call at (855) 436-4100. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly, whether online or in-store. Our merchant services are here to make that happen, allowing you to focus on what you do best running your business. By streamlining transactions and providing detailed reporting tools, we help you manage cash flow effectively and enhance customer satisfaction. At Nymeo, located at 5301 Buckeystown Pike Ste 205D Frederick Md 21704 in Frederick, MD, we're dedicated to empowering local businesses with the resources they need for success. If you're ready to take your business to the next level, reach out today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,231,692, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

We pride ourselves on making banking as accessible as possible. With features like basic drive-thru banking for quick deposits and withdrawals, as well as basic ATM access for balance checks and cash withdrawals, managing your finances has never been easier. No matter what service you choose, our friendly staff is here to guide you through every option available at Frederick. For more information or assistance, don't hesitate to reach out at (855) 436-4100. Ready to take charge of your financial future? Visit us today at 5301 Buckeystown Pike Ste 205D Frederick Md 21704 or check out our website at Nymeo to explore all the ways we can help!

Empowering Businesses

For entrepreneurs out there, our business banking services include merchant services and business loans designed to help you grow your venture. We understand the importance of having reliable financial support when starting or expanding a business.

Financing Your Dreams

Need a new vehicle? Our auto loans and vehicle financing options are here to help you hit the road in style without breaking the bank. If you're looking for a place to call home, we provide mortgage loans and refinancing solutions that fit your budget. Picture yourself enjoying lower monthly payments while securing the perfect loan for your needs.

Personal Banking Made Easy

When it comes to personal banking, we offer checking and savings accounts designed for convenience and flexibility. Imagine being able to manage your money easily through our online and mobile banking services. You can check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Support Through Life's Financial Challenges

Sometimes life throws unexpected challenges our way. That's why we also offer personal loans and debt consolidation options to help you regain control over your finances. And if you're looking for credit that rewards you, our credit cards with rewards program ensures that every purchase brings benefits back to you.

Digital & Online Banking

Conclusion

In today's fast-paced world, having access to reliable digital banking tools is essential. At Nymeo, we prioritize making banking accessible and secure for all our members. Whether you're using our website or mobile app, rest assured that your information is protected while giving you the freedom to bank on your terms. Explore all that we have to offer today!

Key Features

With our online banking platform, available at https://www.nymeo.org/ , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a click away. Plus, our user-friendly interface ensures that even those new to online banking will feel right at home. Need to sign documents quickly? With our electronic signature authorization, you can do just that no more printing or mailing forms. And if you prefer to keep track of your statements digitally, our e-statements feature allows you to view your financial documents securely online. For those who enjoy making payments on the go, our mobile application offers a comprehensive suite of services right from your smartphone. You can even use mobile payments to make transactions effortlessly just tap and go!

Real-Time Management

One of the standout features at Nymeo is our ability for person-to-person transfers. This means sending money to friends and family is as simple as sending a text. Whether you're splitting a dinner bill or sending a gift, it's all handled in real-time. And remember, with 24/7 online banking services, you're never out of touch with your finances. You can manage your accounts whenever it suits you day or night.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 43,327, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $826,551. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nymeo is your trusted partner. Visit us at 5301 Buckeystown Pike Ste 205D Frederick Md 21704 or call (855) 436-4100 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $38,789,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,783 in used auto loans and $246,700,804 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $1,332,077 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Secured

Members' savings are secured through $75,808,816 in share certificates and $39,913,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $40,939,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these great products, we offer refinancing options that can help lower your monthly payments or consolidate debt into a single manageable loan. To learn more about eligibility and how we can assist you in achieving your financial goals, feel free to reach out. If you have questions or would like more information about any of our loan products, please call us at (855) 436-4100 or visit us at 5301 Buckeystown Pike Ste 205D Frederick Md 21704, Frederick, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward financial empowerment today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,632,622 in used vehicle loans and $10,306,987 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to get behind the wheel without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $28,231,692 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are committed to offering tailored solutions that meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,337,602, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,841,535 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, providing you with the freedom to make purchases when you need them.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that all offers are fair and transparent. Users can trust that the information they receive reflects true market conditions.

NYMEO FEDERAL CREDIT UNION