Nymeo Frederick MD Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Nymeo Federal Credit Union - Thomas Johnson, your trusted partner in financial growth and community development, located at 193 Thomas Johnson Dr, Frederick, MD 21702. Established in 1964, we have proudly served over 21,500 members and continue to grow our family with a commitment to providing personalized financial solutions. At Nymeo, we understand the importance of local support. With total assets exceeding $362 million and total deposits of $10,192,436, our robust financial foundation enables us to offer a wide range of services tailored to meet the needs of our members. From checking and savings accounts to auto loans and mortgage financing, we are dedicated to helping you achieve your financial goals. Under the leadership of our CEO, Victoria Johnston, and Board President, Charles Yancey, we strive for excellence in service delivery. Our team of 80 employees is here to guide you every step of the way. We pride ourselves on being more than just a credit union; we are a community-focused organization committed to making a positive impact in Frederick and beyond. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 5210 CHAIRMANS CT, FREDERICK, MD 21703. Join us at Nymeo Federal Credit Union where your financial well-being is our priority. Whether you're looking for a loan or need assistance with banking services, don't hesitate to reach out by calling us at 855-436-4100 or visiting our website at nymeo.org. We're excited to help you on your financial journey!

Branch History & Mission

Welcome to Nymeo, a credit union with a rich history rooted in community and service. Established in 1964, we have proudly served the residents of Frederick, MD, from our branch located at 193 Thomas Johnson Dr, Frederick, MD 21702. Over the decades, we have grown significantly and now boast a membership of over 21,500 individuals who trust us for their financial needs. Nymeo was founded on the belief that everyone deserves access to quality financial services and support. Our mission is clear: we are dedicated to providing our members with exceptional banking solutions while actively contributing to the well-being of our community. This commitment drives us to offer a range of services including personal banking, auto loans, mortgage financing, and business banking options tailored to meet the diverse needs of our members. As we evolved through the years, we embraced advancements in technology while maintaining our focus on personal connections. Our online and mobile banking platforms ensure that members can manage their finances conveniently. We also take pride in being ADA compliant, making our services accessible to all. In addition to robust financial offerings, Nymeo believes in giving back. We engage in various community outreach initiatives and partnerships designed to uplift those around us. Our drive-thru service allows for quick transactions without sacrificing service quality, making banking easier for everyone. For any official correspondence, please note that our mailing address differs slightly: 5210 CHAIRMANS CT, FREDERICK, MD 21703. Our branch operates during convenient hours Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM making it easy for you to visit us whenever you need assistance. At Nymeo Federal Credit Union - Thomas Johnson (Site ID: 24,441), we invite you to join our family. Experience personalized service and become part of a community-focused institution that puts your financial well-being first. Call us at 855-436-4100 or visit our website at nymeo.org today!

Branch Location & Accessibility

Welcome to Nymeo Federal Credit Union - Thomas Johnson, your friendly neighborhood financial partner located at 193 Thomas Johnson Dr in the heart of Frederick, MD. Our branch is not just a place for banking; it's a welcoming space designed with your convenience in mind. Nestled close to local landmarks and easily accessible from major roads, getting to us is a breeze whether you're coming from home or work. At Nymeo, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring that everyone can visit us comfortably. Plus, if you prefer to bank on the go, we offer convenient ATM services right on-site for quick cash withdrawals and balance checks. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 10:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you need assistance outside of these hours, feel free to give us a call at 855-436-4100. For those who enjoy the ease of drive-thru banking, we've got you covered! Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle, making banking even more convenient. While members can visit us at our branch address, any official correspondence should be sent to our mailing address at 5210 Chairmans Ct, Frederick, MD 21703. We invite you to explore the many services we offer from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With Nymeo by your side, managing your finances has never been easier. Come visit us today or give us a call; we look forward to serving you!

Member Eligibility

At Nymeo, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, or worship in our community, you're likely already eligible to join us! We welcome individuals from all walks of life and are committed to making financial services accessible for everyone. Plus, being part of Nymeo means enjoying a range of benefits tailored just for you whether it's competitive rates on loans, personalized service, or access to exclusive member events. To find out more about the specific eligibility criteria, you can visit our website at http://www.nymeo.org/membership. If you're ready to open an account, the process is simple and straightforward. Just check out our account opening details here: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad5zdquvi0bisjvqqunveqex5mpoqxjgc6s58yot6yflk5ior1b_maobxltq3im5vpcyozklyluzs_b9wlg9gclu. If you have any questions or need assistance, feel free to give us a call at (855) 436-4100. We're excited to welcome you into our community at 193 Thomas Johnson Dr Frederick Md 21702!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,231,692, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to our loan offerings, we provide robust merchant services designed to simplify your daily operations. Imagine effortlessly accepting payments from customers, managing transactions seamlessly, and having access to detailed reports that help you make informed decisions. Our services are crafted to meet the needs of local businesses, ensuring you have the tools you need for success. Visit us at 193 Thomas Johnson Dr Frederick Md 21702 or call us at (855) 436-4100 to learn more about how our business banking solutions can empower your company today!

Comprehensive List Of Services

Convenient Online and Mobile Services

In today's fast-paced world, convenience is key. That's why at Nymeo, we provide comprehensive Online & Mobile Banking services. With just a few taps on your smartphone or clicks from your computer, you can manage your finances anytime, anywhere. Need cash? Our accessible ATM & Cash Withdrawal Services make it easy for you to get money when you need it most. Whether you're making deposits or withdrawals, our basic Drive-Thru Banking ensures quick service without leaving your car. And if you're out and about, our ATMs are ready for simple transactions like balance checks and withdrawals.

Credit Options and Business Banking

Don't forget about our rewarding Credit Cards with Rewards, perfect for earning points on your everyday purchases. This could be just what you need to earn rewards for those family vacations or special occasions! For local businesses, we offer robust Business Banking solutions including Merchant Services & Business Loans. We know how important it is for businesses in our community to thrive, and we're here to help with financing that supports growth and success.

Get in Touch Today!

We invite you to visit us at our branch located at 193 Thomas Johnson Dr Frederick Md 21702, in beautiful Frederick, MD. For any questions or assistance, don't hesitate to call us at (855) 436-4100. Let's work together toward achieving your financial goals today! For more information about our services or to start an application, please visit our website.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone's needs differ. That's why we offer flexible Checking & Savings Accounts tailored for your lifestyle. Imagine having access to an account that helps you save for that dream vacation or manage your day-to-day expenses effortlessly. If you're in the market for a new car, our Auto Loans & Vehicle Financing options can help you get behind the wheel quickly and affordably. Picture driving off the lot with the perfect car, all while knowing you secured a great rate through us. Looking to buy a home? Our Mortgage Loans & Refinancing services ensure that you find the right solution for your housing needs. Whether you're purchasing your first home or refinancing an existing loan, our knowledgeable staff will guide you through the process smoothly. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation options can provide you with quick access to funds without the stress. This means more peace of mind knowing that financial bumps on the road won't derail your plans.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make managing your money easy. You can sign up for online banking by visiting https://www.nymeo.org/. Once registered, you'll enjoy the benefits of 24/7 online banking services, meaning you can check balances, transfer funds, and pay bills whenever it suits you. One of the standout features available is electronic signature authorization. This means you can complete important documents without needing to print or physically sign anything. Our e-statements make it easy to keep track of your financial activities while helping the environment by reducing paper waste.

Mobile Convenience

For those on the go, our mobile application brings all these features right to your fingertips. You can make mobile payments quickly and securely, ensuring that your transactions are fast and hassle-free. Plus, if you want to send money to friends or family instantly, our person-to-person transfer feature makes that simple too.

Safety First

When it comes to online banking, security is a top priority at Nymeo. We use advanced encryption technology to protect your data, giving you peace of mind as you manage your finances. Whether you're using our website or mobile app, rest assured that your information is safe with us. In a world where convenience matters more than ever, Nymeo is here to support all your banking needs digitally. Join us today and experience the ease of managing your money with confidence!

Financial Strength

At Nymeo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to serving you with reliability and confidence. With a net worth of $40,939,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $75,808,816 in share certificates and $39,913,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further showcased by our $38,789,607 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,783 in used auto loans and $246,700,804 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our success is evident through our $1,332,077, reflecting our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $826,551. Total Share and Deposit Accounts: 43,327, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nymeo is your trusted partner. Visit us at 193 Thomas Johnson Dr Frederick Md 21702 or call (855) 436-4100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,632,622 in used vehicle loans and $10,306,987 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used car, we have financing options that fit your budget and lifestyle.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $28,231,692 provide the capital needed to grow and expand your business. We're committed to supporting local businesses and helping them thrive in our community.

Credit Options

For those looking for additional flexibility, we also provide unsecured credit card loans totaling $9,841,535. These cards come with manageable terms that help you handle everyday expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,337,602, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find the best mortgage solution for your situation.

Refinancing and Eligibility

We know that refinancing can be an important step in achieving financial stability. If you're considering refinancing any of your current loans or credit lines, our team is here to discuss eligibility options tailored just for you. You can reach us at (855) 436-4100 or visit us at our branch located at 193 Thomas Johnson Dr Frederick Md 21702 in Frederick, MD. Our doors are open Monday through Saturday, making it easy for you to come by and discuss your financial goals with our knowledgeable staff. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Nymeo, we're not just a credit union; we're your partner in achieving financial success.

Loan Aggregator

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Ensuring Accurate Comparisons

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Nymeo