NY Firefighters Bravest NY Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Ny Firefighters Bravest, your trusted partner in financial well-being since 1935. Located at 204 E 23Rd St Fl 3, New York, NY 10010, we proudly serve our community with a commitment to helping our members thrive. Whether you are looking for a reliable checking account, a loan for your next vehicle, or financial advice tailored to your needs, we are here for you every step of the way. With over 4,611 members and total assets amounting to $24,844,329, our credit union stands strong as a pillar of support in the community. We offer an array of services from personal banking to business loans, all designed with your financial goals in mind. Our dedicated team of 9 employees, led by CEO Renee Cowan and Board President Michael Tobler, works tirelessly to ensure that each member feels valued and supported. At Ny Firefighters Bravest, we understand the importance of trust in financial relationships. That's why we maintain a net worth of $2,703,297 and total deposits of $354,043 indicators of our sound financial management and commitment to serving you better. With cash on hand totaling $181,572, we are prepared to meet your needs promptly and efficiently. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 204 E 23rd St FL 3, New York, NY 10010-4628. If you have questions or need assistance, feel free to call us at 917-261-5385 during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit our website at nybravestfcu.org for more information or to start your journey with us!

Branch History & Mission

At Ny Firefighters Bravest, we take pride in our rich history and unwavering commitment to serving our community. Established in 1935, our Manhattan Branch has become a cornerstone for firefighters and their families, providing them with essential financial services and support. Over the years, we have grown alongside our members, expanding our offerings and ensuring that we meet their evolving needs. Located at 204 E 23Rd St Fl 3, New York, NY 10010, our branch is easily accessible to those in the heart of Manhattan. We are dedicated to creating a welcoming environment where every member feels valued. While you can visit us at this address for personal assistance, any official correspondence should be sent to 204 E 23rd St FL 3, New York, NY 10010-4628. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. With a total membership of 4,611 individuals, we strive to empower our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, we are proud to offer business banking services that cater to the unique needs of local entrepreneurs. Over the decades, Ny Firefighters Bravest has maintained a robust financial foundation, boasting total assets of $24,844,329. This stability allows us to continue investing in our members' futures and supporting local initiatives that make a real difference in people's lives. In addition to traditional banking services, we embrace modern technology with features such as online banking and mobile applications. Our goal is to ensure that our members can manage their finances conveniently and securely from anywhere. Community outreach is at the heart of what we do. We actively partner with local organizations and participate in events that uplift those around us. Whether it's providing scholarships for students or supporting disaster relief efforts, our commitment goes beyond just numbers on a balance sheet; it's about building lasting relationships within our community. As you consider becoming part of the Ny Firefighters Bravest family, we invite you to experience the many benefits of membership firsthand. Join us today and let us help you achieve your financial goals while being an integral part of a community that truly cares. For more information or to open an account, please call us at 917-261-5385 or visit our website at nybravestfcu.org. Together, let's make a positive impact!

Branch Location & Accessibility

Connect with Us

We invite you to reach out with any questions by calling us at 917-261-5385. Whether you're stopping by for a quick transaction or exploring how we can support your financial goals, we look forward to welcoming you at the Ny Firefighters Bravest branch!

Operating Hours & Services Offered

We're here to help during our lobby hours from Monday through Friday, opening at 9 AM and closing at 5 PM. Our friendly team is ready to assist you with a variety of banking needs including personal checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, we offer shared services for partner credit union members, allowing basic transactions like deposits and withdrawals. Although we do not have ATM facilities or drive-thru banking at this location, our commitment to providing quality service remains steadfast.

Parking & Accessibility Features

Our branch provides convenient access for all members. While parking can be limited in this busy area, we encourage you to explore nearby parking options. The branch is ADA compliant, featuring ramps and accessible entry points to ensure everyone can easily access our services.

Member Eligibility

At Ny Firefighters Bravest, we believe that joining our credit union means becoming part of a family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the New York City area, as well as their family members. This inclusive approach allows us to support our community better and provide you with access to personalized banking services tailored to your needs. By becoming a member at Ny Firefighters Bravest, you'll enjoy benefits like competitive rates on loans and savings accounts, convenient online banking options, and a dedicated team ready to assist you every step of the way. Getting started is simple! You can find all the details about eligibility on our website at https://www.nybravestfcu.org/join . If you're ready to open an account, just visit https://my.homecu.net/banking/hcuactivate.prg ?cu=affcu for more information. If you have any questions or need assistance, feel free to reach out to us at (917) 261-5385. We can't wait to welcome you into our community at 204 E 23Rd St Fl 3 New York Ny 10010!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are here to guide you through your financing journey when the time comes. Whether you're looking to expand your operations, invest in new equipment, or manage day-to-day expenses, our team is ready to discuss how we can help you achieve your goals.

Merchant Services Made Easy

Managing payments shouldn't be a hassle. With our merchant services, you can easily accept payments from customers, whether they prefer card transactions or online payments. Imagine the convenience of streamlined sales processes that allow you to focus more on what you do best running your business. Our services are designed to keep your operations smooth and efficient. Located at 204 E 23Rd St Fl 3 New York Ny 10010 in New York, NY, we're here Monday through Friday from 9 AM to 5 PM. Reach out to us at (917) 261-5385 for personalized support tailored to your business needs!

Comprehensive List Of Services

Convenient Services and Support

At Ny Firefighters Bravest, convenience is key. While we do not have ATMs on-site, we ensure that basic shared branch transactions like deposits and withdrawals are straightforward for members from partner credit unions. Should you need assistance or have questions about any of our services, don't hesitate to reach out at (917) 261-5385 during our business hours from Monday to Friday, 9 AM to 5 PM. In today's fast-paced world, having access to reliable financial services is more important than ever. We invite you to explore all that we offer at Manhattan Branch and see how we can help simplify your financial journey. Visit us online at https://www.nybravestfcu.org/ for more information or stop by our branch today! Your financial success is just a step away let's make it happen together!

Credit Solutions

Managing credit is an essential part of maintaining a healthy financial life. With our Credit Cards with Rewards, you not only get purchasing power but also earn points for every dollar spent perfect for those who love to travel or shop!

Financing Your Dreams

When it comes to financing, we have you covered with a variety of options. Our Auto Loans & Vehicle Financing programs help you hit the road in style without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best rates available. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options can provide the financial support you need.

Personal Banking Made Easy

Starting with personal banking, we understand that managing finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that come with no hidden fees and competitive interest rates. You can easily access your funds through Online & Mobile Banking, making it convenient to check balances, pay bills, or transfer money anytime and anywhere.

Supporting Local Businesses

We also recognize the importance of local businesses in our community. That's why our Business Banking services include Merchant Services & Business Loans, designed to help entrepreneurs thrive and grow their ventures.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that cater to your needs. You can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, with e-statements readily available, you can keep track of your transactions without the hassle of paper statements cluttering your mailbox. If you're always on the move, our mobile application offers a convenient way to manage your finances directly from your smartphone. Although we currently do not support mobile payments or person-to-person transfers, the app still provides essential functions that let you monitor and manage your accounts effortlessly.

Security Matters

We know that security is a top priority for our members. That's why our online banking system includes robust measures to protect your information. While we don't offer electronic signature authorization at this time, rest assured that we take every precaution to ensure that your data remains safe and secure. In today's fast-paced world, having access to real-time account management is crucial. Whether you're checking balances or making payments, our online platform empowers you with the tools you need to stay financially organized. So why wait? Experience the convenience of digital banking at Ny Firefighters Bravest today! Visit us at https://www.nybravestfcu.org/ to get started on managing your finances like never before.

Financial Strength

Community Commitment

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $2,289,670 in undivided earnings means we reinvest in innovative banking tools and stronger lending options to serve you better.

Dedicated Team

We take pride in having 9 full-time employees who are ready to serve you with knowledge and commitment. Your trust is important to us, which is why our team works diligently to provide personalized service tailored to your needs.

Growing Membership

Our total share accounts stand at 7,009, showcasing a robust member base that trusts us with their finances. We believe that strong relationships lead to lasting success for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ny Firefighters Bravest is your trusted partner. Visit us at 204 E 23Rd St Fl 3 New York Ny 10010 or call (917) 261-5385 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $321 in used auto loans and $21,329,200 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our consistent $114,133 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $5,127,567 in share certificates, offering stable and rewarding financial growth opportunities. Although our total amount in money market shares stands at $0, our focus remains on providing you with the best options for your hard-earned money.

Strong Financial Health

With a net worth of $2,703,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,966,078 in used vehicle loans and $9,487,951 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find a loan that fits your budget.

Credit Lines and Unsecured Loans

For those needing additional flexibility, we also offer credit lines totaling $3,000,000 that can help cover unexpected expenses or larger purchases. Additionally, we provide unsecured credit card loans with a total of $301,886 in loans helping members manage their finances effectively. These options allow you to maintain control over your spending while enjoying the benefits of credit.

Get Started Today!

If you're ready to take the next step in achieving your financial dreams, contact us at (917) 261-5385 or visit us at 204 E 23Rd St Fl 3 New York Ny 10010. Our dedicated staff is here Monday through Friday from 9 AM to 5 PM to assist you with all your loan needs. For performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our website at https://www.nybravestfcu.org/ for more information about our services and how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $324,382, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, our team can discuss eligibility options tailored just for you. Refinancing can potentially lower your monthly payments or reduce your interest rate, providing significant savings over time.

Loan Aggregator

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NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION - New York, NY