Nw Priority Vancouver WA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Nw Priority, where your financial journey is our top priority! Located at 11215 Ne 28Th St, Vancouver, WA 98682, we have been serving our community since 1928. With a proud membership of over 12,806 individuals, we're committed to providing personalized banking solutions that cater to your needs. At Nw Priority, we believe in building strong relationships with our members. Our total assets stand at an impressive $252,674,446, allowing us to offer a wide range of services tailored just for you. From auto loans and mortgage refinancing to personal loans and credit cards with rewards, we strive to empower our members financially. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 11215 NE 28th St, Vancouver, WA 98682-7736. Our team of 43 dedicated employees, led by CEO Julianne Garren and Board President Marie Mullins, is here to assist you with any questions or concerns you may have. With a robust net worth of $39,407,243 and total deposits of $23,867,864, Nw Priority is not just a credit union; we are a trusted partner in your financial endeavors. Whether you're looking to save for the future or need support for your business goals, we're here for you every step of the way. Feel free to reach out at 503-760-5304 or explore more about us on our website: Nw Priority. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Welcome to Nw Priority, a credit union deeply rooted in the vibrant community of Vancouver, WA. Since opening our doors in 1928, we have dedicated ourselves to serving our members with exceptional financial services and unwavering support. Our journey began over 95 years ago, driven by a commitment to enhance the financial well-being of our community. Located at 11215 NE 28th St, Vancouver, WA 98682, our branch has become a trusted hub for individuals and families seeking reliable banking solutions. In our early days, we focused on helping local residents with their savings and lending needs. As we grew, so did our offerings. Today, we proudly serve over 12,800 members with total assets exceeding $252 million. This growth reflects our dedication to providing quality services tailored to meet the evolving needs of our community. At Nw Priority, our mission is simple yet powerful: we aim to empower our members by providing accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a home, financing a vehicle, or managing day-to-day expenses. Our array of services includes personal banking accounts, auto loans, mortgages, and credit cards with rewards all designed with our members in mind. We also recognize the importance of being accessible to all. Our branch features an ATM for your convenience and operates from 9:00 AM to 5:30 PM Monday through Friday. While members can visit us at our physical location for assistance and guidance, official correspondence should be sent to 11215 NE 28th St, Vancouver, WA 98682-7736 if different from the branch address. Our commitment goes beyond just banking; we actively engage in community outreach and partnerships that uplift those around us. By supporting local initiatives and charitable organizations, we work hand-in-hand with our neighbors to create positive change in Vancouver. As we continue this legacy of service and support, we invite you to join Nw Priority today. Experience firsthand the benefits of being part of a credit union that truly cares about your financial future and the well-being of your community. Visit us online at Nw Priority or call us at 503-760-5304 we're excited to welcome you into our family!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Located just a stone's throw away from popular spots like the Vancouver Mall and the serene parks along the Columbia River, our branch is easy to find. With ample parking available right outside, visiting us is hassle-free. Plus, our facility is designed with accessibility in mind, ensuring that all members can comfortably navigate our space.

Operating Hours and Services

We understand that your time is valuable. That's why we're open from 9:00 AM to 5:30 PM Monday through Friday, with special hours on Postal Paydays starting at 8:30 AM. While you're here, take advantage of our comprehensive range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For added convenience, we also offer ATM services to help you manage your cash needs even outside regular business hours. Unfortunately, we do not have drive-thru banking at this location; however, our team is always ready to assist you inside!

Reach Out Anytime

If you have questions or need assistance before visiting us, don't hesitate to give us a call at 503-760-5304. We're here to help you with all your financial needs! While members can visit us at 11215 NE 28th St for all in-person banking matters, official correspondence should be sent to our mailing address: 11215 NE 28th St, Vancouver, WA 98682-7736. We invite you to stop by Nw Priority today and discover how we can support your financial journey!

Member Eligibility

At Nw Priority, we believe that everyone deserves a financial partner who truly cares about their needs. Joining our community is simple and welcoming, making it easy for you to take the first step towards better financial health. If you're a resident of Washington or belong to one of our eligible groups, you're already on your way to becoming a member! We welcome individuals from various backgrounds, including those who work for certain organizations or live in specific areas. You can find all the details about eligibility criteria by visiting this link: https://www.nwprioritycu.org/about-us/join-our-family/#benefits . Once you know you're eligible, opening an account with us is a breeze! Just head over to our account opening page at https://www.financial-net.com/nwprioritycu/lending/internetloans and follow the straightforward steps. If you have any questions or need assistance, don't hesitate to reach out at (503) 760-5304. We're here to help you join the Nw Priority family and enjoy all the benefits that come with being a member, like personalized service and competitive rates. Come visit us at 11215 Ne 28Th St Vancouver Wa 98682 we can't wait to meet you!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help you manage transactions smoothly. Imagine accepting payments effortlessly, whether it's through card swipes or online payments. Our solutions are tailored to meet the unique needs of your business, ensuring you can focus more on what you do best serving your customers. Located at 11215 Ne 28Th St Vancouver Wa 98682, Vancouver, WA, we invite you to explore how Nw Priority can partner with you on your business journey. For more information, call us at (503) 760-5304. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services are available at multiple locations for your convenience. Basic ATM functions like withdrawals and balance checks ensure that managing your finances on the go is easy. In addition to these offerings, we pride ourselves on our digital banking features that allow members like you access 24/7 from anywhere making banking as convenient as possible. If you're ready to take control of your financial future or have questions about our services, don't hesitate! Call us today at (503) 760-5304 or visit us at http://www.nwprioritycu.org for more information. Join us at Nw Priority where community matters and financial success begins!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to support you. We provide competitive rates and flexible terms to fit your budget. Picture yourself driving off the lot in a new ride without the stress of complicated paperwork our team makes the process straightforward and hassle-free.

Business Banking

For entrepreneurs and small business owners, our business banking services provide the tools needed to thrive. From merchant services that simplify transactions to business loans designed to fuel growth, we cater to the specific needs of local businesses. Imagine having a financial partner who understands your vision and supports it every step of the way.

Credit Cards with Rewards

If you're looking for a credit card that gives back, our credit cards with rewards might be perfect for you. Earn points on everyday purchases that can be redeemed for travel, cash back, or gift cards. It's like getting rewarded for doing what you already do!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. At Nw Priority, we offer mortgage loans with various options tailored to suit your unique situation. If you're considering refinancing, we can help you explore ways to lower your monthly payments or access cash for renovations. Imagine turning that dream home into a reality with support every step of the way.

Personal Banking

Our personal banking services are designed to meet your everyday needs. We offer checking and savings accounts that make managing your money simple and efficient. Imagine being able to set up automatic savings for that dream vacation or having easy access to your funds whenever you need them. With our online and mobile banking options, checking balances or transferring money is just a few taps away.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, but our personal loans are here to help. Whether it's for a family emergency or consolidating debt into one manageable payment, we can guide you through your options. You'll have peace of mind knowing that our dedicated staff is on hand to answer any questions and ensure you feel confident in your choices.

Digital & Online Banking

Key Services

Our online banking features allow you to view your balances, make transfers, and pay bills with just a few clicks. Plus, with 24/7 access to online banking, you can manage your money on your schedule without any hassle. You'll also enjoy the ease of electronic statements, giving you instant access to your account details while keeping everything organized. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature has got you covered. No more waiting in line at the bank; just a simple tap on your device and you're set! And if you're on the go, don't forget to check out our mobile application. It provides all the functionalities you need right from your smartphone.

Security and Authorization

Security is a top priority for us at Nw Priority. We use electronic signature authorization for transactions, ensuring that your information is safe and protected. You can rest easy knowing that your financial data is secure as you navigate through our digital services. In this digital age, we aim to provide not just convenience but also peace of mind. With our comprehensive online banking services, managing your finances has never been more accessible or secure. Join us today and experience the benefits for yourself!

Financial Strength

A Strong Foundation

With a net worth of $39,407,243, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,560 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to serve our community effectively.

Growing Together

Total Share Accounts stand at 26,264, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $6,826,127, your contributions help strengthen our community ties. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nw Priority is your trusted partner. Visit us at 11215 Ne 28Th St Vancouver Wa 98682 or call (503) 760-5304 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $34,258,022 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $539 in used auto loans and a total of $58,124,333 in loans and leases that support members' financial goals across various sectors.

Operational Efficiency

Our $304,175 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $25,493,863 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our focus remains on providing excellent options for your savings.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,200,018 in used vehicle loans and $10,318,865 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible repayment terms to suit your budget.

Credit Lines

For those looking for added flexibility, our total credit lines amount to $7,000,000. This option allows you to borrow as needed while only paying interest on what you use. At Nw Priority, we are committed to providing you with transparent information about our loan products and eligibility options. If you're interested in refinancing any existing loans, we have options available that could save you money each month. For more details about how our loan offerings can meet your needs, please contact us at (503) 760-5304 or visit us at 11215 Ne 28Th St Vancouver Wa 98682 in Vancouver, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,064,031, make buying or refinancing simple. We offer various mortgage solutions that can help you navigate the home-buying process smoothly.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $4,793,190 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can add value to your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, ensuring complete transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, allowing you to compare offers side-by-side easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our tool in simplifying your search for loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that the offers you see are fair and transparent. Each lender featured on LendMesh has been thoroughly vetted, so you can trust that you're looking at legitimate options.

NW PRIORITY CREDIT UNION - Vancouver, WA