Nw Priority Portland OR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nw Priority, where your financial well-being is our top priority! Located at 12630 Se Division St, Portland, OR 97236, we have been proudly serving our community since 1928. With a strong commitment to our members, we currently support over 12,806 individuals and families who trust us with their banking needs. At Nw Priority, we understand that every financial journey is unique. That's why we offer a range of services designed to help you achieve your goals whether it's saving for a new home or financing a vehicle. Our total assets of $252,674,446 reflect the trust placed in us by our valued members. We also manage an impressive $23,867,864 in deposits and have extended 9,374 loans to assist you in reaching your dreams. Our dedicated team of 43 employees, led by CEO Julianne Garren and Board President Marie Mullins, works tirelessly to provide personalized service and community-focused solutions. We are here for you not just as a financial institution but as a partner in your success. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 16640, Portland, OR 97292-0640. Explore what Nw Priority can do for you today! For more information or to speak with one of our friendly staff members, call us at (503) 760-5304. Together, let's build a brighter financial future!

Branch History & Mission

At Nw Priority, we take pride in our rich history and unwavering commitment to serving the community of Portland, Oregon. Established in 1928, our branch has stood the test of time, evolving to meet the changing needs of our members while remaining true to our core mission: to empower individuals through accessible financial services and community support. Located at 12630 SE Division St, Portland, OR 97236, our branch has become a staple in the neighborhood. Over the years, we've grown from a small credit union into a trusted financial partner for over 12,800 members. Our dedication is reflected not only in our impressive total assets of $252,674,446 but also in the personal relationships we've built within the community. Our mission is simple yet profound: we aim to provide high-quality financial products and services that enhance the lives of our members. This commitment extends beyond banking; we believe in giving back and supporting local initiatives that strengthen our community. Whether it's through educational programs or partnerships with local organizations, we are dedicated to making a positive impact. While members can visit us at 12630 SE Division St for their banking needs, official correspondence should be sent to PO BOX 16640, Portland, OR 97292-0640. We understand that accessibility is key. That's why we offer convenient features such as ATM availability and drive-thru banking for easy transactions. Our lobby hours are designed with you in mind open Monday through Friday from 9:00 AM to 5:30 PM. In today's digital world, we strive to stay ahead with user-friendly online banking options and mobile applications. Our goal is to ensure that banking with Nw Priority is both simple and secure for every member. As we look toward the future, we invite you to join us on this journey. Experience firsthand what it means to be part of a community-focused credit union that prioritizes your financial well-being. With Nw Priority by your side, you're not just another member; you're part of a family committed to your success. Come visit us today or learn more about how you can benefit from becoming a member! For inquiries or assistance, feel free to call us at 503-760-5304. Together, let's build a brighter financial future for all!

Branch Location & Accessibility

ATM Availability

Need cash on the go? We've got you covered with an ATM conveniently available at our location for easy access to your funds anytime. While members can visit us at 12630 Se Division St Portland Or 97236, official correspondence should be sent to our mailing address at PO BOX 16640, Portland, OR 97292-0640. If you have any questions or need assistance before your visit, don't hesitate to give us a call at (503) 760-5304. We look forward to welcoming you to Nw Priority where we prioritize your financial needs!

Nearby Landmarks and Accessibility

Located just a stone's throw away from local favorites like and , finding us is easy. We offer ample parking to ensure you have a hassle-free visit. Our branch is ADA compliant, featuring ramps and other accessibility features so that everyone can enjoy our services comfortably.

Operating Hours and Services

We understand that life can be busy, which is why our doors are open from 9:00 AM to 5:30 PM, Monday through Friday. On postal paydays, we're here even earlier at 8:30 AM. During your visit, you can take advantage of various services such as personal banking, auto loans, mortgages, credit cards with rewards, and more. Plus, if you're in a hurry, our drive-thru banking service is ready for quick deposits and withdrawals.

Member Eligibility

At Nw Priority, we believe that joining our credit union is like becoming part of a caring family where your financial needs come first. Becoming a member is straightforward, and we welcome individuals who live, work, or worship in our community. You might also qualify through family connections, making it easy for many to join us. To learn more about the specific eligibility criteria, you can check out the details on our website at https://www.nwprioritycu.org/about-us/join-our-family/#benefits. Once you know you're eligible, opening an account with us is simple and convenient! We offer a range of services designed to support your financial goals, from checking and savings accounts to loans and credit cards. If you're ready to take this step or have any questions, don't hesitate to reach out by calling us at (503) 760-5304. We're excited to help you start your journey with Nw Priority!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having the ability to process payments easily while focusing on what you do best running your business. Our merchant services provide practical solutions that simplify transactions, enhance customer experiences, and ultimately help your business thrive. From credit card processing to online payment options, we equip you with tools that make managing finances straightforward. Located at 12630 Se Division St Portland Or 97236 in Portland, OR, we're here to partner with you every step of the way. Reach out at (503) 760-5304 or visit us online at https://www.nwprioritycu.org/ to learn more about how we can support your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With access to ATMs and drive-thru banking at Nw Priority, withdrawing cash or making deposits has never been easier. Our basic drive-thru services allow quick access for simple transactions without leaving your car. We invite you to visit us at 12630 Se Division St Portland Or 97236 or call us at (503) 760-5304 for any questions or assistance regarding our services. Join the Nw Priority family today and experience financial services designed just for you! For more information about how we can help meet your financial goals, check out our website at https://www.nwprioritycu.org/.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel. With competitive rates and flexible terms, we ensure that financing your dream car is straightforward and stress-free.

Business Banking Services

If you're a business owner, our banking services extend to meet your needs as well. From merchant services that facilitate smooth transactions to business loans that fuel growth, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards on your spending. Whether it's cashback on groceries or points for travel, you can earn while you spend, turning everyday purchases into opportunities for savings.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can manage your accounts anytime from anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on-the-go.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, Nw Priority offers tailored mortgage solutions that suit your budget and lifestyle. Our knowledgeable staff will guide you through the process, making it easier to secure the home of your dreams.

Personal Banking Solutions

Our personal banking options are designed with your everyday needs in mind. Whether you're looking to open a checking or savings account, our friendly team is here to help you find the right fit. Imagine having a checking account that not only offers convenient access but also helps you save more effectively over time.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans can provide the support you need. Additionally, if you're feeling overwhelmed by debt, our debt consolidation options can help simplify your payments into one manageable loan, reducing stress and improving your financial health.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances has never been easier with real-time updates on your transactions. Whether you're making deposits, reviewing spending habits, or checking loan balances, everything is done quickly and efficiently through our online services. At Nw Priority, we prioritize making banking as accessible as possible. Our secure platform ensures that your personal information remains protected while giving you full control over your finances. We're committed to providing an enjoyable banking experience that meets the needs of every member. Embrace the future of banking with Nw Priority where convenience meets security!

Key Features of Our Online Banking Services

With our online banking platform, you can enjoy features like electronic signature authorization, allowing you to sign documents securely from the comfort of your home. This means no more trips to the branch just to get a form signed everything is handled digitally and safely. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste. Viewing your statements online is simple and gives you instant access to your financial information whenever you need it. If you're on the go, our mobile application puts banking right at your fingertips. You can check your account balance, transfer money between accounts, and even send money directly to friends or family through our person-to-person transfer feature. Although we currently do not offer mobile payments, our app is designed with user-friendliness in mind to ensure that all transactions are smooth and hassle-free.

Financial Strength

At Nw Priority, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your peace of mind when it comes to your finances, and our strong financial foundation supports this commitment. With a net worth of $39,407,243, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,560 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,493,863 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have any money market shares currently, our focus remains on providing the best options for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $34,258,022 in undivided earnings. This allows us to enhance banking tools and strengthen lending options for all our members. Additionally, we support your financial goals with $539 in used auto loans and $58,124,333 in total loans and leases. We proudly report a net income of $304,175, reflecting our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. Our team is another pillar of strength; we have 43 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares totaling $6,826,127, our funds are available for lending and investments that benefit you directly. Our growing member base is also reflected in the fact that we manage a total of 26,264 share and deposit accounts showing trust from those who choose us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nw Priority is your trusted partner. Visit us at 12630 Se Division St Portland Or 97236 or call (503) 760-5304 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,200,018 in used vehicle loans and $10,318,865 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to drive away in the vehicle you want.

Credit Lines

For those who need extra flexibility, our credit lines are an excellent choice. With a total of $7,000,000 available, they can serve as a safety net for emergencies or unexpected costs, allowing you to access funds when needed without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,064,031, make buying or refinancing simple. We aim to provide straightforward solutions so that you can focus on enjoying your new home rather than stressing about financing.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or reduce your interest rates. Speak with our loan specialists at (503) 760-5304 to explore how refinancing could work for you. At Nw Priority, we are committed to providing our members with exceptional service and financial products designed to meet diverse needs. If you're ready to take the next step towards securing a loan or want more information about eligibility options, please visit us at 12630 Se Division St Portland Or 97236, Portland, OR 97236 or check out our website at https://www.nwprioritycu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial path today!

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,793,190 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to enhance your purchasing power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is a trusted tool for anyone looking to secure a loan. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By prioritizing accurate data, LendMesh helps individuals make informed decisions without the confusion often found in the lending market. One of the standout features of LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh prides itself on having No Sponsored Listings; lenders are not prioritized based on paid promotions. This means users can trust that they are seeing unbiased results tailored to their needs. The platform provides Real-Time Rate Comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature empowers individuals to find the best options available quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Nw Priority