Nuvisionfederal

Serving the vibrant community of National City, Nuvision’s branch at 2700 E 4th St is your trusted financial partner dedicated to helping you achieve your dreams. Open Monday through Thursday from 9 a.m. to 5 p.m. and Friday until 4 p.m., this location offers convenient ATM and cash withdrawal services, ensuring you have easy access to your funds when you need them. Members here especially appreciate Nuvision’s best-in-class auto loans and vehicle financing options that make driving your dream car affordable and stress-free.
If homeownership is on your horizon, take advantage of Nuvision’s competitive mortgage loans and refinancing solutions designed to fit the unique needs of National City residents. Beyond lending, enjoy a full range of personal banking services including checking and savings accounts tailored for everyday convenience, credit cards with rewarding perks, personal loans for debt consolidation, plus business banking options like merchant services and business loans.
With secure online and mobile banking available 24/7, managing your finances has never been easier. Visit Nuvision at 2700 E 4th St in National City or call 800-444-6327 today to discover how our top auto loans and mortgage offerings can help drive your financial future—experience local service made just for you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
HOME EQUITY LINE OF CREDIT
Home Equity Line of Credit
7.75 % - 8.75 %
10 Yrs - 25 Yrs
$350,000
70 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6 ARM Conforming
5.375 %
6.904 %
0.875
5.5 Yrs
CONVENTIONAL
FIXED
15-Year Conforming
5.5 %
5.822 %
1.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 ARM Conforming
5.625 %
6.944 %
0.875
5.5 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM Conforming
5.875 %
6.349 %
0.875
5.0 Yrs
CONVENTIONAL
FIXED
30-Year Conforming
6.375 %
6.575 %
1.25
30.0 Yrs
JUMBO
ADJUSTABLE
7/6 ARM Jumbo
5.875 %
5.982 %
1
5.5 Yrs
JUMBO
FIXED
30-Year Jumbo
6.5 %
6.616 %
1
30.0 Yrs
VA
FIXED
30-Year VA
6.125 %
6.53 %
0.875
30.0 Yrs
FHA
FIXED
30-Year FHA
6.125 %
6.934 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Closed-end personal loan
11.74 - 18 %
5 Yrs
Line of credit (overdraft protection)
12.65 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Cars 2024-2025 models with less than 7,500 miles.
5.39 % - 10.64 %
7 Yrs

Introduction

Welcome to Nuvision, your trusted financial partner at the Paradise Village Branch located at 2700 E 4Th St, National City, CA 91950. Since our establishment in 1935, we've proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. With over 177,000 members and total assets reaching an impressive $3,469,113,230, we are dedicated to ensuring that each member feels valued and supported in their financial journey. At Nuvision, we understand that financial stability is crucial for your peace of mind. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to empower you with the tools and resources needed to achieve your financial goals. As part of our commitment to transparency and trust, we maintain a strong financial foundation with total deposits amounting to $310,756,558 and a net worth of $382,531,469. With 554 employees working diligently every day under the leadership of our CEO, Roger Ballard, and Board President, Theodore Humphrey, we strive to create a welcoming environment for all members. While you can reach us directly at 800-444-6327, feel free to visit us at our branch or check out our website at nuvisionfederal.org for more information on how we can assist you. Whether you're looking to open an account or need assistance with a loan application, we're here for you every step of the way. We invite you to join us as we continue making a positive impact in our community through responsible banking practices and exceptional member service. Reach out today we're excited to help you achieve your financial dreams!

Branch History & Mission

Our Journey

Since our inception nearly nine decades ago, Nuvision has focused on providing personalized financial services that empower our members to achieve their goals. Over the years, we have expanded our offerings to include a variety of products such as auto loans, mortgages, personal loans, and business banking services. With total assets now exceeding $3.4 billion, we are equipped to meet the diverse needs of our growing membership. Our branch operates from 9 AM to 5 PM Monday through Thursday and 9 AM to 4 PM on Fridays, ensuring that you can find time to visit us when it's convenient for you. While we do not currently offer drive-thru services, we are proud to provide ATM access for quick and easy transactions. Should you need assistance beyond our regular hours, our comprehensive online and mobile banking options allow you to manage your finances anytime, anywhere.

Our Mission

At Nuvision, our mission goes beyond simply offering financial products; we strive to enrich the lives of our members and support the community around us. We believe in building strong relationships based on trust and transparency. Our dedicated team is here not only to help you with your banking needs but also to offer guidance and resources that promote financial literacy and well-being. We actively engage in community outreach initiatives designed to make a positive impact in National City and beyond. Through partnerships with local organizations and participation in various events, we aim to uplift those around us while fostering a sense of belonging among our members. While members can visit us at 2700 E 4Th St, official correspondence should be sent to 7812 Edinger Ave, Huntington Beach, CA 92647. We invite you to join Nuvision today! Experience firsthand the benefits of membership whether it's competitive rates on loans or access to valuable financial education resources. Together, let's build a brighter future for you and your community. For more information or to open an account, please call us at 800-444-6327 or visit us online at Nuvision Federal.

Branch Location & Accessibility

Accessibility Features

At Nuvision, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure that everyone can enjoy our services comfortably. We also provide ample parking space nearby, making your visit hassle-free.

Call-to-Action

We invite you to visit us at Nuvision Paradise Village Branch! If you have any questions or need assistance before coming in, feel free to give us a call at 800-444-6327. We look forward to welcoming you!

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 4 PM. Whether you have a quick question or need more time for your banking needs, we're here during these hours to assist you.

Services Offered

We offer a range of financial services designed to fit your lifestyle. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM services for easy cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Nuvision, we believe that everyone deserves a supportive financial community. If you're interested in becoming a member, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in the areas we serve is eligible to join us. This means you could be just a step away from enjoying our member benefits, which include personalized service and competitive rates on loans and savings. For the most current and detailed eligibility information, please check out our resource at https://nuvisionfederal.com/about-us/am-i-eligible. Joining Nuvision is simple! Once you've confirmed your eligibility, you can open an account with us by visiting our website at https://nuvisionfederal.com/about-us/membership or by giving us a call at (800) 444-6327. Our friendly team is here to guide you through the process and answer any questions you may have. We can't wait to welcome you into our community at 2700 E 4Th St National City Ca 91950!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine processing payments seamlessly while focusing on what you do best running your business. Our merchant services provide just that. From accepting credit cards to mobile payments, we offer solutions that fit your operational needs. Whether you're a café taking orders at the counter or a retailer selling online, our services ensure you can accept payments easily and securely. At Nuvision, located at 2700 E 4Th St National City Ca 91950 in National City, CA, we're here to partner with you on your journey to success. Give us a call at (800) 444-6327 or visit us today to explore how we can support your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $364 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $249,712,965, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or truck, consider our auto loans and vehicle financing options. We work with you to find a plan that fits your budget. Picture yourself driving off in your dream vehicle with affordable monthly payments that make sense for you.

Business Banking

If you're a business owner, our business banking services are tailored just for you! From merchant services that simplify transactions to business loans that help expand your operations, we're committed to supporting local businesses in National City.

Credit Cards with Rewards

We also provide credit cards that offer rewards on everyday purchases. Imagine earning points as you shop for groceries or fuel up your car points that can lead to exciting rewards!

Digital Banking Features

In today's fast-paced world, access and convenience are key. Our online and mobile banking platforms allow you to manage your finances on the go. With features like person-to-person payments and ATM access for cash withdrawals or balance checks, keeping track of your money has never been easier. At Nuvision, located at 2700 E 4Th St National City Ca 91950, we take pride in being more than just a financial institution; we're a community partner dedicated to helping our members achieve their financial goals. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (800) 444-6327 or visit us online at Paradise Village Branch. Your financial success is just around the corner!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, our mortgage loans offer competitive rates and personalized service. Whether you're a first-time homebuyer or looking to lower your monthly payment, we're here to guide you through the process every step of the way.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit different lifestyles and financial goals. Imagine having the convenience of online banking at your fingertips, allowing you to manage your accounts anytime, anywhere. You can even set up e-statements to keep track of your transactions without cluttering your mailbox.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. They can be used for anything from home improvements to debt consolidation, helping you simplify payments and reduce interest rates on multiple debts.

Digital & Online Banking

Key Features

Stay organized and informed with e-statements available at your fingertips. No more waiting for paper statements in the mail view and download your statements whenever you need them. You can also enjoy the freedom of mobile payments, making it easy to pay for goods and services directly from your phone. For those on the go, our mobile application provides a robust banking experience right in your pocket. With this app, you can handle everything from person-to-person transfers to checking account balances all in real-time. With 24/7 online banking services, you'll never have to worry about being tied down by traditional banking hours. Whether it's early morning or late at night, you can manage your account whenever it suits you best. At Nuvision, we are committed to providing accessible and efficient financial solutions that fit into your lifestyle. Join us today and experience the ease of modern banking!

Financial Strength

Member Savings and Investments

Members' savings are secured through $977,048,588 in share certificates and $316,116,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,886,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $244,463,198 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to support your financial needs effectively.

Solid Financial Foundation

With a net worth of $382,531,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $23,933 in used auto loans and $2,688,737,656 in total loans and leases. This broad range of services ensures we can help you achieve what you want financially. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 543 full-time employees and 11 part-time employees, we ensure our branches are always ready to serve you with knowledgeable staff.

Trustworthy Membership Base

We are proud to have a growing member base with 362,099 total share accounts showing that many individuals trust us with their finances. Our net shares available for lending and investments amount to $95,219, reinforcing our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nuvision is your trusted partner. Visit us at 2700 E 4Th St National City Ca 91950 or call (800) 444-6327 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $494,998,569 in used vehicle loans and $294,643,387 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $249,712,965 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering solutions that help you succeed. If you're considering refinancing or are unsure about eligibility options, don't hesitate to reach out. Our team at Nuvision is here to assist you every step of the way. For more information on our loan offerings or to get started today, give us a call at (800) 444-6327 or visit us at 2700 E 4Th St National City Ca 91950 in National City, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $197,241,354, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our friendly team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $93,815,085 in loans helping members manage their finances effectively. This can be a great way to consolidate debt or cover unexpected costs without collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan offer presented is fair and transparent. By relying on verified institutions, LendMesh prioritizes accuracy in its comparisons.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable tool for finding the best loan options available. To start finding the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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