Nuvisionfederal

Nestled in the heart of Fairbanks, the Nuvision branch at 375 Merhar Ave is your trusted financial partner dedicated to supporting your journey toward financial well-being. Open Monday through Friday from 10 a.m. to 6 p.m., this welcoming location offers convenient ATM and drive-thru services for easy cash withdrawals, deposits, and simple transactions that fit your busy lifestyle. Members value Nuvision’s standout auto loans and vehicle financing options, designed with competitive rates and flexible terms to help you get behind the wheel with confidence.
If homeownership is on your horizon, take advantage of Nuvision’s low mortgage rates and refinancing solutions tailored to make buying or upgrading a home in Fairbanks more attainable. Beyond lending, enjoy comprehensive personal banking services including checking and savings accounts, credit cards loaded with rewarding perks, personal loans, debt consolidation, and business banking solutions like merchant services and business loans.
With secure online and mobile banking available 24/7, managing your money has never been easier. Visit Nuvision at 375 Merhar Ave or call 800-764-1123 today to explore how our top auto loans and mortgage offerings can help you reach your financial goals—experience local service made just for you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
HOME EQUITY LINE OF CREDIT
Home Equity Line of Credit
7.75 % - 8.75 %
10 Yrs - 25 Yrs
$350,000
70 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6 ARM Conforming
5.375 %
6.904 %
0.875
5.5 Yrs
CONVENTIONAL
FIXED
15-Year Conforming
5.5 %
5.822 %
1.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 ARM Conforming
5.625 %
6.944 %
0.875
5.5 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 ARM Conforming
5.875 %
6.349 %
0.875
5.0 Yrs
CONVENTIONAL
FIXED
30-Year Conforming
6.375 %
6.575 %
1.25
30.0 Yrs
JUMBO
ADJUSTABLE
7/6 ARM Jumbo
5.875 %
5.982 %
1
5.5 Yrs
JUMBO
FIXED
30-Year Jumbo
6.5 %
6.616 %
1
30.0 Yrs
VA
FIXED
30-Year VA
6.125 %
6.53 %
0.875
30.0 Yrs
FHA
FIXED
30-Year FHA
6.125 %
6.934 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Closed-end personal loan
11.74 - 18 %
5 Yrs
Line of credit (overdraft protection)
12.65 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Cars 2024-2025 models with less than 7,500 miles.
5.39 % - 10.64 %
7 Yrs

Introduction

Welcome to Nuvision, where your financial journey begins! Located at 375 Merhar Ave, Fairbanks, AK 99701, our credit union has been serving the community since 1935. With a commitment to helping our members achieve their financial goals, we have grown to support over 177,000 members and manage total assets exceeding $3.46 billion. At Nuvision, we understand that trust is earned through reliability and personal service. That's why we focus on providing tailored financial solutions, whether you're looking for a new auto loan, a mortgage refinancing option, or convenient online banking services. Our dedicated team of 554 employees, led by CEO Roger Ballard and Board President Theodore Humphrey, is here to guide you every step of the way. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 440 E 36th Ave, Anchorage, AK 99503-4136. We pride ourselves on offering a range of services designed to fit your lifestyle like personal loans, credit cards with rewards, and even business banking options. With total deposits of $310.76 million and cash in hand amounting to $24.69 million, Nuvision is well-positioned to support your financial needs today and into the future. Join us as we work together towards building a brighter financial future for you and our community. Ready to take the next step? Don't hesitate to reach out! Call us at 800-764-1123 or visit our website at Nuvision for more information. We look forward to welcoming you into the Nuvision family!

Branch History & Mission

Welcome to Nuvision, a beacon of community support and financial empowerment in Fairbanks, AK. Since our inception in 1935, we have grown from humble beginnings into a trusted financial partner for over 177,066 members. Our journey has been marked by a commitment to serving our community, fostering financial literacy, and helping individuals achieve their dreams. Located at 375 Merhar Ave Fairbanks Ak 99701, right near the heart of Fairbanks, we are easily accessible for anyone seeking reliable banking solutions. While members can visit us at this address, official correspondence should be sent to our mailing address at 440 E 36th Ave, Anchorage, AK 99503-4136. This ensures that all communications reach us promptly. Our mission is simple yet profound: to provide exceptional financial services while enhancing the quality of life for our members and the broader community. We believe that banking should not just be about transactions; it should be about building relationships and creating opportunities. Whether it's through our auto loans, personal loans, or business banking services, we aim to empower our members to take control of their finances. Over the years, we have made significant strides in expanding our offerings and enhancing member experience. With total assets reaching an impressive $3,469,113,230, we continue to innovate while ensuring that our services remain accessible to everyone. We are proud to offer features such as online and mobile banking, making it easier than ever for our members to manage their finances on their terms. Our branch also boasts ATM availability and drive-thru services for added convenience. Community engagement is at the core of what we do. We actively participate in local initiatives and support various outreach programs aimed at uplifting those around us. From financial education workshops to partnerships with local organizations, we strive to make a positive impact on the lives of individuals and families in Fairbanks. As we look ahead, we remain dedicated to our mission of improving lives through financial well-being. Join us at Nuvision and discover how we can help you achieve your financial goals. Whether you need assistance with setting up a new account or exploring loan options, our friendly team is here for you. We invite you to become part of the Nuvision family today! Visit us during our operating hours from 10 am - 6 pm Monday through Friday, or give us a call at (800) 764-1123 for more information on how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Nuvision, we prioritize your comfort and convenience. Our branch includes ample parking space to make your visit hassle-free. We are committed to accessibility for all members and provide ADA-compliant features such as ramps for those who may need them. If you're looking for quick banking solutions, we also offer drive-thru banking services. It's perfect for deposits, withdrawals, and simple transactions when you're short on time. Plus, with an ATM available on-site, accessing cash has never been easier.

Join Us Today!

With a wide array of services including personal checking and savings accounts, auto loans, mortgage options, and more, Nuvision is here to support you every step of the way. If you have questions or need assistance, don't hesitate to call us at 800-764-1123. We look forward to welcoming you into our community!

Operating Hours

We know that life can get busy! That's why our lobby hours are designed with your schedule in mind open Monday through Friday from 10 AM to 6 PM. This gives you plenty of opportunities throughout the week to visit us for all your banking needs.

Member Eligibility

Joining the Nuvision community is a fantastic step toward better financial health and support. Becoming a member is open to anyone who lives, works, worships, or attends school in the areas we serve, which makes it easy for you to join our welcoming family. We believe in creating a space where everyone feels valued and supported in their financial journey. At Nuvision, you'll enjoy not only great rates and personalized service but also access to a variety of products designed with your needs in mind. To learn more about how to become a member, simply visit our eligibility page at https://nuvisionfederal.com/about-us/am-i-eligible. If you're ready to open an account or have any questions, feel free to give us a call at (800) 764-1123, and our friendly staff will be happy to assist you. You can also check out our account opening process online at https://nuvisionfederal.com/about-us/membership. We're excited to welcome you to Nuvision, located at 375 Merhar Ave Fairbanks Ak 99701, where your financial future begins!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $364 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $249,712,965, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a busy café and needing a reliable way to accept payments quickly. Our solutions allow you to focus on serving your customers while we handle the transactions seamlessly. If you're ready to take your business to the next level, visit us at 375 Merhar Ave Fairbanks Ak 99701 in Fairbanks, AK, or call us at (800) 764-1123. Let's work together to build your success!

Comprehensive List Of Services

Business Banking Support

For our local entrepreneurs and business owners, we provide comprehensive Business Banking solutions. Our services include Merchant Services and tailored Business Loans to support your growth ambitions. Whether you're just starting out or looking to expand, we are here as your partner in success.

Convenient Access Anytime

Accessing your funds is simple at Nuvision. With our convenient ATM & Cash Withdrawal Services, you can withdraw cash or check balances whenever needed. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Join Us Today!

At Nuvision, we strive to make banking accessible and straightforward for everyone. If you're ready to take the next step toward better financial health or want more information about our services, don't hesitate to reach out! Call us at (800) 764-1123, or visit us at Fbx Merhar today. Your financial journey starts here!

Personal Banking Made Easy

Our Personal Banking services include various Checking & Savings Accounts designed to help you achieve your financial goals. Imagine having the flexibility to manage your money effortlessly through our Online & Mobile Banking platforms. You can check your balances, transfer funds, and even make payments on the go with just a few taps on your smartphone. Need some extra cash for a big purchase? We offer Auto Loans & Vehicle Financing that can help get you behind the wheel of your dream car without breaking the bank. Plus, our Mortgage Loans & Refinancing options are here to guide you through the home-buying process, making it easier than ever to own a home.

Smart Solutions for Debt Management

If you're feeling weighed down by debt, consider our Personal Loans & Debt Consolidation services. These loans can simplify your financial situation and help you regain control over your budget. And for those who love rewards, check out our Credit Cards with Rewards that offer benefits for everyday purchases.

Digital & Online Banking

At Nuvision, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to make your banking experience easier and more efficient, all while keeping your information safe. With our online banking platform, you can manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface puts everything at your fingertips. Plus, with 24/7 online banking services, you can handle your financial needs whenever it suits you. For those who prefer mobile access, our mobile application allows you to bank on the go. You can make payments using our mobile payments feature, send money to friends or family with just a few taps through person-to-person transfers, and stay updated on your account activity in real-time. We also provide e-statements for easy access to your financial records without the clutter of paper statements. Security is paramount at Nuvision. We offer electronic signature authorization, ensuring that your transactions are both quick and secure. This means you can sign documents digitally without needing to visit a branch, making processes smoother than ever. No matter where life takes you, our digital banking tools are designed to keep you connected to your finances. Embrace the freedom of managing your money with ease at Nuvision!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 362,099, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $95,219 further highlight our robust financial standing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nuvision is your trusted partner. Visit us at 375 Merhar Ave Fairbanks Ak 99701 or call (800) 764-1123 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $244,463,198 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $23,933 in used auto loans and $2,688,737,656 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $977,048,588 in share certificates and $316,116,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,886,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 543 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $382,531,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $494,998,569 in used vehicle loans and $294,643,387 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that suit your budget and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $249,712,965 provide the capital needed to grow and expand. We believe in supporting local businesses and are dedicated to helping entrepreneurs thrive in our community. At Nuvision, we are committed to providing personalized service and expert guidance throughout your borrowing experience. If you're considering refinancing or want to know more about eligibility options, feel free to reach out at (800) 764-1123 or visit us at 375 Merhar Ave Fairbanks Ak 99701 in Fairbanks, AK. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $197,241,354, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right mortgage for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $93,815,085 in loans helping members manage their finances effectively. These credit cards provide convenience and help you build your credit score while offering competitive rates.

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