Nutmeg State Financial Rocky Hill CT Credit Union

Introduction

Welcome to Nutmeg State Financial, your trusted credit union nestled in the heart of Rocky Hill, CT. Established in 1935, we have proudly served our community for over 88 years, building a legacy of financial strength and member-focused service. With a robust membership of 52,570 individuals and total assets exceeding $690 million, we are committed to providing you with the best financial solutions tailored to your needs. Located at 50 Chapin Ave, Rocky Hill, CT 06067, our branch is easily accessible for all your banking needs. While members can visit us at this location, official correspondence should be sent to our mailing address at 500 Enterprise Dr Ste 4A, Rocky Hill, CT 6067. At Nutmeg State Financial, we believe that financial empowerment starts with a solid relationship. Our experienced team of 121 employees, led by CEO John Holt and Board President Luis Ramos, is dedicated to ensuring that each member receives personalized attention and support. Whether you're looking to open a savings account or explore loan options like our current total loans amounting to 22,847 we're here to guide you every step of the way. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members and the broader community. With total deposits of $26,886,871 and net worth standing strong at $86,284,471, we are equipped to help you achieve your financial goals confidently. Plus, with cash reserves of $4,788,115, you can trust that your funds are secure with us. Join us today and experience the difference that a community-focused credit union can make! For more information or if you have questions about our services, don't hesitate to reach out at 860-513-5000. We look forward to welcoming you into the Nutmeg State Financial family!

Branch History & Mission

At Nutmeg State Financial, we are proud to carry a legacy that dates back to 1935 when our doors first opened in the heart of Rocky Hill, Connecticut. Over the decades, we have grown alongside our community, adapting to the changing needs of our members while staying true to our foundational values. Today, we serve over 52,570 members with total assets amounting to an impressive $690,165,623. Located at 50 Chapin Ave, Rocky Hill, CT 06067, our branch is a cornerstone of the community. Just a stone's throw from local schools and parks, we invite everyone to come in and discover how we can help meet their financial needs. While members can visit us at this address, official correspondence should be sent to 500 Enterprise Dr Ste 4A, Rocky Hill, CT 6067. Our mission is simple yet powerful: to provide exceptional financial services while fostering growth within our community. We believe in empowering individuals and families through accessible banking solutions, whether it's providing loans for a new car or helping them save for future goals. Our commitment extends beyond just banking; we actively participate in community outreach programs that uplift those around us. As times change, so do we. Our branch has embraced digital advancements like online banking and mobile payments to ensure that our members have access to their accounts anytime and anywhere. Additionally, we adhere to ADA compliance standards so that everyone can comfortably use our services. While we currently do not offer drive-thru banking or shared service centers, our ATM availability ensures that essential transactions are just a few steps away. Nutmeg State Financial has built strong partnerships within the community, enabling us to support local initiatives and events that bring people together. We are dedicated not only to your financial success but also to enhancing the overall well-being of Rocky Hill. Join us on this journey! Experience firsthand how Nutmeg State Financial can make a difference in your life. Whether you're looking for reliable banking options or want to engage with a credit union that truly cares about its members and their community come see us today! For inquiries or assistance, feel free to call us at 860-513-5000. Your future starts here!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all of our members. Our facility complies with ADA standards and includes features such as ramps and spacious pathways to ensure everyone can navigate comfortably.

Call to Action

We invite you to stop by and discover how Nutmeg State Financial can help simplify your financial journey. Whether you're a long-time member or looking to join our community, we're here for you! Don't hesitate to reach out via phone or come visit us today!

Nearby Landmarks and Parking

Our branch sits close to several local landmarks, providing easy recognition when you're on the go. If you're coming from Rocky Hill High School or nearby parks, you'll find us just a short drive away. We offer ample parking spaces right outside our doors so you can park with ease when visiting us.

Operating Hours and Services

At Nutmeg State Financial, we know life can be busy! That's why we have flexible operating hours that vary throughout the week. Feel free to call us at 860-513-5000 for the most current information or to ask about services available during your visit. Currently, we offer ATM services only, allowing you to make withdrawals and check balances with ease. Although we don't have a drive-thru service at this branch, our ATM is always available for quick transactions.

Member Eligibility

At Nutmeg State Financial, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area, you are likely eligible to become a member. We want to provide you with the support and resources you need to thrive financially. Being a member at Nutmeg State Financial means access to competitive rates, personalized service, and a variety of financial products tailored just for you. To get started on your journey with us, simply reach out at (860) 513-5000 for any questions or visit our website for more detailed information about eligibility requirements at . We look forward to having you as part of our family at Nutmeg State Financial, located conveniently at 50 Chapin Ave Rocky Hill Ct 06067!

Business Banking & Commercial Services

At Nutmeg State Financial, we understand that every business has unique needs. Whether you're a startup seeking to expand or an established company looking for support, our business banking and commercial services are designed to fuel your growth. Imagine being able to finance that new piece of equipment that will streamline your operations or fund a marketing campaign to reach more customers. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture your customers making easy payments with their cards while you focus on what you do best running your business. Located at 50 Chapin Ave Rocky Hill CT 06067, we're here to help you navigate the financial aspects of your journey. Let's partner together for success! For more information, call us at 860-513-5000.

Comprehensive List Of Services

Banking Made Easy

One of the highlights of our offerings includes ATM Services Only, which allows you to access your funds effortlessly. With basic ATM access, you can make withdrawals and check your balance without any hassle. Imagine being able to withdraw cash right when you need it or quickly checking your account balance while on the go.

Convenience at Your Fingertips

We understand that life can get busy, which is why our digital banking features are designed for your convenience. With online banking capabilities, you can manage your accounts from anywhere, at any time. Whether it's transferring funds or checking transaction history, everything is just a click away.

Stay Connected

If you have questions or need assistance, don't hesitate to reach out! You can contact us at (860) 513-5000 for personalized support from our friendly staff who are always ready to assist you with any inquiries related to our services. At Nutmeg State Financial, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. We invite you to explore all that we offer and see how we can serve you better. For more information about our services or to find out how to become a member, visit us online at http://www.nutmegstatefcu.org. Let us help you take the next step towards financial wellness!

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience through http://www.nutmegstatefcu.org. You can also enjoy the benefit of e-statements, which means no more paper clutter just simple, secure access to your financial statements whenever you need them. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family with just a few taps on your mobile device. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure.

Mobile Application

Stay connected with our mobile application, available for download now! It provides all the features you love about online banking right at your fingertips. Whether you're on the go or relaxing at home, manage your accounts effortlessly.

Security and Convenience

We prioritize your security while ensuring ease-of-use across all our services. With mobile payments enabled, making purchases is not just quick; it's safe. Enjoy the peace of mind that comes from knowing your financial transactions are protected every step of the way. At Nutmeg State Financial, we're committed to making your banking experience as smooth as possible. Explore all these features and more by visiting us online at http://www.nutmegstatefcu.org today!

Financial Strength

At Nutmeg State Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, trust and reliability are paramount, which is why we prioritize maintaining robust financial health. With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,485,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evidenced by $7,555 in used auto loans and $540,451,462 in total loans and leases, supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,625,538. Total Share and Deposit Accounts: 100,292, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 50 Chapin Ave Rocky Hill Ct 06067 or call (860) 513-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $13,628,389 in used vehicle loans and $2,231,683 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is ready to assist you every step of the way.

Business Loans

For business owners in our community, our outstanding commercial loans amounting to $72,796,697 provide the capital needed to grow and expand your operations. We know how vital support is for local businesses and are committed to being a partner in your success. Whether you're looking for an auto loan to purchase your next vehicle or exploring mortgage options for your dream home, Nutmeg State Financial has the resources and expertise to assist you. Feel free to reach out at 860-513-5000 for more information about our loan offerings or visit us online at Nutmeg State Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you pave the way toward your financial future!

Credit Lines and Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $12,811,515 in loans helping members manage their finances effectively. If you're looking for additional flexibility in your spending or need to cover unexpected expenses, our credit lines are available too, totaling $135,351,039.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393, designed to fit a variety of budgets and lifestyles. Our knowledgeable staff can guide you through the process and help you understand your eligibility for refinancing options as well.

Loan Aggregator

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