Nutmeg State Financial Orange CT Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Nutmeg State Financial, your trusted partner in financial success since 1935. Located at 259 Bull Hill Ln, Orange, CT 06477, we are proud to serve our community with a strong commitment to member satisfaction and financial well-being. With over 52,570 members and total assets reaching an impressive $690,165,623, we are dedicated to providing quality financial services that help you achieve your goals. At Nutmeg State Financial, we believe in making banking accessible and beneficial for everyone. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our knowledgeable staff is here to assist you with a range of services including business banking solutions and online banking for your convenience. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 520 Cromwell Avenue, Rocky Hill, CT 6067. Our office operates Monday through Friday from 10 AM to 7 PM and Saturday from 9 AM to 3 PM, ensuring we're available when you need us. Under the leadership of CEO John Holt and Board President Luis Ramos, our team of 121 employees works diligently to ensure that our members receive personalized attention and support. We take pride in our strong financial foundation, with a net worth of $86,284,471 and total deposits amounting to $26,886,871. Join us at Nutmeg State Financial and discover how we can help you reach your financial dreams. For more information or to speak with one of our friendly representatives, call us at 860-513-5000 today!

Branch History & Mission

At Nutmeg State Financial, our journey began in 1935 in the heart of Orange, Connecticut. Over the decades, we have grown and evolved, nurturing a legacy of community support and financial empowerment. Our branch at 259 Bull Hill Lane stands as a testament to our commitment to serving our members with integrity and compassion. Since opening our doors, we have proudly welcomed over 52,570 members into our family. With total assets reaching an impressive $690,165,623, we are dedicated to providing robust financial services that cater to the diverse needs of our community. From personal banking options such as checking and savings accounts to auto loans and mortgage financing, we strive to make financial wellness accessible for all. Our mission is simple yet profound: we aim to improve the lives of our members through exceptional service while fostering a sense of community. We believe that financial services should not only meet your needs but also uplift and empower you. Whether you're looking for a reliable partner for your personal finances or seeking business banking solutions, Nutmeg State Financial is here to guide you every step of the way. While members can visit us at 259 Bull Hill Ln Orange Ct 06477, official correspondence should be sent to 520 Cromwell Avenue, Rocky Hill, CT 6067. This ensures that all communications reach us promptly so we can serve you better. In addition to traditional banking services, we've embraced technology with features like online and mobile banking, making it easier for you to manage your finances on your terms. We also prioritize accessibility; our facilities comply with ADA standards to ensure everyone can benefit from our services. Community involvement is close to our heart. We actively engage in local outreach programs and partnerships that support various causes within Orange and beyond. Our team believes in giving back and creating opportunities for those around us. As we look ahead, we invite you to join Nutmeg State Financial. Experience a credit union where you are more than just a member you are part of a thriving community focused on growth and success. Visit us during our operating hours from Monday to Friday, 10 AM - 7 PM, or give us a call at 860-513-5000 to learn more about how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Accessibility Features

Our branch prioritizes accessibility for everyone. We have well-marked parking spaces available right outside our entrance. The facility is ADA compliant, ensuring that ramps and other features are in place for easy access.

Banking Services

At Nutmeg State Financial, we provide a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're committed to supporting your financial journey. Plus, if you're in need of quick cash access, we have an ATM available on-site.

Call or Visit Us!

If you have any questions or want more information about our services, don't hesitate to reach out! You can give us a call at 860-513-5000. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 10 AM to 7 PM and Saturday from 9 AM to 3 PM. Whether you're coming in for personal banking services or to explore loan options, we're here to assist you during these hours.

Member Eligibility

Joining Nutmeg State Financial is like stepping into a community that genuinely cares about your financial well-being. To become a member, you just need to meet a few simple eligibility criteria. While the specifics can vary, generally speaking, if you live or work in the area or have family members who are already part of our credit union, you're likely eligible! This means that individuals from all walks of life can find a home with us. You'll enjoy benefits like lower loan rates, higher savings yields, and personalized service that makes banking feel more personal. For the most accurate and detailed information about eligibility, I encourage you to visit our website at . Opening an account is straightforward and welcoming; you can learn more about it by checking out the account opening details on our site as well. If you have any questions or need assistance, feel free to give us a call at (860) 513-5000. We can't wait for you to join us at Nutmeg State Financial, located at 259 Bull Hill Ln Orange Ct 06477, where you'll discover a supportive financial partner dedicated to helping you thrive!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to process payments seamlessly while keeping your cash flow steady. Our merchant services enable you to accept payments quickly and easily, whether online or in-store. This means you can focus on what truly matters growing your business. Located conveniently at 259 Bull Hill Ln, Orange, CT 06477, our branch is ready to assist you with personalized service that makes navigating your financial journey easier. Contact us at 860-513-5000 or visit us during our operating hours (M-F 10-7, S 9-3) to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we provide tailored solutions through our business banking services. From merchant services that help streamline payments to business loans designed to support growth or manage expenses, Nutmeg State Financial is proud to support the local economy.

Convenient Access & Support

We understand that convenience is key in today's busy world. That's why we offer ATM and cash withdrawal services at our location for easy access to your funds. Basic ATM access allows members to withdraw cash or check balances anytime they need. Whether you're looking for assistance with day-to-day banking or complex financial decisions, our friendly team is ready to assist you. You can reach us at 860-513-5000 during our operating hours: Monday through Friday from 10 AM to 7 PM and Saturday from 9 AM to 3 PM. At Nutmeg State Financial in Orange, CT, we pride ourselves on being more than just a credit union; we are your partner in financial success. Explore all that we have to offer by visiting us today or checking out our website at Nutmeg State Financial. Let us help you achieve your financial goals!

Credit Card Rewards

Don't forget about our credit cards with rewards! These cards not only offer everyday benefits but also allow you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded for spending on things you already buy!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing solutions provide you with the support necessary for one of life's biggest investments. We guide you through every step of the mortgage process, ensuring you understand all your options. If you're feeling overwhelmed by debt, consider our personal loans and debt consolidation services. These can help simplify your payments and potentially lower your interest rates making it easier for you to regain control of your finances.

Personal Banking Solutions

When it comes to personal banking, we offer flexible checking and savings accounts that fit your lifestyle. Imagine enjoying the convenience of online and mobile banking that lets you manage your accounts from anywhere. Our platform allows you to check balances, transfer funds, and pay bills with just a few taps on your smartphone. For those looking to drive away in a new vehicle, our auto loans and vehicle financing options make it easy to secure the funds you need at competitive rates. Whether you're purchasing a new car or refinancing an existing loan, we are here to help make the process smooth and straightforward.

Digital & Online Banking

Convenience Anytime

Managing your finances shouldn't be a hassle. Our 24/7 online banking services empower you to check balances, deposit checks remotely, and monitor transactions whenever it suits you. Everything is designed with ease-of-use in mind so you can focus on what really matters in life. With Nutmeg State Financial, banking is not just about numbers it's about providing a convenient experience that fits into your lifestyle. Join us today and discover how easy it is to take charge of your finances!

Mobile Banking Made Simple

Our mobile application puts banking right at your fingertips. Need to make a quick payment? With our mobile payments feature, you can send money instantly using just your phone. Plus, if you want to split the bill with friends or family, our person-to-person transfers make it simple and fast. You can enjoy all these features while knowing that we prioritize security our electronic signature authorization ensures that your transactions are safe.

Financial Strength

Growing Member Base

With total share accounts reaching 100,292, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,625,538. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 259 Bull Hill Ln Orange Ct 06477 or call (860) 513-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $64,485,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust as well; with $7,555 in used auto loans and $540,451,462 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $13,628,389 in used vehicle loans and $22,316,831 in new vehicle loans to help members get on the road. Our flexible terms make it easy for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $72,796,697 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in improvements for your current operations, our team is ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393, making buying or refinancing simple. We understand that purchasing a home is one of the most important decisions you'll make, and we're here to guide you through every step of the process.

Refinancing and Eligibility Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our loan products, don't hesitate to reach out. We're dedicated to finding solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore these loan offerings further or have questions about how they can fit into your financial plans, please contact us at 860-513-5000 or visit our website at Nutmeg State Financial. We're here to help you navigate your borrowing options!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,811,515 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to give you more control over your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information about available loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see reflects genuine offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in finding the best rates for your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.