Nutmeg State Financial Norwalk CT Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nutmeg State Financial, your trusted partner in achieving financial success since 1935. Located at 500 West Ave, Norwalk, CT 06850, we are proud to serve our vibrant community with a range of financial solutions tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. At Nutmeg State Financial, we believe in building lasting relationships with our members. With a dedicated team of 121 employees and over 52,570 members, we are committed to providing personalized service that makes banking easy and accessible. Our total assets stand at an impressive $690,165,623, reflecting our stability and dedication to member satisfaction. While you can visit us directly at our branch location, please note that official correspondence should be sent to our mailing address: 500 West Avenue, Norwalk, CT 6850. Our leadership team, led by CEO John Holt and Board President Luis Ramos, works tirelessly to ensure that we uphold the values of trust and community support that define our credit union. With total deposits amounting to $26,886,871 and a net worth of $86,284,471, Nutmeg State Financial is well-equipped to help you achieve your financial goals. We also offer competitive loan products with a total loan portfolio of 22,847 loans and leases, ensuring that you have access to the funds you need when you need them. Ready to take the next step? Visit us online at Nutmeg State Financial or give us a call at 860-513-5000. Our friendly team is here to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 3:30 PM and Thursday through Friday from 8:00 AM to 5:30 PM. We even welcome you on Saturday from 9:00 AM to 12:00 PM for your convenience. Join us today and experience the Nutmeg difference!

Branch History & Mission

Community Focus

Community involvement is at the heart of everything we do. From partnering with local organizations to sponsoring events that uplift our neighbors, we strive to make a positive impact in Norwalk. Our shared service center allows us to extend our reach even further by collaborating with other credit unions to provide essential services when you need them most. While members can visit us at 500 West Ave, official correspondence should be sent to 500 West Avenue, Norwalk, CT 6850. If you have any questions or need assistance, feel free to reach out at 860-513-5000. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Nutmeg State Financial can help you achieve your financial goals while being part of a community-focused institution dedicated to your success. Together, let's build a brighter tomorrow!

Our Mission

Our mission at Nutmeg State Financial is simple yet powerful: to empower our members through reliable financial services while actively supporting and uplifting our local community. We believe that banking should be more than just transactions; it should foster growth, opportunity, and trust. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, as well as business banking solutions. We are also committed to making banking accessible for everyone. With features like online and mobile banking, ATM availability, and drive-thru service, we ensure that you can manage your finances conveniently whether you're at home or on the go.

Branch Location & Accessibility

Convenient Access

At Nutmeg State Financial, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring everyone can visit us comfortably. We have ample parking available, making it easy for you to pop in during your busy day. Plus, our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your car, perfect for those on-the-go moments!

Operating Hours

We know that life can get hectic, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Wednesday from 9:00 AM to 3:30 PM, Thursday and Friday from 8:00 AM to 5:30 PM, and on Saturday mornings from 9:00 AM to 12:00 PM. Whether you need assistance with checking accounts or want to explore loan options, our dedicated team is ready to assist you during these hours.

Services Offered

Nutmeg State Financial provides a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our ATM is available for cash withdrawals and balance checks whenever you need it. Additionally, we offer shared services for members of partner credit unions, allowing you even more flexibility with your banking needs. While members can visit us at 500 West Ave for all their financial needs, please note that official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, don't hesitate to call us at 860-513-5000. We invite you to stop by Nutmeg State Financial today! Let's work together towards achieving your financial goals in a welcoming environment where you feel valued and supported.

Member Eligibility

At Nutmeg State Financial, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming! If you live, work, or worship in the communities we serve, you're likely eligible to join our family. We value our members and offer a variety of services designed to meet your needs, from personal banking to loans and beyond. To get all the details on who can join us, check out our eligibility criteria at this link. Opening an account with us is a breeze! Our friendly team is here to guide you through the process, ensuring you feel supported every step of the way. If you have questions or need assistance, don't hesitate to call us at 860-513-5000. Join us at our branch located at 500 West Ave, Norwalk, CT 06850 and experience the benefits of being part of our community-focused credit union.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools that streamline your payment processes right at your fingertips. Our merchant services offer reliable solutions that make transactions smooth for both you and your customers. From credit card processing to mobile payment options, we ensure your business can operate efficiently and effectively. Visit us at 500 West Ave, Norwalk, CT 06850 or give us a call at 860-513-5000 to explore how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch includes convenient ATM services for withdrawals and balance checks. For those who prefer in-person transactions but are short on time, our basic drive-thru banking allows you to complete deposits and withdrawals with ease.

Business Banking Solutions

If you're a business owner in need of financial support, our business banking services, including merchant services and business loans, are designed to help you thrive. Whether you're starting out or expanding an existing business, we're here to provide the resources you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Nutmeg State Financial offers robust online and mobile banking options. You can easily check balances, transfer funds, pay bills, and even manage person-to-person payments right from your smartphone or computer. Plus, with features like electronic signatures and e-statements, managing your finances has never been simpler.

Credit Cards with Rewards

We also understand the importance of rewarding our members for their loyalty. That's why we offer credit cards with rewards, allowing you to earn points on every purchase that can be redeemed for travel, merchandise, or cash back.

Personal Banking Services

Navigating personal finance can sometimes feel overwhelming, but at Nutmeg State Financial, we make it easier for you. We offer checking and savings accounts that cater to your individual preferences, ensuring you have access to your funds when you need them. If you're in the market for a new car or simply want to refinance your current vehicle, our auto loans and vehicle financing options provide flexible terms tailored to fit your budget. For those looking to purchase a home or refinance an existing mortgage, we have comprehensive mortgage loans and refinancing solutions available. Our knowledgeable staff is here to guide you through each step of the process. Additionally, if unexpected expenses arise or you're looking to consolidate debt, our personal loans and debt consolidation services can help relieve some of that financial pressure.

Shared Branch Transactions

As part of our commitment to accessibility, we also participate in shared branch transactions. This means members from partner credit unions can conduct basic transactions like deposits and withdrawals at our location. At Nutmeg State Financial in Norwalk, CT, we're more than just a credit union; we're a community partner focused on helping you achieve your financial goals. If you'd like to learn more about any of these services or how we can assist you further, don't hesitate to reach out! Call us at 860-513-5000 or visit us online at Nutmeg State Financial today!

Digital & Online Banking

Real-Time Management at Your Fingertips

Managing your accounts in real-time is now possible with our comprehensive digital tools. You can easily track spending, set budgets, and receive alerts about account activity all designed to help you stay on top of your finances. At Nutmeg State Financial, we believe in making banking accessible for everyone. Our commitment to providing robust digital banking options means that whether you're at home or on the go, you have all the resources you need right at your fingertips. Explore our services today and take control of your financial future!

Security and Ease of Use

Security is crucial when it comes to online transactions. That's why Nutmeg State Financial offers electronic signature authorization, allowing you to securely sign documents without the hassle of printing or mailing them. Whether you're applying for a loan or updating your information, you can do it all safely from the comfort of your home. Our mobile application further enhances your banking experience by providing access to essential features right at your fingertips. Need to make a quick payment? With our mobile payments feature, sending money has never been easier. Plus, our person-to-person transfer service lets you send money to friends or family instantly, making splitting bills or sending gifts simple.

Financial Strength

Commitment to Growth

Our financial strength is further illustrated by $64,485,906 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $7,555 in used auto loans and over $540 million in total loans and leases available for our members' needs, we support your financial goals across various sectors.

Growing Membership Base

With a total of 100,292 share accounts, it's clear that many individuals trust Nutmeg State Financial with their finances. This growing member base underscores our commitment to providing the best possible banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 500 West Ave Norwalk CT 06850 or call 860-513-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which positions us well to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,283,890 in used vehicle loans and $22,316,831 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a reliable used vehicle or the latest model straight from the dealership, our flexible terms can fit your budget.

Credit Lines and Business Loans

If you're looking for additional financial flexibility, our total credit lines amount to $135,351,039, allowing you access to funds when you need them most. For business owners seeking growth opportunities, our outstanding commercial loans totaling $72,796,697 provide essential capital needed for expansion. At Nutmeg State Financial, we are committed to guiding you through your lending needs. Whether it's a personal loan or mortgage refinancing options available for qualified borrowers, we're here every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393, making buying or refinancing simple. We offer competitive rates and personalized service to ensure that your home financing experience is smooth and straightforward.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $12,811,515 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. By working only with verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.