Nutmeg State Financial New Britain CT Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Nutmeg State Financial, your trusted credit union located at 995 W Main St, New Britain, CT 06053. Since our establishment in 1935, we've been dedicated to serving the financial needs of our community, building strong relationships with over 52,570 members who rely on us for their banking services. At Nutmeg State Financial, we pride ourselves on being more than just a financial institution. With total assets of $690,165,623 and a robust net worth of $86,284,471, we are committed to providing our members with personalized service and competitive financial products that truly make a difference. Whether you're looking for auto loans, mortgages, or everyday banking solutions, our experienced team is here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address. Our dedicated staff is always ready to assist you from Monday to Friday during convenient hours: Monday, Tuesday, and Friday from 8:00 AM to 4:15 PM; Wednesday from 9:00 AM to 4:15 PM; and Thursday until 6:00 PM. Under the leadership of CEO John Holt and Board President Luis Ramos, we strive for excellence in everything we do. Our team of 121 employees works diligently every day to create a welcoming environment where members can feel valued and secure in their financial choices. As part of our commitment to the community, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, credit cards with rewards, business banking solutions, and online services for easy access to your accounts anytime. Explore all that Nutmeg State Financial has to offer by visiting our website at Nutmeg State Financial or give us a call at 860-513-5700. We look forward to helping you navigate your financial journey!

Branch History & Mission

Commitment to Community

At Nutmeg State Financial, we're more than just a credit union; we're a community partner. We actively engage in outreach efforts and collaborate with local organizations to enhance the lives of those around us. From financial literacy programs to charitable initiatives, we strive to make a positive impact beyond traditional banking.

Modern Banking Solutions

In today's fast-paced world, we've embraced technology without losing sight of personal service. Our members enjoy convenient online banking options and mobile payment solutions while still having access to traditional banking services like drive-thru banking and ATM availability. We're proud to offer ADA-compliant facilities ensuring everyone can comfortably access our services. While you can visit us at 995 W Main St, for any official correspondence please use our mailing address: 995 W Main St, New Britain, CT 6053. If you have questions or need assistance, feel free to reach out at 860-513-5700. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of membership with Nutmeg State Financial and become part of a community that cares deeply about your financial success. Together, let's build a brighter tomorrow!

Our Journey

From our humble beginnings, Nutmeg State Financial has evolved into a vital resource for personal and business banking needs. With total assets reaching an impressive $690,165,623, we've consistently focused on providing accessible and reliable financial services. Located at 995 W Main St, New Britain, CT 06053, our branch is easy to find near local landmarks that connect us with the community we serve. Our mission statement reflects our dedication: to provide exceptional financial services while supporting the growth and development of our community. We believe in empowering members through knowledge and resources that help them achieve their financial goals. Whether it's auto loans, mortgages, or credit cards with rewards, we tailor our offerings to meet diverse needs.

Branch Location & Accessibility

Banking Services That Meet Your Needs

At Nutmeg State Financial, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone! Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, enjoy the ease of our drive-thru service for simple transactions without leaving your car. While members can visit us at our branch location, official correspondence should be sent to the same address: 995 W Main St, New Britain, CT 60553.

Call Us Today!

Have questions? We're just a phone call away at 860-513-5700! We invite you to visit us at Nutmeg State Financial in New Britain where friendly service meets community banking. Join us today and discover how we can help make your financial journey smoother!

Convenient Access and Features

At Nutmeg State Financial, we understand that convenience matters. Our location boasts ample parking options and features designed to ensure everyone can access our services easily. We are proud to be ADA compliant, with ramps and other accessibility features for those who need them.

Operating Hours to Fit Your Schedule

We want banking to fit into your busy life! Our lobby hours are designed with you in mind: we're open Monday, Tuesday, and Friday from 8:00 AM to 4:15 PM; on Wednesday from 9:00 AM to 4:15 PM; and Thursday until 6:00 PM. Whether you need to stop by for a quick transaction or have more time to chat about your financial needs, we're here for you.

Member Eligibility

At Nutmeg State Financial, we're excited to welcome you into our community of members who enjoy personalized financial services and a supportive environment. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the New Britain area. Whether you're looking for checking accounts, loans, or just a friendly place to manage your finances, we've got you covered. If you're curious about specific eligibility details, feel free to check out our guidelines at . Joining is just a step away! You can start the process by visiting us at our branch located at 995 W Main St New Britain Ct 06053, or give us a call at (860) 513-5700 for more information. We make it easy to open an account and become part of our family. At Nutmeg State Financial, we believe everyone deserves access to quality financial solutions tailored just for them. Come see how we can help you thrive!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify daily operations. Imagine having the ability to accept payments from customers quickly and securely our solutions make that possible. From credit card processing to online payment options, we equip you with the tools necessary to enhance your customer experience. Located at 995 W Main St New Britain Ct 06053 in New Britain, CT, our team is ready to partner with you on your journey towards success. Call us at (860) 513-5700 or visit our website at Nutmeg State Financial to learn more about how we can support your business needs!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. We guide you through the financing process so that you can drive off knowing you've made a smart financial choice.

Business Banking Services

For local entrepreneurs, we also provide business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we are here as your trusted partner in growth.

Easy Access with ATM & Drive-Thru Services

Convenience is key in today's fast-paced world. With our ATM availability and drive-thru banking services for deposits, withdrawals, and simple transactions, managing your money has never been easier. You can quickly access cash or take care of banking tasks without ever leaving your vehicle. At Nutmeg State Financial in New Britain, CT, we're committed to making banking accessible and straightforward for all our members. Feel free to reach out by calling us at 860-513-5700 or visit our website at nutmegstatefcu.org for more information about how we can assist you with all your financial needs. Let us be part of your financial journey today!

Mortgage Loans & Refinancing

Homeownership is an important milestone for many people, and at Nutmeg State Financial, we want to help make that dream a reality. Our mortgage loans come with flexible terms and competitive interest rates. If you're already a homeowner, consider our refinancing options that could lower your monthly payments and save you money over time.

Personal Banking Solutions

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our offerings make it easy to manage your day-to-day finances. Imagine having access to a user-friendly online and mobile banking system that allows you to check your balance, transfer funds, and pay bills anytime, anywhere. Plus, our credit cards with rewards let you earn points on everyday purchases, giving you more value for your money.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate existing debt into one manageable payment, our personal loans can provide the relief you need. We offer straightforward terms and clear communication throughout the loan process.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our online banking services are designed with strong safety measures to protect your information while giving you peace of mind when banking online. You can feel confident knowing that every transaction is secure. Whether you're at home or on the move, Nutmeg State Financial ensures that accessing your accounts is straightforward and efficient. With real-time account management at your fingertips, staying on top of your finances has never been easier. Experience the benefits of modern banking today by visiting us online at http://www.nutmegstatefcu.org !

Key Features

Our online banking platform offers a user-friendly experience where you can check balances, view transaction history, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which means you'll receive your account statements electronically saving paper and making it easier to keep track of your finances. Plus, for those important documents that require a signature, our electronic signature authorization allows you to sign documents securely without needing to visit the branch. With our mobile application, managing your money on the go has never been simpler. You can make mobile payments, ensuring that paying bills or splitting costs with friends is quick and hassle-free. Want to send money directly to someone? Our person-to-person transfer feature makes it easy to send cash instantly to family or friends without any stress.

Financial Strength

Member-Focused Savings

Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to provide better loan rates and exclusive perks tailored for your needs.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Additionally, our dedicated team of 116 full-time employees and 5 part-time employees ensures that you receive knowledgeable service whenever you need it.

Reinvestment for Growth

With $64,485,906 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to growth means that you benefit from improved services designed with your financial future in mind.

Solid Financial Health

With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We proudly support our members with $7,555 in used auto loans and an impressive $540,451,462 in total loans and leases. This lending capacity is aimed at helping you achieve your financial goals across various sectors from purchasing vehicles to other significant investments.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. With a total of 100,292 share accounts, it's clear that our member base trusts us with their finances. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 995 W Main St New Britain CT 06053 or call 860-513-5700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,283,890 in used vehicle loans and $22,316,831 in new vehicle loans already helping members get on the road. Whether you are considering financing a new or used vehicle, we have flexible terms that can fit your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $72,796,697 provide the capital needed to grow and expand your enterprise. We understand that every business is different; that's why we work closely with you to find a solution that fits your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,811,515 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or cover unexpected expenses without the hassle of traditional lending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393 to help you secure your dream home. Our experienced team can guide you through every step of the mortgage process.

Refinancing Options

If you currently have loans elsewhere and are looking for better terms or lower rates, consider our refinancing options. We can help you potentially save money on monthly payments while simplifying your finances. Our dedicated team at Nutmeg State Financial is here to assist you with any questions about eligibility or how to apply for these products. You can reach us at 860-513-5700, or visit us at our branch located at 995 W Main St New Britain Ct 06053. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial goals today!

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means users receive fair and accurate offers. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NUTMEG STATE FINANCIAL CREDIT UNION - New Britain, CT