Nutmeg State Financial Manchester CT Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Nutmeg State Financial your trusted partner in financial growth since 1935. Located at 270 Broad St, Manchester, CT 06040, our branch is dedicated to serving you and our community with a full range of personal and business banking services. With over 52,570 members and total assets exceeding $690 million, we pride ourselves on being more than just a credit union; we are your neighbors invested in your success. At Nutmeg State Financial, we understand that each member's journey is unique. That's why we offer tailored solutions, whether you're looking for a new vehicle with our competitive auto loans or planning for the future with our mortgage options. Currently, we have facilitated 22,847 loans to help our members achieve their dreams. Plus, our total deposits stand at a robust $26,886,871, showcasing the trust our community places in us. Our commitment goes beyond numbers it's about relationships. Under the leadership of CEO John Holt and Board President Luis Ramos, our team of 121 dedicated employees is here to provide personalized service that meets your needs. We also believe in giving back to the community we serve through various initiatives and support programs. While you can visit us at our Manchester branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 270 Broad ST, Manchester, CT 6040. We invite you to explore all that Nutmeg State Financial has to offer by visiting our website at www.nutmegstatefcu.org or giving us a call at 860-513-5750. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Join Us

If you're looking for a financial partner that genuinely cares about your success and well-being, look no further than Nutmeg State Financial. We invite you to join our growing family and experience firsthand the benefits of membership where your goals become our goals. Connect with us today by calling 860-513-5750 or visiting our website at Nutmeg State Financial. Together, let's build a brighter financial future!

Mission Statement

Our mission at Nutmeg State Financial is clear: we strive to empower our members by providing comprehensive financial services while fostering a strong sense of community. We believe that when our members succeed financially, the entire community thrives. This philosophy drives us to engage in numerous outreach efforts throughout Manchester and beyond. As part of our commitment to the community, we actively participate in local events and support various initiatives aimed at improving the lives of residents in Hartford County. We are more than just a financial institution; we are a vital part of the fabric of our community. While members can visit us at 270 Broad St, Manchester CT 06040 for all their banking needs, official correspondence should be sent to the same address.

Our Evolution

From our humble beginnings, Nutmeg State Financial has embraced change and innovation. Over the decades, we've introduced a variety of personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards all designed with our members' needs in mind. Our dedicated team of 121 employees works tirelessly to ensure that each member receives personalized service and support. Our branch operates with convenience in mind. We offer drive-thru banking for quick transactions and ATM access for easy withdrawals. For those who prefer digital options, we provide online banking services that allow members to manage their finances anytime, anywhere.

Branch Location & Accessibility

Convenient Access and Amenities

At Nutmeg State Financial, we prioritize accessibility for everyone. Our branch is equipped with features that ensure ease of access, including ADA-compliant entrances and ramps. We offer ample parking space right outside, so you can visit us without any hassle. Plus, if you're on the go, our drive-thru banking service allows you to complete simple transactions quickly and conveniently from your vehicle. While members can visit us at 270 Broad St, official correspondence should be sent to the same address. You can reach us at 860-513-5750 if you have any questions or need assistance.

Operating Hours

Our doors are open during friendly hours to accommodate your busy schedule. You can visit us Monday, Tuesday, and Friday from 8:00 AM to 4:15 PM; Wednesdays from 9:00 AM to 4:15 PM; and Thursdays until 6:00 PM. We even welcome you on Saturdays from 9:00 AM to noon!

Services Offered

Nutmeg State Financial provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help you navigate your financial journey. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. Whether you're looking for financial advice or ready to open an account, we invite you to stop by or give us a call. Experience personalized service that puts your needs first at Nutmeg State Financial!

Member Eligibility

At Nutmeg State Financial, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in Hartford County, you're already eligible to join us. This means that your connection to our vibrant community can open the door to fantastic financial opportunities tailored just for you. Membership comes with benefits like personalized service, competitive rates on loans, and access to our range of financial products designed to help you thrive. To learn more about what it takes to become a member, feel free to check out the detailed eligibility criteria at . If you're ready to take the next step, opening an account is simple! Just give us a call at (860) 513-5750, or visit us at our branch located at 270 Broad St Manchester Ct 06040. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses. Imagine a local bakery looking to expand its operations. With our tailored commercial loans, they could purchase new equipment or renovate their space, attracting more customers and boosting sales.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify everyday transactions. Picture this: a small retail shop can easily accept payments through various methods credit cards, mobile payments, and more thanks to our comprehensive solutions. This flexibility not only enhances customer satisfaction but also streamlines business operations. If you're ready to take your business to the next level, visit us at 270 Broad St Manchester Ct 06040 in Manchester, CT, or call us at (860) 513-5750. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

We also cater to small businesses with our comprehensive business banking services. From merchant services that simplify payment processing to business loans for growth opportunities, we're here to support your entrepreneurial spirit.

Credit Cards and Rewards

For everyday purchases, consider our credit cards with rewards. Enjoy benefits such as cash back or travel points while managing your expenses conveniently.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can easily manage accounts, pay bills, and even transfer money using our secure platform. Our ATM and cash withdrawal services ensure you have access to your funds whenever needed. For those who prefer face-to-face interactions but still want efficiency, we provide basic drive-thru banking for deposits and withdrawals during our operating hours: Monday, Tuesday, and Friday from 8:00 AM to 4:15 PM; Wednesday from 9:00 AM to 4:15 PM; Thursday from 8:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Get in Touch

Ready to explore how Nutmeg State Financial can assist you? Give us a call at 860-513-5750 or visit us at our Manchester branch. We're excited to help you achieve your financial goals!

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts designed to fit various lifestyles, making it simple to save for your future while having quick access to your funds. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring you can get on the road without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, we have mortgage loans that can help make that dream a reality. Our experts will guide you through the process, answering any questions along the way. Additionally, our personal loans and debt consolidation services are perfect for those looking to manage expenses or streamline payments into one easy-to-handle monthly bill.

Digital & Online Banking

Key Features

We take security seriously. With electronic signature authorization available, signing documents online is not only simple but also secure. You can rest assured that your personal information is protected while you take advantage of features like e-statements for easy record-keeping. Gone are the days of paper clutter; instead, receive your statements electronically and access them whenever you need. Our mobile payments feature allows you to make purchases with ease directly from your smartphone. You can also send money to friends and family through our person-to-person transfer service no cash needed! It's all about making your banking experience smoother and more efficient. At Nutmeg State Financial, we believe in providing accessible services that put you in control of your finances. With real-time account management tools at your disposal, you can track spending and stay informed about your financial health effortlessly. Join us today to experience how digital banking can simplify your life!

Financial Strength

At Nutmeg State Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create an environment where our members feel confident in their financial choices, knowing they are supported by a robust and reliable institution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,485,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,555 in used auto loans and $540,451,462 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,625,538. Total Share and Deposit Accounts: 100,292, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 270 Broad St Manchester Ct 06040 or call (860) 513-5750 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $136,283,890 in used vehicle loans and $22,316,831 in new vehicle loans already helping members get on the road. We offer flexible terms and options for refinancing if you want to lower your monthly payments or take advantage of better rates.

Business Loans

For business owners in need of capital for growth and expansion, our outstanding commercial loans total $72,796,697. We are dedicated to supporting local businesses and helping them thrive in our community. At Nutmeg State Financial, we believe that access to affordable financing should be available to all members. If you're interested in learning more about any of our loan products or exploring eligibility options, please don't hesitate to reach out at 860-513-5750. For more information about our services and offerings, visit us online at Nutmeg State Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,811,515 in loans helping our members manage their finances effectively. This option allows you the freedom to make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their financial needs.