Nutmeg State Financial Glastonbury CT Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Nutmeg State Financial, your trusted community credit union located at 81 House St, Glastonbury, CT 06033. Established in 1935, we have proudly served our members for decades, building a strong foundation of trust and financial empowerment. With a dedicated membership of 52,570 individuals, we are more than just a financial institution; we are a part of the Glastonbury community. At Nutmeg State Financial, our commitment to you is reflected in our impressive financial health. We currently manage assets totaling $690,165,623, with total deposits reaching $26,886,871. Our focus on responsible lending has led to over 22,847 loans and leases provided to our members. This means that whether you're looking for an auto loan or need financing for your business, we've got you covered. Our leadership team is led by CEO John Holt and Board President Luis Ramos, both of whom are dedicated to ensuring that our services meet the evolving needs of our members. We have a skilled team of 121 employees who are here to support you every step of the way. While members can visit us at our branch for personal banking services like checking and savings accounts or mortgage loans, official correspondence should be sent to the same address: 81 House St, Glastonbury, CT 6033. We understand that every member's financial journey is unique. That's why we offer tailored solutions designed to help you achieve your goals whether it's saving for a dream home or financing your next vehicle. We're also proud to provide modern conveniences such as online and mobile banking options so you can manage your finances anytime, anywhere. Ready to take the next step? Visit us today or give us a call at 860-513-5760 to discover how Nutmeg State Financial can help you reach your financial dreams!

Branch History & Mission

Community Commitment

Nutmeg State Financial proudly partners with local organizations to support various community projects. This dedication helps us create a positive impact in Glastonbury and surrounding areas. We are proud to be part of this vibrant community where every member's voice matters. In conclusion, we invite you to join Nutmeg State Financial. Experience the benefits of being part of a credit union that truly cares about its members and the community as a whole. Together, let's build a brighter financial future!

Our Mission

The mission of Nutmeg State Financial is clear to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be about people, not just numbers. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives that support local events and charities. We understand that financial security is crucial for our members' well-being. With total assets exceeding $690 million, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We also prioritize accessibility through advanced digital solutions like online banking and mobile payments. Our drive-thru service ensures that members can conduct simple transactions conveniently without leaving their vehicles. Additionally, we have ATM availability on-site for quick cash withdrawals and balance checks. While members can visit us at 81 House St, official correspondence should be sent to 81 House St, Glastonbury, CT 6033 if it differs from our branch address.

Branch Location & Accessibility

Operating Hours

At Nutmeg State Financial, we understand that life can get busy. That's why we're open Monday through Tuesday, Wednesday, and Friday from 8:00 AM to 4:15 PM, and on Thursdays until 6:00 PM. For those who prefer weekends, join us on Saturdays from 9:00 AM to 12:00 PM. Whether you need help with your accounts or want to discuss loan options, our dedicated staff is ready to assist you during these hours.

Services Offered

We pride ourselves on offering a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. You can also take advantage of our credit cards with rewards programs and business banking services. For quick transactions, enjoy our drive-thru banking for deposits and withdrawals without leaving your vehicle. Plus, with ATM access available on-site, cash withdrawal is just a step away. Whether you are a long-time member or considering joining us for the first time, we invite you to visit us at the Glastonbury Branch or call us at 860-513-5760 for any inquiries. Let us help you achieve your financial goals today!

Member Eligibility

At Nutmeg State Financial, we believe that everyone deserves a chance to be part of a supportive community where financial dreams can thrive. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in the Glastonbury area, you're likely eligible to become a member. We also invite family members of current members to join our growing family. Being part of Nutmeg State Financial means gaining access to personalized financial services that cater to your needs, from checking accounts to loans and more. Ready to take the next step? Opening an account with us is straightforward! You can find all the information you need about eligibility and the account opening process on our website at Nutmeg State Financial. If you have any questions or need assistance, feel free to give us a call at 860-513-5760. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed to make transactions easier for you and your customers. Whether you're looking for payment processing solutions or tools to manage your cash flow, we provide practical support that allows you to focus on what matters most running your business smoothly. Located at 81 House St Glastonbury Ct 06033 in Glastonbury, CT, we're here to help you achieve your business goals. Contact us at (860) 513-5760 to learn more about how our services can benefit you!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer in-person transactions, we have an ATM available for easy cash withdrawals and balance checks right at the branch. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days when time is of the essence. At Nutmeg State Financial in Glastonbury, CT, we aim to create a friendly environment where financial wellness is within reach for everyone. For more information about any of these services or to speak with one of our friendly staff members, give us a call at 860-513-5760 or visit us online at http://www.nutmegstatefcu.org. We look forward to serving you!

Auto Loans and Vehicle Financing

If you're thinking about purchasing a car, our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and flexible terms, you can drive off in your dream car without breaking the bank. We understand that every member's situation is different, which is why we tailor our loan solutions to fit your budget.

Business Banking Services

If you're a business owner, Nutmeg State Financial offers tailored solutions like Merchant Services & Business Loans to support your growth. We understand the unique challenges businesses face and are here to provide the financial backing needed to thrive.

Credit Cards with Rewards

Make everyday spending rewarding with our Credit Cards with Rewards program. You can earn points for travel, shopping, or cash back on purchases making each transaction more beneficial for you.

Digital Banking Features

We pride ourselves on our modern banking conveniences. Our Online & Mobile Banking platforms let you manage all aspects of your finances right from your smartphone or computer. From making deposits to transferring money between accounts or paying bills online, we ensure that banking is as convenient as possible.

Mortgage Loans and Refinancing

For those considering homeownership or refinancing an existing mortgage, we provide comprehensive Mortgage Loans & Refinancing services. Our knowledgeable team will guide you through the process, ensuring you find a plan that suits your financial goals. Imagine reducing your monthly payments or accessing cash from your home's equity to fund other important projects.

Personal Banking Solutions

Starting with personal banking, we offer both Checking and Savings Accounts that help you manage your money effectively. Imagine easily tracking your expenses while saving for that family vacation or new home. Our accounts come with features that make banking easier than ever, including online and mobile access so you can check balances and transfer funds anytime, anywhere.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. These loans can help cover medical bills, home repairs, or even consolidate existing debt into one manageable payment. It's all about giving you peace of mind during challenging times.

Digital & Online Banking

Key Features of Our Online Services

With our 24/7 online banking services available at http://www.nutmegstatefcu.org, you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Whether you're at home or on the go, accessing your finances has never been easier. Plus, with E-Statements, you can say goodbye to paper clutter and view your statements securely online whenever you need them. Need to send money quickly? Our person-to-person transfers feature allows you to send cash to friends or family in seconds no need for cash or checks. And for those moments when you're out shopping, our mobile payments option lets you pay directly from your phone. It's simple, fast, and safe.

User-Friendly Mobile Experience

For added ease, our dedicated mobile application puts all these features right into your pocket. You can manage your accounts, deposit checks using your smartphone's camera, and even authorize transactions with our electronic signature authorization feature. This means fewer trips to the branch and more time for what matters most in your life. We prioritize your security while offering these convenient services. Our platform uses advanced technology to keep your information safe, giving you peace of mind while banking online. With everything designed for accessibility and real-time account management, Nutmeg State Financial is committed to making your banking experience straightforward and efficient. Explore all that our digital banking options have to offer today!

Financial Strength

Commitment to Innovation

With $64,485,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $7,555 in used auto loans and $540,451,462 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

The strength of our community is evident with a total of 100,292 share accounts. This showcases a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 81 House St Glastonbury Ct 06033 or call (860) 513-5760 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Nutmeg State Financial, we understand that life brings various financial needs, whether you're looking to purchase a new vehicle, buy a home, or manage everyday expenses. Our diverse loan products are designed to help you reach your goals with ease. With over 22847 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans provide some of the best rates in the industry. Looking to buy a new car? We have facilitated $22,316,831 in new vehicle loans and $136,283,890 in used vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393, making buying or refinancing straightforward and accessible. We offer flexible terms and competitive rates to make your dream of owning a home a reality. For those managing day-to-day expenses or unexpected costs, our unsecured credit card loans total $12,811,515. This can give you the flexibility you need to handle life's surprises without stress. Business owners can also benefit from our outstanding commercial loans amounting to $72,796,697, providing the capital necessary for growth and expansion. If you're considering refinancing any of these options or want to know about eligibility criteria, we're here to assist. Our team is ready to guide you through the application process and help you find the right loan tailored for your needs. Feel free to contact us at 860-513-5760 or visit us at 81 House St Glastonbury Ct 06033. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial future!

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