Nutmeg State Financial Bristol CT Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Nutmeg State Financial, your trusted partner in financial well-being since 1935. Located at 25 North St, Bristol, CT 06010, we are proud to serve a vibrant community of over 52,570 members. Our commitment to you goes beyond just banking; it's about building relationships and providing tailored financial solutions that meet your unique needs. At Nutmeg State Financial, we understand the importance of financial security. With total assets exceeding $690 million, including $26,886,871 in deposits and a strong net worth of $86,284,471, our solid foundation ensures that your money is in safe hands. We offer an array of services from personal banking options like checking and savings accounts to auto loans and business banking solutions. In fact, we've facilitated a total of 22,847 loans and leases, helping our members achieve their dreams. While our branch address is where you can find us for face-to-face interactions, official correspondence should be sent to our mailing address at 500 Enterprise Dr Ste 4A, Rocky Hill, CT 6067. Whether you need assistance with loans or want to explore our online banking features, we're here for you. Led by our dedicated CEO, John Holt, and Board President, Luis Ramos, we pride ourselves on having a team of 121 employees committed to serving you. Our office hours are designed with your convenience in mind: Monday through Wednesday and Friday from 9 AM to 4:30 PM; Thursday until 5:30 PM; and Saturday from 9 AM to 12 PM. Feel free to reach out at 860-584-0956 or visit us online at www.nutmegstatefcu.org for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch History & Mission

Community Commitment

We understand that being part of the Bristol community means more than just providing financial products. It means actively participating in local events, supporting local charities, and building partnerships that uplift those around us. Our outreach programs aim to educate and empower residents about financial literacy and responsible money management.

Join Us Today!

As we look forward to the future, Nutmeg State Financial remains dedicated to enriching lives through thoughtful financial solutions tailored to your unique needs. We invite you to join us on this journey experience the benefits of membership today! For more information or assistance, feel free to reach out at 860-584-0956 or visit us online at Nutmeg State Financial. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, Nutmeg State Financial has experienced significant growth and transformation. From humble beginnings, we have expanded our services to include personal banking, auto loans, mortgage options, and business banking solutions. With total assets now exceeding $690 million, we have evolved into a robust institution capable of meeting diverse financial needs. Our headquarters in Rocky Hill serves as the operational backbone of our efforts to ensure that members receive exemplary service. The dedication of our staff now numbering 121 employees ensures that we maintain a strong connection with our members and adapt to their changing needs.

Our Mission

Nutmeg State Financial's mission is clear: We aim to empower individuals and businesses in our community by providing accessible financial services that promote stability and growth. We believe in the power of community support and strive to create meaningful relationships with our members through personalized service and outreach initiatives. While members can visit us at 25 North St, official correspondence should be sent to 500 Enterprise Dr Ste 4A, Rocky Hill, CT 6067. We are committed to ensuring accessibility for all. With features like online banking and mobile payment options, we embrace technology to serve you better while also adhering to ADA compliance standards.

Branch Location & Accessibility

Convenient Location

Nestled in the heart of Bristol, our branch is close to local landmarks like the historic Bristol Central High School and just a short drive from the vibrant downtown area. You'll find ample parking available right outside, making your visit hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can bank comfortably.

Get In Touch

Ready to take the next step? We invite you to visit Nutmeg State Financial at our Bristol branch or give us a call at 860-584-0956. Our team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy! That's why Nutmeg State Financial offers flexible operating hours tailored to meet your needs. You can visit us Monday through Wednesday and Friday from 9 AM to 4:30 PM, with extended hours on Thursday until 5:30 PM. If Saturdays work better for you, we're open from 9 AM to 12 PM perfect for a weekend banking errand!

Services Offered

At Nutmeg State Financial, we offer a wide array of services designed to support your financial journey. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Need cash? Our ATM is available for quick withdrawals and balance checks anytime. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside. If you need to send us official correspondence or documents, please note that our mailing address is slightly different: 500 Enterprise Dr Ste 4A, Rocky Hill, CT 6067.

Member Eligibility

At Nutmeg State Financial, we believe that everyone deserves to be part of a caring and supportive community. If you're looking to become a member, it's simple! To join us, you'll need to meet a few friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in our area are welcome to apply. This means if you're in or around Bristol, CT, you're likely eligible! For the most up-to-date details on membership requirements, feel free to visit our website at . Opening an account with us is just as straightforward. You can start enjoying the benefits of membership by reaching out to us at (860) 584-0956, or you can check out more about how to open your account at . We're excited to help you take this step toward financial empowerment right here at 25 North St, Bristol, CT 06010!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services designed to simplify your transactions. Imagine a bustling café in Bristol, CT with our solutions, you can accept payments easily, streamline operations, and focus on what matters most: serving your customers. Whether you're a startup or an established enterprise, our services are crafted to meet your unique needs. Let us partner with you on your journey towards success. Visit us at 25 North St Bristol Ct 06010 or call us at (860) 584-0956 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $72,796,697, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

At Nutmeg State Financial, we also recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, empower entrepreneurs to thrive in their ventures. We believe in helping businesses grow by offering tailored financial solutions that fit their unique needs.

Connect With Us Today!

With all these offerings at Nutmeg State Financial, we're here to help you achieve your financial goals with ease. If you have any questions or want more information about our services, don't hesitate to reach out! Call us at 860-584-0956 or visit us online at Nutmeg State Financial. We're excited to assist you on your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills on the go our digital services make banking easy and efficient. Need cash? Our ATM services are readily available for quick withdrawals and balance checks without hassle. Plus, with our commitment to accessibility through various channels, you can always find a way to manage your finances comfortably.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer a range of personal banking services including checking and savings accounts that help you manage your money effectively. Imagine having access to an account that not only keeps your funds safe but also helps you grow them over time. If you're considering purchasing a new vehicle or need financing for a used one, our auto loans and vehicle financing options are designed to make the process simple and accessible. We strive to offer competitive rates so you can hit the road without breaking the bank. When it comes to homes, our mortgage loans and refinancing services ensure that buying or refinancing your home is straightforward. With expert guidance from our team, you'll feel confident in making decisions about this significant investment.

Support for Your Financial Goals

For those looking to consolidate debt or cover unexpected expenses, our personal loans provide flexible solutions tailored just for you. Additionally, if you're interested in building credit while enjoying rewards on everyday purchases, check out our credit cards with rewards.

Digital & Online Banking

At Nutmeg State Financial, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to fit seamlessly into your busy lifestyle. With our services, you can bank anytime, anywhere, and rest assured that your personal information is protected. Our online banking platform at http://www.nutmegstatefcu.org gives you 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can enjoy the convenience of e-statements, which means you can view your financial statements online without the clutter of paper. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature lets you do that securely from the comfort of your home. For those on the go, our mobile application brings all these features right to your fingertips. You can make person-to-person transfers easily with just a tap, share expenses with friends or family without any hassle. And if you like using mobile payments, you're in luck our services support this feature too! We prioritize security and ease-of-use in all our digital banking options. From the moment you log in to when you complete a transaction, every step is designed for safety and simplicity. Whether you're checking your account late at night or transferring money during lunch breaks, Nutmeg State Financial has got you covered. Join us today and experience the convenience of modern banking with the trusted service of Nutmeg State Financial!

Financial Strength

A Committed Team

Our financial performance is backed by dedicated staff; we have 116 full-time employees and 5 part-time employees who ensure that our branches are always ready to assist you. This commitment translates into operational efficiency reflected in our $0, enabling us to continue offering competitive loan rates and quality products for our members.

Growing Together

We are proud to serve a growing member base with a total of 100,292 share accounts. This shows the trust that our community places in us as their chosen credit union. Furthermore, net shares available for lending stand at $3,625,538, highlighting our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nutmeg State Financial is your trusted partner. Visit us at 25 North St Bristol Ct 06010 or call (860) 584-0956 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $64,485,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,555 in used auto loans and $540,451,462 in total loans and leases.

Member-Focused Savings

Your savings are safe with us! Members' funds are secured through $189,323,121 in share certificates and $80,424,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources focus on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $86,284,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Nutmeg State Financial, we understand that everyone has unique financial needs. Whether you are looking to buy a car, own a home, or manage your daily expenses, we have a variety of loan products designed just for you. Located at 25 North St, Bristol, CT 06010, our branch is dedicated to helping you achieve your financial goals. With over 22,847 loans issued, we've helped thousands of members find the right solutions for their borrowing needs. Our auto loans are particularly popular; if you're in the market for a new vehicle, consider our offerings. We currently have over $22,316,831 in new vehicle loans and $136,283,890 in used vehicle loans already helping members get on the road with some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $100,729,393. We make buying or refinancing simple and straightforward. For those looking for flexible financing solutions, we also offer unsecured credit card loans. With a total of $12,811,515 in unsecured credit card loans available to our members, managing finances has never been easier. Business owners can benefit from our outstanding commercial loans as well. With $72,796,697 in commercial loans provided to help businesses grow and expand, we support local entrepreneurs every step of the way. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to reach out to us. You can call us at 860-584-0956 during our operating hours: Monday through Wednesday & Friday from 9 AM to 4:30 PM; Thursday from 9 AM to 5:30 PM; and Saturday from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Nutmeg State Financial, we prioritize transparency and strive to provide you with clear information about our loan offerings. Let us help you navigate your financial journey today!

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