Nusenda Credit Union Taos NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Nusenda, your trusted credit union located at 640 Paseo Del Pueblo Sur, Taos, NM 87571. With a rich history since our establishment in 1936, we have proudly served the community, growing to support over 277,205 members. At Nusenda, we are committed to helping you achieve your financial goals with a range of services tailored to meet your needs. As part of our dedication to your financial well-being, we manage total assets exceeding $4.93 billion and have facilitated more than 186,991 loans to our members. Our current total deposits stand at an impressive $331,582,500, reflecting the trust and confidence our members place in us. Under the leadership of CEO Joe Christian and Board President Ralph Wallace, our team of 884 employees is here to provide you with personalized service and support. While you can visit us at our Taos branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 8530, Albuquerque, NM 87198. At Nusenda, we believe in giving back to the community that supports us. We strive not only to provide excellent financial services but also to create a positive impact in the lives of our members and beyond. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services including merchant services and business loans, we've got you covered. We invite you to explore what Nusenda can do for you! For any inquiries or assistance, feel free to reach out by calling us at 505-889-7755. Join us today and experience the difference of being a member at Nusenda where your financial future matters! For more information about our offerings, visit us online at Nusenda.org.

Branch History & Mission

Welcome to Nusenda, a proud part of the Taos community since 1936. Located at 640 Paseo Del Pueblo Sur Taos Nm 87571, our branch has been a steadfast resource for financial services, empowering local residents and businesses for decades. As we continue to grow, we remain deeply committed to our mission: to enrich the lives of our members through exceptional financial services and dedicated community support. From our humble beginnings, Nusenda has evolved significantly. Over the years, we have built a strong reputation, now serving over 277,205 members with total assets exceeding $}. Our growth reflects not just numbers but the trust and loyalty of our community. We believe in fostering a welcoming environment where every member feels valued and supported. Our mission is clear: we aim to provide personal banking solutions that cater to your needs while enhancing the well-being of our community. We offer a range of services, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We are also proud to embrace modern technology with online and mobile banking options that make managing your finances easier than ever. At Nusenda, we understand that accessibility is key. That's why we're excited to offer ATM services for convenient cash withdrawals and balance checks. While we do not currently have drive-thru banking or shared service centers, our friendly staff is always ready to assist you during our operating hours: M-Th 9 AM - 5 PM and Fri 9 AM - 6 PM. We believe in giving back to Taos. Our community outreach initiatives include partnerships with local organizations and programs that support education, health, and economic development. We strive not only to meet your financial needs but also to contribute positively to the place we all call home. If you're looking for a credit union that puts its members first, look no further than Nusenda. We invite you to join us on this journey towards financial wellness. Experience the difference of being part of a community-focused credit union where your needs come first. For any official correspondence, please send mail to PO Box 8530, Albuquerque, NM 87198. For more information or assistance, feel free to contact us at (505) 889-7755 or visit our website at https://www.nusenda.org:443/. Join us today!

Branch Location & Accessibility

Welcome to Nusenda, your friendly neighborhood credit union located at 640 Paseo Del Pueblo Sur in beautiful Taos, NM! Nestled in the heart of Taos County, our branch is easy to find and conveniently situated near popular local landmarks. Whether you're exploring the vibrant arts scene or enjoying the stunning natural landscapes, we're just a stone's throw away from the best that Taos has to offer. At Nusenda, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ample parking to ensure everyone can visit us comfortably. While you can pop into our welcoming lobby during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM you'll also find an ATM available for quick cash withdrawals and balance checks. For those who prefer handling their banking needs from home, we offer robust online and mobile banking options. And while we currently don't have a drive-thru service, our friendly staff is always ready to assist you inside. If you need to reach out to us, don't hesitate to give us a call at 505-889-7755. We're here to help with everything from personal banking services like checking and savings accounts to auto loans and mortgages. While members can visit us at 640 Paseo Del Pueblo Sur, official correspondence should be sent to our mailing address: PO Box 8530, Albuquerque, NM 87198. We invite you to come by and experience the friendly service that Nusenda is known for. Your financial well-being is important to us, and we look forward to serving you soon!

Member Eligibility

Welcome to the community at Nusenda! Becoming a member here is more than just opening an account; it's about joining a supportive family that genuinely cares about your financial journey. To be eligible, you simply need to live, work, worship, or attend school in certain areas we serve. This makes our membership inclusive and accessible for many people in the community. If you're curious about the specifics of eligibility, you can find all the details on our website at http://www.nusenda.org/accounts/become-a-member. Once you know you qualify, opening an account is a breeze! We strive to make this process as straightforward as possible so that you can start enjoying all the benefits we offer, from personal banking services to loans and rewards credit cards. If you have questions or need assistance, don't hesitate to reach out at (505) 889-7755. We're excited for you to take this step with us at Nusenda, located at 640 Paseo Del Pueblo Sur Taos Nm 87571!

Business Banking & Commercial Services

Business Loan Options

Imagine a local coffee shop looking to expand its seating area or a startup needing funds for new equipment. Our commercial loan programs provide the financial backing necessary for businesses to grow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations. Whether it's payment processing solutions that allow customers to pay via credit or debit cards, or tools that help manage transactions more efficiently, our services ensure you can focus on what you do best running your business. Located at 640 Paseo Del Pueblo Sur Taos Nm 87571 in Taos, NM, our dedicated team is here to guide you every step of the way. Let us partner with you on your journey to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make the process smooth and straightforward. We offer competitive rates, allowing you to drive off in your dream car without breaking the bank. Picture yourself cruising down the road with confidence, knowing you got the best deal possible.

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking services including merchant services and business loans. We know how important it is for local businesses to thrive, so we aim to deliver tailored solutions that help you grow. Think of us as your partner in success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere whether it's depositing checks or making payments right from your phone! Plus, our ATM services allow easy cash withdrawals when you're on the go. At Nusenda, we're committed to being there for you every step of the way with our extensive list of services designed for both individuals and businesses alike. If you have questions or want to learn more about how we can help you succeed financially, don't hesitate to reach out! Call us at (505) 889-7755 or visit us today at 640 Paseo Del Pueblo Sur Taos Nm 87571. Let's work together towards a brighter financial future!

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they offer perks! Earn points on every dollar spent which can be redeemed for travel, cash back, or gift cards. Imagine treating yourself to a getaway funded by points you earned while shopping for everyday items!

Mortgage Loans & Refinancing

If homeownership is on your radar, look no further! Our mortgage loans and refinancing services help turn your dream home into reality. We guide you through every step, making sure you understand your options and feel secure in your decisions. Imagine walking into your own home, knowing it was made possible with our support.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options, including checking and savings accounts, are designed with you in mind. Whether you're saving for a rainy day or planning for a big purchase, our accounts come with no monthly fees and convenient online access. Imagine checking your balance or transferring funds from your phone while enjoying a cup of coffee!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but our personal loans and debt consolidation options are here to help lighten the load. Whether it's for medical bills or consolidating existing debts, we work hard to provide solutions that fit your needs. You can take control of your finances again and focus on what truly matters.

Digital & Online Banking

At Nusenda, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed to provide you with the convenience you need while ensuring your information is always protected. With our user-friendly online banking platform, accessible at https://www.nusenda.org:443/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services make it simple. Plus, enjoy the flexibility of person-to-person transfers so you can send money to friends and family without hassle. Security is our top priority. We offer electronic signature authorization for added peace of mind when completing transactions online. You can also sign up for e-statements to keep track of your account activity while reducing paper clutter. For those who prefer mobile banking, our mobile application is available for download. With this app, you can make mobile payments on the go and manage your accounts right from your smartphone. Everything you need is at your fingertips! We believe in making banking accessible for everyone. Our digital tools are designed to help you stay on top of your finances in real time, allowing you to make informed decisions quickly and easily. Experience the ease and security of digital banking with us at Nusenda!

Financial Strength

At Nusenda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to ensure that your money is safe and your needs are met. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,832 in used auto loans and $3,262,235,626 in total loans and leases. Our operational efficiency is highlighted by our $29,533,556, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 640 Paseo Del Pueblo Sur Taos Nm 87571 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Loans

For business owners in need of capital to grow and expand, our outstanding commercial loans totaling $1,113,325,233 provide the necessary financial support. We understand the unique challenges businesses face and are committed to offering solutions that promote growth and sustainability. At Nusenda, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards financial stability and success. Our team is here to answer any questions you may have about our loan offerings or assist you with the application process. Feel free to reach out at (505) 889-7755 for more information or visit us at our branch located at 640 Paseo Del Pueblo Sur Taos Nm 87571 in Taos, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We offer flexible terms and personalized service to guide you through the mortgage process. If you're considering refinancing your existing mortgage, speak with us about eligibility options that may lower your monthly payments or overall interest costs.

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members stay on track financially. These cards provide convenient access to funds for unexpected expenses or everyday purchases while helping build your credit history.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers every time you use the platform. By relying on verified data, LendMesh ensures that users are presented with authentic loan options rather than misleading information.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans