Nusenda Credit Union Rio Rancho NM | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Nusenda, your trusted partner in financial services located at 2001 Unser Blvd SE, Rio Rancho, NM 87124. Since our establishment in 1936, we have been dedicated to empowering our members with a range of financial solutions tailored to meet their unique needs. With a robust membership of 277,205 individuals and a commitment to supporting our community, we strive to make banking accessible and beneficial for everyone. At Nusenda, we understand that financial security is vital. That's why we proudly manage over $4.93 billion in total assets and maintain a strong net worth of $420,567,157. Our commitment to responsible lending is reflected in our total loans and leases amounting to 186,991, ensuring that our members have access to the funds they need for their dreams and goals. We are proud of our diverse offerings, which include personal banking services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Our digital banking tools allow you to manage your finances conveniently through online and mobile platforms. While you can visit us directly at our branch on Unser Blvd, please note that official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198. We invite you to reach out to us at 505-889-7755 or explore more about what we offer by visiting our website at Nusenda.org. Under the leadership of CEO Joe Christian and Board President Ralph Wallace, our team of dedicated employees totaling 884 is here to support you every step of the way. Whether you're looking for help with your personal finances or seeking business solutions, we're committed to helping you thrive. Join us today and discover how Nusenda can enhance your financial journey!

Branch History & Mission

Community Commitment

Nusenda is more than just a financial institution; we're your neighbors committed to making a difference. With features like drive-thru banking and ATM availability for easy access to your accounts, we're here to serve you better every day. Our digital advancements ensure that you can manage your finances anytime and anywhere with online banking and mobile payments. Join us at Nusenda today! Experience the benefits of membership where you are not just a number but part of a family dedicated to your financial well-being. Whether you're looking for personal loans or business solutions, we invite you to become part of our journey towards collective success. For more information or to open an account online, please visit Nusenda's website or call us at 505-889-7755. Together, let's build a stronger community!

Our Mission

At Nusenda, our mission is clear: we aim to empower individuals and communities by providing accessible financial services tailored to meet their needs. We believe that everyone deserves the opportunity to thrive financially. This mission drives us to offer competitive rates on loans and savings products while ensuring that our services are user-friendly and inclusive. We recognize the importance of being present in the community. That's why we engage in various outreach efforts, partnering with local organizations to foster economic development and support educational initiatives. By investing in our community's future, we help create a brighter tomorrow for everyone. While members can visit us at 2001 Unser Blvd SE, official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198. Our dedicated team is available to assist you during lobby hours from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, and from 9 AM to 1 PM on Saturday.

Branch Location & Accessibility

Connect With Us

We invite you to come by Nusenda today! If you have any questions or need assistance before your visit, feel free to call us at 505-889-7755. Our team is excited to meet you and assist with all your financial goals!

Operating Hours and Services

At Nusenda, we aim to provide flexible service hours to fit your busy lifestyle. Our lobby is open from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and we also have drive-thru services available on Saturdays from 9 AM to 1 PM. This means you can pop in or use our drive-thru whenever it suits you best. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage options, personal loans, and business banking solutions. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. While members can visit us at 2001 Unser Blvd SE for all their banking needs, official correspondence should be sent to P.O. Box 8530 in Albuquerque if needed.

Parking and Accessibility

We understand that accessibility is key, which is why we offer ample parking right outside our doors. Our facilities are designed to be welcoming and accessible for everyone, including features such as ADA-compliant ramps. You can visit us with confidence, knowing that we've taken steps to accommodate all members of our community.

Member Eligibility

Joining the Nusenda family is like stepping into a welcoming community where your financial well-being is our priority. At Nusenda, we believe that everyone deserves access to quality banking services tailored to their needs. To become a member, you'll need to meet some simple eligibility criteria. Generally, anyone who lives, works, or worships in New Mexico can join us. We also welcome family members of existing members, making it easier for your loved ones to enjoy the benefits of membership too! If you're curious about the specific details or want to make sure you're eligible, feel free to check out our full list of criteria at this link. Once you're ready to join, opening an account with us is a breeze! You can find all the necessary information on how to get started here. If you have any questions or need assistance, don't hesitate to give us a call at (505) 889-7755. We're excited to have you on board and can't wait for you to experience everything Nusenda has to offer at our branch located at 2001 Unser Blvd Se Rio Rancho Nm 87124!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to take bold steps forward. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your customers. Whether you're running a retail shop or a service-based company, our payment solutions make transactions smooth and efficient. This allows you to focus on what matters most: serving your customers and growing your business. Located at 2001 Unser Blvd Se Rio Rancho Nm 87124 in Rio Rancho, NM, we invite you to explore how our business banking and commercial services can support your goals. Reach out today at (505) 889-7755!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we know that running a business comes with its own set of challenges. That's why we offer comprehensive Business Banking services which include Merchant Services & Business Loans. We aim to support local businesses and help them thrive in our community.

Convenient Digital Banking Features

At Nusenda, convenience is key. Our Online & Mobile Banking platforms provide you with 24/7 access to your accounts from anywhere. You can easily manage transactions, pay bills, and even send money using our person-to-person payment features no need to visit the branch unless you want to! Plus, with our ATM & Cash Withdrawal Services, accessing cash is quick and easy.

Credit Options and Rewards

In today's world, having the right credit card can make all the difference. Our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you more value for your spending. Whether it's for travel or cashback, we've got options that fit your lifestyle.

Get Started Today!

We are proud to serve the community of Rio Rancho and beyond. If you're ready to take control of your finances or need assistance with any of our services listed above such as personal loans, mortgages, or business banking solutions, don't hesitate to reach out! Call us at (505) 889-7755 or visit us online at Unser. Let's work together towards achieving your financial goals!

In-Branch Services

For those who prefer face-to-face interactions, we invite you to visit us during our lobby hours from 9 AM - 5 PM Monday through Thursday and until 6 PM on Fridays. On Saturdays, our drive-thru service is open from 9 AM - 1 PM for all your basic banking needs like deposits and withdrawals.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services that include Checking & Savings Accounts to help you keep your money safe while earning interest. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options make it easy to hit the road with confidence. We also provide Mortgage Loans & Refinancing so that owning your dream home can become a reality. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services ensure you have access to funds when needed.

Digital & Online Banking

Accessibility and Real-Time Management

We know that staying on top of your finances is crucial. That's why our mobile payments feature allows you to make purchases directly from your phone, simplifying everyday transactions. No more fumbling for cash or cards just tap and go! With all these features combined, you'll have real-time access to your account management tools right at your fingertips. At Nusenda, we are committed to making banking as easy as possible so that you can focus on what truly matters in life. Explore all that our digital banking services have to offer and take control of your financial journey today!

Key Features

With our online banking platform, you can access your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer money, everything is just a few clicks away. Our user-friendly mobile application complements this service, allowing you to manage your finances on the go. Plus, if you're someone who loves quick transactions, our person-to-person transfer feature makes sending money to friends or family effortless. Security is our top priority. We use electronic signature authorization for important transactions, ensuring that your information stays safe while you bank from home or on the road. You can also opt for e-statements to keep track of your financial activities without the clutter of paper documents.

Financial Strength

A Trusted Partner

Total Share Accounts stand at 599,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 2001 Unser Blvd Se Rio Rancho Nm 87124 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,832 in used auto loans and a total of $3,262,235,626 in loans and leases.

Strong Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business journey. At Nusenda, we believe in empowering our members with the right tools to reach their financial aspirations. If you're considering refinancing or want to know about eligibility options for any of these loans, please reach out we're happy to assist! For more information or to discuss your loan options further, please contact us at (505) 889-7755. Our friendly staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We provide guidance through the entire process to ensure you understand every step and find the best solution for your needs.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. These credit options are designed for convenience and flexibility, allowing you to handle unexpected expenses without stress.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are getting fair and transparent offers. The platform makes it easy to understand your options without the noise of misleading information.

Benefits of Using LendMesh

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans