Nusenda Credit Union Los Lunas NM | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Nusenda, your trusted financial partner in the heart of Los Lunas, NM. Located at 320 Main St NW, we take pride in being part of this vibrant community since our establishment in 1936. With a commitment to serving our 277,205 members, we strive to provide exceptional financial services tailored to meet your needs. At Nusenda, we understand that every member's journey is unique. That's why we offer a diverse range of products, including personal banking options, auto loans, mortgage solutions, and business banking services. Our total assets now exceed $4.9 billion, allowing us to support you with resources that help achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198. We also invite you to explore our digital offerings at Nusenda.org, where online and mobile banking make managing your finances easier than ever. Led by our dedicated CEO Joe Christian and Board President Ralph Wallace, Nusenda is more than just a credit union; we are a community-focused organization committed to making a positive impact. With over 884 employees working diligently to serve you, we have the expertise and passion needed to guide you on your financial journey. Join us today and discover how Nusenda can help you thrive financially. Whether you're looking for competitive loan rates or personalized service, we're here for you. Feel free to reach out at 505-889-7755 or visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Let's build a brighter financial future together!

Branch History & Mission

A Journey Through Time

Nusenda's story began with a simple mission: to provide financial support to those in our community who needed it most. Over the decades, we have evolved significantly while staying true to our core values of service and dedication. From our first modest office to becoming a member-focused institution with total assets exceeding $4.9 billion, we've continually adapted to meet the changing needs of our members. As we moved through the years, we embraced technology and innovation. Today, we offer online banking, mobile payments, and a full suite of digital services that make managing finances easier than ever. We've also made significant strides in ensuring our facilities are ADA compliant so that everyone can access our services comfortably.

Community Connections

Nusenda takes pride in being deeply rooted in Los Lunas and surrounding areas. Our commitment extends beyond financial transactions; we actively engage in community initiatives aimed at making a positive impact on local lives. From supporting local schools to participating in charity events, we strive to uplift our neighborhood with every action we take. We invite you to join us on this journey! Experience all that Nusenda has to offer by becoming a member today. Whether you're looking for personalized banking services or seeking ways to get involved in your community, you'll find a welcoming home here at Nusenda. For more information or assistance, feel free to call us at (505) 889-7755 or visit our website at Nusenda.org. Join us as we continue building a brighter future together!

Our Mission Statement

At Nusenda, our mission goes beyond just banking; it's about empowering individuals and strengthening our community. We believe in providing personal banking solutions that cater to your unique needs whether that's checking and savings accounts, auto loans, mortgage financing, or business banking services. Our goal is not only to help you manage your finances but also to invest back into the community through various outreach programs and partnerships. While members can visit us at 320 Main St Nw Los Lunas Nm 87031, official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198 if needed. We are here for you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Banking Hours

Our branch is open during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We aim to accommodate your busy schedule so that managing your finances can be as easy as possible.

Convenient Services

We know your time is valuable. That's why we offer a variety of banking services designed to meet your needs. From personal checking and savings accounts to auto loans and mortgage financing, we have something for everyone. You can also take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who prefer cash transactions on-the-go, we provide ATM services right here at our location. So whether it's an early morning withdrawal or an afternoon deposit, we've got you covered.

Easy Access and Parking

At Nusenda, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and parking spaces to ensure that all members can comfortably access our services. You'll find ample parking available right outside the entrance, making it easy to pop in whether you're on foot or driving.

Get in Touch!

We invite you to visit us at Nusenda! If you have questions or would like more information about our services, feel free to call us at 505-889-7755. Our friendly team is ready to assist you with all your banking needs. Come experience the difference today!

Member Eligibility

Welcome to the Nusenda community! Becoming a member of our credit union is more than just opening an account; it's about joining a supportive family that prioritizes your financial well-being. At Nusenda, we invite individuals who live, work, or worship in Valencia County to become members. If you meet these criteria, you're on your way to enjoying the many benefits we offer, from competitive loan rates to personalized service. For a detailed look at eligibility requirements, feel free to check out our membership page. Once you're ready to take the next step, opening an account is straightforward. You can start your journey online or visit us at our branch located at 320 Main St Nw, Los Lunas, NM 87031. Our friendly staff is here to assist you every step of the way! If you have any questions, don't hesitate to call us at 505-889-7755. Joining Nusenda means becoming part of something special where your voice matters and your goals are supported!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine a customer seamlessly paying for their purchase while you enjoy peace of mind knowing you have the tools to manage cash flow efficiently. Located at 320 Main St Nw Los Lunas Nm 87031 in Los Lunas, NM, we invite you to explore how our business banking and commercial services can empower your enterprise. For more information, call us at (505) 889-7755 or visit our website at https://www.nusenda.org:443/. Let's grow together!

Comprehensive List Of Services

Accessing Services Easily

We also ensure that basic banking transactions are easy through our drive-thru service for deposits and withdrawals, making it simple for members who are on the move. If you're ready to take the next step towards better financial health or want more information about any of our services, please don't hesitate to reach out! Contact us at (505) 889-7755 or visit us at Nusenda today! We're excited to welcome you into our family and support your financial journey!

Business Banking Services

For entrepreneurs and business owners in our community, we provide comprehensive business banking solutions. From merchant services that simplify transactions to business loans designed to fuel growth, we've got the tools you need to succeed.

Convenience at Your Fingertips

At Nusenda, we understand that convenience is key in today's busy world. That's why we offer robust online and mobile banking features, allowing you to manage your finances on the go. Whether it's transferring funds between accounts or making payments from your phone, everything is just a tap away.

Financing Your Dreams

For those looking to make significant purchases like a new car or home, we provide competitive auto loans and mortgage options. Picture driving off in your dream vehicle with affordable financing that fits your budget. If you're considering refinancing your existing mortgage, our experts are ready to help you explore better rates and terms that could save you money over time.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts tailored for individuals at various life stages. Whether you're saving for a dream vacation or managing monthly expenses, our accounts provide flexibility and convenience. Imagine easily accessing your funds through online and mobile banking anytime, anywhere. You can also utilize our ATM services for quick cash withdrawals or balance checks without any hassle.

Rewarding Credit Card Options

Don't forget about our credit cards with rewards! You can earn points on everyday purchases that can be redeemed for travel, merchandise, or even cashback. It's a simple way to turn your spending into savings.

Simplifying Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we strive to make borrowing straightforward and stress-free.

Digital & Online Banking

Key Features

You can enjoy the benefits of electronic signature authorization, making it easier than ever to sign documents securely from the comfort of your home. Plus, we offer e-statements, so you can receive your account statements electronically saving paper and keeping your information organized. For those on the go, our mobile application ensures that you're always connected to your finances. You can make mobile payments effortlessly and send money to friends with our person-to-person transfer feature. Whether you're splitting a bill or sending a gift, it's as simple as tapping a button.

Security You Can Trust

At Nusenda, we prioritize your security. Our online banking services are equipped with advanced encryption technology to protect your personal information. You can feel confident knowing that your data is safe while you manage your accounts from anywhere. With all these features combined, digital banking at Nusenda means real-time access and management of your finances, tailored to fit your lifestyle. Embrace the ease and flexibility of modern banking visit us today at https://www.nusenda.org:443/!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further underline our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 320 Main St Nw Los Lunas Nm 87031 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $3,262,235,626, including $13,832 dedicated to used auto loans. This capacity supports our members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process. Plus, if you're considering refinancing your current auto loan, we provide options that can help lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are dedicated to offering solutions tailored to your needs. At Nusenda, we aim to make borrowing straightforward and accessible for all our members. If you're curious about eligibility or want to start an application, don't hesitate to reach out at (505) 889-7755 or visit us at 320 Main St Nw Los Lunas Nm 87031 in Los Lunas, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how we can help you achieve your financial goals today!

Credit Lines and Unsecured Credit Cards

For those looking for additional flexibility in managing their finances, we also offer unsecured credit card loans totaling $119,039,028. These cards come with various benefits and rewards designed to suit different lifestyles. If you're interested in having access to funds when needed without collateral requirements, consider applying for one of our unsecured credit lines as well.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make, and we're committed to supporting you every step of the way. Our dedicated staff will help you explore eligibility options and find a loan that suits your budget.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information you see reflects actual offers available in the market. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to make decisions based solely on their needs and financial situations. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Whether you're looking for a mortgage, an auto loan, or personal financing, you'll find relevant options without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans