Nusenda Credit Union Deming NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nusenda, your trusted financial partner right here in the heart of Deming, NM. Located at 108 W Maple St, Deming, NM 88030, we have been dedicated to serving our members since 1936. With a thriving community of over 277,205 members, we pride ourselves on being more than just a credit union; we are a family that cares about your financial well-being. At Nusenda, we understand the importance of financial security and growth. That's why we manage a robust portfolio with total assets exceeding $4.9 billion and total deposits reaching an impressive $331,582,500. Our commitment to excellence is reflected not only in our numbers but also in our personalized service and community involvement. Led by our CEO Joe Christian and Board President Ralph Wallace, Nusenda is proud to employ 884 dedicated professionals who work tirelessly to provide you with exceptional banking services. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions, we've got you covered. While members can visit us at our branch location in Deming, official correspondence should be sent to our mailing address: P O Box 8530, Albuquerque, NM 87198. With cash reserves of over $50 million, we're prepared to support you through all your financial needs. Our net worth stands strong at $420,567,157, ensuring that you can trust us with your savings and investments. Visit us online at Nusenda.org or give us a call at 575-544-7754 during our lobby hours from Monday to Friday between 9 AM and 3 PM. Join us today and experience the difference of banking with a credit union that truly puts its members first!

Branch History & Mission

Join Us

While official correspondence can be directed to P O Box 8530 in Albuquerque, NM 87198, we invite you to visit us at 108 W Maple St in Deming for personalized service from our friendly team. Whether you're looking for personal loans or business banking solutions, Nusenda is here to help you succeed financially. If you're ready to experience the benefits of being part of a community-focused credit union that values its members' growth and well-being, we encourage you to join us today! Visit Nusenda or call us at 575-544-7754 for more information on how you can become a member. Together, let's build a brighter financial future!

Our Mission

Nusenda's mission is simple yet powerful: we strive to empower our members through exceptional financial products and support. We believe in building strong relationships with each member by offering personalized advice and solutions tailored to individual needs. This commitment extends beyond just banking; we actively engage in community outreach efforts aimed at enhancing the lives of those around us. As part of our mission, we also prioritize inclusivity and accessibility. Our branch complies with ADA standards, ensuring that all members can easily access our services. Moreover, digital advancements like mobile payments and online banking make it easier than ever for our members to manage their finances on their own terms.

Our Story

Located at 108 W Maple St in Deming, NM 88030, our branch has witnessed significant changes in the financial landscape while maintaining its commitment to local needs. We opened our doors during a time when access to credit was scarce. Since then, we've evolved alongside our community, adapting to the ever-changing demands of modern banking while staying true to our core mission: to improve the financial well-being of every member we serve. Our evolution is marked by milestones that reflect our dedication to service. From introducing online banking services to enhance convenience for our members to expanding our loan offerings including auto loans and mortgages, Nusenda continues to innovate while ensuring accessibility for all. Although we currently do not have ATM or drive-thru services available at this location, we remain focused on providing high-quality personal banking services.

Branch Location & Accessibility

Welcome to Nusenda in Deming, NM! Our branch, located at 108 W Maple St, is here to serve you with a variety of banking needs. Positioned conveniently near local landmarks, we're just a short drive away from the bustling downtown area, making it easy for you to stop by on your way to work or while running errands. At Nusenda, we believe that accessibility is key. Whether you're visiting us for personal banking, auto loans, or mortgage services, our branch features ADA-compliant facilities to ensure everyone feels welcome. While parking is available nearby for your convenience, we also encourage you to reach out via phone at 575-544-7754 if you have any questions about your visit. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Friday from 9 AM to 3 PM. Although we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch with all your financial needs. If you're looking for more information about our services or want to explore membership options with Nusenda, feel free to visit us at our branch or check out our website at Nusenda.org. We look forward to welcoming you soon!

Member Eligibility

At Nusenda, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to make the leap into membership, you'll be glad to know that eligibility is quite straightforward! You can join us if you live, work, worship, or attend school in the areas we serve. This means if you're part of our local community in Deming or surrounding regions, you're already on the right track. Plus, there are additional criteria for specific groups that might apply to you. For a detailed look at all eligibility requirements, feel free to check out this link: http://www.nusenda.org/accounts/become-a-member. Once you see that you qualify, opening an account with us is easy and welcoming! We're here to help guide you through the process so that your transition into membership feels smooth and enjoyable. You can reach out by calling us at (575) 544-7754 or visiting our branch at 108 W Maple St Deming Nm 88030 for more information. We can't wait to welcome you into our Nusenda family! For more details on how to open an account, visit https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to invest in new equipment or expand your operations, our member-friendly loans are designed to fit your unique needs.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that streamline everyday transactions. Imagine the ease of accepting payments from customers quickly and securely, giving you more time to focus on what really matters growing your business. Our solutions help simplify payment processing so you can keep your cash flow steady and your operations running smoothly. Located at 108 W Maple St Deming Nm 88030, Deming, NM, we're here to support your business every step of the way. For more information on how we can assist you, reach out at (575) 544-7754. Your success is our mission!

Comprehensive List Of Services

Additional Services

While we focus on comprehensive financial solutions, we also provide essential ATM & Cash Withdrawal Services so you can access cash conveniently when needed. At Nusenda, we strive to create a friendly environment where all members feel valued and supported in their financial journeys. If you have any questions about our services or would like assistance getting started, don't hesitate to reach out! Call us at (575) 544-7754 or visit us during lobby hours from Monday to Friday between 9 AM and 3 PM. Explore how we can help you achieve your financial goals by visiting us at Deming today!

Business Banking

For our local entrepreneurs and business owners in Deming, we also offer specialized services. Our Business Banking solutions include Merchant Services that help streamline payment processing and Business Loans to support your growth ambitions. We're dedicated to helping businesses thrive in our community.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. Our robust Online & Mobile Banking platforms allow you to check balances, pay bills, transfer funds, and even send money to friends or family with ease using our Person-to-Person service. You can enjoy these features anywhere and anytime right from your smartphone or computer.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide competitive rates and flexible terms to fit your budget. Whether you're a first-time homebuyer or looking to refinance an existing loan, our experienced team is here to guide you through every step of the process.

Loans for Every Need

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can consolidate high-interest debts into one manageable payment, helping you regain control over your financial situation. Plus, our Credit Cards with Rewards offer great benefits and incentives for everyday purchases, giving you more value back from what you spend.

Personal Banking

We understand that managing personal finances can be daunting. That's why our personal banking options are designed with your needs in mind. Our Checking & Savings Accounts allow you to easily manage your money while earning interest on your savings. Additionally, if you're considering a new car or need help with transportation, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank.

Digital & Online Banking

Key Features

Take advantage of our user-friendly mobile application, which allows you to check balances, transfer funds, and even make mobile payments right from your phone. Whether you're at home or on the go, you have all the tools you need at your fingertips. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and straightforward. For those who prefer a paperless approach, we offer electronic statements that help keep your account information secure while reducing clutter. You can easily opt-in for e-statements and enjoy the peace of mind that comes with knowing your documents are safe. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are handled safely and efficiently, giving you confidence when banking online. We believe that accessibility should never come at the cost of security. In summary, Nusenda provides a full range of digital banking services that empower you to manage your finances effortlessly. From mobile payments to real-time account management, we've got everything you need to stay connected and in control of your money whenever and wherever you choose. Explore all these features today by visiting https://www.nusenda.org:443/!

Financial Strength

At Nusenda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, demonstrating our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is reflected in our $379,754,076 in undivided earnings. This allows us to improve banking tools, strengthen lending options, and enhance security measures for our members' benefit. With $13,832 in used auto loans and $3,262,235,626 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a reported $29,533,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 108 W Maple St Deming Nm 88030 or call (575) 544-7754 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the right fit for your budget.

Business Financing

For business owners, we offer outstanding commercial loans totaling $1,113,325,233, providing the capital needed to grow and expand your business. From startup costs to operational expenses, our loans are tailored to meet various business needs.

Conclusion

At Nusenda, we're dedicated to supporting our members through every financial journey. Whether you're interested in an auto loan, mortgage, or credit line, our team is ready to assist you. Reach out to us at (575) 544-7754 or visit us at 108 W Maple St Deming Nm 88030, Deming, NM, for personalized assistance and learn more about how we can help you secure the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $119,039,028 in loans helping members manage their finances effectively, our credit cards come with competitive rates and benefits that can suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We also provide refinancing options that can lower your monthly payments or help you tap into your home's equity for other financial needs.

Loan Aggregator

Accurate Loan Comparisons

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans