Nusenda Credit Union Albuquerque NM | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Nusenda, your trusted financial partner located at 1 University Of New Mexico, Albuquerque, NM 87131. Established in 1936, we have proudly served our community for decades, building lasting relationships with our 277,205 members. At Nusenda, we believe in fostering a sense of belonging and commitment to the financial well-being of our members. As a credit union, we focus on providing exceptional value and service. With total assets exceeding $4.93 billion and total deposits reaching $331,582,500, we are well-equipped to support your financial journey. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and business banking services tailored to meet your needs. Under the leadership of CEO Joe Christian and Board President Ralph Wallace, our dedicated team of 884 employees is here to ensure you receive personalized attention every step of the way. While you can visit us at our branch location for any inquiries or assistance, please note that official correspondence should be directed to our mailing address: PO Box 8530, Albuquerque, NM 87198. At Nusenda, we understand that a strong community is built on trust and reliability. That's why we strive to empower our members with the resources they need to achieve their financial goals. With a net worth of $420,567,157 and cash in hand totaling $50,725,961, you can feel confident knowing your finances are in good hands. We invite you to explore what Nusenda has to offer by visiting our website at Nusenda.org. Whether you're looking for new ways to save or seeking assistance with loans, our team is ready to help. Feel free to call us at 505-889-7755 during our lobby hours (Monday through Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM). Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Nusenda, our journey began in 1936, right here in Albuquerque, NM. Over the decades, we've grown from a small financial institution to a vibrant community credit union serving over 277,205 members. Our branch at 1 University Of New Mexico stands as a testament to our commitment to providing accessible financial services to everyone in the area. From the very beginning, our mission has been clear: to empower our members by offering valuable financial solutions while fostering community growth and support. We believe that when our members thrive, so does our community. This core belief drives us to provide not just banking services but also resources for financial education and community outreach initiatives. Our branch is conveniently located near the University of New Mexico, making it easy for students and residents alike to access our services. While you can visit us at our physical location at 1 University Of New Mexico, official correspondence should be directed to PO Box 8530, Albuquerque, NM 87198 if you prefer mailing. With total assets exceeding $4.9 billion, we are proud to offer a range of services tailored to meet your needs whether it's personal banking like checking and savings accounts or loans for vehicles and homes. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We're also dedicated to making banking easier for everyone with features like online and mobile banking. Our ATM is available for cash withdrawals and balance checks whenever you need it, though we do not currently have drive-thru service. At Nusenda, we understand the importance of community engagement. We actively partner with local organizations and participate in events that uplift our neighborhoods. By supporting local initiatives, we aim to create a positive impact that goes beyond financial transactions. Join us at Nusenda today and experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Let's grow together! For more information on becoming a member or accessing our services, feel free to visit our website or call us at (505) 889-7755.

Branch Location & Accessibility

Welcome to Nusenda, your friendly neighborhood credit union! Conveniently located at 1 University Of New Mexico in Albuquerque, NM, our branch is here to serve you with a smile. Whether you're stopping by for personal banking services or need assistance with loans, we're ready to help. While our main location is at the university, please note that official correspondence should be sent to our mailing address at PO Box 8530, Albuquerque, NM 87198. This way, you can ensure that any important documents reach us without delay. Nestled near the vibrant campus of the University of New Mexico, our branch is easily accessible for students and locals alike. You'll find ample parking available, making it simple to pop in and take care of your banking needs. Plus, our facility is designed with accessibility in mind featuring ADA-compliant entrances and ramps so everyone can visit us comfortably. At Nusenda, we pride ourselves on providing flexible banking hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends to 6 PM on Fridays. This gives you plenty of time during the week to come in when it suits you best. We also offer ATM services for quick cash withdrawals and balance checks whenever you need them. Although we currently do not have drive-thru banking available, our friendly staff is always ready to assist you inside. As part of our commitment to providing comprehensive financial solutions, we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. You can manage many of these services online or via mobile banking for added convenience. So why wait? We invite you to visit us today at Nusenda! If you have questions or need assistance before stopping by, feel free to give us a call at 505-889-7755. We look forward to welcoming you!

Member Eligibility

At Nusenda, we're excited to welcome you into our community of members who enjoy personalized service and a range of financial products tailored just for them. Becoming a member is simple! If you live, work, or attend school in the area around 1 University Of New Mexico Albuquerque Nm 87131, you're likely eligible to join us. We believe in making banking accessible and supportive, so whether you're looking for a checking account, auto loans, or personal loans, we have options that fit your needs. To learn more about specific eligibility criteria, feel free to visit our detailed page at http://www.nusenda.org/accounts/become-a-member. Opening an account is a breeze as well! Just visit our website at https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3 or give us a call at (505) 889-7755 if you have any questions. We're here to help you every step of the way and can't wait to have you as part of the Nusenda family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and boost sales. Imagine your customers paying easily through various options from credit cards to mobile payments making each sale seamless. Our systems are built with your needs in mind, helping you focus on what you do best: running your business. Visit us at 1 University Of New Mexico Albuquerque Nm 87131 in Albuquerque, NM, or call us at (505) 889-7755 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have ATM services available at Lobo Landing so you can easily access funds whenever necessary. Our basic ATM access allows for withdrawals and balance checks without any hassle. We invite you to explore all these services at Nusenda where financial wellness meets convenience! If you're ready to take the next step or have any questions, don't hesitate to call us at (505) 889-7755 or visit our website at https://www.nusenda.org:443/. Your financial journey starts here!

Auto Loans & Vehicle Financing

Are you thinking about buying a new car? At Nusenda, we offer competitive auto loans and vehicle financing options. Picture yourself driving away in your dream car without worrying about high-interest rates. Our friendly loan officers will guide you through the process, making it simple and stress-free.

Business Banking

For entrepreneurs and small business owners, we provide essential business banking services such as merchant services and business loans. These offerings can help streamline operations and fuel growth in today's competitive market.

Credit Cards with Rewards

Make the most out of your spending with our credit cards that offer rewards on purchases. Whether you're dining out or shopping online, earn points that can be redeemed for various perks it's like getting paid for everyday spending!

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans and refinancing options can help make that dream a reality. We understand that buying a home is one of the biggest decisions you'll ever make, which is why our team is here to support you every step of the way. From first-time buyers to seasoned homeowners looking to refinance, we have tailored solutions just for you.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With user-friendly apps available on both iOS and Android devices, managing your finances has never been easier.

Personal Banking

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts that fit your lifestyle. Imagine having a checking account that not only helps you track your spending but also provides rewards for using your debit card. Our savings accounts are designed to help you reach your financial goals, whether it's building an emergency fund or saving for a special purchase.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether you're facing medical bills or planning a major event, we provide flexible loan options that suit your needs. Additionally, if you're dealing with multiple debts, consider our debt consolidation services to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.nusenda.org:443/, you can check balances, pay bills, and transfer money with just a few clicks. It's user-friendly and designed to give you real-time access to your accounts. Plus, with electronic signature authorization, signing documents has never been easier. You can complete transactions securely without the need for physical paperwork. We also provide e-statements, which means you can review your account statements digitally instead of waiting for them in the mail. This not only saves time but also helps you stay organized and environmentally friendly. If you're someone who enjoys using your smartphone, our mobile application is perfect for you. It supports mobile payments, making it simple to make purchases directly from your phone. Want to send money to a friend? Our person-to-person transfer feature allows for quick and hassle-free transactions between members. Security is our top priority at Nusenda. All our digital services are protected with robust security measures so that you can feel safe while managing your finances online. Embrace the convenience of modern banking with us! Visit https://www.nusenda.org:443/ today to learn more about how our digital and online banking services can make your life easier.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 1 University Of New Mexico Albuquerque Nm 87131 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Financial Health Overview

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investments in Growth

Our commitment to our members is further reflected in our $379,754,076 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $13,832 in used auto loans and $3,262,235,626 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 599,519, showing a strong and growing member base that trusts us with their finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates for both new and used vehicles, making it easier for you to drive home in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand your business. We understand that every business is unique, so we work closely with you to create financing solutions that support your objectives.

Credit Lines

If you need extra flexibility for expenses, consider our credit lines totaling $1,887,133,540. This option allows you to access funds when you need them without taking out a traditional loan. At Nusenda, we are dedicated to providing tailored financial solutions that suit your lifestyle. If you're interested in refinancing or exploring eligibility options for any of our loan products, please reach out to us at (505) 889-7755 or visit us at our branch located at 1 University Of New Mexico Albuquerque Nm 87131 in Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We provide personalized service to guide you through the process and ensure you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is regularly updated to reflect current rates and terms, making it easier for users to find the most competitive deals available.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans