Nusenda Credit Union Albuquerque NM | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Nusenda at South Eubank, your trusted partner for all your financial needs in Albuquerque, NM. Nestled at 401 Eubank Blvd SE, our branch has been serving the community since 1936, establishing a legacy of reliability and commitment to our members. With over 277,205 members and assets totaling an impressive $4,932,777,059, we are proud to be a cornerstone of financial support in the region. At Nusenda, we understand that financial decisions can be daunting, which is why our dedicated team led by CEO Joe Christian and Board President Ralph Wallace is here to provide personalized service tailored to your unique circumstances. Our knowledgeable staff is ready to assist you with everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions. We're not just about numbers; we focus on building meaningful relationships within the community. With total loans amounting to 186,991 and deposits reaching $331,582,500, our commitment extends beyond banking we aim to empower our members financially. While you can visit us at our physical location on Eubank Blvd, please note that any official correspondence should be directed to our mailing address: PO Box 8530, Albuquerque, NM 87198. Ready to take the next step? Call us today at 505-889-7755 or explore more about our services on our website Nusenda. Let us help you achieve your financial goals!

Branch History & Mission

Community Engagement

As part of our mission, Nusenda actively engages with the local community through various outreach initiatives and partnerships. We understand that real change comes from collaboration and support. By investing in local programs and charities, we aim to create lasting positive impacts on the lives of those around us. We also prioritize inclusivity by ensuring ADA compliance throughout our facilities and continuously improving our digital platforms. Our goal is to provide a welcoming environment where all members feel valued and supported.

Join Us Today!

We invite you to experience the difference at Nusenda. Whether you're looking for personal banking solutions or need guidance on your next financial decision, we are here for you. Join us today and become part of a community-focused credit union that puts your needs first! For more information or to open an account online, visit us at Nusenda. You can also reach us directly at 505-889-7755 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Discover how Nusenda can help you achieve your financial goals while making a difference in your community!

Our Mission

At the heart of Nusenda lies our mission: to empower our members through accessible financial services while fostering a sense of community. We believe that by supporting our members' financial well-being, we contribute to the overall health of the neighborhoods we serve. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We strive to make banking easy and convenient by providing online and mobile banking solutions that allow members to manage their finances anytime, anywhere. While you can visit us at our branch address in Albuquerque, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198 if needed. We are committed to ensuring that everyone has access to our services; however, please note that ATM availability and drive-thru services are not offered at this location.

Branch Location & Accessibility

Welcome to Nusenda, your friendly neighborhood credit union located at 401 Eubank Blvd SE in Albuquerque, NM. Our branch is conveniently situated near local landmarks such as the beautiful Sandia Mountains and just a short drive from various shopping centers, making it easy for you to stop by while running errands or enjoying a day out. At Nusenda, we pride ourselves on being accessible to all members of the community. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can visit us comfortably. We understand that your time is valuable, which is why our lobby hours are set to accommodate busy schedules. We're open Monday through Friday from 9:00 AM to 5:00 PM, providing a welcoming environment for all your banking needs. While we do not have an ATM on-site or a drive-thru service, our dedicated team is here to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. For official correspondence, please send mail to PO Box 8530, Albuquerque, NM 87198. If you have any questions or need assistance, don't hesitate to give us a call at 505-889-7755. We invite you to visit us at Nusenda where we're committed to serving our members with care and convenience!

Member Eligibility

Becoming a member of Nusenda is like joining a warm and welcoming family that truly cares about your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria. Whether you're living, working, or attending school in certain areas of New Mexico, or if you have a family member who is already part of our community, you're likely eligible! It's that straightforward. For a detailed look at the specific eligibility requirements, I encourage you to visit our website at http://www.nusenda.org/accounts/become-a-member. Once you've confirmed your eligibility, opening an account is a breeze! Just swing by our branch located at 401 Eubank Blvd Se Albuquerque Nm 87123, or give us a call at (505) 889-7755 for more information. We're here to help guide you through every step of the process. Joining Nusenda means gaining access to a range of services designed with your needs in mind, all while enjoying the benefits that come with being part of our cooperative community. Don't hesitate to reach out let's get started on this journey together!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether in-store or online making transactions easier for both you and your customers. Our solutions are crafted to enhance your cash flow and provide insights into your sales trends. Visit us at 401 Eubank Blvd Se Albuquerque Nm 87123 in Albuquerque, NM to discover how our Business Banking & Commercial Services can support your ambitions. For more information, call us at (505) 889-7755 or explore our offerings online at Nusenda.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services make it easier than ever to get behind the wheel. We provide competitive rates and flexible terms that suit your budget, so you can drive away in the car of your dreams without breaking the bank.

Business Banking

If you're a business owner, we've got you covered too! Our Business Banking services include merchant solutions and business loans tailored to help small businesses thrive. We know how challenging running a business can be, which is why we focus on providing solutions that cater specifically to entrepreneurs like you.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for travel, merchandise, and more. It's an excellent way to get something back while making necessary purchases.

Mortgage Solutions

For those ready to invest in their own home, we offer comprehensive Mortgage Loans & Refinancing options. Our experienced team guides you through the mortgage process, ensuring that you find the right plan for your financial situation. Whether you're purchasing a new home or refinancing an existing loan, we're here every step of the way.

Online & Mobile Banking

With today's busy lifestyles, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from your phone or computer making banking not just easier but also more efficient. If you have any questions or would like to explore these services further, don't hesitate to reach out! Call us at (505) 889-7755 or visit us at South Eubank. Your financial wellbeing is our priority!

Personal Banking

We offer various Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or just looking for a reliable place for your everyday banking, our accounts come with features that simplify your banking experience. Imagine having easy access to your funds through our online and mobile banking platforms; it's like carrying the bank in your pocket!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, which is why our Personal Loans & Debt Consolidation services are here to help. Whether it's consolidating debts for better management or funding an important project, our personal loans provide quick access to cash when you need it most.

Digital & Online Banking

Key Features

Our online services come packed with useful features to help you manage your finances effectively. For instance, enjoy the convenience of electronic signature authorization for quick loan applications without the need for paperwork. Plus, with e-statements available, you can view your account statements digitally and reduce clutter while staying organized. Sending money has never been easier! Use our person-to-person transfer feature to send funds to friends or family instantly perfect for splitting bills or sharing expenses. And if you're ever in need of support, our customer service team is just a phone call away at (505) 889-7755.

Security You Can Trust

Your security is our top priority. We employ advanced security measures so you can bank with confidence. Our online banking platform is designed to protect your personal information while providing a seamless user experience. With all these features at your fingertips, managing your money is not only easy but also enjoyable. Join us at Nusenda and take advantage of all the digital banking conveniences we have to offer!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 599,519, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 401 Eubank Blvd Se Albuquerque Nm 87123 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $13,832 in used auto loans and $3,262,235,626 in total loans and leases, we have the resources to help you achieve your dreams.

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering expanding your business, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and thrive. Moreover, we offer various credit lines that add flexibility to your financial planning, with a total of $1,887,133,540 available for our members. At Nusenda, we're here to assist you every step of the way. Whether you're looking for refinancing options or want to explore eligibility for our loan products, feel free to contact us at (505) 889-7755 or visit us at our branch located at 401 Eubank Blvd Se Albuquerque Nm 87123, Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our team is dedicated to ensuring you find the best solution for your financial needs. Let's work together to turn your plans into reality!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that make it easy to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We provide guidance throughout the process to help you secure your dream home with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping costs manageable.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy and fairness in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that you are seeing offers that meet strict regulatory guidelines, ensuring that you receive fair and transparent options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions. This guarantees transparency in every comparison you make. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose what's best for your situation. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This real-world feedback underscores the effectiveness of LendMesh as a reliable tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans