Nusenda Credit Union Albuquerque NM | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Nusenda, your trusted financial partner in the heart of Albuquerque, NM! Located at 120 98Th St Nw Ste C2, we've been proudly serving our community since 1936. With a rich history and a commitment to excellence, Nusenda has grown to support over 277,205 members, making us a cornerstone of financial wellness in the area. At Nusenda, we believe in the power of community. Our total assets now exceed $4.9 billion, reflecting our dedication to providing robust financial services tailored to your needs. We offer a variety of products from personal banking and auto loans to business banking solutions, ensuring that there's something for everyone. Our leadership team is focused on your success. Under the guidance of CEO Joe Christian and Board President Ralph Wallace, we strive to create an environment where members can thrive financially. Whether you're looking for competitive loan options like our impressive portfolio of over 186,991 loans and leases or simply want to open a savings account, you'll find exceptional service at every turn. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 8530, Albuquerque, NM 87198. Join us today at Nusenda and discover why so many choose us as their go-to credit union. Call us at 505-889-7755 or explore our services online at nusenda.org. We look forward to welcoming you into the Nusenda family!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements in making banking more convenient for you. That's why we offer online and mobile banking options, allowing you to manage your finances anytime, anywhere. With features like electronic signature authentication and mobile payments available, we're committed to providing secure and accessible services that meet your needs.

Join Us

As we look to the future, Nusenda continues to focus on enhancing member experiences while upholding our core values of integrity and service excellence. We invite you to join us on this journey become part of a community that supports each other every step of the way. Experience firsthand what it means to bank with purpose by visiting us or calling us at 505-889-7755 today!

Our Mission

At Nusenda, our mission is straightforward: we strive to provide exceptional financial services while making a positive impact in the lives of our members and the communities we serve. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other. Our dedication goes beyond offering standard banking products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also emphasize community involvement through various outreach programs and partnerships aimed at empowering local residents. By investing in education, health initiatives, and local businesses, we help create a vibrant environment where everyone can thrive. While members can visit us at 120 98Th St Nw Ste C2, official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198.

Branch Location & Accessibility

Convenient Access

At Nusenda, we believe that accessibility matters. Our branch is designed with ADA compliance in mind, ensuring all members can access our services comfortably. If you're driving, you'll find ample parking available right outside our doors, making your visit as smooth as possible.

Operating Hours

We are here for you during the week with flexible hours: from Monday to Thursday, we're open from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until 1 PM. This means you have plenty of time throughout the week to stop by and take care of your banking needs.

Services Offered

Inside our welcoming space, you'll discover a range of personal banking options including checking and savings accounts, auto loans, mortgage services, and credit cards with rewards. For those who prefer digital banking, we offer online and mobile banking solutions too! While we don't have a drive-thru service at this location, our ATM is readily available for your convenience. If you need assistance or have questions about our services, don't hesitate to give us a call at 505-889-7755. We're eager to help you navigate your financial journey! While members can visit us at 120 98th St NW Ste C2 for all their banking needs, official correspondence should be sent to P.O. Box 8530 in Albuquerque. We invite you to come by and see how Nusenda can support your financial goals whether you're opening an account or simply seeking advice on managing your finances. We look forward to welcoming you soon!

Member Eligibility

At Nusenda, we believe that becoming a member means joining a supportive community that values your financial well-being. If you live, work, or worship in the Albuquerque area or have a family member who is already part of our credit union, you're likely eligible to join us! We aim to make the membership process as simple as possible. By joining Nusenda, you'll gain access to a range of services designed to help you achieve your financial goals, from competitive loan rates to personalized banking solutions. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.nusenda.org/accounts/become-a-member. When you're ready to open an account, the process is straightforward and welcoming. Just visit us at our branch located at 120 98Th St Nw Ste C2 Albuquerque Nm 87121, or give us a call at (505) 889-7755 for any questions. We look forward to welcoming you into the Nusenda family!

Business Banking & Commercial Services

Business Loan Options

Every entrepreneur has a vision, and we're here to help turn that vision into reality. Whether you're looking to expand your operations or invest in new equipment, our commercial loan options provide the financial backing you need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services offer practical solutions that make transactions smooth and efficient. Imagine being able to accept payments from customers effortlessly whether they pay with credit cards, mobile apps, or online. This flexibility can enhance customer satisfaction and boost sales, allowing your business to thrive. Located at 120 98Th St Nw Ste C2 Albuquerque Nm 87121, Albuquerque, NM, we're dedicated to fostering community growth through tailored financial solutions. Partner with us at Nusenda and let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed to help you grow your enterprise. We understand the challenges of running a business and are here to support you with tailored financial solutions.

Convenient Access Anytime

In today's busy world, convenience matters more than ever. That's why we provide Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. Check balances, make transfers, and pay bills easily using our mobile app or online platform. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever needed. With basic ATM access available for withdrawals and balance checks, you can rest assured knowing that your money is easily accessible.

Get In Touch

If you're ready to explore all that Nusenda has to offer, don't hesitate to reach out! Call us at (505) 889-7755 or visit us at our branch in Albuquerque for more information about our services. We're excited to partner with you on your financial journey!

Personal Banking Solutions

We understand that managing your money is a top priority. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a big purchase or just need a reliable account for daily expenses, we have the right options for you. Our friendly staff is always ready to help you choose the best account that meets your needs. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Imagine driving away in your dream car without breaking the bank! When it comes to home ownership, our Mortgage Loans & Refinancing services are here to guide you through the process. We know how important it is to find the right mortgage that fits your budget, so we're committed to providing personalized assistance every step of the way. If you need funds for other expenses, our Personal Loans & Debt Consolidation options can help simplify your finances by combining multiple debts into one manageable payment. To reward your spending, we offer Credit Cards with Rewards. Enjoy benefits like cash back or travel points while making everyday purchases it's a smart way to save on what you already buy!

Digital & Online Banking

Enhanced Accessibility

Whether you're making mobile payments or checking your account balance from your smartphone, our user-friendly interface ensures that all features are easy to navigate. Need to make a quick payment? Our mobile payments feature lets you do just that with just a few taps. We believe banking should be as simple as possible, allowing you to focus on what matters most in life. With Nusenda, you have the tools for real-time account management right at your disposal. Explore everything we have to offer by visiting https://www.nusenda.org:443/ today!

Key Features for Your Convenience

Our online banking platform is available 24/7, so you can check your balances, transfer funds, and pay bills whenever it suits you. With features like person-to-person transfers, sending money to friends or family has never been easier. Plus, our mobile application makes managing your accounts even more straightforward while on the go. Security is a top priority for us. We use electronic signature authorization to protect your transactions and keep your information safe. You can also opt for e-statements, which provide a secure way to receive your account statements without the clutter of paper.

Financial Strength

Commitment to Growth

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $13,832 in used auto loans and $3,262,235,626 in total loans and leases, which supports members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 599,519, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further highlighting our commitment to serving our members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 120 98Th St Nw Ste C2 Albuquerque Nm 87121 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $29,533,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, we offer credit lines totaling $1,887,133,540. Additionally, our unsecured credit card loans amounting to $119,039,028 provide members with the convenience of easy access to funds without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. Our team is here to guide you through the process and help you find a mortgage that suits your needs.

Refinancing Options

If you're considering refinancing any of your existing loans, we have various options available to help you lower your monthly payments or take advantage of better rates. Our team can assist you in exploring these opportunities to ensure you're making the most of your financial situation. At Nusenda, we're committed to providing you with transparent information and support every step of the way. For more details about our loan offerings or to discuss eligibility options, please reach out at (505) 889-7755 or visit us at our branch located at 120 98Th St Nw Ste C2 Albuquerque Nm 87121 in Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans