Nusenda Credit Union Albuquerque NM | Low Mortgage Rates & Rewarding Credit Cards

Introduction

Welcome to Nusenda, your trusted partner in financial services located at 3205 Coors Blvd NW, Albuquerque, NM 87120. Since our establishment in 1936, we have been dedicated to helping our members achieve their financial goals. With a strong commitment to our community, we proudly serve over 277,205 members and manage assets totaling more than $4.9 billion. At Nusenda, we understand that banking is about relationships. Our team of 884 employees, led by CEO Joe Christian and Board President Ralph Wallace, works tirelessly to provide personalized service tailored to your needs. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business financing solutions designed to help you thrive. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 8530, Albuquerque, NM 87198. With total deposits exceeding $331 million and a net worth of $420 million, Nusenda stands as a solid foundation for your financial future. We pride ourselves on maintaining high standards of member service and community involvement. Our mission is simple: to provide an exceptional banking experience while positively impacting the lives of those we serve. Whether you're looking for new ways to save or need assistance with loans, we invite you to reach out or visit us today. Call us at 505-889-7755 or explore our website at www.nusenda.org for more information about how we can help you succeed financially. Join us at Nusenda where your financial well-being is our priority!

Branch History & Mission

Community Connection

We take pride in being more than just a financial institution; we are a part of the Albuquerque community. Through various outreach programs and partnerships with local organizations, we strive to give back and contribute to community development. Our focus on member education ensures that individuals not only receive financial assistance but also gain knowledge about managing their finances effectively. While members can visit us at 3205 Coors Blvd NW, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. Whether you need assistance at our branch or prefer using one of our ATMs (available for your convenience), we are here to serve you with friendly and knowledgeable staff.

Join Us!

As we continue on this journey of growth and service since 1936, we invite you to become part of the Nusenda family. Experience firsthand how we can assist you in achieving your financial dreams while positively impacting our community together. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 1 PM or call us at 505-889-7755 for more information about membership opportunities. Discover what it means to be part of a credit union that truly cares!

Mission Statement

Our mission is clear: we aim to empower our members through exceptional financial services while making a positive impact in the community. At Nusenda, we believe that everyone deserves access to quality financial products that help them thrive. We actively support local initiatives and partnerships that foster growth and improve the lives of those around us.

Our Evolution

From our inception, Nusenda has evolved significantly. We started as a small credit union focused on helping individuals achieve their financial goals. Over the years, we expanded our services to meet the changing needs of our members. Today, we offer a wide range of products including personal banking accounts, auto loans, mortgage loans, and business banking services. As technology advanced, we embraced digital solutions like online banking and mobile payments to enhance convenience for our members while ensuring robust security.

Branch Location & Accessibility

Accessibility Features

At Nusenda's Ladera branch, we prioritize accessibility for all our members. Our facility is equipped with ADA-compliant features, including ramps and designated parking spaces. You'll find ample parking available right outside the entrance, making your visit as smooth as possible.

Operating Hours

We know your time is valuable. That's why we're open during convenient hours! Our lobby welcomes you from Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. These extended hours are designed with your busy schedule in mind.

Services Offered

Our Ladera branch offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for every financial goal. Need cash quickly? Enjoy the convenience of our ATM services available on-site. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. Whether you're a long-time member or new to Nusenda, we invite you to stop by or give us a call at 505-889-7755. Our friendly staff is ready to assist you with any questions or financial needs you may have. Come visit us today!

Member Eligibility

Joining the Nusenda community means stepping into a supportive environment where your financial well-being is our priority. To become a member of Nusenda, you'll need to meet some simple eligibility criteria that are designed to welcome people just like you. Generally, if you live, work, worship, or attend school in certain areas of New Mexico, or if you're related to a current member, you're likely eligible! For the most accurate and detailed information about what qualifies you for membership, we encourage you to check out our eligibility guidelines at this link. Once you've confirmed your eligibility, opening an account is straightforward and hassle-free. You can start your journey with us by visiting our website or giving us a call at (505) 889-7755. Our friendly team is here to help guide you through the process and answer any questions you may have about becoming part of the Nusenda family. Our branch is located at 3205 Coors Blvd Nw Albuquerque Nm 87120, and we look forward to welcoming you in!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify how you accept payments. Imagine running your shop seamlessly, knowing that every transaction is secure and efficient. Our solutions are tailored for businesses of all sizes, ensuring you can focus on what matters most: serving your customers. If you're looking for reliable support in Albuquerque, NM, visit us at 3205 Coors Blvd Nw Albuquerque Nm 87120 or give us a call at (505) 889-7755. Let's work together to achieve your business dreams!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Nusenda. With our ATM & Cash Withdrawal Services, accessing your funds has never been easier. Use our ATMs for quick withdrawals or balance checks whenever you need them.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality without straining your budget. We provide flexible loan terms and competitive rates so you can find the perfect fit for your financial situation. Plus, our easy online application process means you can start from the comfort of your home.

Business Banking

For business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. If you're looking to expand or need assistance managing cash flow, our knowledgeable staff is ready to help you navigate through options tailored specifically for businesses.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for travel, cash back, and other exciting rewards. It's an excellent way to make the most out of your spending while enjoying the benefits of being a member of Nusenda.

Drive-Thru Banking

Need quick service? Our Basic Drive-Thru Banking allows you to handle deposits and withdrawals without leaving your car. This service is especially helpful during busy days when time is of the essence. We invite you to explore all these services and more at Nusenda located at 3205 Coors Blvd Nw Albuquerque Nm 87120, Albuquerque, NM 87120. Have questions? Feel free to reach out at (505) 889-7755, and let us assist you in achieving financial success today!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our dedicated team is here to guide you through every step of the process. We offer various Mortgage Loans & Refinancing options that cater to first-time buyers as well as seasoned homeowners looking for better rates or terms. Our commitment is to make homeownership accessible and affordable.

Personal Banking

We offer various Personal Banking options, including checking and savings accounts tailored to meet different lifestyle needs. For instance, if you're planning a big purchase or just want to save for a rainy day, our accounts are designed with competitive interest rates and minimal fees. You can easily manage your accounts through our Online & Mobile Banking platforms, allowing you to check balances, make transfers, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether you need funds for a special occasion or want to consolidate existing debts into one manageable payment, we have the resources to support your needs.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services available at https://www.nusenda.org:443/, you can check balances, transfer money, and pay bills with just a few clicks. No more waiting in line or rushing to the bank before closing time! Plus, our Mobile Application allows you to take your banking experience right into your pocket. Need to send money to a friend? Our Person-to-Person Transfers feature lets you send and receive funds instantly, making splitting the bill or paying back a loan simple and quick. You can also enjoy the peace of mind that comes with our Electronic Signature Authorization, allowing you to sign documents securely without needing to visit a branch.

Security and Accessibility

Your security is our priority. With features like E-Statements Availability, you can view your statements online safely, helping reduce paper clutter while keeping your information secure. We also support Mobile Payments, so you can make purchases directly from your phone no need for cash or cards. At Nusenda, we strive to provide an accessible banking experience that empowers you to manage your finances effectively. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

Building Trust Through Growth

Total Share and Deposit Accounts stand at 599,519, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further solidifying our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 3205 Coors Blvd Nw Albuquerque Nm 87120 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,832 in used auto loans and $3,262,235,626 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $29,533,556, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering business ventures, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. We also have credit lines available for personal use or business needs, with total credit lines amounting to $1,887,133,540. At Nusenda, we prioritize making lending straightforward and accessible. If you're unsure about eligibility or want to explore refinancing options for any of our loan products, our team can assist you every step of the way. Feel free to reach out at (505) 889-7755 or visit us at 3205 Coors Blvd Nw Albuquerque Nm 87120, Albuquerque, NM for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right financing solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have the flexibility to choose what fits your lifestyle best.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs tailored to meet your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh takes pride in its rigorous data sourcing. The loan data available on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their financial needs.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans