Nusenda Credit Union Albuquerque NM | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Nusenda, your trusted credit union located at 6125 4Th St Nw, Albuquerque, NM 87107. Since our establishment in 1936, we've been dedicated to supporting our members and the community. With a robust membership base of over 277,205, we take pride in offering personalized financial solutions tailored to meet the unique needs of each individual and business. At Nusenda, we understand that your financial goals are important. That's why we manage total assets of approximately $4,932,777,059, ensuring that we have the resources to support you effectively. Whether you're looking for auto loans, mortgages, or personal banking services, our experienced team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. Our commitment goes beyond just numbers; it's about building relationships and fostering a sense of community. Led by CEO Joe Christian and Board President Ralph Wallace, our team is dedicated to providing exceptional service and support. With 884 employees working diligently to serve you, we strive to create an environment where everyone feels valued and empowered. Our comprehensive range of services includes checking and savings accounts, auto loans totaling over 186,991, and business banking solutions. We also maintain a net worth of $420,567,157, reflecting our stability and commitment to sound financial practices. Feel free to reach out to us at 505-889-7755 or explore our website at nusenda.org for more information about how we can help you achieve your financial dreams. Your journey toward financial well-being starts here!

Branch History & Mission

At Nusenda, we are proud of our rich legacy that dates back to 1936. Since opening our doors in Albuquerque, NM, we have grown from a small community credit union into a trusted financial partner for over 277,000 members. Located at 6125 4th St NW, Albuquerque, NM 87107, our branch has become a cornerstone of the community, offering personalized services and support to help members achieve their financial goals. Nusenda was founded with a mission to improve the financial well-being of our members and the communities we serve. Over the years, we have expanded our offerings to include a wide range of services such as checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total assets now exceeding $4.93 billion, we continue to ensure that our members have access to the resources they need for financial success. Our commitment extends beyond just providing financial products; it is about making a positive impact in the community. We actively engage in partnerships and outreach programs that benefit local organizations and initiatives. This dedication to community support reflects our core mission: to empower individuals through education and access to financial services while fostering a sense of belonging among our members. While members can visit us at 6125 4th St NW, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. Our branch offers convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM making it easy for you to connect with us when you need assistance. We also provide essential services like ATM access and drive-thru banking for added convenience. As we move forward in this digital age, Nusenda embraces technology that enhances member experiences. Our online banking platform allows you to manage your finances easily from anywhere. Whether it's mobile payments or e-statements, we prioritize user-friendly solutions that meet your needs. Join us at Nusenda and experience firsthand how we can help you navigate your financial journey with confidence. Together, let's build a prosperous future for you and your community! For more information on membership or services, visit our website at Nusenda.org or call us at 505-889-7755 today!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We provide ample parking space and ensure that our facilities are accessible for everyone, including features like ADA-compliant ramps. If you're on the go, you can take advantage of our drive-thru banking option, making quick transactions even easier. For those who prefer cash access, we've got you covered with an ATM available right on-site. Plus, if you need to complete shared transactions with partner credit unions, our shared service center is ready to assist.

Friendly Service Hours

At Nusenda, we understand that flexibility is key. Our lobby hours cater to busy schedules: from Monday to Thursday, we're open from 9 AM to 5 PM; Fridays extend to 6 PM; and Saturdays welcome you from 9 AM to 1 PM. This means you can come in at a time that works best for you!

Get in Touch

We're here for you! If you have any questions or need assistance, don't hesitate to reach out at 505-889-7755. Our team looks forward to serving you and helping you make the most of your banking experience. Come visit us at Nusenda today where convenience meets community!

Member Eligibility

Becoming a member of Nusenda is like joining a close-knit family that truly cares about your financial well-being. If you're looking to enjoy personalized service and great financial products, we'd love to welcome you! To become a member, you generally need to live, work, worship, or attend school in the communities we serve or have an immediate family member who does. This means that if you're part of our local area in Albuquerque, NM, you're likely eligible to join us. We encourage you to check out the detailed eligibility criteria on our website at http://www.nusenda.org/accounts/become-a-member for the most current information. Once you know you're eligible, opening an account is a breeze! Just visit us at 6125 4Th St Nw Albuquerque Nm 87107, or give us a call at (505) 889-7755 for any questions. You can also find all the details on how to open an account online by visiting https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3. Joining Nusenda not only gives you access to excellent financial services but also connects you with a supportive community that's here to help you thrive. We can't wait to meet you!

Business Banking & Commercial Services

Merchant Services That Make Sense

Alongside our loan offerings, we provide essential merchant services designed to simplify your transactions. Whether it's accepting credit cards or managing payroll, our solutions are here to streamline operations so you can focus on what matters most growing your business. By partnering with us, you gain access to tools that enhance customer experiences and improve cash flow. Located at 6125 4Th St Nw Albuquerque Nm 87107 in Albuquerque, NM, we're dedicated to empowering local businesses with the resources they need for success. Reach out today at (505) 889-7755 to learn more about how we can support your journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we can help you drive away in the vehicle of your dreams without breaking the bank.

Business Banking Services

For entrepreneurs and small business owners, Nusenda offers comprehensive business banking solutions including merchant services and business loans. We understand how crucial cash flow is for running a successful business, so we provide tailored products designed to meet your unique needs.

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Manage your accounts anytime, anywhere whether it's making deposits through mobile payments or checking balances on-the-go. Our ATM services allow for easy cash withdrawals whenever needed, ensuring that access to funds is never an issue.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you for everyday spending. From cash back on purchases to points redeemable for travel or merchandise, you'll find that using our credit card can enhance your shopping experience while offering valuable perks.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions without stepping inside the branch, our drive-thru banking makes it simple to complete deposits, withdrawals, and other transactions quickly and efficiently. Additionally, if you're a member of a partner credit union, take advantage of shared branch transactions right here at Nusenda. At Nusenda, we pride ourselves on being more than just a financial institution; we are part of this community and strive to empower our members every day. Whether you have questions about specific services or want assistance in choosing the right financial products for you, feel free to reach out at (505) 889-7755 or visit us today! Your financial success starts here.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our knowledgeable staff will guide you through every step of the process. Picture yourself unlocking the door to your new home while benefiting from personalized service tailored to your needs.

Personal Banking Solutions

When it comes to managing your personal finances, Nusenda has you covered. We provide checking and savings accounts that fit different lifestyles and spending habits. Imagine having a checking account that helps you manage daily expenses while also earning interest on your savings. Whether you're saving for a vacation or preparing for unexpected expenses, our accounts are designed with your goals in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected challenges your way, but our personal loans and debt consolidation options can provide the financial relief you need. If you're facing high-interest debts, consolidating them into one manageable loan could be a smart move. Let us help you take control of your finances again.

Digital & Online Banking

Key Services

With our robust online banking platform, accessible at https://www.nusenda.org:443/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. If you prefer mobile access, our user-friendly mobile application allows you to carry your bank in your pocket. You can also make quick payments with our mobile payments feature perfect for those busy days when you need to complete transactions on the fly. Need to send money to a friend? Our person-to-person transfers let you do just that with just a few taps on your screen. Plus, if you're looking to streamline paperwork, our electronic signature authorization makes it easy to sign documents securely from anywhere.

Security and Accessibility

Security is a top priority for us at Nusenda. All transactions are protected with the latest encryption technology, ensuring that your personal information remains safe. Additionally, e-statements are available for members who want to keep their accounts organized without the clutter of paper statements. Our 24/7 online banking services mean that help is always available when you need it. Whether you're checking your balance late at night or making transfers during the weekend, we're here for you. In summary, Nusenda is committed to providing accessible and efficient digital banking solutions tailored for our members' lifestyles. Join us today and discover how easy banking can be!

Financial Strength

Comprehensive Lending Support

Our commitment extends beyond savings; with $13,832 in used auto loans and $3,262,235,626 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain an environment where your financial needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 6125 4Th St Nw Albuquerque Nm 87107 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Better Services

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We provide flexible terms and can assist with refinancing options if you're looking to lower your monthly payments or interest rate on an existing auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. We recognize that every business is unique, and our team is ready to work with you to find the right financing solution. At Nusenda, we pride ourselves on offering comprehensive services that cater to all aspects of personal finance. For more information about our loan offerings or eligibility requirements, feel free to reach out at (505) 889-7755 or visit us at 6125 4Th St Nw Albuquerque Nm 87107 in Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We are here to guide you through the process, whether it's your first home or you're looking to refinance your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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Real-Time Updates

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans