Nusenda Credit Union Albuquerque NM | Affordable Auto Loans & Business Banking

Introduction

Welcome to Nusenda, your trusted financial partner located at 1801 Lomas Blvd Ne, Albuquerque, NM 87106. Since our establishment in 1936, we have proudly served over 277,205 members, helping them achieve their financial dreams through a wide range of services. With total assets exceeding $4.9 billion and total deposits of $331,582,500, we are committed to ensuring that your money is not just safe but also working hard for you. At Nusenda, we understand the importance of community. Our team of dedicated employees, led by CEO Joe Christian and Board President Ralph Wallace, strives to create an environment where every member feels valued and supported. With a diverse array of products including personal banking, auto loans, mortgage financing, and business banking solutions, we cater to all your financial needs. While members can visit us at our branch for in-person services or utilize our user-friendly online banking options at nusenda.org, official correspondence should be sent to our mailing address: PO Box 8530, Albuquerque, NM 87198. We invite you to reach out to us at 505-889-7755 or stop by our branch during lobby hours (Monday - Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM). Let's work together to build a brighter financial future!

Branch History & Mission

Community Engagement

At Nusenda, we're more than just a credit union; we're an active part of the Albuquerque community. We engage in partnerships with local organizations and participate in numerous outreach efforts designed to uplift those around us. Our commitment extends beyond providing financial products; it encompasses nurturing relationships built on trust and respect. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a member-focused institution that values your financial well-being as much as you do. Visit us today at Nusenda where your goals are our priority! For more information about membership or our services, call us at 505-889-7755 or explore our website at Nusenda.org.

Our Mission

Our mission at Nusenda is simple yet profound: to empower our members through exceptional financial services while fostering community growth. We believe in supporting not just individual financial goals but also the broader community initiatives that make Albuquerque a great place to live and work. Whether it's through offering competitive loan rates or engaging in local outreach programs, we strive to create positive impacts every day. We understand the importance of accessibility in today's fast-paced world. That's why we offer various digital advancements such as online banking and mobile payments, ensuring that managing your finances is convenient and secure. Our branch is also equipped with ATM access and drive-thru banking services for those who prefer face-to-face interactions while maintaining their busy schedules. For official correspondence, please note that while members can visit us at our main location, official mail should be sent to PO Box 8530, Albuquerque, NM 87198.

Branch Location & Accessibility

Convenient Access

Parking is readily available at our location, ensuring you can visit us without hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy our services comfortably.

Friendly Service Hours

We understand that life can be busy, which is why we've tailored our operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM. Whether you need to open a new account or discuss your financial needs, our dedicated team is here to help.

Services Tailored for You

At Nusenda, we offer a range of services to meet all your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, with our drive-thru service and ATM access available on-site, managing your finances has never been easier. While members can visit us at 1801 Lomas Blvd NE for all their banking needs, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198 if necessary. We invite you to come by or give us a call at 505-889-7755. Our friendly team looks forward to assisting you!

Member Eligibility

Welcome to Nusenda! Joining our community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member of Nusenda, you'll find that eligibility is quite straightforward. We welcome individuals who live, work, worship, or attend school in certain areas, as well as their family members. This means that if you have a connection to our vibrant community in Albuquerque, you're likely eligible to join us! For the most current and detailed eligibility information, feel free to visit our website at http://www.nusenda.org/accounts/become-a-member. Once you're ready to take the next step, opening an account with us is simple and welcoming. Just head over to our account opening page at https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3 or give us a call at (505) 889-7755 if you have any questions. We're here to help! The journey to becoming a member of Nusenda is just a few easy steps away, and we can't wait to welcome you into our community at 1801 Lomas Blvd Ne, Albuquerque, NM 87106!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for your business. From payment processing to point-of-sale solutions, our tools are tailored to help you operate smoothly and efficiently. Picture a busy day at your shop where customers can pay quickly and easily our services ensure that happens. Visit us at 1801 Lomas Blvd Ne Albuquerque Nm 87106 in Albuquerque, NM, or give us a call at (505) 889-7755 to learn how we can partner with you on your journey toward success!

Comprehensive List Of Services

Accessing Cash Made Simple

For those moments when you need cash quickly, we provide ATM and cash withdrawal services that are safe and accessible. Our drive-thru service makes it easy for you to handle deposits and withdrawals without leaving your vehicle perfect for busy days when time is limited. At Nusenda, we strive to create a welcoming environment where all members feel valued. Each service is designed not only to meet your immediate needs but also to empower you toward future financial success. Ready to explore how we can assist you? Visit us at 1801 Lomas Blvd Ne Albuquerque Nm 87106 or give us a call at (505) 889-7755. Discover the full range of services waiting for you at University!

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We know running a business requires agility; that's why we're here to support you with solutions that help streamline operations.

Digital Banking for Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With our online banking platform, you can access your accounts anytime from anywhere pay bills, transfer funds, or check balances with just a few clicks. Plus, our mobile application allows for easy management of your finances right from your smartphone.

Personal Banking Made Easy

Starting with personal banking, we provide various checking and savings accounts to help you manage your money effectively. Imagine having a dedicated account for everyday spending while also growing your savings effortlessly. Our auto loans and vehicle financing options ensure that getting behind the wheel of your dream car is not just a wish but an achievable reality. If you're considering home ownership or refinancing your current mortgage, our mortgage loans are structured to fit your lifestyle and budget. We understand that life can throw curveballs, so our personal loans and debt consolidation services can give you the flexibility needed to navigate those unexpected expenses without stress.

Rewarding Financial Products

For those who enjoy using credit cards, our credit cards come with rewards that can benefit you in numerous ways. Whether it's cash back on purchases or travel rewards, we have options that fit various lifestyles.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. We employ advanced security measures to protect your personal and financial information. With real-time account management tools at your fingertips, keeping track of your finances has never been easier or safer. Whether you're at home or out and about, Nusenda ensures that banking fits seamlessly into your life. Explore all these features and more by visiting https://www.nusenda.org:443/. Experience the ease of digital banking today!

Key Features

One of the standout features is the option for electronic signatures, which allows you to complete transactions without the hassle of paper forms. Plus, with e-statements available, you can go green by opting out of paper statements and accessing your financial documents online instead. This not only helps the environment but also keeps your information organized and easily accessible. For those on the go, our mobile application lets you manage your accounts right from your smartphone. Need to send money to a friend? Use our convenient person-to-person transfers feature to make quick payments without any fuss. You can also take advantage of our mobile payments, allowing you to pay securely using just your phone at participating merchants.

Financial Strength

A Growing Member Base

Total Share Accounts: 599,519, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 1801 Lomas Blvd Ne Albuquerque Nm 87106 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Supporting Your Financial Goals

With $13,832 in used auto loans and $3,262,235,626 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options if you're looking to lower your payments on an existing auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand your business. We understand that each business has unique financial needs and are dedicated to finding the right solution for you. At Nusenda, we prioritize our members' financial well-being by offering clear eligibility options and support throughout your borrowing journey. For more information about our loan offerings or to discuss how we can assist you further, please reach out at 505-889-7755 or visit us at 1801 Lomas Blvd Ne Albuquerque Nm 87106. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We are here to guide you through the mortgage process and ensure you find the best fit for your situation.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. These credit cards come with competitive rates and benefits designed to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans