Numerica Credit Union Spokane WA | Top Checking & Credit Card Rewards

Introduction

At Numerica, we believe in building strong financial futures for our members and the communities we serve. Located at 4911 S Regal St, Spokane, WA 99223, our branch has been a trusted partner since 1937, helping families and businesses thrive. With a solid membership base of over 175,060 individuals, we take pride in being more than just a credit union; we're a community resource dedicated to your financial well-being. Our commitment to you is backed by impressive financial stability. We boast total assets of $4,030,322,773 and total deposits amounting to $374,221,978. Our team is here to assist you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Whether you're looking to secure a loan or simply manage your finances more effectively, our friendly staff is ready to help. While members can visit us at 4911 S Regal St, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. If you have any questions or need assistance, feel free to reach out at 509-535-7613 during our lobby hours from Monday to Friday between 9:00 am to 5:00 pm. Under the leadership of CEO Carla Cicero and Board President Wesley Mortensen, we strive to foster an environment that prioritizes trust and transparency. We understand that financial decisions can be overwhelming; that's why we're here to guide you every step of the way. Join us at Numerica and experience the difference that personalized service can make in your financial journey. Visit our website at https://www.numericacu.com for more information or stop by our branch today!

Branch History & Mission

At Numerica, we take pride in our rich history and commitment to serving the community of Spokane, WA. Founded in 1937, our branch at 4911 S Regal St has grown from humble beginnings into a thriving financial institution that currently supports over 175,000 members. Our journey has been marked by dedication to providing exceptional financial services and fostering a strong sense of community. From the start, Numerica was built on the principle of helping individuals achieve their financial goals. Over the decades, we have expanded our services to include everything from personal banking and auto loans to business financing solutions. Today, with total assets exceeding $4 billion, we stand as a testament to what can be achieved when a community comes together to support one another. Our mission is simple yet profound: to improve the financial well-being of our members while making a positive impact in the communities we serve. We believe that everyone deserves access to quality financial products and services tailored to their unique needs. Whether you are looking for a checking account, mortgage options, or an auto loan, Numerica is here for you. While members can visit us at 4911 S Regal St Spokane Wa 99223, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037. Our branch operates Monday through Friday from 9:00 am to 5:00 pm, making it convenient for you to stop by and discuss your financial needs. In addition to traditional banking services, we are proud to offer modern digital banking tools that enhance your experience. With online banking and mobile payment options available, managing your finances has never been easier. Plus, our commitment to accessibility ensures that all our facilities comply with ADA standards. We understand that giving back is an essential part of being a good neighbor. Numerica actively engages in partnerships with local organizations and participates in community outreach efforts aimed at supporting those in need. Join us at Numerica and discover how we can help you reach your financial aspirations while making a difference in Spokane. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities! For more information or to become a member today, call us at (509) 535-7613 or visit us online at Numerica's Website.

Branch Location & Accessibility

Convenient Location

Located near popular landmarks like the South Hill Mall and just a short drive from the beautiful Manito Park, our branch is easy to find. With ample parking available, you can stop by without any hassle. We are fully ADA compliant, ensuring that everyone has access to our facilities.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to visit us during your lunch break or after work. If you have questions or need assistance outside of these hours, feel free to give us a call at 509-535-7613. Our dedicated team is always ready to assist you.

Services Offered

At Numerica, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. You can also take advantage of our online and mobile banking services for added convenience. While we don't currently offer drive-thru banking at this location, our ATM is available for quick cash withdrawals and balance checks. While members can visit us at 4911 S Regal St Spokane Wa 99223, official correspondence should be sent to P O Box 4000 in Spokane Valley, WA 99037. We invite you to come see us soon! Whether you're looking for financial advice or wanting to open a new account, we're excited to help you achieve your financial goals. Visit us today and experience the Numerica difference!

Member Eligibility

At Numerica, we believe that becoming a member is like joining a warm and welcoming community where your financial needs are prioritized. To become a part of our family, you just need to meet a few simple eligibility criteria. If you live, work, or worship in the Spokane area, you're likely eligible to join us! We also welcome family members of existing members, making it even easier to share the benefits of our services. You can find more detailed information about these criteria by visiting our website at https://www.numericacu.com/membership. Once you're ready to take the next step, opening an account is straightforward and quick. Simply visit us at 4911 S Regal St Spokane Wa 99223, or give us a call at (509) 535-7613 for assistance. We're here Monday through Friday from 9:00 am to 5:00 pm, ready to help you start your membership journey with ease. Check out our account opening details at https://digital.numericacu.com/enrollment/terms_and_condition to learn how you can enjoy all the advantages that come with being part of Numerica!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that make it easier for you to manage transactions. Imagine having the tools to process payments seamlessly whether in-store or online allowing you to focus on what really matters: serving your customers and growing your business. Our services are designed to be user-friendly and efficient, ensuring you have what you need at your fingertips. Visit us at 4911 S Regal St Spokane Wa 99223 in Spokane, WA or call us at (509) 535-7613 to learn how we can help elevate your business today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We offer easy access to cash through our ATM and cash withdrawal services. Need cash quickly? Simply visit one of our ATMs and enjoy basic access like withdrawals and balance checks. At Numerica, we're dedicated to making banking easy and accessible for everyone in the community. If you have questions or want to learn more about any of these services, don't hesitate to call us at (509) 535-7613 or visit us online at our website. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and flexible terms, you'll find the perfect fit for your budget. Picture driving off in your dream vehicle without the stress of high payments!

Business Banking

If you're a business owner, our Business Banking services are tailored just for you. From merchant services to business loans, we provide the resources necessary to help your business thrive in today's competitive market.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program! Earn points or cash back on everyday purchases and watch those rewards add up. It's a great way to get more out of what you already buy.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here for you. We guide you through every step, ensuring that you're well-informed about your options. Buying a home should be exciting not stressful and we're here to make that happen.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your finances anytime and anywhere. Check balances, transfer funds, or pay bills all from the palm of your hand no need to visit the branch if you're busy!

Personal Banking

Managing your personal finances can be overwhelming, but it doesn't have to be. Our Personal Banking services include checking and savings accounts designed for your everyday needs. Imagine having a dedicated account where you can easily track your spending while also growing your savings. We aim to help you achieve your financial goals effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can manage those surprises with ease. Whether it's for medical bills, home repairs, or consolidating debt into one easy payment, we provide solutions that fit your situation perfectly.

Digital & Online Banking

Key Features

With our online banking services, accessible at https://www.numericacu.com/, you can manage your accounts 24/7. You can check balances, pay bills, and transfer funds without ever stepping foot in a branch. Plus, our user-friendly mobile application allows you to do all this right from your smartphone or tablet. Imagine having your bank in your pocket! For added convenience, we offer person-to-person transfers, making it easy to send money to friends or family instantly. No cash? No problem! With just a few taps on your device, you can handle transactions quickly and securely.

Security & Accessibility

Security is paramount at Numerica. While we don't currently use electronic signature authorization, our systems are built with the latest security measures to protect your information. You can trust that your data is safe while you enjoy the ease of e-statements available for those who prefer paperless options. Another fantastic feature is our mobile payments capability. Whether you're shopping in-store or online, you can pay directly from your account with confidence and ease. In today's fast-paced world, staying connected to your finances shouldn't be complicated. Our digital banking services make it simple to manage your money anytime and anywhere, ensuring that you're always in control of your financial journey. Explore all that we offer by visiting https://www.numericacu.com/ today!

Financial Strength

Community Trust

With total share accounts reaching 296,116, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our commitment to providing you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 4911 S Regal St Spokane Wa 99223 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial position is further reflected by our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,427 in used auto loans and $3,188,279,654 in total loans and leases.

Solid Foundation

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you desire with flexible terms and competitive interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your ambitions. If you're considering refinancing options or want to learn about eligibility requirements, we invite you to reach out. Our dedicated team at Numerica, located at 4911 S Regal St Spokane Wa 99223, Spokane, WA, is ready to assist you. Feel free to call us at (509) 535-7613 during our operating hours: Monday - Friday from 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. Our credit cards come with various benefits that cater to your spending habits while ensuring you stay within budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that you receive fair and transparent offers. Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is reliable and reflects actual market conditions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or conflicts of interest. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You won't have to waste time searching through various sites; everything you need is in one place. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Numerica