Numerica Credit Union Spokane WA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Numerica Credit Union, your trusted financial partner since 1937, located at 405 E Farwell Rd, Spokane, WA 99218. With a strong commitment to serving our members and the community, we pride ourselves on offering personalized banking solutions tailored to your unique needs. As of now, we are proud to serve over 175,060 members with total assets of approximately $4,030,322,773. Our dedicated team of 664 employees, led by CEO Carla Cicero and Board President Wesley Mortensen, works diligently to provide exceptional services that include everything from personal checking and savings accounts to auto loans and business financing. We understand the importance of financial stability in your life, which is why we ensure competitive rates on our total loans and leases amounting to 117,488. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. At Numerica Credit Union, we believe in making banking accessible and straightforward. Our focus is not just on numbers like our impressive net worth of $470,139,935 or total deposits reaching $374,221,978 but also on building lasting relationships with our members. Whether you're looking to finance a new vehicle or save for the future, we're here every step of the way. Feel free to give us a call at 509-535-7613 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Discover how we can help you achieve your financial goals today! For more information about our services or to explore membership options, visit us online at https://www.numericacu.com.

Branch History & Mission

Join Us

We invite you to become part of our growing family at Numerica. Experience firsthand the benefits of membership and how we can help you achieve your financial goals while contributing positively to our shared community. For any questions or assistance, feel free to reach out at (509) 535-7613 or explore our services further on our website here. Together, let's build a brighter future!

Our Mission

At Numerica, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We believe that strong financial services go hand-in-hand with community support. That's why we actively participate in local outreach programs and partner with organizations focused on making a difference. Whether it's through educational workshops or supporting local charities, we are dedicated to being more than just a bank; we're your neighbor. While members can visit us at 405 E Farwell Rd Spokane Wa 99218, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037 if different. We're here for you Monday through Friday from 9:00 am to 5:00 pm ready to assist with everything from personal banking needs to business solutions.

Our Story

Located at 405 E Farwell Rd Spokane Wa 99218, just a stone's throw away from local landmarks and bustling neighborhoods, our branch has witnessed the evolution of both our community and the financial landscape. Over the years, we have remained committed to providing personalized services that meet the needs of every member. From the beginning, we aimed to empower individuals and families by offering affordable financial products tailored to their unique situations. As technology advanced, so did we. Today, we offer features like online banking, mobile payments, and e-statements to ensure that managing finances is as convenient as possible for our members. We strive to be ADA compliant and accessible to everyone in our community.

Branch Location & Accessibility

Accessibility Features

At Numerica, we prioritize accessibility. Our branch is designed with ADA-compliant features to ensure that everyone can easily visit us. Parking is available right outside the entrance, making your trip convenient whether you're coming in for a quick transaction or a longer visit.

Get in Touch

Curious about how we can help you? We invite you to visit us or give us a call at 509-535-7613. Our team looks forward to welcoming you and assisting with all your banking needs!

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 9:00 am to 5:00 pm, allowing you ample opportunity to manage your finances on your schedule.

Services Offered

Our Wandermere branch offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions for everyone. Plus, with an ATM on-site, you can easily access cash whenever needed.

Member Eligibility

At Numerica, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. To become a member, you need to meet a few simple eligibility criteria, which mainly revolve around living or working in our local area. We welcome anyone who lives, works, or worships in Spokane County and surrounding areas. If you're unsure whether you qualify, don't hesitate to reach out; we're here to help! Once you confirm your eligibility, opening an account is a breeze. You can easily get started by visiting us at our branch located at 405 E Farwell Rd Spokane Wa 99218 or by checking out the detailed membership criteria on our website at https://www.numericacu.com/membership. If you have any questions or want to learn more, give us a call at (509) 535-7613. We can't wait for you to experience the many benefits of being part of the Numerica family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer practical merchant services designed to simplify transactions. Imagine a local café using our point-of-sale systems that not only accept payments but also track inventory and sales trends. This allows owners to focus more on their customers while efficiently managing their operations. Visit us at 405 E Farwell Rd Spokane Wa 99218 in Spokane, WA or call us at (509) 535-7613 to learn more about how our business banking solutions can help your venture thrive!

Comprehensive List Of Services

Accessibility

With an ATM available at our branch location, getting cash is quick and straightforward. While we don't currently offer drive-thru service, our friendly staff is always ready to assist you during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. We believe that financial empowerment starts with accessible service. Whether you're a long-time member or new to Wandermere, we're excited to support your journey toward financial well-being. For more information about any of these services or how we can assist you further, feel free to call us at (509) 535-7613 or visit us online at https://www.numericacu.com. Let's take the next step together toward achieving your financial dreams!

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans, ensuring that you have what you need to keep your operations running smoothly.

Credit Cards

Our credit cards come with rewards, making everyday purchases even more beneficial for you. Imagine earning points on groceries or gas; every swipe gets you closer to something special.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Access your accounts anytime, anywhere with features like ATM and cash withdrawal services at your fingertips. You can check balances, transfer funds, and even send money to friends with ease through person-to-person payments.

Loans and Financing

When life throws opportunities your way, having the right financing can make all the difference. At Numerica, we offer auto loans and vehicle financing options designed to help you get behind the wheel without stress. If you're dreaming of homeownership, our mortgage loans and refinancing options can guide you through the process with ease. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services are here to help. We make it simple to manage your finances while keeping your goals within reach.

Personal Banking

We understand that managing your finances is essential for achieving your goals. That's why we offer comprehensive personal banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a big purchase or need easy access to your funds, our accounts provide flexibility and peace of mind.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills without ever stepping into a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to send cash with just a few taps on your phone. Plus, our mobile application provides a user-friendly interface that makes banking on the go straightforward and efficient.

Security & Convenience

Your security is our top priority. Even though we don't offer electronic signature authorization at this time, rest assured that all transactions are protected with robust security measures. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste making it an eco-friendly choice. Want to make purchases without digging for your wallet? Our mobile payments feature lets you pay securely using your smartphone. This means fewer trips to the ATM and more convenience in your daily life. Whether you're checking your balance or making a payment, managing your finances has never been easier or more accessible at Numerica. Join us today and take advantage of these fantastic digital banking features!

Financial Strength

Commitment to Growth and Innovation

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,427 in used auto loans and $3,188,279,654 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 649 full-time employees and 15 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Community

Total Share Accounts: 296,116, showcasing a strong and growing member base that trusts us with their finances. This trust is what drives us to keep improving our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 405 E Farwell Rd Spokane Wa 99218 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand your business. Whether you're starting up or looking to scale your operations, we have solutions that fit your unique needs. If you're considering refinancing any existing loans or would like more information about eligibility options for any of our products, feel free to reach out! We're here to help you navigate your financial journey. Feel free to visit us at 405 E Farwell Rd Spokane Wa 99218, Spokane, WA 99,218, or call us at (509) 535-7613 during our lobby hours from Monday to Friday, 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those who want extra flexibility, our total credit lines amounting to $1,004,546,000 provide access to funds when you need them. This product can be particularly useful for managing cash flow or funding larger purchases without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We know that purchasing a home is one of the most significant decisions you'll make, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $79,459,300 in loans available, our credit cards can help you cover unexpected expenses or consolidate debt while enjoying competitive rates and rewards.

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Numerica

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans