Numerica Credit Union Spokane WA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Numerica, your trusted credit union located at 303 E Lyons Ave, Spokane, WA 99208. Since our establishment in 1937, we have been dedicated to serving our community with reliable financial solutions tailored to meet the diverse needs of our 175,060 members. With a robust asset base of $4,030,322,773, we are here to help you achieve your financial goals whether that's securing an auto loan, saving for a home, or managing your day-to-day banking needs. At Numerica, we pride ourselves on our commitment to transparency and service. Our team is led by CEO Carla Cicero and Board President Wesley Mortensen, both of whom are passionate about empowering our members through sound financial advice and accessible services. We currently employ 664 dedicated staff members, all focused on providing you with the best possible experience. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037. As a member-owned institution, we focus on putting our profits back into the community. Our total deposits stand at $374,221,978, reflecting the trust our members place in us. We offer various services including personal checking accounts, mortgage loans, business financing options, and online banking capabilities making it easier than ever for you to manage your finances. With total loans amounting to 117,488 and a net worth of $470,139,935, Numerica is not just a credit union; we are your partner in financial success. Whether you're looking for assistance with loans or want to explore savings options with our competitive interest rates, we're here for you. Visit us today or call us at 509-535-7613 during our operating hours from Monday to Friday between 9 AM and 5 PM and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future! For more information about our services or to become a member, check out our website at numericalcu.com.

Branch History & Mission

Commitment to Accessibility

Understanding the importance of accessibility, we ensure our branch meets ADA compliance standards, making it easy for everyone to utilize our services. With features like online banking and mobile payments available, managing your finances has never been easier.

Join Us Today!

We invite you to become part of the Numerica family. Experience the benefits of being a member-driven credit union that truly cares about your financial well-being. For official correspondence, please note that while you can visit us at 303 E Lyons Ave, official mail should be sent to P O Box 4000, Spokane Valley, WA 99037. Feel free to reach out at (509) 535-7613 or visit our website at numericacu.com for more information about membership eligibility or to open an account online. Together, let's build a brighter financial future!

Our Mission

At Numerica, our mission goes beyond just providing financial services. We are dedicated to improving the lives of our members and the communities we serve. Our focus is on delivering personalized banking solutions that empower individuals and businesses alike. From checking and savings accounts to auto loans and mortgages, we offer a wide range of products designed to meet the diverse needs of our membership. As part of our commitment to community support, we actively engage in outreach initiatives that foster growth and development within Spokane and surrounding areas. We believe in giving back through partnerships with local organizations, supporting education programs, and promoting financial literacy among all age groups.

Branch Location & Accessibility

Accessibility Features

At Numerica, we strive to create an inviting atmosphere for everyone. Our branch is fully ADA compliant, featuring accessible entrances and pathways that ensure easy access for all members. Plus, we offer ample parking right outside our doors, so you can visit us without any hassle.

Banking Services

While you're here, take advantage of our wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Need cash? We also provide ATM services for easy withdrawals and balance checks whenever you need them.

Connect with Us

If you have any questions or want to learn more about what we offer, feel free to give us a call at 509-535-7613. Our friendly staff is ready and waiting to assist you! So why not stop by today? We can't wait to welcome you into the Numerica family!

Convenient Operating Hours

We understand that life can be busy, which is why our operating hours are designed to accommodate your schedule. You can visit us Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays from 9:00 am to 1:00 pm. Whether you're stopping by for a quick transaction or need assistance with a more complex banking matter, our team is here to help during these hours.

Member Eligibility

At Numerica, we believe that becoming a member means joining a caring community where your financial well-being matters. If you live, work, or worship in our area, you're already eligible to become part of our family! We welcome anyone who shares our commitment to supporting one another and building a brighter financial future together. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed resource at https://www.numericacu.com/membership. Once you're ready to take the next step, opening an account with us is easy and straightforward. You can find all the information you need for account opening right here: https://digital.numericacu.com/enrollment/terms_and_condition. If you have any questions or would like assistance, don't hesitate to reach out at (509) 535-7613. We're excited to help you get started on your journey with Numerica, located at 303 E Lyons Ave Spokane Wa 99208!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and enhance their operations. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, having efficient payment solutions is essential. Our merchant services offer businesses the tools they need to accept payments easily and securely. From point-of-sale systems to mobile payment options, we ensure you can focus on what matters most growing your business. Located at 303 E Lyons Ave Spokane Wa 99208 in Spokane, WA, our dedicated team is here to help you navigate your financial journey. Contact us at (509) 535-7613 or visit our website for more information!

Comprehensive List Of Services

Business Banking Solutions

Running a business is no small feat, and at Numerica, we offer specialized business banking services. From merchant services that simplify transactions to business loans that help fuel your growth, we're here to support local entrepreneurs like you.

Connect With Us

At Numerica, we're not just about numbers; we're about people. Our friendly staff is always ready to assist you in finding the right service that fits your needs. If you have any questions or would like to learn more about how we can serve you better, don't hesitate to reach out! Call us at (509) 535-7613 or visit us in person at 303 E Lyons Ave Spokane Wa 99208. Join us today and experience the difference of personalized service at Lyons! We look forward to being part of your financial journey.

Easy Access Anytime, Anywhere

We believe that managing your money should be hassle-free. That's why our online and mobile banking services are available 24/7. You can make deposits, transfer funds, and pay bills all from your smartphone or computer. Plus, with ATM access at our location and beyond, withdrawing cash has never been easier.

Financing Your Dreams

When it comes to financing, we have you covered with various loan options. Need a new car? Our auto loans and vehicle financing can help get you behind the wheel without breaking the bank. If home ownership is on your mind, consider our mortgage loans and refinancing options that can make buying or upgrading your home more accessible. For those unexpected expenses or debt consolidation needs, our personal loans provide a flexible solution tailored to fit your lifestyle. Plus, if you're looking for rewards while spending, check out our credit cards with rewards that give back to you every time you swipe!

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a new savings plan, our personal banking services cater to all your everyday needs. We offer checking and savings accounts that come with features designed for convenience, like online banking and mobile access. Imagine being able to manage your finances from the comfort of your home or on the go!

Digital & Online Banking

Accessible Anytime

At Numerica, our goal is to empower you with real-time account management tools that fit into your lifestyle. From budgeting on the go to making quick payments, our digital services are designed with you in mind. Experience the freedom and flexibility of online banking today!

Explore Our Services

With our robust online banking platform available at https://www.numericacu.com/, you can access your accounts 24/7. Check balances, transfer funds, and pay bills all from the comfort of your computer or mobile device. Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends and family in just a few taps. For those who prefer using their smartphones, our mobile application brings the bank right to your pocket. It's user-friendly and packed with features like mobile payments, allowing you to make purchases without needing cash or cards.

Security and Ease of Use

We prioritize your security. While we don't currently offer electronic signature authorization, rest assured that all transactions made through our online banking are protected by advanced security measures. You can enjoy peace of mind knowing that your information is safe. If you're looking for paperless solutions, we offer e-statements that help you keep track of your finances without cluttering your mailbox. This eco-friendly option not only saves trees but also allows for easy access to your account statements whenever you need them.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees dedicated to providing you with the best service possible.

Growing Member Base

The trust our members place in us is evident through our growing membership base. With a total of 296,116 accounts, it's clear that people choose Numerica as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 303 E Lyons Ave Spokane Wa 99208 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Your savings are in good hands with us. Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Better Services

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $26,427 in used auto loans and $3,188,279,654 in total loans and leases available to help meet your needs.

Solid Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make it easier for you to drive away in the vehicle you want.

Credit Lines

If you're looking for additional financial flexibility, our credit lines amounting to $1,004,546,000 are perfect for those unexpected expenses or planned purchases. For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans totaling $1,277,673,267 provide the support needed to succeed. At Numerica Credit Union, we're dedicated to providing clear and accessible lending options tailored just for you. Our team is here to assist you through every step of the process from application to approval and beyond. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $346,204,964, allowing you to find a home that fits your lifestyle and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $79,459,300 in loans available, our credit cards help members manage their finances effectively while providing rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see has been verified for accuracy and fairness. The information presented is not only current but also trustworthy, helping you avoid misleading or outdated offers.

Numerica