Numerica Credit Union Spokane WA | Best Auto Loans & Business Banking

Introduction

Welcome to Numerica, your trusted financial partner located at 2202 E 29Th Ave, Spokane, WA 99203. Since our establishment in 1937, we have been dedicated to serving our community with integrity and care. With over 175,060 members, we strive to provide exceptional financial services tailored to meet your needs. At Numerica, we believe that everyone deserves access to reliable banking options. Our total assets of $4,030,322,773 and total deposits amounting to $374,221,978 reflect our commitment to safeguarding your hard-earned money while helping you achieve your financial goals. Our diverse range of services includes personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Led by our CEO, Carla Cicero, and Board President, Wesley Mortensen, our team of 664 dedicated employees is here to support you every step of the way. Whether you're looking for assistance with a loan or need guidance on how to manage your finances effectively, we're just a phone call away at 509-535-7613. While members can visit us at our branch for face-to-face interactions and expert advice during our lobby hours from Monday to Friday 9:00 AM to 5:00 PM and Saturday 9:00 AM to 1:00 PM, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Join us today at Numerica and experience the difference in banking that prioritizes you. Discover more about what we offer by visiting our website at numericacu.com or stop by the branch your financial journey starts here!

Branch History & Mission

At Numerica, we proudly carry a legacy that began in 1937. Since our inception, we've dedicated ourselves to serving the financial needs of our community in Spokane, WA. Our branch at 2202 E 29th Ave has become a cornerstone for many residents, providing essential banking services and fostering relationships built on trust and support. Over the years, Numerica has grown significantly. Today, we are honored to serve over 175,000 members with total assets reaching an impressive $4,030,322,773. This growth reflects not just our commitment to sound financial practices but also our deep-rooted desire to help our members achieve their financial goals. Whether it's through personal banking solutions or business services, we strive to offer products that truly meet the needs of those we serve. Our mission is simple yet profound: to enhance the financial well-being of our members while positively impacting the communities around us. We believe in providing accessible and affordable banking options that empower individuals and families. From checking accounts to auto loans and mortgages, every service we offer is designed with you in mind. While members can visit us at 2202 E 29th Ave, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037 if needed. We understand the importance of accessibility; that's why we're proud to have ATM availability at our branch and provide online and mobile banking options for your convenience. In addition to our financial services, Numerica places great emphasis on community engagement. We actively participate in local initiatives and partnerships aimed at bettering the Spokane area. By investing in local programs and outreach efforts, we aim to create a brighter future for everyone in our community. We invite you to experience everything Numerica has to offer. Join us today and become part of a credit union that truly values your membership. Together, let's build a stronger financial future! For more information or assistance, feel free to call us at 509-535-7613 during our operating hours: Monday - Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Welcome to Numerica, your friendly neighborhood credit union located at 2202 E 29Th Ave in Spokane, WA! We're proud to be part of the vibrant South Hill community, making it easy for you to access all your banking needs. Whether you're stopping by for personal banking services or looking to explore our loan options, our location is designed with your convenience in mind. As you make your way to us, you'll find that we're just a stone's throw away from local landmarks that add charm to our area. Our branch is easily accessible, with ample parking available right outside for a hassle-free visit. We're committed to ensuring everyone can reach us comfortably, offering ADA-compliant features for those who require additional assistance. At Numerica, we understand that life can be busy. That's why we offer convenient operating hours: from Monday to Friday, we're open from 9:00 am to 5:00 pm, and on Saturdays, you can swing by from 9:00 am to 1:00 pm. Have questions? Don't hesitate to give us a call at 509-535-7613; our friendly team is always here to help! For those on the go, we also have an ATM available for quick transactions and cash withdrawals. Although we currently do not offer drive-thru banking or shared services at this location, our dedicated staff is ready and waiting inside to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more. While members can visit us at 2202 E 29Th Ave Spokane Wa 99203, official correspondence should be sent to P O Box 4000 in Spokane Valley. We invite you to come experience the difference at Numerica where banking feels like home. Whether you're looking for financial advice or simply want to chat about your options, we look forward to welcoming you soon!

Member Eligibility

At Numerica, we believe that everyone deserves the opportunity to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, or worship in the Spokane area or have family members who are already part of our credit union, you're likely eligible to join us. We invite you to enjoy all the benefits that come with membership, including access to personalized financial services designed to help you thrive. To find out more about what makes you eligible, feel free to check our detailed criteria at https://www.numericacu.com/membership. When you're ready to take the next step and open an account, it's easy! You can start the process by visiting https://digital.numericacu.com/enrollment/terms_and_condition or simply give us a call at (509) 535-7613. We can't wait to welcome you into the Numerica family at our location: 2202 E 29Th Ave Spokane Wa 99203!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations for business owners. From payment processing solutions that keep transactions smooth and quick to online banking tools that provide real-time access to funds, our services aim to enhance your operational efficiency. Located at 2202 E 29Th Ave Spokane Wa 99203 in Spokane, WA, we're here to empower your business endeavors. Contact us at (509) 535-7613 or visit us today to explore how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase new equipment that boosts productivity or secure a larger space to accommodate growing operations all made possible through our flexible financing options.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized services like merchant services and business loans. If you're an entrepreneur looking to expand or streamline operations, our team is ready to assist with tailored solutions that support your growth.

Connect With Us

We invite you to explore all that Numerica has to offer. For more information about our services or if you have any questions, don't hesitate to reach out at (509) 535-7613. Our friendly staff is here from Monday through Friday: 9:00 am - 5:00 pm and Saturday: 9:00 am - 1:00 pm ready to assist you. Join us today and discover how we can help you achieve financial success! Visit us online at South Hill for more details on opening an account or becoming a member!

Credit Cards That Reward You

Our credit cards with rewards are designed not just for convenience but also to give back. Every purchase brings you closer to earning rewards, whether it's cash back or travel points. Imagine enjoying perks just for using your card regularly!

Embracing Technology

In today's fast-paced world, we know convenience matters. That's why online and mobile banking are essential features of our service offering. With access to your accounts anytime, anywhere, managing your finances has never been easier. Check balances, transfer funds, or pay bills from the comfort of your home or while on the go. We also provide essential ATM services, allowing you to withdraw cash or check balances at your convenience. Our ATM network is accessible for basic transactions when you need them most.

Loans Tailored for You

When it comes to financing major purchases, we've got you covered with competitive auto loans and vehicle financing options. Picture driving off in your new vehicle with a loan that fits your budget perfectly. For those looking to buy a home, our mortgage loans and refinancing services can help turn your dream into reality, ensuring you get the best rate available. If you're facing unexpected expenses or need a little extra cash, our personal loans and debt consolidation services can provide the flexibility you need. We understand that life can be unpredictable, and we're here to help you navigate through those challenges.

Personal Banking Solutions

Whether you're starting your financial journey or looking to manage your wealth, we have personal banking options for everyone. Our checking and savings accounts make it easy to manage everyday expenses and save for future needs. Imagine having a dedicated account where you can easily track your spending and set aside money for that dream vacation or a new car.

Digital & Online Banking

Key Features for You

Our online banking service provides 24/7 access to your accounts, enabling you to check balances, pay bills, and transfer money whenever it suits you. No more rushing to the bank before closing time; with our mobile application available for download, you can handle your banking right from your smartphone. We also offer a person-to-person transfer feature, making it easy to send money to friends or family without any hassle.

Security You Can Trust

We prioritize your security with every transaction. Although we do not currently support electronic signature authorization, rest assured that our online systems are equipped with advanced encryption and security measures. This ensures that your personal information remains safe while you enjoy the ease of e-statements and other digital services.

Stay Connected on the Go

With features like mobile payments, managing your finances has never been easier. Whether you're out shopping or dining with friends, simply use your mobile device to make quick payments. Plus, our e-statements provide an eco-friendly way to keep track of your transactions without the clutter of paper statements. In today's fast-paced world, staying in control of your finances should be simple and straightforward. Experience all these benefits and more with Numerica's digital banking services because banking should fit into your life, not the other way around!

Financial Strength

At Numerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services backed by strong financial health. With a net worth of $470,139,935, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further reflected in our $402,510,252 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $26,427 in used auto loans and $3,188,279,654 in total loans and leases, our lending capacity supports your financial goals across various sectors. Even amidst challenges, our operational efficiency shines through with a net income of $0. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, our total share accounts stand at 296,116, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 2202 E 29Th Ave Spokane Wa 99203 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is ready to work with you to create financing solutions that align with your goals. At Numerica, our commitment is to support our community with accessible and affordable loan options. If you're interested in learning more about any of our loan products or checking your eligibility, feel free to contact us at (509) 535-7613 or visit us at 2202 E 29Th Ave Spokane Wa 99203 in Spokane, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed to give you the purchasing power you need without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find the right fit for your budget and lifestyle. If you're considering refinancing your current mortgage, we can guide you through eligibility options that may benefit you.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is based on the latest results (Source: https://www.ncua.gov), guaranteeing that users receive fair and transparent offers. Each listed loan rate reflects genuine offers from legitimate financial institutions, eliminating any confusion or uncertainty.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from trustworthy financial institutions. This means that users can feel confident in the accuracy and legitimacy of the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so that users can make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to compare options and find the best fit for their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for anyone seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Comprehensive Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Connect With Us

Credit Cards That Reward You

Embracing Technology

Loans Tailored for You

Personal Banking Solutions

Digital & Online Banking

Key Features for You

Security You Can Trust

Stay Connected on the Go

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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