Numerica Credit Union Spokane Valley WA | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Numerica Credit Union, your trusted financial partner located at 4909 E Sprague Ave, Spokane Valley, WA 99212. Established in 1937, we have grown alongside our community and proudly serve over 175,060 members. Our commitment to providing excellent service is reflected in our total assets of $4,030,322,773 and total deposits reaching $374,221,978. At Numerica, we believe in empowering our members with a range of financial products tailored to meet their needs. From personal banking services such as checking and savings accounts to auto loans and mortgages, we are here to support you on your financial journey. With a dedicated team of 664 employees, including our CEO Carla Cicero and Board President Wesley Mortensen, we are focused on making every member's experience exceptional. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. With a strong net worth of $470,139,935 and cash in hand amounting to $51,202,434, we stand ready to offer you the financial security and resources you deserve. Our community-driven approach ensures that every decision is made with your best interest at heart. If you're interested in exploring how Numerica can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us today at 509-535-7613 or visit us online at numericacu.com. Your future starts here!

Branch History & Mission

Welcome to Numerica, a credit union that has been proudly serving the Spokane Valley community since 1937. Located at 4909 E Sprague Ave, Spokane Valley, WA 99212, our branch stands as a testament to nearly a century of dedication to our members and the values we uphold. As we celebrate our rich history, we also look forward to the future with an unwavering commitment to providing exceptional financial services. Since our inception, Numerica has grown tremendously, now boasting a total membership of over 175,000 members and total assets reaching an impressive $4,030,322,773. Our journey began with a simple mission: to empower our members by offering them affordable financial products and services that meet their unique needs. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions all designed with our community in mind. Our mission statement reflects our core values: "To enhance the financial well-being of our members and communities." We believe that when our members thrive, so does the community around us. That's why we actively engage in partnerships and outreach efforts that support local initiatives and organizations. By investing in education programs and community development projects, we strive to create a brighter future for everyone. While members can visit us at our Sprague branch for all their banking needs during operating hours Monday through Friday from 9:00 am to 5:00 pm we encourage you to reach out at 509-535-7613 if you have any questions or need assistance. For official correspondence, please send mail to P O Box 4000, Spokane Valley, WA 99037. At Numerica, we understand the importance of modern technology in banking. That's why we offer online and mobile banking options along with ATM availability for your convenience. Although we do not currently have drive-thru service or shared service centers at this location, we're continually seeking ways to enhance member experience through digital advancements. As we reflect on our history and mission today, we invite you to join us on this journey. Experience the personalized service that comes from being part of a credit union dedicated to your financial success. Become a member today and see how Numerica can help you achieve your goals! Visit us online at numerica.com for more information about membership eligibility and account opening procedures.

Branch Location & Accessibility

Accessibility Features

At Numerica, we prioritize accessibility for all members. Our location includes parking spaces and ADA-compliant features, ensuring that everyone can easily access our services. If you're visiting during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM, you'll find a welcoming environment designed just for you.

Services Offered

We offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have something for everyone. While we don't have drive-thru banking available at this location, we do provide an ATM for your convenience. Feel free to reach out to us at (509) 535-7613 if you have any questions or need assistance before your visit. We invite you to stop by and discover how Numerica can help you achieve your financial goals!

Member Eligibility

Becoming a member of Numerica is like opening the door to a friendly community where your financial needs are genuinely cared for. If you're looking to join us at our Spokane Valley location at 4909 E Sprague Ave Spokane Valley Wa 99212, you'll be pleased to know that membership is open to a wide range of individuals. Whether you live, work, or worship in our local area, or even if you're a family member of an existing member, you can easily qualify. We believe in making banking accessible and supportive for everyone, so we welcome you with open arms. To kick off your journey with us, simply visit our website at https://www.numericacu.com/membership for more details about eligibility and what it means to be part of Numerica. Once you're ready to open an account, the process is straightforward and convenient. You can find everything you need at https://digital.numericacu.com/enrollment/terms_and_condition. If you have any questions or need assistance, feel free to give us a call at (509) 535-7613. Join us today and discover the benefits of being a valued member!

Business Banking & Commercial Services

Merchant Services

Imagine a busy Saturday at your local shop where customers are eager to make purchases. Our merchant services help you keep those sales flowing smoothly. From easy payment processing to online invoicing, we provide tools that allow you to focus on what you do best running your business. Visit us at 4909 E Sprague Ave Spokane Valley Wa 99212 in Spokane Valley, WA, or give us a call at (509) 535-7613 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM & Cash Withdrawal Services available at various locations around town. Our ATMs allow for quick withdrawals and balance checks whenever you need them. At Numerica, we strive to empower our members with the financial tools necessary to thrive. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. Ready to take the next step? Give us a call at (509) 535-7613 or visit us today! We'd love to help you explore all the ways we can serve you better.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can make that dream a reality. With competitive rates and flexible terms, we help you get behind the wheel without breaking the bank. Picture driving off in your new car while enjoying manageable monthly payments!

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans. We know how challenging running a business can be; therefore, we aim to support local businesses with tools and resources needed for success.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase gets you closer to exciting perks! Whether it's cashback on groceries or travel rewards for your next getaway, our credit cards are designed with benefits that work for you.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we have solutions that fit your needs. Our expert team will guide you through the process, making it simple and straightforward.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even deposit checks right from your phone making banking easier than ever before.

Personal Banking

For those just starting out or looking to manage their finances better, we offer Personal Banking options that include checking and savings accounts. Imagine having a savings account that not only helps you set aside money for future plans but also earns you interest along the way! Whether you're saving for a vacation or your child's education, our accounts can be customized to fit your lifestyle.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation services. These loans can provide quick access to cash when you need it most, helping you cover medical bills or other urgent costs. Additionally, consolidating multiple debts into one manageable payment can ease financial stress.

Digital & Online Banking

Key Features

Our online banking platform at https://www.numericacu.com/ makes it simple for you to check balances, transfer funds, and pay bills without needing to visit a branch. You can enjoy 24/7 online banking services, meaning you have control over your finances whenever it suits you. Plus, if you're looking for quick and easy ways to send money to friends or family, our person-to-person transfers feature allows you to do just that with no hassle. For those who prefer managing their accounts via mobile devices, our dedicated mobile application is available for download. It offers all the features of online banking right at your fingertips, including the ability to make mobile payments. This means whether you're shopping in-store or online, paying has never been easier.

Security and Accessibility

We prioritize your security with every transaction. Our systems are designed to keep your personal information safe while ensuring that managing your money is straightforward and user-friendly. While we currently do not offer electronic signature authorization, we provide e-statements for easy access to your account statements right when you need them. At Numerica, we believe that banking should be accessible for everyone. That's why our digital services cater to all members, allowing you to stay connected with your finances without the stress of traditional banking methods. Explore everything we have to offer by visiting https://www.numericacu.com/ today!

Financial Strength

A Growing Community

Total Share Accounts stand at 296,116, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 4909 E Sprague Ave Spokane Valley Wa 99212 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $26,427 in used auto loans and $3,188,279,654 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget. Additionally, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and we're here to help by providing financial support tailored to your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. Our team is ready to assist you through every step of the mortgage process, ensuring you find the right fit for your financial situation.

Summary

At Numerica, located at 4909 E Sprague Ave Spokane Valley Wa 99212, Spokane Valley, WA 99212, we are committed to providing personalized service and competitive loan products. If you have any questions or would like more information about our offerings, don't hesitate to give us a call at (509) 535-7613. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial aspirations today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you stay on top of your spending while building credit.

Loan Aggregator

Benefits of Using LendMesh

One of the key benefits of LendMesh is its focus on verified data. Loan offers come only from legitimate financial institutions, providing users with peace of mind that they are seeing honest offers. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results allows users to make informed choices without the influence of marketing tactics. With real-time rate comparisons from multiple institutions, LendMesh helps users stay informed about current loan rates. This information is critical for making smart financial decisions that can save money over time. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Community

Commitment to Growth

Member-Centric Savings

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Summary

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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