Numerica Credit Union Spokane Valley WA | Best Auto Loans & Personal Banking

Introduction

Welcome to Numerica, your trusted financial partner located at 10618 E Sprague Ave, Spokane Valley, WA 99206. Since our establishment in 1937, we have dedicated ourselves to serving our community with integrity and care. With a strong membership base of over 175,060 individuals, we pride ourselves on providing personalized financial solutions that cater to your unique needs. At Numerica, we understand the importance of your hard-earned money. That's why we manage total assets of $4,030,322,773 and offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to excellence is reflected in our robust financial health: we currently hold $374,221,978 in deposits and maintain a net worth of $470,139,935. Our CEO, Carla Cicero, along with Board President Wesley Mortensen, leads a dedicated team of 664 employees who are here to support you every step of the way. We are proud to offer convenient services such as online banking and an ATM for quick cash access. While you can reach us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Feel free to call us at 509-535-7613 or visit our website at numericacu.com for more information. Join us today and experience the Numerica difference where community comes first!

Branch History & Mission

Welcome to the heart of Spokane Valley, where Numerica Credit Union has been serving our community since 1937. With a rich legacy that spans over eight decades, we have grown alongside our members, adapting to their needs and aspirations while remaining committed to our foundational values. Located at 10618 E Sprague Ave, our branch is more than just a financial institution; it is a gathering place for those who share a common goal of fostering financial wellness and community support. Over the years, Numerica has evolved significantly. We proudly serve 175,060 members with total assets amounting to an impressive $4,030,322,773. Our journey began with a simple mission: to provide affordable financial services and empower individuals through education and support. Today, we continue that mission by offering a range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Numerica, we believe in giving back to the community that supports us. Our partnerships with local organizations and outreach programs help us contribute positively to Spokane Valley. We understand that financial success is not just about numbers; it's about people and relationships. That's why we prioritize personalized service in all our interactions. While members can visit us at 10618 E Sprague Ave, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037. Our operating hours are convenient for you: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. You can also find us equipped with an ATM for your convenience. Our commitment extends beyond traditional banking methods. We offer online and mobile banking options so you can manage your finances anytime, anywhere. And as part of our dedication to accessibility, we ensure that our services are compliant with ADA standards. As we look forward to the future, we invite you to join our family at Numerica Credit Union. Experience firsthand how we put our members first while striving to make a difference in Spokane Valley and beyond. Together, let's achieve financial wellness! For more information or to become a member, please call us at 509-535-7613 or visit us online at numericacu.com.

Branch Location & Accessibility

Accessibility Features

At Numerica, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available right outside the door for quick and convenient visits.

Call To Action

Ready to take the next step? We invite you to visit us at Numerica today! If you have any questions or need assistance, don't hesitate to call us at 509-535-7613. We're excited to help you achieve your financial goals!

Location Highlights

Whether you're running errands or just passing by, you can easily stop in to see us. If you need to send any official correspondence, feel free to use our mailing address: P O Box 4000, Spokane Valley, WA 99037.

Operating Hours

We know that life can get busy, so we've made it easy for you to stop by when it suits you best. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we're also open on Saturdays from 9:00 AM to 1:00 PM. Whether you're looking to open a new account or just have questions about our services, we're here for you!

Services Offered

Numerica provides a range of services designed with your needs in mind. From checking and savings accounts to auto loans and personal loans, our team is ready to assist you with whatever financial service you're looking for. We also offer online and mobile banking options so that you can manage your finances anytime, anywhere.

Member Eligibility

At Numerica, we believe that becoming a member means joining a welcoming community where your financial well-being is our top priority. If you're looking to take advantage of our range of services, eligibility is straightforward! You can qualify for membership if you live, work, worship, or attend school in our local area, or if you have a family member who is already part of our credit union family. This means that many people in the Spokane Valley area can easily join us at our branch located at 10618 E Sprague Ave Spokane Valley Wa 99206. Getting started is simple! Just visit our website for more details on the eligibility criteria at https://www.numericacu.com/membership and find out how you can open an account with us by checking out this link: https://digital.numericacu.com/enrollment/terms_and_condition. If you have any questions along the way, feel free to reach out to us at (509) 535-7613. We're excited to help you become a part of our thriving community!

Business Banking & Commercial Services

Merchant Services That Work

When it comes to handling daily transactions, our merchant services simplify the process. Picture this: you're busy serving customers while our payment processing solutions work seamlessly in the background, ensuring quick and secure transactions. This not only saves you time but also enhances customer satisfaction, allowing your business to thrive without the hassle. Come visit us at 10618 E Sprague Ave Spokane Valley Wa 99206 in Spokane Valley, WA, or call us at (509) 535-7613 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

We invite you to explore all that Numerica has to offer. For more information about our services or to speak with one of our friendly team members, please call us at (509) 535-7613. We're here Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Join us at U-city today and experience how we can help you achieve your financial goals!

Credit Options and Business Banking

For those who love rewards while shopping, our Credit Cards with Rewards program lets you earn points on every purchase. It's like getting paid to spend! Plus, if you're a business owner, our Business Banking options provide essential services such as merchant services and business loans that can help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Numerica, we prioritize digital banking features. With Online & Mobile Banking, managing your finances has never been easier. Access your accounts anytime, anywhere from the comfort of your home or on-the-go. Whether it's checking balances, transferring funds, or paying bills, we've got you covered. Need cash? Our ATM & Cash Withdrawal Services ensure you can access your funds quickly and easily with basic ATM features like withdrawals and balance checks available at your fingertips.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts designed for everyday needs. Imagine having a checking account that not only keeps your funds safe but also allows you to earn rewards just for using it! Our savings accounts help you build a nest egg effortlessly, giving you peace of mind knowing your money is working for you. When it comes to financing big purchases, our Auto Loans & Vehicle Financing options are here to help. Picture driving off in that new car you've been eyeing, all while enjoying competitive rates and flexible terms. For those looking to settle down or invest in property, our Mortgage Loans & Refinancing solutions can guide you through the home-buying process with ease. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services offer quick access to cash when you need it most. We understand life happens, and we're here to support you every step of the way.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and provides real-time account management. You can easily enroll in e-statements for quick access to your account statements without the clutter of paper. If you prefer making payments on the go, our mobile application is here to help. Enjoy the convenience of mobile payments, allowing you to make transactions straight from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Plus, with electronic signature authorization available, signing documents is a breeze no more printing or scanning required!

Security You Can Trust

Your security is our top priority. We implement robust measures to protect your personal information and ensure safe online transactions. With our commitment to safeguarding your data, you can bank with confidence. Whether you're at home or on the move, Numerica ensures that managing your finances fits seamlessly into your lifestyle. Explore our digital offerings today at https://www.numericacu.com/ and experience the future of banking right at your fingertips!

Financial Strength

Commitment to Members

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Furthermore, the strength of our organization is underscored by the fact that we have a total of 296,116 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 10618 E Sprague Ave Spokane Valley Wa 99206 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvestment for Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $26,427 in used auto loans and $3,188,279,654 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secured Savings

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans, already helping members get on the road with confidence. Whether you are purchasing a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive away satisfied.

Commercial Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and succeed. We understand that every business has unique challenges and opportunities, and we're here to support your journey.

Contact Us

If you're ready to explore our loan products or have questions about eligibility or refinancing options, feel free to reach out! You can contact us at (509) 535-7613 or visit us at our branch located at 10618 E Sprague Ave Spokane Valley Wa 99206 in Spokane Valley, WA. Our team is dedicated to helping you navigate through your financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Numerica, we're here to empower you with the resources needed for a brighter financial future.

Credit Lines and Personal Financing

In addition to auto and mortgage loans, we also offer credit lines with a total of $1,004,546,000 available to assist with various financial needs. Whether it's for unexpected expenses or planned purchases, our credit lines provide flexibility when you need it most. We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. This option allows you to enjoy convenience while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, ensuring you have access to the funds needed for your dream home. Plus, if you're interested in refinancing your existing mortgage, we offer competitive rates that can help you save money over time.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits designed to build trust with users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the platform in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers when comparing loans.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call To Action

Location Highlights

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Connect With Us

Credit Options and Business Banking

Digital Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Members

Reinvestment for Growth

Secured Savings

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Contact Us

Credit Lines and Personal Financing

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community