Numerica Credit Union Pasco WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Numerica Credit Union, your trusted financial partner in the heart of Pasco, Washington! Located at 4845 Broadmoor Blvd, our branch has proudly served the community since 1937. With a commitment to helping our members thrive, we currently boast a membership of over 175,000 individuals who rely on us for their banking needs. At Numerica, we understand that financial well-being is about more than just numbers. That's why we're dedicated to providing personalized service and innovative solutions tailored to your unique circumstances. Our total assets stand impressively at $4,030,322,773, reflecting our stability and strength in the industry. We also manage $374,221,978 in deposits and have extended an impressive 117,488 loans and leases to our members. Our leadership team is here to guide you every step of the way. Under the direction of CEO Carla Cicero and Board President Wesley Mortensen, we strive to create an environment where our members feel valued and empowered. We believe that when our community thrives, we all benefit. While members can visit us at 4845 Broadmoor Blvd, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here for you. Join us today at Numerica Credit Union or give us a call at 509-734-6900 to learn more about how we can support your financial journey. Together, let's build a brighter future!

Branch History & Mission

Join Us

As we continue this journey together, we encourage you to explore all that Numerica has to offer. From personal banking options like checking accounts and auto loans to business services tailored for local entrepreneurs, there's something for everyone here. Ready to join us? Visit our website at https://www.numericacu.com or give us a call at 509-734-6900 today! Experience the benefits of being part of a community-focused credit union where your financial goals are our priority.

Our Journey

Starting as a small credit union, Numerica has grown significantly, now proudly serving over 175,060 members. With total assets reaching an impressive $4,030,322,773, we have become a cornerstone of financial support in Pasco and beyond. Our evolution reflects not just our growth in numbers but also our unwavering commitment to meeting the needs of our members through innovative financial solutions. As we've expanded, we've embraced advancements in technology while ensuring that personal service remains at the heart of what we do. Whether you need assistance with auto loans, mortgages, or online banking, we are here to help every step of the way.

Our Mission

At Numerica, our mission is clear: to provide quality financial services while supporting the communities we serve. We believe in making banking accessible and beneficial for everyone. Our team is dedicated to offering personalized service and guidance tailored to each member's unique circumstances. We are committed to supporting local initiatives and partnerships that strengthen Pasco. By investing in community outreach programs and providing educational resources about financial literacy, we strive to make a meaningful impact on the lives of those around us. While members can visit us at 4845 Broadmoor Blvd, official correspondence should be sent to P.O. Box 4000, Spokane Valley, WA 99037. We invite you to experience our commitment firsthand during our operating hours from Monday to Friday, 9:00 am to 5:00 pm.

Branch Location & Accessibility

Accessibility Features

At Numerica, we prioritize accessibility for all our members. Our branch meets ADA compliance standards, featuring ramps and wide doorways to accommodate everyone comfortably. We want every visit to be pleasant and stress-free.

Nearby Landmarks

You'll find us just a stone's throw away from local favorites like the Columbia Park and the Pasco Municipal Airport. This prime spot not only makes it easy to visit us but also allows you to combine your trip with a day of leisure or travel. Parking is ample and convenient, so you can park without hassle.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more.

Services Offered

While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. If you prefer online banking, we offer mobile access so you can manage your accounts anytime and anywhere. If you need assistance or have questions about what we offer, feel free to reach out! You can call us at 509-734-6900 for any inquiries or further information. We invite you to come visit us at Numerica! Experience the personalized service that makes banking easier and more enjoyable. We look forward to welcoming you soon!

Member Eligibility

At Numerica, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're interested in becoming part of our community, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a local resident or just passing through, there's a place for you with us! Plus, being a member at Numerica comes with numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to a wide range of financial products tailored to your needs. Getting started is easy! Simply visit our membership page at https://www.numericacu.com/membership to learn more about the specific requirements and see if you qualify. Once you're ready to join us, you can open an account conveniently online by heading over to https://digital.numericacu.com/enrollment/terms_and_condition. If you have any questions or need assistance during the process, don't hesitate to give us a call at (509) 734-6900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify transactions, allowing you to focus on what you do best running your business. From payment processing solutions that enable quick checkouts to tools that help manage your finances effectively, we provide real-world benefits that streamline operations. Visit us at 4845 Broadmoor Blvd Pasco Wa 99301 in Pasco, WA, or call us at (509) 734-6900 to learn more about how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide robust Business Banking solutions including merchant services and business loans tailored to help your company thrive. We know how vital it is to manage cash flow effectively; that's why our offerings are designed with small businesses in mind.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At Numerica, we ensure you can bank on your schedule with our comprehensive Online & Mobile Banking features. Need cash? Our ATM & Cash Withdrawal Services are available for quick access whenever you need it. Although we currently do not offer drive-thru services, our single ATM provides basic access for withdrawals and balance checks conveniently located at our branch. Whether you're at home or on the go, managing your finances has never been easier. If you're ready to experience personalized service and a variety of financial products tailored just for you, don't hesitate to contact us at (509) 734-6900 or visit us at 4845 Broadmoor Blvd Pasco Wa 99301 in beautiful Pasco, WA. Join us today and take the first step towards achieving your financial goals!

Credit Options

We understand life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to help you regain control of your finances. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards making spending more rewarding than ever.

Personal Banking

For your everyday banking needs, we offer Personal Banking services that include checking and savings accounts designed for all lifestyles. Imagine easily managing your finances with online banking and mobile app access right at your fingertips! You can check balances, transfer funds, and even make deposits without having to visit a branch. When it comes to financing, our Auto Loans & Vehicle Financing make it simple to drive away in your dream car. With competitive rates and flexible terms, you can choose the plan that works best for you. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing options that guide you through the process smoothly.

Digital & Online Banking

Key Features

Explore the many features available through our online banking portal at https://www.numericacu.com/. Enjoy 24/7 access to your accounts, which means you can check balances, pay bills, and transfer funds whenever it suits you. Our mobile application enhances this experience even further, allowing you to manage your finances right from your smartphone. For those who prefer paperless statements, we offer E-Statements. This feature not only helps you stay organized but also contributes to a greener planet by reducing paper waste. You can easily sign up for E-Statements through our online banking portal. If you're looking to send money quickly to friends or family, our Person-to-Person Transfers make it simple and hassle-free. Just a few taps on your device, and you're done! Plus, with our Mobile Payments feature, you can pay for purchases directly from your phone without needing cash or cards.

Security and Convenience

Your security is our top priority. While we do not currently support electronic signature authorization, rest assured that all transactions made through our platform are encrypted and secure. We strive to provide a user-friendly experience so that managing your finances feels easy and stress-free. With everything accessible at your fingertips through both the website and mobile app, real-time account management is just a click away. At Numerica, we believe in making banking as straightforward as possible for all our members. Join us today and discover how easy digital banking can be!

Financial Strength

At Numerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and will grow over time. That's why we're proud to share our robust financial health, which reflects our commitment to serving you well. With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further evidenced by $402,510,252 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $26,427 in used auto loans and $3,188,279,654 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operations reflect efficiency too; our $0 shows that we manage our resources wisely, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 296,116, it's clear that more and more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 4845 Broadmoor Blvd Pasco Wa 99301 or call (509) 734-6900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can drive away with confidence. Plus, if you're considering refinancing your existing auto loan, we have flexible options available to help reduce your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our business loan products are here to support your entrepreneurial journey. At Numerica, our commitment is to provide clear information and exceptional service as you navigate your borrowing options. Our team is ready to assist you in understanding eligibility requirements and finding the best loan for your needs. For more information or to start your application process, feel free to reach out at (509) 734-6900, or visit us at 4845 Broadmoor Blvd Pasco Wa 99301, Pasco, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We guide you through every step of the mortgage process, ensuring you understand all your options. Our competitive rates can make owning a home more accessible than ever.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These credit cards are designed to give you financial freedom without requiring collateral. They come with various rewards and benefits to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. Each lender's credibility is verified, so you can trust that the information you see is accurate. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every loan comparison is made without influence from advertisers, allowing you to focus solely on what matters: finding the best rate for your needs. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and efficiently. This feature ensures that you always have access to the latest information as market conditions change. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real-world impact of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Numerica