Numerica Credit Union Kennewick WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Numerica, your trusted financial partner located at 4898 W Hildebrand Blvd Ste A120, Kennewick, WA 99338. Since our establishment in 1937, we have been dedicated to serving our members and the community with unwavering commitment and care. With a total membership of 175,060 and assets exceeding $4 billion ($4030322773), we are proud to be a cornerstone in the financial lives of individuals and families throughout Washington. At Numerica, we understand that every member has unique needs. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our goal is to make your financial journey as smooth as possible while ensuring you feel valued and supported every step of the way. Our leadership team, including CEO Carla Cicero and Board President Wesley Mortensen, brings a wealth of experience and a genuine desire to help our members achieve their financial goals. With a net worth of $470,139,935 and cash reserves of $51,202,434, you can trust that your finances are in capable hands. While members can visit us at 4898 W Hildebrand Blvd Ste A120, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Feel free to reach out by phone at 509-734-6900 during our lobby hours from Monday to Friday, 9:00 am to 5:00 pm. Join us today and discover the Numerica difference where community matters and your financial success is our priority. Visit our website at numericacu.com or call us for more information!

Branch History & Mission

Community Engagement

Our commitment extends beyond just banking; it's about building a stronger community together. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By supporting educational programs and local charities, we aim to make a positive impact on the lives of those around us.

Join Us!

As we look towards the future, we invite you to become a part of our journey. At Numerica, you're not just another account; you're a valued member of our family. Come visit us during our operating hours from Monday through Friday from 9:00 am to 5:00 pm or reach out via phone at 509-734-6900 for any questions. Experience the benefits of being part of something bigger join Numerica today!

Our Mission

At Numerica, our mission is simple yet profound: to empower our members with exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking options that can help them achieve their goals be it through personal banking solutions like checking and savings accounts or more specialized services like auto loans and mortgage refinancing. We are dedicated to being a customer-centric organization that prioritizes your needs. Our team continuously seeks innovative ways to enhance your banking experience. From convenient online and mobile banking options to basic ATM access for quick withdrawals and balance checks, we strive to provide seamless services that fit into your busy lifestyle.

Branch Location & Accessibility

Comprehensive Services

At Numerica, we pride ourselves on offering a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and more our knowledgeable staff is ready to assist you every step of the way. Plus, enjoy online and mobile banking options for added flexibility. While members can visit us at our Kennewick branch address, official correspondence should be sent to P O Box 4000 in Spokane Valley if needed. We invite you to drop by or reach out via phone; we look forward to assisting you with all your financial needs!

Convenient Access

At our Southridge location, you'll find ample parking available, ensuring that your visit is hassle-free. The branch is compliant with ADA standards, featuring ramps and accessible entrances so everyone can comfortably conduct their banking business. While you're here, take advantage of our ATM services for quick cash withdrawals and balance checks without stepping inside.

Operating Hours

Our dedicated team is here to serve you Monday through Friday from 9:00 AM to 5:00 PM. We know that life can be busy, so we strive to offer hours that fit your schedule. If you're looking for a specific service or have questions about your account, don't hesitate to give us a call at 509-734-6900.

Member Eligibility

Joining Numerica means becoming part of a welcoming community that values your financial well-being. To become a member, you'll need to meet certain criteria that reflect our commitment to serving our local area. Generally, anyone who lives, works, worships, or attends school in the communities we serve is eligible to join us. This opens doors for many, ensuring that our financial services are accessible to those who need them most. By becoming a member of Numerica, you gain access to a range of benefits designed to help you thrive, including competitive rates on loans and savings, personalized service, and a variety of financial products tailored just for you. If you're interested in joining us at our branch located at 4898 W Hildebrand Blvd Ste A120 Kennewick Wa 99338, the process is straightforward and inviting. You can learn more about the specific eligibility details by visiting this link. And when you're ready to open an account, just head over to this page to get started! If you have any questions or need assistance along the way, feel free to call us at (509) 734-6900. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and efficiently our merchant services make this possible. From accepting credit cards to managing online transactions, we provide tools that simplify everyday operations. This means you can focus on what really matters: serving your customers and growing your business. Visit us at 4898 W Hildebrand Blvd Ste A120 Kennewick Wa 99338 in Kennewick, WA or call us at (509) 734-6900 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM Services

We also have convenient ATM & Cash Withdrawal Services available at our branch. With basic ATM access for withdrawals and balance checks, getting cash is quick and easy whenever you need it. At Numerica, we're not just about transactions; we're about building relationships with our members. If you have questions or want to learn more about how we can help you manage your finances effectively, don't hesitate to reach out! Call us at (509) 734-6900 or visit us during lobby hours from Monday to Friday: 9:00 am to 5:00 pm. Join us in making financial wellness accessible today!

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services that include merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you succeed by providing tailored financial solutions.

Credit Cards

With our Credit Cards with Rewards, you can earn points on purchases while enjoying the flexibility of credit. Whether it's for everyday spending or special occasions, our credit cards come with benefits that reward you for using them.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Numerica offers robust Online & Mobile Banking services. Access your accounts anytime, anywhere! You can check balances, transfer funds, pay bills, and even send money to friends using our person-to-person payment feature all from your smartphone or computer.

Home Loans

For those dreaming of home ownership, we provide Mortgage Loans & Refinancing services. Our mortgage specialists are ready to guide you through the process, ensuring you understand every step along the way. Whether you're buying your first home or refinancing an existing mortgage for better terms, we're here to assist.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for the future while keeping your money accessible when you need it. Whether you're planning a vacation, saving for a home, or just managing everyday expenses, our accounts are user-friendly and equipped with modern features.

Personal Loans

Need a little extra cash? Our Personal Loans & Debt Consolidation services offer quick solutions for unexpected expenses or consolidating debt into manageable payments. We take pride in offering straightforward terms that make borrowing easy and stress-free.

Vehicle Financing

If you're looking to purchase a new car or refinance your existing auto loan, our Auto Loans & Vehicle Financing options can help make it happen. With competitive rates and flexible terms, we aim to support you in hitting the road with confidence.

Digital & Online Banking

Embrace Mobile Payments

For those who love convenience, our mobile payments feature lets you make purchases directly from your phone. Whether you're out shopping or paying for lunch, enjoy the ease of tapping to pay without needing cash or cards. In summary, Numerica's digital and online banking services provide everything you need for effective account management from the comfort of home or on the move. Explore all these features today by visiting us at https://www.numericacu.com/ and take full control of your banking experience!

Go Paperless with E-Statements

Say goodbye to paper clutter! With our e-statements, you can view your account statements electronically, making it easy to stay organized and environmentally friendly. Accessing your statements online means you can quickly reference past transactions anytime you need.

Key Features for Your Convenience

Our online platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it easy and fast to share funds without the hassle. Plus, if you're always on the go, our mobile application ensures that all these features are right at your fingertips.

Security You Can Trust

When it comes to managing your money online, security is a top priority. While we don't offer electronic signature authorization at this time, rest assured that our systems are built with advanced security measures to protect your personal information. Enjoy peace of mind knowing that your data is safeguarded while you take care of your financial needs.

Financial Strength

At Numerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, which in turn allows us to provide exceptional services tailored to meet your needs. With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $402,510,252 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $26,427 in used auto loans and $3,188,279,654 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is underscored by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 296,116, showing a strong and growing member base that trusts us with their finances. You can rest easy knowing that the performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 4898 W Hildebrand Blvd Ste A120 Kennewick Wa 99338 or call (509) 734-6900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our flexible terms are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and aim to offer solutions tailored to your specific needs. We also have refinancing options available for many of our loan products. If you're considering refinancing an existing loan or if you want to check your eligibility for any of our offerings, feel free to reach out for more details. You can visit us at our branch located at 4898 W Hildebrand Blvd Ste A120 Kennewick Wa 99338 in Kennewick, WA, or call us at (509) 734-6900 during our operating hours: Monday - Friday: 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to supporting your financial journey with transparent and accessible lending options tailored just for you!

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing their finances, we provide credit lines totaling $1,004,546,000. These lines of credit can be used for various purposes, from unexpected expenses to planned purchases. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We're here to guide you through the process and ensure you find a loan that fits your financial situation.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This unbiased approach allows users to make informed decisions without being influenced by marketing tactics. LendMesh also provides real-time rate comparisons from multiple institutions. This feature ensures that users can access up-to-date loan rates, making it easier to find the best deals available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us!

Our Mission

Branch Location & Accessibility

Comprehensive Services

Convenient Access

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Business Banking

Credit Cards

Digital Banking Convenience

Home Loans

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Embrace Mobile Payments

Go Paperless with E-Statements

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community