Numerica Credit Union Kennewick WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Numerica, your trusted financial partner located at 3115 W Kennewick Ave, Kennewick, WA 99336. Established in 1937, our credit union has been dedicated to serving our community for over eight decades. With a robust membership of 175,060 individuals and total assets exceeding $4 billion, we pride ourselves on offering personalized services tailored to meet the unique needs of each member. At Numerica, we understand that financial decisions can be daunting. That's why we focus on building lasting relationships with our members through transparency and commitment. Our CEO, Carla Cicero, and Board President, Wesley Mortensen, lead a passionate team of 664 employees who are here to assist you every step of the way. We're not just about numbers; we're about making a difference in your life. With total deposits reaching $374,221,978 and loans totaling 117,488, we actively invest in our members' futures by providing competitive rates on everything from auto loans to mortgages. Our dedication to responsible lending has resulted in a net worth of $470,139,935, ensuring our stability and your peace of mind. While you can always visit us at our Kennewick branch for any banking needs, remember that official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Whether you're looking for personal banking options or business services, Numerica is here to help. Explore our range of offerings online at numericalcu.com or give us a call at 509-734-6900 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM. Join us today and experience the Numerica difference!

Branch History & Mission

Welcome to Numerica in Kennewick, WA! Since opening our doors in 1937, we have been dedicated to serving our community and fostering financial growth for our members. Over the years, we have transformed from a small credit union into a thriving institution with a robust membership of 175,060 and total assets reaching an impressive $4,030,322,773. Located at 3115 W Kennewick Ave, our branch is easy to find and accessible to everyone. You can reach us at 509-734-6900 during our operating hours, which are Monday through Friday from 9:00 am to 5:00 pm. We invite you to come visit us and experience the friendly service that sets us apart. For official correspondence, please send mail to P O Box 4000, Spokane Valley, WA 99037, if different from our physical address. At Numerica, our mission is simple yet profound: we strive to empower individuals and families by providing them with the financial tools they need to succeed. We offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Each service is designed with the member in mind, ensuring that we meet your unique needs. In addition to traditional banking services, we are committed to being part of the Kennewick community. Our outreach efforts include partnerships with local organizations and initiatives aimed at supporting those in need. We believe that when our community thrives, we all benefit. Digital advancements are also a priority for us. We provide online banking and mobile payment options so you can manage your finances conveniently from anywhere. While we currently do not have a drive-thru service or shared service center available at this location, we do offer ATM access for quick transactions. As we look towards the future, our focus remains on enhancing member experiences while upholding our core values of integrity and service excellence. Join us today at Numerica in Kennewick and discover how we can help you achieve your financial goals. Experience the difference of being part of a community-focused credit union where your success is our mission!

Branch Location & Accessibility

Accessibility Features

At Numerica, we prioritize your comfort and convenience. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. Ample parking is available right outside, making your visit hassle-free.

Additional Amenities

For your convenience, we offer ATM services on-site so you can easily manage your cash withdrawals and balance checks without any hassle. While we don't have drive-thru service at this location, our team is always ready to welcome you inside. While members can visit us at 3115 W Kennewick Ave, official correspondence should be sent to P O Box 4000 in Spokane Valley if needed. If you have any questions or need assistance, don't hesitate to call us at 509-734-6900. Come visit us today we look forward to helping you achieve your financial goals!

Operating Hours

We're here for you Monday through Friday from 9:00 am to 5:00 pm, ready to assist with all your banking needs. Whether you're stopping by to open an account or seeking financial advice, our friendly staff is eager to help.

Services Offered

Visit us for a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services such as merchant services and business loans. Plus, enjoy convenient online and mobile banking options.

Member Eligibility

At Numerica, we believe that everyone deserves a supportive community and financial services tailored to their needs. Becoming a member is not just about opening an account; it's about joining a family dedicated to your financial well-being. To be eligible, you generally need to live, work, worship, or attend school in the areas we serve, which makes it easy for many in our local communities to join us. Whether you're looking for a checking account, auto loan, or simply want to enjoy the benefits of being part of our cooperative, we welcome you with open arms. For detailed eligibility criteria, feel free to check out our website at https://www.numericacu.com/membership. Getting started is straightforward! You can open an account right from the comfort of your home by visiting https://digital.numericacu.com/enrollment/terms_and_condition. If you have any questions or need assistance along the way, don't hesitate to give us a call at (509) 734-6900. We're here to help you every step of the way as you embark on this exciting journey with Numerica at 3115 W Kennewick Ave Kennewick Wa 99336.

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is key. Our merchant services allow you to accept payments easily, whether online or in-person. This not only streamlines your operations but also enhances customer satisfaction. Picture a busy Saturday at your store; with quick payment solutions, you can keep the lines moving and focus on what really matters serving your customers. Located at 3115 W Kennewick Ave Kennewick Wa 99336 in Kennewick, WA, we're here to support your business journey every step of the way. Reach out to us at (509) 734-6900 to discover how we can partner with you for success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. Imagine launching a new product line or opening another location our flexible financing options can help make those dreams a reality.

Comprehensive List Of Services

ATM Services

Need cash? We provide ATM access for withdrawals and balance checks so you can get what you need without hassle. Our branch at 3115 W Kennewick Ave Kennewick Wa 99336 in Kennewick, WA also features an ATM for your convenience. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Give us a call at (509) 734-6900, or visit us at Kennewick today. Our friendly team is eager to assist you with all your financial needs!

Business Banking Services

Business owners will find value in our tailored business banking solutions. From merchant services that help streamline transactions to business loans that support growth, we're here to assist you every step of the way.

Credit Options and Debt Management

For those looking to consolidate debt or simply need extra cash, our personal loans are flexible and straightforward. Plus, our credit cards come with rewards that let you earn while you spend! This is perfect for anyone who wants to make their everyday purchases work harder for them.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your account anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, we ensure that banking is easy and accessible.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed for everyday needs. Imagine having easy access to your funds while enjoying competitive interest rates. Our auto loans and vehicle financing options make purchasing a new car simple and affordable, helping you get behind the wheel without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process smoothly.

Digital & Online Banking

24/7 Access

You can rely on us for 24/7 online banking services available via Yes. No matter what time it is, you have real-time access to your account information when you need it most. At Numerica, we are committed to ensuring that managing your money fits seamlessly into your life. Discover the ease of digital banking today by visiting us at https://www.numericacu.com/ because taking control of your finances should be simple and secure!

E-Statements and Payments

Say goodbye to paper clutter! With e-statements available at Yes, you can keep track of your finances electronically, making it easier to stay organized and environmentally friendly. Plus, if you want to send money to friends or family quickly, our person-to-person transfer feature makes it hassle-free. And if you're someone who enjoys the convenience of mobile payments, you'll be glad to know that we support this service too! Simply link your accounts through our app and start making purchases with just a tap.

Key Services

Our online banking services allow you to check balances, transfer funds, and pay bills without ever stepping foot in a branch. Whether you're on your computer or using our mobile application, managing your money has never been simpler. Speaking of mobile access, our user-friendly mobile application lets you make transactions on the go perfect for busy lifestyles. We also know how important it is to keep your financial information safe. That's why we prioritize security across all our platforms. Although we do not currently offer electronic signature authorization, rest assured that our other features protect your data while providing ease of use.

Financial Strength

Growing Together

Total Share Accounts stand at 296,116, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 3115 W Kennewick Ave Kennewick Wa 99336 or call (509) 734-6900 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,427 in used auto loans and a total of $3,188,279,654 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We have flexible terms that fit various budgets, ensuring that driving away with your dream car is within reach.

Business Financing

If you're a business owner looking for growth opportunities, consider our outstanding commercial loans totaling $1,277,673,267. We provide capital solutions tailored specifically for businesses at various stages of development. We also offer refinancing options for many of our loan products. If you're interested in exploring eligibility or refinancing your current loans, please visit our membership page for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Numerica, we're dedicated to helping you navigate your financial journey with confidence and ease. Reach out today so we can assist you in finding the best loan solution that fits your needs!

Credit Lines and Personal Loans

For those needing quick access to funds or a way to consolidate debt, our total credit lines amounting to $1,004,546,000 offer flexibility when you need it most. Additionally, we also provide unsecured credit card loans with a total of $79,459,300 available. This helps our members manage their finances effectively while enjoying the perks of rewards programs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We provide various mortgage products that cater to first-time buyers as well as seasoned homeowners. With our competitive rates and dedicated support staff, your journey toward homeownership can be smooth and stress-free.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the effectiveness of LendMesh in delivering valuable insights into loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every listing on LendMesh undergoes a rigorous verification process, allowing for accurate comparisons that reflect current market conditions.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Additional Amenities

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

Tailored Lending Solutions

Comprehensive List Of Services

ATM Services

Business Banking Services

Credit Options and Debt Management

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

24/7 Access

E-Statements and Payments

Key Services

Financial Strength

Growing Together

Investing in Our Future Together

Member-Centric Savings Solutions

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community