Numerica Credit Union East Wenatchee WA | Affordable Auto Loans & Business Banking

Introduction

At Numerica, located at 477 Grant Rd, East Wenatchee, WA 98802, we take pride in being more than just a credit union; we are a trusted partner in your financial journey. Established in 1937, our commitment to serving our community has grown over the decades, now supporting 175,060 members with tailored financial solutions. As of today, we manage an impressive $4,030,322,773 in total assets and have provided over 117,488 loans and leases to help our members achieve their dreams. With a strong net worth of $470,139,935 and total deposits reaching $374,221,978, our financial health speaks volumes about our dedication to you. We understand that your financial needs are unique; that's why we offer a variety of services from personal banking accounts to auto loans and business financing. While you can visit us at our branch for face-to-face support, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Our friendly staff is ready to assist you from Monday to Friday between 9:00 AM and 5:00 PM. If you ever have questions or need assistance, feel free to call us at 509-662-6117. Led by CEO Carla Cicero and Board President Wesley Mortensen, our experienced team is dedicated to fostering strong relationships with every member. We believe in empowering individuals and families through sound financial practices while ensuring that you feel valued and secure. Join us at Numerica Credit Union as we continue making a positive impact within East Wenatchee and beyond. Visit our website at numericalcu.com to learn more about how we can help you reach your financial goals. We look forward to welcoming you into our community!

Branch History & Mission

At Numerica, our story is woven into the fabric of East Wenatchee, WA. Founded in 1937, we have proudly served our community for over 85 years, evolving from humble beginnings to a credit union with total assets exceeding $4 billion and a vibrant membership of over 175,000. Our branch at 477 Grant Rd, East Wenatchee, WA 98802 stands as a testament to our commitment to providing exceptional financial services and supporting the local community. Since our inception, we have focused on creating a welcoming environment where members feel valued and empowered. Our mission is clear: to improve the financial well-being of our members and enhance the quality of life in our communities. We do this by offering a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We believe that everyone deserves access to financial tools that help them achieve their dreams. While our physical branch is at 477 Grant Rd, for official correspondence please use P O Box 4000, Spokane Valley, WA 99037. This ensures that all communications are handled efficiently. Over the years, we have embraced advancements in technology to enhance member experience. With online banking options and mobile payment capabilities, we make it easy for you to manage your finances anytime, anywhere. Our ATM availability adds another layer of convenience for those on the go. At Numerica, community matters. We actively engage in partnerships and outreach efforts that support local organizations and initiatives. From educational programs to community events, we strive to give back and uplift those around us. Our operating hours are Monday through Friday from 9:00 am to 5:00 pm, making it easy for you to visit us during your busy day. If you ever need assistance or have questions about your account, don't hesitate to reach out at 509-662-6117. Join us at Numerica and experience firsthand how we can help you reach your financial goals while also making a positive impact in our community. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Numerica, your friendly credit union located at 477 Grant Rd in beautiful East Wenatchee, WA! Our branch is designed with your convenience in mind, making it easy for you to access our wide range of financial services. Whether you're stopping by for personal banking needs or looking for assistance with loans and mortgages, we're here to help. Our location is not just about convenience; it's also surrounded by familiar landmarks that make finding us a breeze. You can easily spot us near the vibrant shopping areas and parks that East Wenatchee has to offer. Plus, we prioritize accessibility with features such as ADA-compliant entrances and ample parking available right at our doorstep. At Numerica, we understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 5:00 PM, ready to serve you during your busy schedule. If you need cash on the go, we have an ATM available for quick withdrawals and balance checks. Although we do not currently offer drive-thru banking or shared services, our friendly team is always eager to assist you inside the branch. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at P O Box 4000, Spokane Valley, WA 99037. If you're ready to explore all that Numerica has to offer or if you have any questions, feel free to give us a call at 509-662-6117. We can't wait to welcome you into our community!

Member Eligibility

Becoming a member of Numerica is like joining a close-knit community where your financial well-being matters. We believe that everyone deserves access to quality banking services, and that's why we make the membership process simple and welcoming. To qualify for membership, you generally need to live, work, worship, or attend school in the areas we serve. Additionally, those related to existing members are also eligible! This means that if you're part of our community in East Wenatchee or the surrounding areas, you can easily join us at our branch located at 477 Grant Rd East Wenatchee Wa 98802. Once you're ready to take the next step, opening an account is straightforward. You can find all the details on how to become a member by visiting this page. If you have any questions or need assistance, feel free to give us a call at (509) 662-6117. We can't wait for you to experience the many benefits of being part of Numerica, from personalized service to a variety of financial products designed with your needs in mind.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to handle your payment processing seamlessly. Our merchant services provide just that. By enabling easy credit card transactions and online payments, we help you focus on what you do best running your business. Whether you're at your storefront or selling online, our solutions adapt to fit your needs. Located at 477 Grant Rd East Wenatchee Wa 98802, East Wenatchee, WA 98802, we're here to discuss how we can help your business thrive. Call us at (509) 662-6117 or visit our website at https://www.numericacu.com/ for more information!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services ensure that you have easy access whenever needed. With basic ATM access available for withdrawals and balance checks, managing your money has never been simpler. At Numerica, we strive to make banking accessible and beneficial for all our members in East Wenatchee, WA. Explore these services further by visiting us or going online at East Wenatchee. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to fit your budget. We make it simple to apply for financing so you can hit the road sooner rather than later. Imagine cruising down the highway in your dream car without the stress of complicated financing.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed to support your growth. We know how important it is to have reliable banking solutions when running a business, so we tailor our offerings to meet your specific needs.

Credit Cards with Rewards

For those who love earning rewards while spending, our Credit Cards with Rewards program offers great benefits like cashback and travel points. Use it for everyday purchases and watch the rewards stack up, giving you something back in return.

Mortgage Loans & Refinancing

Owning a home is a big step, and we're here to help with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we have solutions that work for you. Our friendly team will guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on your smartphone or computer.

Personal Banking

We understand that everyone's financial journey is unique. That's why we offer Personal Banking options such as checking and savings accounts designed to help you manage your everyday expenses and save for the future. Whether you're saving for a vacation, a new home, or just need a reliable account for daily transactions, our accounts come with features that cater to your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our Personal Loans & Debt Consolidation options can provide relief. With straightforward terms and no hidden fees, we aim to help you regain control over your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform, accessible at https://www.numericacu.com/, provides you with 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, everything is at your fingertips. Enjoy the ease of managing your finances in real-time without having to visit a branch. For those who prefer using their smartphones, our mobile application makes banking on the go simple and efficient. With features like mobile payments, you can make purchases directly from your phone and enjoy a fast checkout experience. Plus, person-to-person transfers allow you to send money to friends or family quickly and securely.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, we ensure that all transactions are safeguarded with advanced security measures. You can bank with confidence knowing that your personal information is protected. If you choose to go paperless, our e-statements provide an easy way to track your account activity while helping the environment. No more waiting for statements in the mail access them whenever you need through our online banking portal. In today's fast-paced world, having control over your finances has never been easier. Join us at Numerica and take advantage of our comprehensive digital banking services that cater to all your needs!

Financial Strength

Operational Efficiency

Our performance is reflected in our net income of $0, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at 296,116, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 477 Grant Rd East Wenatchee Wa 98802 or call (509) 662-6117 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means your funds are not just safe; they're working harder for you.

Secure Savings Options

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We take pride in having 649 full-time employees and 15 part-time employees who are always ready to serve you with a knowledgeable, committed team. With $26,427 in used auto loans and $3,188,279,654 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a brand-new model or a reliable used vehicle, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. Whether you're launching a startup or looking to enhance your existing operations, we have options that can support your vision. Our team at Numerica, located at 477 Grant Rd East Wenatchee Wa 98802, East Wenatchee, WA, is here to guide you through the loan application process and answer any questions you may have. Feel free to reach us at (509) 662-6117 during our operating hours from Monday to Friday: 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We can assist you through every step of the process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These cards can help you build your credit while providing convenience for your purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you get reliable information that reflects current market conditions.

Numerica