Numerica Credit Union Post Falls ID | Best Auto Loans & ATM Access

Introduction

Welcome to Numerica, your trusted financial partner in Post Falls, ID! Nestled conveniently at 775 N Highway 41 Ste 4B, we have been serving our community since 1937. With a commitment to member satisfaction, we proudly support over 175,000 members with a range of financial services tailored to meet their needs. At Numerica, we understand that your financial goals matter. That's why we manage over $4 billion in assets and provide various services, including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits amount to an impressive $374,221,978, ensuring that your funds are safe and sound. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P O Box 4000, Spokane Valley, WA 99037. If you have any questions or need assistance, feel free to reach out at (208) 667-5151 during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM. Our leadership team is dedicated to fostering a supportive environment for all members. Under the guidance of CEO Carla Cicero and Board President Wesley Mortensen, we strive to make a positive impact in the community through accessible financial solutions. Join us today and experience the Numerica difference! Visit our website at numericacu.com to explore more about our offerings and how we can help you achieve your financial dreams. We look forward to welcoming you into our Numerica family!

Branch History & Mission

Welcome to Numerica Credit Union, where our roots run deep in the heart of Post Falls, Idaho. Established in 1937, we have proudly served our community for over eight decades. Our branch at 775 N Highway 41 Ste 4B is not just a location; it's a gathering place for our growing family of members, which now exceeds 175,000 strong. From our humble beginnings, Numerica has evolved significantly. Over the years, we have expanded our offerings and embraced new technologies to better serve you. Today, with total assets of over $4 billion, we are committed to providing exceptional financial services tailored to the unique needs of our members. Whether it's personal banking solutions like checking and savings accounts or more specialized services such as auto loans and business banking, we strive to meet all your financial goals. At Numerica, our mission is simple yet powerful: We aim to enhance the lives of our members by delivering high-quality financial services while also making a positive impact in the communities we serve. We believe that strong communities make for strong credit unions. Therefore, we engage in various outreach programs and partnerships designed to uplift those around us. While members can visit us at our branch address in Post Falls, official correspondence should be sent to P O Box 4000 in Spokane Valley, WA. Our friendly team is here for you Monday through Friday from 9:00 am to 5:00 pm, ready to assist with any questions or needs you may have. Plus, enjoy the convenience of ATM access available on-site. We understand that being accessible means more than just physical presence; it includes digital advancements too. With online and mobile banking options available, managing your finances has never been easier or more efficient. You can check balances, make transfers, and pay bills right from your phone or computer. Join us at Numerica Credit Union and experience the difference that comes from being part of a member-focused organization. We invite you to explore all that we offer and see how we can help you achieve your financial dreams. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Connect With Us

We invite you to visit us at Numerica's Post Falls branch to experience friendly service and expert advice tailored just for you! Have questions? Feel free to give us a call at 208-667-5151. Our team is eager to help you on your financial journey!

Nearby Landmarks and Accessibility

Our branch is located near the bustling intersection of Highway 41 and Mullan Avenue, making it a familiar stop for many in the Kootenai County area. You'll find ample parking available right outside our doors, ensuring your visit is as hassle-free as possible. We also take pride in offering ADA-compliant features so that everyone can access our services comfortably.

Operating Hours and Services Offered

At Numerica, we understand that convenience matters. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9:00 am to 5:00 pm. If you're looking for personal banking services like checking and savings accounts, auto loans, mortgage options, or even business banking solutions, you'll find everything you need right here. Though we don't have a drive-thru service at this location, we do offer ATM availability for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining Numerica feels like becoming part of a caring community, where your financial well-being is our priority. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the areas we serve or have family members who are already part of our credit union, you're likely eligible! We welcome individuals from various backgrounds and professions, making it easy for you to join our supportive family. For more detailed information about the specific eligibility requirements, feel free to visit our website at https://www.numericacu.com/membership. Opening an account at Numerica is a breeze! With just a few simple steps, you can start enjoying all the benefits of membership. From competitive rates on loans to personalized service, we are here to help you every step of the way. If you're ready to take that next step or if you have any questions, don't hesitate to reach out at (208) 667-5151. We're excited to welcome you to Numerica, located at 775 N Highway 41 Ste 4B Post Falls Id 83854, where your financial journey begins!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer robust merchant services that simplify transactions for your customers. Imagine running a busy café where quick payments keep customers happy and coming back. Our solutions help streamline payment processes, making it easier for you to focus on what really matters growing your business. Visit us at 775 N Highway 41 Ste 4B Post Falls Id 83854 in Post Falls, ID, or give us a call at (208) 667-5151. Let's work together to turn your business vision into reality!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. Imagine needing funds to purchase new equipment or hire more staff. With our flexible loan options, you can secure the capital necessary to take your business to the next level.

Comprehensive List Of Services

A Community Focused Approach

We pride ourselves on being more than just a financial institution; we are part of the Post Falls community. Our commitment goes beyond transactions; it extends into fostering relationships and supporting local initiatives. We believe that when our members succeed, we all succeed together. If you're ready to explore how Numerica can assist with your financial journey or if you have any questions about our offerings, don't hesitate to reach out! Call us at (208) 667-5151 or visit us online at https://www.numericacu.com. We look forward to welcoming you into our family!

Banking on the Go

In today's fast-paced world, having access to your finances whenever and wherever you need it is essential. That's why Numerica provides robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, transfer funds, and pay bills without stepping foot in the branch. Plus, our ATM services allow for easy cash withdrawals and balance checks right when you need them.

Loans That Fit Your Needs

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can regain control. Need extra cash? Our credit cards come with rewards that let you earn as you spend. If you're running a business, we also offer business banking solutions, including merchant services and business loans, ensuring you have the support needed to thrive.

Personal Banking Made Easy

Managing your finances should be simple and convenient. That's why we offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. If you're considering buying a new car, our auto loans and vehicle financing solutions provide competitive rates that can make your dream ride a reality. For those looking to invest in a home, we have mortgage loans and refinancing options designed to help you navigate the housing market.

Digital & Online Banking

Key Features

Our commitment to security means that you can bank with confidence. We use advanced technology to protect your information, ensuring that your transactions are safe every time. Plus, our electronic signature authorization is available for ease of use no more worrying about paperwork! For those looking to go green, we provide e-statements so you can keep track of your finances while reducing paper waste. With 24/7 online banking services available, you'll never have to wait in line again or worry about missing important deadlines. Experience hassle-free banking with Numerica where convenience meets security. Join us today and see how easy managing your money can be!

Financial Strength

A Solid Foundation

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $1,164, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $26,427 in used auto loans and $3,188,279,654 in total loans and leases to support your financial goals across various sectors.

Growing Trust

We are also pleased to report a growing trust among our members, with a total of 296,116 accounts showing that more individuals choose Numerica for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 775 N Highway 41 Ste 4B Post Falls Id 83854 or call (208) 667-5151 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We are proud to have a dedicated team of 649 full-time employees and 15 part-time employees who ensure our branches are always ready to serve you with knowledge and commitment.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier than ever to drive away in a vehicle you love.

Business Financing

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we're here to support your journey. At Numerica, we aim to simplify your borrowing experience and provide you with the resources necessary for success. If you're interested in refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (208) 667-5151, visit us at our branch located at 775 N Highway 41 Ste 4B Post Falls Id 83854, or explore more about our services online at https://www.numericacu.com/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. Our credit cards come with various benefits, ensuring you have access to funds when you need them.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each listing reflects current rates and terms from reputable lenders, giving users confidence in their choices.

Key Benefits

- Verified Data: All loan offers come from legitimate financial institutions, ensuring users have access to trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions about their finances. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can effectively reduce costs for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans