Numerica Credit Union Hayden ID | Affordable Auto Loans & Checking

Introduction

At Numerica Credit Union, we believe in empowering our members through strong financial solutions and a commitment to community. Located at 8370 N Cornerstone Dr, Hayden, ID 83835, our branch has been serving the needs of local residents since 1937. With a proud membership of over 175,000 individuals, we're dedicated to making a positive impact in your financial journey. We understand that trust is essential when it comes to banking. That's why we manage an impressive $4,030,322,773 in total assets and maintain a solid net worth of $470,139,935. Our focus on financial health means that you can rely on us for services tailored to your needs whether that's personal banking options like checking and savings accounts or loans for your next vehicle or home. Under the leadership of our CEO Carla Cicero and Board President Wesley Mortensen, our team of 664 employees is here to provide you with personalized service. We take pride in offering over 117,488 loans and leases while ensuring that your deposits are safe; currently amounting to $374,221,978. While members can visit us at our Hayden branch, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. Our mission goes beyond just numbers; we aim to build relationships within the community and help you achieve your financial goals. From auto loans and mortgages to business banking services, we have something for everyone. Ready to take the next step? Visit our website at Numerica Credit Union or give us a call at 208-667-5151 during our lobby hours from Monday to Friday: 9:00 AM to 5:00 PM. We look forward to welcoming you into the Numerica family!

Branch History & Mission

At Numerica, we pride ourselves on a rich history that dates back to 1937. Since our humble beginnings, we've been dedicated to serving the community of Hayden, ID. Our branch is located at 8370 N Cornerstone Dr, a place where neighbors come together to access financial services that empower their lives. Over the years, we have grown tremendously and now proudly serve over 175,000 members with total assets amounting to $4030322773. Our mission is straightforward yet impactful: to provide exceptional financial services while fostering a strong sense of community. We believe in not just offering products like personal banking, auto loans, and mortgage refinancing but also in supporting our members through various community outreach initiatives. This commitment allows us to build lasting relationships with those we serve. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037 if you need to reach out through mail. As we moved into the digital age, we've embraced technology to enhance our services. Our members enjoy the convenience of online and mobile banking options along with access to an ATM for quick transactions. While we currently do not have drive-thru service or a shared service center, we ensure that our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM are designed for your convenience. Numerica isn't just about numbers; it's about people and community. We work hard to create partnerships and engage in outreach efforts that uplift those around us. Whether it's through educational workshops or local sponsorships, we strive to make a difference in the lives of our members and beyond. We invite you to join us at Numerica! Experience firsthand how we can support your financial journey while helping you connect with your community. Come visit us or learn more about membership by calling us at $2086675151. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

We invite you to stop by Numerica's Hayden branch or give us a call at 208-667-5151. Our team is eager to provide personalized assistance tailored to your financial needs. Experience the difference of being a part of our community-focused credit union today!

Easy Access and Parking

At Numerica, we understand the importance of accessibility. Our branch is fully ADA compliant, ensuring that all members can access our services without hassle. Ample parking is available right outside the building, making your visit as convenient as possible.

Operating Hours and Services

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 am to 5:00 pm, ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. Whether you're looking to consolidate debt or explore business banking options, our friendly staff is here to help. Although we do not offer drive-thru service at this location, we are equipped with an ATM for quick cash withdrawals and balance checks. Enjoy the flexibility of online and mobile banking options that allow you to manage your finances anytime, anywhere.

Member Eligibility

At Numerica, we believe that everyone deserves to be part of a supportive community where your financial well-being is our priority. Becoming a member is simple! If you live, work, worship, or go to school in Kootenai County, or have a family member who is already a member, you're eligible to join us. We welcome individuals from all walks of life and are excited to offer personalized financial services that fit your needs. You can learn more about our eligibility requirements by visiting https://www.numericacu.com/membership. Opening an account with us is just as easy! All you need to do is follow the steps outlined at https://digital.numericacu.com/enrollment/terms_and_condition, and soon you'll be enjoying the benefits of membership, such as competitive rates on loans and savings, access to online banking, and friendly service from our dedicated team. If you have any questions or need assistance along the way, don't hesitate to call us at (208) 667-5151. Join Numerica today at our location: 8370 N Cornerstone Dr Hayden Id 83835, and let's work together towards your financial goals!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. Whether you need funding for equipment, inventory, or expansion, our loans are crafted to meet the unique needs of your business.

Merchant Services that Simplify Transactions

Alongside our loan offerings, we provide essential merchant services that help streamline your day-to-day operations. Imagine having a reliable partner for processing payments efficiently allowing you to focus on what matters most: growing your business. From point-of-sale systems to online payment solutions, we make it easy to manage transactions securely and effectively. Located at 8370 N Cornerstone Dr Hayden Id 83835 in Hayden, ID, our team is ready to assist you every step of the way. For inquiries, call us at (208) 667-5151. Let's work together to take your business further!

Comprehensive List Of Services

ATM Services

Need cash quickly? Enjoy hassle-free access with our ATM services available right at our branch. You can easily withdraw cash or check your balance whenever you need it. At Numerica, we strive to create a welcoming atmosphere where members can feel confident about their financial decisions. We invite you to visit us at 8370 N Cornerstone Dr Hayden Id 83835 or check out our website at Hayden for more information about all our services. Join us today and experience the difference!

Business Banking Services

For entrepreneurs and business owners, we offer tailored business banking services including merchant services and business loans. We know running a business involves many moving parts, so our offerings are structured to support your unique needs and help you thrive.

Credit Options Tailored for You

Life can be unpredictable, and sometimes you need a little extra financial flexibility. That's where our personal loans and debt consolidation options come in handy, helping you manage expenses without the added stress. Additionally, our credit cards come with rewards that make every purchase more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, you can handle your finances from the comfort of your home or on the go.

Personal Banking Solutions

We understand that managing your money is important, which is why we offer various personal banking options. Whether you're looking for a reliable checking or savings account, we've got you covered. Our accounts come with features that make it easy to keep track of your finances. Need a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive away in the car of your dreams without breaking the bank. If you're considering buying a home, explore our mortgage loans and refinancing services designed to fit different budgets and lifestyles.

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking, you can easily check balances, pay bills, and transfer money all without leaving home. You'll also enjoy the option of e-statements, allowing you to go paperless and access your financial documents whenever you need them. Plus, if you're on the go, our mobile application makes it even easier to manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature simplifies that process too. Just a few taps on your phone or clicks on your computer, and the money is sent securely.

Security and User-Friendly Access

We prioritize your security with every transaction. While we don't currently offer electronic signature authorization, rest assured that all interactions through our online banking platform are protected with advanced security measures. Whether you're using our mobile payments feature or accessing your account through our app, your information remains safe. Our goal is to provide a user-friendly experience that allows for real-time account management. No matter where life takes you, Numerica ensures that managing your finances is straightforward and secure. So whether you're paying bills from home or sending money while out and about, we've got you covered! Explore all these features and more by visiting https://www.numericacu.com/ today!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 8370 N Cornerstone Dr Hayden Id 83835 or call (208) 667-5151 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $26,427 in used auto loans and $3,188,279,654 in total loans and leases, helping our members achieve their financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For those interested in business opportunities or expansions, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed for growth. Whether you're starting a new venture or expanding an existing one, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're considering refinancing any of these products or want to explore eligibility options further, don't hesitate to reach out. For more information about our services or to start your application today, contact us at 208-667-5151, visit us at 8370 N Cornerstone Dr Hayden ID 83835, or check out our website at Numerica. Let's work together towards making your financial aspirations a reality!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We offer guidance throughout the process and help you navigate eligibility options so that you can feel confident about your investment in a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These cards come with various features that allow you to earn rewards while keeping your spending under control.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and clear offers. One of the standout features of LendMesh is its focus on Verified Data. All loan offers are sourced from legitimate financial institutions, guaranteeing that users have access to reliable information. Additionally, LendMesh operates without Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. The goal is straightforward: provide unbiased results so users can make informed decisions. With Real-Time Rate Comparisons, LendMesh presents up-to-date loan rates from multiple institutions, allowing users to see a range of options at a glance. This feature empowers borrowers to choose the best terms for their needs without getting lost in a sea of information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a tool for navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Easy Access and Parking

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Merchant Services that Simplify Transactions

Comprehensive List Of Services

ATM Services

Business Banking Services

Credit Options Tailored for You

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Online Banking Services

Security and User-Friendly Access

Financial Strength

A Trusted Partner

Commitment to Growth and Innovation

Member-Centric Savings Options

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Lending Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community