Numerica Credit Union Coeur D Alene ID | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Numerica, your trusted partner in financial wellness located at 465 W Bosanko Ave, Coeur D Alene, ID 83815. Since our establishment in 1937, we have proudly served our community with a commitment to offering personalized banking solutions that meet your needs. With over 175,000 members and assets totaling an impressive $4,030,322,773, we are dedicated to fostering financial growth and stability for all who walk through our doors. At Numerica, we understand that banking is more than just transactions; it's about building relationships and supporting our members' dreams. Whether you're looking for personal banking services like checking accounts and auto loans or business solutions such as merchant services and business loans, we have the resources to help you succeed. Our total deposits of $374,221,978 reflect the trust our members place in us every day. Led by our CEO Carla Cicero and Board President Wesley Mortensen, our team of 664 employees is here to provide exceptional service and guidance. We believe in empowering our members with the tools they need to achieve their financial goals. With a strong net worth of $470,139,935 and cash reserves of $51,202,434, we stand ready to support you on your journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at P O Box 4000, Spokane Valley, WA 99037. Ready to take the next step? Call us at 208-667-5151 or explore more about what we offer by visiting our website. Join us today and experience the Numerica difference!

Branch History & Mission

At Numerica, we take pride in our rich history and unwavering commitment to the community. Established in 1937, our Coeur D'Alene branch has served as a cornerstone for financial stability and support in Kootenai County. Located at 465 W Bosanko Ave, just a stone's throw from the beautiful Coeur d'Alene Lake, we have grown alongside this vibrant community. Over the years, Numerica has evolved significantly. From our humble beginnings to becoming a trusted credit union with over 175,000 members and total assets of $4030322773, our journey reflects our dedication to providing exceptional financial services. Our mission is straightforward: to empower members through financial education and personalized services while giving back to the communities we serve. In fulfilling this mission, we offer a range of products tailored to meet diverse needs from checking and savings accounts to auto loans and mortgages. We understand that each member's journey is unique, which is why we focus on creating customized solutions that help you achieve your financial goals. Our operational hours are convenient too! You can visit us Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays from 9:00 am to 1:00 pm. For those who prefer digital options, we provide online banking services, making it easier than ever to manage your finances from anywhere. While members can visit us at 465 W Bosanko Ave Coeur D Alene Id 83815, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037. We also ensure accessibility with ATM availability for cash withdrawals and balance checks. Community support is at the heart of what we do. We actively engage in local outreach initiatives and partnerships that foster growth and development within the Coeur D'Alene area. Whether it's sponsoring local events or collaborating with schools for financial literacy programs, we believe in building strong relationships that benefit everyone. If you're looking for a place that prioritizes your financial well-being while staying deeply rooted in community values, look no further than Numerica in Coeur D'Alene. Join us today and discover how our commitment can make a difference in your life! For more information or to become a member, visit us at Numericacu.com or call us at (208) 667-5151. Your journey towards better banking starts here!

Branch Location & Accessibility

Convenient Access and Services

At Numerica, we understand that accessibility is key. Our branch features ample parking and is designed to be welcoming for everyone, including those who may need ADA-compliant access. Though we don't offer a drive-thru service, our friendly staff is always ready to assist you inside. For those who prefer digital banking solutions, we have an ATM available right at our location for quick cash withdrawals and balance checks. Plus, with our online and mobile banking options, managing your finances has never been easier!

Operating Hours

We know your time is valuable. That's why our lobby hours are set to accommodate your busy schedule: we're open from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays. Feel free to give us a call at 208-667-5151 if you have any questions or need assistance. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037.

Visit Us Today!

We invite you to come by and see how Numerica can help you achieve your financial goals. Whether you're interested in opening an account or exploring loan options like auto financing or mortgages, our team is here to guide you every step of the way. Don't hesitate stop by today!

Member Eligibility

At Numerica, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also welcome family members of existing members, which makes it even easier to share the benefits of membership with your loved ones. By choosing Numerica, you'll gain access to a variety of services designed to help you achieve your financial goals, from personal loans to checking and savings accounts. To get started on your membership journey, simply visit us at our branch located at 465 W Bosanko Ave Coeur D Alene Id 83815 or give us a call at (208) 667-5151 for more information. You can also check out the detailed eligibility criteria at https://www.numericacu.com/membership. Once you're ready, opening an account is straightforward; just follow the instructions found here: https://digital.numericacu.com/enrollment/terms_and_condition. Join us today and experience the difference that comes with being a valued member of Numerica!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. From purchasing equipment to real estate investments, we are here to help you achieve your goals.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means even if you're not yet a member, you can access the funds you need to grow.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. By choosing us as your financial partner, you gain access to resources that can help turn your vision into reality. In addition to loans, we offer comprehensive merchant services that streamline payment processing and enhance customer experiences. Let us support your journey towards success at our branch located at 465 W Bosanko Ave Coeur D Alene Id 83815, Coeur D Alene, ID. Reach out today at (208) 667-5151 to learn more about how we can assist your business!

Comprehensive List Of Services

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features so you can manage your finances anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, or even send money to friends through our person-to-person payment service. Need cash? Our ATM services are readily available for quick withdrawals and balance checks without any hassle.

Join Us Today!

At Numerica, we aim to build lasting relationships with our members by providing exceptional service in everything we do. If you're ready to experience the difference in your banking journey or have questions about any of our offerings, don't hesitate to reach out! Call us at 208-667-5151 or visit us in person at our Coeur D Alene branch during lobby hours: Monday - Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Explore all that we have to offer and become a member today! For more information about membership eligibility or opening an account online, check out our website. We look forward to serving you!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Numerica has you covered. We understand that managing your money should be straightforward and hassle-free. With our personal banking options, you can easily track your spending, save for future goals, and enjoy peace of mind with our secure accounts. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing services provide competitive rates and flexible terms that fit your budget. We also offer mortgage loans and refinancing options designed to make homeownership more achievable for you.

Simplifying Your Finances

Life can be unpredictable, which is why having access to personal loans and debt consolidation options is essential. At Numerica, we work with you to create a plan that helps relieve financial stress. Plus, our credit cards with rewards allow you to earn benefits on everyday purchases, making every dollar count. For those who run their own businesses, we offer robust business banking services, including merchant services and business loans. We recognize the challenges small businesses face and are dedicated to providing solutions that help them thrive.

Digital & Online Banking

Accessibility and Ease of Use

Banking should be straightforward, and that's why we've made our online services user-friendly. Whether you're using a computer or a smartphone, you'll find that navigating through your accounts is a breeze. Our mobile payments feature also allows you to make purchases directly from your device, adding another layer of convenience to your daily transactions. For those who prefer digital signatures, while we currently do not offer electronic signature authorization at this time, we ensure all other processes are simple and efficient. At Numerica, we prioritize accessibility and real-time account management so that you can focus on what matters most your life. Join us today and discover how our digital banking services can enhance your financial journey!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. We understand the importance of keeping your information safe, which is why we implement robust security measures to protect your data. With features like e-statements available for your convenience, you can go paperless and easily track your financial history without clutter. Plus, our mobile application makes banking on the go even simpler. You can send money quickly through person-to-person transfers, making it easy to split bills or send cash to friends and family.

Financial Strength

A Solid Foundation

With a net worth of $470,139,935, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Building Trust Together

Total Share Accounts stand at 296,116, illustrating a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 465 W Bosanko Ave Coeur D Alene Id 83815 or call (208) 667-5151 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,427 in used auto loans and $3,188,279,654 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment is reflected in our performance, with a net income of $0 showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees who are dedicated to serving you with knowledge and care.

Loan Offering

Additional Financing Options

For those interested in business ventures, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We believe in supporting local businesses and providing them with the resources they need to succeed. If you're considering refinancing any of your existing loans or exploring eligibility options, our team is ready to assist you. We aim to make the lending process as straightforward as possible while ensuring that you have access to all necessary information for informed decision-making. At Numerica, we prioritize your financial well-being and work diligently to provide personalized service tailored to your individual circumstances. For more information about our loan products or to get started today, feel free to reach out at (208) 667-5151 or visit us at 465 W Bosanko Ave Coeur D Alene Id 83815 in Coeur D Alene, ID. We're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide financing solutions tailored for both new and used vehicles, ensuring you can find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. With competitive interest rates and no collateral required, our credit cards can provide the extra purchasing power you need.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Every loan listing is backed by verified data, giving users confidence in their choices.

Trustworthy Features

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This approach guarantees unbiased results that put the user's needs first. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh's reliable service can lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Services

Operating Hours

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Commercial Loans

Outstanding Commercial Loans

Comprehensive List Of Services

Embracing Digital Convenience

Join Us Today!

Personal Banking Solutions

Simplifying Your Finances

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

A Solid Foundation

Building Trust Together

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Trustworthy Features

Join Our Community