Numerica Credit Union Coeur D Alene ID | Affordable Auto Loans & Business Banking

Introduction

At Numerica, we believe in the power of community and the strength of personal connections. Located at 1250 W Ironwood Dr Ste 102, Coeur D Alene, ID 83814, our North Idaho Business Office has been a trusted partner for local families and businesses since 1937. With over 175,000 members benefiting from our services, we're proud to offer a wide array of financial solutions designed to meet your needs. Whether you're looking for auto loans, mortgages, or personal banking options, we have you covered with a total asset base of more than $4 billion. Our commitment is reflected in our impressive $374,221,978 in deposits and a robust $470,139,935 net worth. We ensure that your money is not just safe but working hard for you. Led by CEO Carla Cicero and Board President Wesley Mortensen, our team of 664 employees is dedicated to providing exceptional service and support. We understand that every member's financial journey is unique, which is why we tailor our offerings to fit your specific goals. While members can visit us at our branch address for personalized assistance, any official correspondence should be sent to our mailing address at 14610 E Sprague Ave, Spokane Valley, WA 99216. Explore all that Numerica has to offer by visiting us online at numericacu.com. Whether you're ready to open an account or have questions about our services, feel free to call us at 800-433-1837 during our business hours: Monday through Friday from 8:00 a.m. to 5:00 p.m., or by appointment. Join us today and discover how Numerica can help you achieve your financial dreams!

Branch History & Mission

Community Commitment

Our commitment goes hand-in-hand with technological advancements that enhance member experience. We offer mobile payments and online banking features to ensure you have access to your finances anytime, anywhere. Additionally, we prioritize ADA compliance so that all members can utilize our services without barriers.

Join Us

We invite you to become part of the Numerica family! Experience firsthand how we can help you achieve your financial goals while also supporting the broader community. Reach out to us at 800-433-1837 or visit us online at numerica.com for more information about membership and services tailored just for you. Together, let's build a brighter future!

Our Evolution

Since our inception, Numerica has grown steadily, adapting to the needs of our members while maintaining our core values of trust and service. We have implemented various financial solutions from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. Each step of our evolution is marked by our unwavering focus on member satisfaction, ensuring that every service we offer is designed with your needs in mind. As part of our mission to empower individuals and businesses alike, we also emphasize accessibility and inclusivity. While we currently do not have ATM or drive-thru services available at this location, we remain committed to enhancing your experience through online and mobile banking options. Our operating hours are convenient too Monday through Friday from 8:00 a.m. to 5:00 p.m., with appointments available outside these times for your convenience.

Our Mission

At Numerica, our mission extends beyond providing exceptional financial services; we aim to be a pillar of support for our community. We believe in fostering strong relationships with local organizations and initiatives that make a positive impact on the lives of those around us. This is not just about banking; it's about building connections that uplift everyone. While members can visit us at 1250 W Ironwood Dr Ste 102, official correspondence should be sent to 14610 E Sprague Ave, Spokane Valley, WA 99216 if different matters arise.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about what we can do for you? Don't hesitate to reach out! Call us at 800-433-1837 or stop by our branch today. We look forward to welcoming you into the Numerica family!

Nearby Landmarks and Accessibility

Just a stone's throw away from popular spots like the scenic Coeur d'Alene Resort and the bustling Ironwood Shopping Center, our branch is not only easy to find but also surrounded by local favorites. We offer ample parking right outside for your convenience, ensuring that your visit is hassle-free. Our branch is fully accessible, featuring ADA-compliant entrances and ramps so that everyone can enjoy our services comfortably.

Operating Hours and Services Offered

We're here for you Monday through Friday from 8:00 a.m. to 5:00 p.m., and we also accommodate appointments outside of these hours for those who need it. Our friendly team is dedicated to providing personalized service tailored to your financial needs. At Numerica, we take pride in offering a variety of banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. You can also manage your finances easily with our online and mobile banking services.

Member Eligibility

At Numerica, we believe that everyone deserves to be part of a welcoming community that supports your financial journey. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. We're here to help you take that first step toward better banking options, whether you're looking for personal savings or loans. You can find all the specific eligibility details at https://www.numericacu.com/membership, where we break down everything you need to know about joining our family. Once you've confirmed your eligibility, opening an account is just as easy! Visit us online at https://digital.numericacu.com/enrollment/terms_and_condition to start the process or give us a call at (800) 433-1837 if you have any questions. We're excited to welcome you into the Numerica community at our branch located at 1250 W Ironwood Dr Ste 102 Coeur D Alene Id 83814. Join us today and discover how being a member can make a positive difference in your financial life!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to turn their ideas into reality, creating jobs and contributing to the community.

Conclusion

With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. If you're ready to take your business to the next level, visit us at 1250 W Ironwood Dr Ste 102 Coeur D Alene Id 83814 in Coeur D Alene, ID, or call us at (800) 433-1837. Let's work together to turn your vision into success!

Merchant Services

In addition to loans, we offer practical merchant services that simplify everyday transactions for your business. Imagine accepting payments seamlessly from your customers, whether they prefer credit cards, mobile payments, or online transactions. Our tailored solutions ensure you can focus on what you do best running your business.

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services can help you thrive. We offer merchant services that simplify transactions so you can focus on growing your business. Additionally, our Business Loans are designed to support various needs from starting up to expanding operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering comprehensive Online & Mobile Banking solutions. You can manage all aspects of your banking from the comfort of home or on the go. Our user-friendly app allows for mobile payments and person-to-person transfers, making it easier than ever to handle finances without needing to visit a branch. While we currently do not have ATMs or drive-thru service at this location, we're always available by phone at (800) 433-1837 during regular hours from Monday through Friday from 8:00 a.m. to 5:00 p.m., or by appointment outside these hours. In summary, whether you're managing personal finances or running a business, Numerica is committed to providing the tools and support you need. We invite you to explore our services further and see how we can assist you in achieving your financial goals. Ready to get started? Visit us online at North Idaho Business Office today!

Personal Banking

We understand that managing your money is essential. That's why our Personal Banking services include checking and savings accounts that fit your lifestyle. You can easily access your funds through our online and mobile banking platforms. With just a few taps on your phone, you can check balances, transfer money, and pay bills anytime, anywhere. Need financing for a new vehicle? Our Auto Loans & Vehicle Financing options make it easy to drive away in the car of your dreams with competitive rates and flexible terms. Plus, if you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services will guide you through the process smoothly. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most. And don't forget about our Credit Cards with Rewards, which offer great benefits while helping you build your credit history.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at any time that suits you. Whether you're on your lunch break or cozying up at home, you can access your accounts whenever you need to. We also offer e-statements, which provide a quick and eco-friendly way to review your transactions without the clutter of paper statements. Want to send money to a friend? Our person-to-person transfer feature makes it as simple as a few taps on your phone. Plus, with our mobile application, you can make payments on the go using mobile payment options perfect for those spontaneous purchases or splitting bills with friends!

Security You Can Trust

Your security is our priority. While we currently do not support electronic signature authorization, we ensure that all transactions are protected with robust encryption methods. This way, you can enjoy peace of mind knowing your personal information is safe while you manage your finances online. At Numerica, we believe in providing accessible and user-friendly services that empower you to take control of your financial journey. Experience the ease of banking anytime and anywhere today!

Financial Strength

Commitment to Members

With total share accounts reaching 296,116, it's clear that more people are trusting us with their finances. Our commitment to you goes beyond numbers; it means being there when you need us the most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 1250 W Ironwood Dr Ste 102 Coeur D Alene Id 83814 or call (800) 433-1837 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $26,427 in used auto loans and $3,188,279,654 in total loans and leases to support your financial goals across various sectors.

Solid Financial Position

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a new or used vehicle, we can provide you with flexible terms tailored to your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand your business. We offer competitive rates and personalized support to help you navigate your funding options. If you're considering refinancing or want to know about eligibility options for any of our loan products, feel free to reach out! You can call us at (800) 433-1837, or visit us at our branch located at 1250 W Ironwood Dr Ste 102 Coeur D Alene Id 83814 in Coeur D Alene, ID. At Numerica, we're committed to supporting our members every step of the way with financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964. Our team is here to guide you through the process and ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing finances can be tricky, but our unsecured credit card loans help simplify things. With a total of $79,459,300 in loans available, we provide flexible terms that allow members to manage their expenses effectively without added stress.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Moreover, LendMesh does not prioritize lenders based on paid promotions; instead, it provides unbiased results that truly reflect market conditions. The platform also offers real-time rate comparisons. This means users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and discover competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Conclusion

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Members

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community