Numark Credit Union Joliet IL | Best Auto Loans & Business Banking

Introduction

Welcome to Numark, your trusted financial partner located at 1654 Terry Dr, Joliet, IL 60436. Since our establishment in 1954, we have been dedicated to serving our community with a wide range of financial services tailored to meet your needs. With a robust membership of 62,084 and total assets exceeding $829 million, we pride ourselves on being a solid choice for both personal and business banking. At Numark, we understand that each member's financial journey is unique. That's why we offer various services, including checking and savings accounts, auto loans, mortgage options, personal loans, and more. Our members benefit from total deposits of $55,592,771 and a net worth of $84,688,180, highlighting our commitment to sound financial practices and growth. Under the leadership of CEO Lloyd Fredendall and Board President Clifford Struthers, we strive to foster a welcoming environment where everyone feels valued. Our team of 166 employees is here to assist you whether you're visiting us in person or using our online banking services. While members can visit us at our branch address for face-to-face interactions, official correspondence should be sent to our mailing address: PO Box 2729, Joliet, IL 60434. Explore how Numark can help you achieve your financial goals by visiting our website at numarkcu.org or give us a call at (815) 729-3211. We look forward to supporting your journey towards financial success!

Branch History & Mission

A Legacy of Service

Located at 1654 Terry Dr in Joliet, IL, Numark has always aimed to be more than just a financial institution. We are deeply rooted in our community, working tirelessly to support local initiatives and promote financial literacy. As we evolved through the decades, we've embraced technological advancements while maintaining our commitment to personal service. From our early days offering basic savings accounts to now providing a wide range of services including auto loans, mortgages, and business banking solutions, our mission remains focused on meeting the diverse needs of our members. While members can visit us at 1654 Terry Dr Joliet Il 60436, official correspondence should be sent to PO Box 2729, Joliet, IL 60434.

Looking Ahead

As we look toward the future, Numark remains committed to innovation while keeping member satisfaction at the forefront. We offer digital banking solutions such as online banking and mobile payments for easy access anytime you need it. Our team continuously seeks ways to improve your experience with us whether through enhanced services or community engagement. Join us at Numark and become part of a legacy that values connection and support. Experience firsthand how we can help you achieve your financial goals while being an integral part of the Joliet community! For more information or to become a member today, please call us at (815) 729-3211 or visit our website. Together, let's build a brighter financial future!

Our Mission Statement

At Numark, our mission is clear: we strive to empower our members by offering comprehensive financial services that enhance their lives. We believe that everyone deserves access to quality banking products and support. Through community outreach programs and partnerships with local organizations, we aim to uplift those around us and create opportunities for growth and success. Our operating hours reflect our dedication to convenience our lobby and drive-thru are open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:30 PM. Plus, with ATM availability and shared service centers, we ensure that banking is always within reach for our members.

Branch Location & Accessibility

Accessibility and Parking

We strive to make our branch accessible for everyone. There are plenty of parking spots available right outside the entrance, and our facility is fully ADA compliant. You can expect ramps and other features that ensure easy access for all members.

Get in Touch

Have questions or ready to start your membership journey? Feel free to call us at 815-729-3211 or visit our website at Numark for more information. We look forward to serving you soon!

Operating Hours

We understand that everyone has busy schedules, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 5:30 PM. We also welcome you on Saturdays from 8:30 AM to 12:30 PM. With these hours, you can easily find a time that works for you!

Services Offered

At Numark, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick transaction? Our drive-thru service allows you to complete deposits and withdrawals without leaving your car. Plus, we have an ATM available for those who prefer self-service banking. If you're part of a partner credit union, take advantage of our shared service center for basic transactions as well!

Member Eligibility

At Numark, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that goal. If you're living or working in our local area, you may already qualify for membership! We welcome anyone who meets the criteria outlined on our website, which you can explore further at https://www.numarkcu.org/become-a-member/. Whether you're looking for personal banking solutions, loans, or simply a place to save, our friendly team is here to help you every step of the way. Opening an account is as easy as pie! Just head over to https://www.numarkcuonline.org/dbank/live/app/register to get started. If you have any questions or need assistance, feel free to give us a call at (815) 729-3211. Join us at our branch located at 1654 Terry Dr Joliet Il 60436, and experience the advantages of being part of Numark where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a streamlined payment processing system that allows you to focus on what you do best running your business. Our merchant services provide just that. From easy credit card acceptance to online payment solutions, we empower your business to serve customers more efficiently and effectively. Visit us at our branch located at 1654 Terry Dr Joliet Il 60436 in Joliet, IL or call us at (815) 729-3211 to learn how we can support your business ambitions today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $187 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,279,278, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions such as deposits and withdrawals. If you're a member of another partner credit union, you can take advantage of shared branch transactions right here at Numark. For any questions or further assistance, feel free to reach out to us at 815-729-3211. Our friendly team is always ready to help! In summary, Numark offers a comprehensive suite of financial services tailored for individuals and businesses alike. We're committed to making banking simpler so you can focus on what matters most in your life. Ready to explore all that we have to offer? Visit us today or check out our website at www.numarkcu.org for more information!

Business Banking

For our entrepreneurial members, Numark provides business banking solutions including merchant services and business loans. We're here to support local businesses with financial products that can help them grow and succeed.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards come with benefits that can help you earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, our credit cards make it easier to get more from your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. Plus, our ATM network makes cash withdrawals easy and accessible.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking options include checking and savings accounts that help you track your spending and save for future goals. Need a little extra cash? Our auto loans and vehicle financing options make it simple to get behind the wheel of a new car without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services are tailored to help you navigate the process smoothly. We also offer personal loans for debt consolidation or other needs that may arise. With competitive rates and personalized service, you can rest assured that we'll be with you every step of the way.

Digital & Online Banking

Accessing Your Accounts Anytime

With our user-friendly online banking platform available at https://www.numarkcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Enjoy the freedom of 24/7 online banking services, allowing you to manage your money at your convenience. You no longer have to wait for business hours; your bank is always open!

Mobile Convenience at Your Fingertips

Take control of your finances with our mobile application, available for download on your favorite devices. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been more straightforward. Whether you're at home or out running errands, our digital banking tools ensure that managing your finances fits seamlessly into your lifestyle. Experience the ease and efficiency of banking with Numark today!

Security You Can Trust

Your security is our top priority. Our online services come equipped with robust security features that keep your information safe while you bank from the comfort of your home or on the go. Plus, we offer electronic signature authorization for quick and secure transactions without the hassle of paperwork.

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements, giving you easy access to your financial documents whenever you need them. This eco-friendly option not only keeps things organized but also helps you stay informed about your account activity.

Financial Strength

Commitment to Growth

With $62,834,582 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust supported by $55,893 in used auto loans and $604,416,140 in total loans and leases helping you achieve your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 120,677, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $28,282,575, which signifies our ability to provide you with quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numark is your trusted partner. Visit us at 1654 Terry Dr Joliet Il 60436 or call (815) 729-3211 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,622,114 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 161 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $200,177,949 in share certificates and $100,798,212 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $84,688,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $111,786 in total auto loans, including $49,838,889 for new vehicles and $191,800,131 for used vehicles. These loans are designed to make your journey smoother and more affordable.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans total $31,279,278. This provides the capital needed for your business ambitions and growth plans. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. Our team is here to help you navigate the possibilities. For more information on our loan offerings or to discuss how we can assist you in achieving your financial dreams, contact us at 815-729-3211 or visit us at 1654 Terry Dr Joliet Il 60436. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Numark be your partner in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $54,546,295. This means you can take steps toward owning your dream home with confidence.

Unsecured Credit Lines

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, our commitment to helping you manage your finances effectively remains strong.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Numark