Nucor Employee's Credit Union Cofield NC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nucor Employee's Credit Union Hertford Branch, where your financial well-being is our top priority. Located at 1501 River Rd, Cofield, NC 27922, we have been serving our community since 1962. With a total membership of 8,247 and assets exceeding $62,448,286, we take pride in being a trusted partner for your financial journey. At Nucor Employees, we understand the importance of reliable banking services tailored to your needs. Our dedicated team, led by CEO Richard Ryan Jr. and Board President Starlet Britt, is here to provide you with personalized support. Whether you're interested in checking accounts, auto loans, or mortgage options, we offer a range of services designed to help you achieve your financial goals. With total loans reaching 3,432 and deposits amounting to $19,455,333, our credit union is committed to responsible lending and fostering growth within our community. We believe that strong financial foundations lead to prosperous futures. That's why we focus on transparency and trust in all our interactions. While members can visit us at our branch location for assistance, official correspondence should be sent to the same address: 1501 River Rd, Cofield, NC 27922. Feel free to contact us at (252) 856-1816 for any inquiries or assistance you may need. Join us at Nucor Employee's Credit Union and discover how we can support your financial aspirations today! Visit our website at nucorcu.org to learn more about our offerings or stop by the branch during our operating hours: Tuesday, Thursday & Friday from 7:00 AM to 2:00 PM. We look forward to welcoming you into our family!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our family at Nucor Employee's Credit Union. Experience firsthand how our member-focused approach can help you achieve your financial goals. With a solid foundation built on trust and integrity since 1962, let's continue this journey together! Visit us online at NucorCU.org to learn more about membership eligibility and how we can serve you better.

Our Journey

Nucor Employee's Credit Union was founded on the principle of providing accessible financial services to Nucor employees and their families. Located at 1501 River Rd in Cofield, our branch is conveniently situated near local landmarks that make it easy for members to visit. Over the years, we have embraced advancements in technology while maintaining our commitment to personal service. Our operating hours reflect our dedication to serving you: we are open on Tuesdays, Thursdays, and Fridays from 7:00 AM to 2:00 PM. Although we do not currently offer drive-thru banking, we provide an ATM for quick cash access and efficient transactions.

Our Mission

At Nucor Employee's Credit Union, our mission goes beyond traditional banking. We aim to empower our members by offering a range of services tailored to meet their needs whether it's personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages. We understand that every member's journey is unique, which is why we strive to deliver personalized experiences. Our commitment extends into the community through various outreach programs and partnerships aimed at enhancing local life. We believe that by supporting each other, we can foster a stronger community where everyone thrives. While members can visit us at 1501 River Rd, official correspondence should be sent to the same address as our mailing address remains unchanged. Should you have any questions or need assistance, feel free to reach out at (252) 856-1816.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. Parking is readily available, so you won't have any trouble finding a spot when you visit. We take pride in making sure our location is accessible for everyone, including those who may need additional support. Our facilities comply with ADA standards, featuring ramps and other accessibility features. While members can visit us at 1501 River Rd for all their banking needs, official correspondence should be sent to the same address: 1501 River Rd, Cofield, NC 27922.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 252-856-1816. We're excited to help you achieve your financial goals! Visit us today and experience the welcoming atmosphere of your local credit union where we put our members first.

Services Offered

At the Nucor Employee's Credit Union, we offer a variety of services designed with you in mind. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards your financial well-being is our priority. While we currently do not offer drive-thru service, we do have ATM availability for quick and easy cash access.

Welcoming Hours

We understand that your time is valuable. That's why we've set our operating hours to accommodate your schedule. You can visit us on Tuesdays, Thursdays, and Fridays from 7:00 AM to 2:00 PM. Our team is ready to assist you during these hours with services tailored to meet your financial needs.

Member Eligibility

Becoming a member of Nucor Employee's is like joining a close-knit family that truly cares about your financial well-being. Located at 1501 River Rd Cofield Nc 27922, we warmly welcome anyone who works for Nucor, as well as their immediate family members. This means if you're part of the Nucor community, you can easily take advantage of our range of services tailored just for you. We believe in making banking accessible and supportive, which is why membership comes with numerous benefits, including lower fees and better rates on loans and savings accounts. To get started on your journey with us, simply check out the detailed eligibility criteria at http://www.nucorcu.org/about-us . Once you're ready to join, opening an account is a breeze! You can find all the information you need by visiting https://www.loanliner.com/loanrequest/clppresenter/gettingstarted.aspx?cuid=03901216&loanformid=8065219209286134813&channelid=6410558300116153721&locationid=6410558300116153721&isframed=f . If you have any questions or need assistance, feel free to give us a call at (252) 856-1816. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we look forward to providing tailored financing solutions that help entrepreneurs realize their dreams and expand their operations.

Merchant Services

Imagine a busy café bustling with customers, all enjoying their favorite brews while effortlessly paying with their mobile wallets. Our merchant services simplify transactions, making it easier for businesses to serve their customers and manage sales efficiently. Whether you run a retail shop or a service-based business, our services can streamline payment processing so you can focus on what you do best growing your business. For more information about how we can support your business journey, contact us today at (252) 856-1816 or visit us online at https://www.nucorcu.org/ .

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide ATM and cash withdrawal services for easy access to your money whenever you need it. Our ATMs ensure that you have quick access without any hassle just withdraw cash or check balances at your convenience. As part of our commitment to serving our members well, we encourage you to reach out if you have any questions or need assistance. Call us at (252) 856-1816 or visit us at our branch during operating hours: Tuesday, Thursday, and Friday from 7:00 AM to 2:00 PM. Explore the many ways Nucor Employee's can assist you in reaching your financial goals today! Visit our website at Nucor Employee's Credit Union Hertford Branch for more information on how we can serve you better!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. Whether you're eyeing a brand-new model or a reliable used vehicle, we provide flexible terms to fit your budget. Picture yourself driving off in your dream car with an affordable payment plan that suits your lifestyle.

Business Banking

If you're an entrepreneur or run a small business, our business banking services, including merchant services and business loans, are designed to support your growth. You can focus on what you do best while we handle the financial side of things.

Credit Cards with Rewards

For those who love shopping and earning rewards, our credit cards with rewards program offers cash back on everyday purchases. It's not just about spending; it's about earning something back every time you use your card!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, look no further. Our mortgage loans come with personalized assistance to guide you through the process. From first-time homebuyers to seasoned homeowners looking for better rates, we have solutions that can make owning a home more achievable.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all from the comfort of your home or on the go!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your finances effectively. Imagine having a checking account that makes it easy to pay bills while your savings account grows steadily over time. With our competitive interest rates, saving for your goals has never been easier.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for home repairs or want to streamline multiple debts into one manageable payment, we're here to help simplify your financial journey.

Digital & Online Banking

Key Features

Stay organized and eco-friendly with e-statements available at Yes. This feature not only reduces paper clutter but also gives you instant access to your account statements right from your device. If you're looking to send money quickly to friends or family, our person-to-person transfer option makes it simple and straightforward. Just a few taps on your screen, and you're all set! For those who prefer mobile banking on the go, our mobile application is ready for download at Yes. The app brings all the features of online banking right to your fingertips, allowing you to check balances or make payments wherever you are. While we don't currently support mobile payments like some other platforms, we prioritize security across all our digital services. Your financial information remains safe and secure while using our systems. Although electronic signature authorization is not available at this time (No), we're continuously exploring ways to enhance your banking experience. Experience financial management like never before with the innovative digital banking options at Nucor Employee's! Whether you're managing day-to-day expenses or planning for future investments, we're here to support you every step of the way.

Financial Strength

A Growing Member Base

We have established trust among our community, demonstrated by the total number of share accounts: 15,824. This growing member base signifies the confidence that our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nucor Employee's is your trusted partner. Visit us at 1501 River Rd Cofield Nc 27922 or call (252) 856-1816 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $11,152,427 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $1,200 in used auto loans and $39,379,932 in total loans and leases, we're well-positioned to support your financial goals across various sectors. Our operational efficiency is reflected in our current $0. This allows us to continuously offer competitive loan rates and solid financial products for our members. We're proud to have 8 full-time employees and 13 part-time employees dedicated to providing excellent service at all times.

Member Savings and Investments

Members' savings are secured through $4,634,024 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, our focus remains on providing valuable products tailored to meet your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach underscores our dedication to serving you first.

Our Financial Health

With a net worth of $11,210,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to prudent management and strategic growth. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,949,048 in used vehicle loans and $12,595,181 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new ride or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines and Unsecured Loans

For those who need flexibility in managing their finances, we offer credit lines totaling $5,000,000 along with unsecured credit card loans amounting to $1,016,901. These options are perfect for unexpected expenses or consolidating existing debt into manageable payments.

Getting Started

If you're interested in any of these loan products or want more information about refinancing options and eligibility requirements, feel free to reach out to us at (252) 856-1816 or visit us at our branch located at 1501 River Rd Cofield NC 27922. We're here to help you navigate your borrowing needs with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here with Nucor Employee's let's work together towards achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through other financing options that may be available.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, users can trust that they are seeing genuine loan offers.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores LendMesh's commitment to helping consumers save money and time while making important financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NUCOR EMPLOYEE'S CREDIT UNION - Cofield, NC