Nucor Employees Credit Union Fort Payne AL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Nucor Employees Federal Credit Union, where your financial well-being is our top priority! Established in 1963, we have proudly served our community in Fort Payne, AL for decades. Located at 7205 Gault Ave N, our credit union has built a strong foundation based on trust, reliability, and personalized service. With a total membership of 287 and assets amounting to an impressive $2,535,071, we are dedicated to helping you achieve your financial goals. At Nucor Employees, we understand that every member has unique needs. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our team is committed to providing tailored financial products that fit your lifestyle while ensuring the highest level of service. While you can always visit us at our branch address, if you need to send official correspondence, please direct it to our mailing address: PO Box 680169, Fort Payne, AL 35968. Under the leadership of our CEO, Janee Koch, and Board President, Russell Armstrong, we strive to foster a welcoming environment where members feel valued and supported. With a net worth of $681,629 and total deposits reaching $555,925, we're proud to maintain a healthy financial standing that benefits all members. With one dedicated employee ready to assist you from 9:30 a.m. to 4:30 p.m. on weekdays, we're here to answer your questions and help you navigate your financial journey. Discover how we can make a difference in your life today! For more information or inquiries, feel free to call us at 256-997-5058 or visit our website at nucorcu.org. Join us as we continue to grow together as a community-focused credit union!

Branch History & Mission

Welcome to Nucor Employees Federal Credit Union, a beacon of community and financial support in Fort Payne, Alabama. Established in 1963, our credit union has been dedicated to serving the needs of our members for over six decades. From our humble beginnings, we have grown to serve a vibrant community with a total membership of 287 individuals. Our journey has been marked by a commitment to providing exceptional financial services while fostering a spirit of community collaboration. Located at 7205 Gault Ave N, Fort Payne, AL 35967, our branch is easily accessible and close to local landmarks that make it a familiar stop for many residents. While members can visit us at this address, official correspondence should be sent to PO Box 680169, Fort Payne, AL 35968 if needed. At Nucor Employees, our mission is simple yet profound: we strive to enhance the financial well-being of our members while contributing positively to the community. We offer a wide range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Each service is designed with you in mind, ensuring that your financial journey is smooth and beneficial. As we embrace modern advancements in banking, we prioritize accessibility and inclusivity. Although we do not currently offer ATM services or drive-thru banking options, our focus remains on delivering personalized service during our operating hours from 9:30 a.m. to 4:30 p.m., Monday through Friday. Our dedicated staff is here to assist you every step of the way. Throughout our history, we've formed strong partnerships within the community. We believe in giving back and actively engage in outreach efforts that uplift those around us. This commitment strengthens not only our credit union but also the bonds within Fort Payne. In addition to traditional banking services, we're excited about potential future offerings that include online banking solutions making it easier than ever for you to manage your finances from the comfort of your home. As we look ahead, we invite you to join us on this journey at Nucor Employees Federal Credit Union. Experience the difference that comes from being part of a community-focused credit union committed to your success. Together, let's build a brighter financial future! For more information or to become a member today, feel free to contact us at 256-997-5058.

Branch Location & Accessibility

Convenient Access and Features

At our Fort Payne location, you'll find ample parking to make your visit as smooth as possible. We are committed to ensuring accessibility for all our members, so you can count on features like ADA-compliant entrances and ramps. While our branch doesn't offer drive-thru banking or ATMs, our dedicated team is always ready to assist you inside the lobby.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 256-997-5058. We're here for you and look forward to helping you achieve your financial goals. Come see us soon!

Operating Hours and Services

We invite you to visit us during our lobby hours from 9:30 a.m. to 4:30 p.m., Monday through Friday. Our team is eager to help you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards that come with rewards. If you're looking for business solutions, we also provide merchant services and business loans tailored to fit your needs. While members can visit us at 7205 Gault Ave N Fort Payne Al 35967, official correspondence should be sent to PO Box 680169, Fort Payne, AL 35968.

Member Eligibility

At Nucor Employees, we believe that everyone deserves a chance to be part of a supportive community where your financial needs come first. If you're connected to Nucor whether as an employee, family member, or even a retiree you're likely eligible to join us! Our doors are open to individuals who share in the spirit of our mission and values. Becoming a member is not just about banking; it's about joining a family that cares for each other's financial well-being. To get started on your journey with us, simply visit us at 7205 Gault Ave N, Fort Payne, AL 35967, or give us a call at 256-997-5058. For detailed eligibility requirements, check out our resource page at . Once you confirm your eligibility, opening an account is quick and easy just follow the steps outlined on our site. We can't wait to welcome you into the Nucor Employees family!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: you're at a bustling farmers market selling your handmade goods. With our payment processing solutions, accepting credit and debit cards becomes seamless, allowing you to focus on what you do best running your business. Located at 7205 Gault Ave N Fort Payne Al 35967 in Fort Payne, AL, we're here to provide personalized support and guidance every step of the way. Let's work together to turn your business vision into reality! For more information, give us a call at (256) 997-5058.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we also provide business banking services including merchant services and business loans. If you're running a small business, think about how easy it would be to manage transactions and secure funding when needed all through one trusted institution.

Convenient Online Services

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking options. Check balances, pay bills, or transfer funds on-the-go our digital platforms are designed for your convenience. While we currently do not have ATM services available at this branch, rest assured that our commitment to providing excellent service means we're always here by phone at 256-997-5058 during our lobby hours from 9:30 a.m. to 4:30 p.m., Monday through Friday. --- Ready to take the next step? Visit us in Fort Payne or check out more about what we offer online at Nucor Employees Federal Credit Union. Your financial wellness is just a call away!

Personal Banking Made Easy

Managing your money shouldn't be complicated. That's why at Nucor Employees Federal Credit Union, we offer checking and savings accounts that help you save for your goals while giving you easy access to your funds. Imagine effortlessly transferring money between accounts or setting up automatic savings plans all from the comfort of your home. When it comes to financing your next vehicle, our auto loans and vehicle financing options are tailored to fit various budgets. Picture yourself driving off in that new car without the stress of high-interest rates. Plus, if you're considering buying a home, our mortgage loans and refinancing services can help make that dream a reality with competitive rates and personalized guidance.

Support for Your Financial Journey

Life can throw curveballs, but we're here to support you through it all with our personal loans and debt consolidation services. Whether you're consolidating debt or handling unexpected expenses, we work with you to find solutions that suit your financial situation. Don't forget about rewards! Our credit cards with rewards let you earn points for every purchase, turning everyday spending into exciting benefits. Use those points for travel, merchandise, or even cash back it's all part of how we aim to add value to your financial journey.

Digital & Online Banking

Key Features

Imagine being able to handle your banking needs anytime, anywhere. Whether it's checking your balance, transferring funds, or managing payments, our future online banking platform will provide real-time account management right from the comfort of your home or on the go. Currently, we don't offer features like electronic signature authorization or e-statements. This means members cannot sign documents electronically or receive statements via email. However, we are dedicated to improving our services and hope to introduce these features soon. For those who rely on mobile payments or a dedicated mobile application for their transactions, we recognize the convenience these options bring. While we don't have these capabilities just yet, they are on our radar for future development. Additionally, person-to-person transfers aren't available at this time. But as we enhance our digital offerings, these features could become part of our service lineup. At Nucor Employees, we are committed to making banking accessible and user-friendly for all members. We appreciate your patience as we work towards expanding our digital services. Stay tuned for updates and know that we're here to support you in all your banking needs!

Financial Strength

At Nucor Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our robust financial standing with you. With a net worth of $681,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This reflects our commitment to building a solid foundation for our members' futures. Our net worth ratio of $2,689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $547,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33 in used auto loans and $1,256,339 in total loans and leases. Our operational efficiency is evident in our $3,590, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 310, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nucor Employees is your trusted partner. Visit us at 7205 Gault Ave N Fort Payne Al 35967 or call (256) 997-5058 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financial Services

In addition to these loan products, Nucor Employees offers personal banking services including checking and savings accounts, debt consolidation options, and much more. We believe that financial success is within everyone's reach. Our team is ready to assist you with refinancing options if needed, ensuring you find the best solution for your situation. For any inquiries or assistance with your loan application, feel free to call us at (256) 997-5058 during our operating hours from 9:30 a.m. to 4:30 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us today and explore how our loan offerings can serve your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $566,794 in used vehicle loans and $395,077 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used vehicle, we've got options that fit your budget.

Business Financing

If you're a business owner, we provide outstanding commercial loans that can help fuel growth and expansion. While our current total for commercial loans stands at $0, we aim to support local businesses by providing accessible funding options tailored to your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We are committed to guiding you through the process so you can secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

For those who need flexibility in managing expenses, we also offer unsecured credit card loans. Although currently we have $0 in total unsecured credit card loans, our terms are designed to help members effectively manage their finances when unexpected costs arise.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Nucor Employees