Novo Credit Union Norco CA | Affordable Auto Loans & Quick Business Loans

Introduction

Welcome to Novo Federal Credit Union, your trusted financial partner located at 2191 5Th St Ste 202, Norco, CA 92860. Since our establishment in 1963, we have been committed to providing exceptional banking services tailored to the needs of our community. With a total membership of 2,235 and assets amounting to an impressive $18,403,471, we take pride in being a cornerstone of financial support for individuals and families in Norco and beyond. At Novo, we understand that banking is not just about numbers it's about building relationships. Under the leadership of our CEO, Rosie Zarubick, and Board President, Rodger Moore, we strive to foster a welcoming environment where members feel valued and supported. Our dedicated team of 5 employees is always ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage financing, and more. While members can visit us at our branch for in-person service during our operating hours from Monday to Friday, 10 AM to 5 PM, official correspondence should be sent to P O Box 129, Norco, CA 92860-0129 if needed. As a member-focused credit union, we are proud of our financial health: with total deposits reaching $-41,258 (a reflection of our commitment to supporting you through various financial products) and a net worth of $2,423,278, we ensure that your funds are secure while providing opportunities for growth. Join us at Novo Federal Credit Union today! Whether you're looking for a loan or simply want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out at (951) 737-6262 or explore our website at novocu.org. We're here to help you thrive financially!

Branch History & Mission

Commitment to Community

While members can visit us at 2191 5Th St Ste 202 Norco Ca 92860, official correspondence should be sent to P O Box 129, Norco, CA 92860-0129. This ensures that all communication remains efficient and organized as we continue to serve you better. We understand that true success comes from giving back. That's why we actively engage in community outreach efforts and partnerships aimed at enhancing the lives of those around us. From hosting financial education workshops to supporting local events, we are dedicated to being more than just a credit union; we want to be a trusted partner in your journey toward financial wellness.

Looking Forward

As part of our commitment to innovation, we've embraced technology by offering online banking and mobile applications, making it easier for our members to manage their finances anytime, anywhere. While currently there are no ATMs or drive-thru services available at our branch, our focus remains on providing exceptional service during our operating hours of Monday through Friday from 10 AM to 5 PM. At Novo Federal Credit Union, we are proud of our history but even more excited about what lies ahead. Join us as we continue this journey together. Discover how becoming a member can open doors to new opportunities for you and your family. Call us at (951) 737-6262 or visit us online at Novo Federal Credit Union today!

Our Journey

Our branch at 2191 5th St Ste 202 has been a cornerstone for many families and businesses in Riverside County. As we developed from humble beginnings into an institution with total assets amounting to ${total_assets}, our focus has always been on building strong relationships with our members. We believe that everyone deserves access to quality financial services without the barriers often found in traditional banking institutions. Our mission is simple yet profound: to provide personalized financial services that help our members achieve their goals while also supporting the local community. Whether it's through personal banking solutions like checking and savings accounts or auto loans and mortgages, we strive to empower individuals by offering competitive products tailored to their needs.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can access our services comfortably. We also have ample parking available for your convenience.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at (951) 737-6262. We look forward to welcoming you at Novo! Come visit us today and see how we can help you achieve your financial goals.

Services Offered

At Novo, we pride ourselves on offering a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we currently do not have ATM services or drive-thru banking available, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Novo, we believe that everyone deserves to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 2191 5Th St Ste 202 Norco Ca 92860, you're likely eligible to join us. We pride ourselves on being inclusive, so whether you're just starting your financial journey or looking for a place to grow your savings, you'll find a home here with us. Joining Novo comes with many benefits, such as personalized service and access to competitive financial products designed to help you reach your goals. Ready to take the next step? You can easily open an account online by visiting our website at https://www.novocu.org/applications/. For any questions, feel free to give us a call at (951) 737-6262. To learn more about eligibility details, please check out our resource page at . We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services designed to simplify payment processing for your business. Imagine having the ability to accept payments seamlessly from customers, whether they're using credit cards, mobile wallets, or online transactions. This not only enhances customer satisfaction but also boosts your sales potential. At Novo, we prioritize your success as much as you do. Our team is dedicated to helping you navigate your financial journey with confidence. Whether you're just starting or looking to expand, we're here to provide personalized support tailored to your unique needs. Reach out today at (951) 737-6262 and let's take your business further together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Novo offers tailored banking solutions including merchant services and business loans. We understand the importance of having reliable financial support for your enterprise. Our goal is to empower you to grow your business without worrying about financial constraints.

Conclusion

At Novo, we're committed to providing comprehensive services that cater to all aspects of your financial life. From personal accounts to business solutions, we are here for you every day and every step of the way. Explore how we can assist you further by visiting us or checking out more details at our website. Join us today and experience the difference of community-focused banking!

Embracing Technology for Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking features at Novo Federal Credit Union. Whether it's making payments, accessing e-statements, or using person-to-person payment options, everything is designed for ease of use. Plus, if you ever need assistance, don't hesitate to call us at (951) 737-6262 during our operating hours from Monday to Friday, 10 am to 5 pm.

Financial Support When You Need It

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services. These options can help alleviate financial stress and set you on a path to recovery. If credit card rewards are what you're after, our credit cards come with enticing benefits that can enhance your purchasing power while rewarding you for your spending.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Start by opening a checking or savings account that fits your lifestyle. With easy access to your funds through our online and mobile banking platforms, managing your money has never been simpler. Imagine being able to check your balance or transfer funds right from your smartphone it's that convenient! If you're thinking about buying a vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we ensure you get the best deal possible. Additionally, if you're interested in home ownership or refinancing, our mortgage loans are crafted to suit various budgets and needs.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of electronic statements, which are available at no extra cost. This means no more waiting for paper statements in the mail your financial information is just a login away! If you prefer to bank from your mobile device, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or reviewing account activity, everything is designed to be intuitive and secure.

Security and Accessibility

Security is a top priority for us. We use advanced encryption technology to keep your information safe while you bank online. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those moments when you need quick access to funds, our person-to-person transfer feature lets you send money instantly to friends and family without hassle. While we currently do not offer mobile payments, our app provides everything else you need for effective money management. In short, at Novo, we're committed to providing accessible and user-friendly banking options tailored to fit your lifestyle. Explore our digital banking services today at https://www.novocu.org/ and experience the ease of managing your finances on your terms!

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 5 full-time employees ready to assist you with any inquiries or services you may need. This committed team ensures that every interaction is meaningful and productive for our valued members. As a testament to our thriving community, we currently manage a total of 3,881 share accounts, demonstrating trust among those who choose Novo as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Novo is your trusted partner. Visit us at 2191 5Th St Ste 202 Norco Ca 92860 or call (951) 737-6262 to learn more about how we can help you achieve your financial goals.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $2,423,278 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Member Savings Secured

Members' savings are secured through $1,738,338 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares available right now, rest assured that our focus remains on providing you with options that suit your needs.

Strong Financial Health

With a net worth of $2,423,278, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,317 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of lending capacity in supporting your financial goals. With $386 in used auto loans and $13,146,361 in total loans and leases, we aim to provide diverse options tailored to various sectors of your life. Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,493,036 in used vehicle loans and $3,748,419 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options can make it easier for you to drive away with confidence.

Contact Us

Our team at Novo is ready to assist you with all of your lending needs. You can reach us at (951) 737-6262, or visit us at our branch located at 2191 5Th St Ste 202 Norco Ca 92860 in Norco, CA. We're open Monday through Friday from 10 am to 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage, or personal line of credit, we have tailored solutions that prioritize your financial wellness. Join us today and see how we can assist you in achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. If you're looking to secure a stable living situation or refinance your existing mortgage for better terms, we are here to guide you every step of the way.

Personal Loans and Credit Lines

For those who need flexibility in their borrowing, our credit lines totaling $2,000,000 can provide the funds you need when unexpected expenses arise. We also have unsecured credit card loans available, allowing you to manage your finances effectively without having to put down collateral.

Refinancing Options

If you're considering refinancing any of your current loans, we encourage you to explore your options with us. We can help assess whether refinancing could save you money on interest payments or reduce your monthly obligations.

Loan Aggregator

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